Our Lender Panel
Each lender on our panel has been selected for their competitive terms, reliability, and specialist expertise in commercial property finance.
Aldermore
Aldermore commercial mortgage products are designed for SMEs and property investors who need flexible underwriting. As a UK challenger bank, Aldermore is known for considering complex cases that high street banks decline, with rates from 5.5% and up to 75% LTV.
Shawbrook
Shawbrook commercial mortgage products offer specialist solutions for professional landlords and experienced developers. With deep expertise in bridging finance, development funding, and complex commercial property transactions, Shawbrook is a preferred choice for non-standard cases.
Interbay Commercial
Interbay commercial mortgage lending specialises in semi-commercial and mixed-use property finance within the OneSavings Bank group. A strong choice for landlords and investors with properties that blend commercial and residential elements, offering up to 75% LTV.
Hampshire Trust Bank
Hampshire Trust Bank commercial mortgage and bridging products are known for speed, flexibility, and specialist expertise. A preferred choice for borrowers who need fast, reliable execution on time-sensitive commercial property transactions, with completions from just 5 working days.
Lloyds Bank
Lloyds commercial mortgage lending leads the UK market, offering the most competitive rates for established businesses and experienced property investors. As the go-to high street bank for well-structured commercial property transactions, Lloyds offers rates from 4.75% and up to 70% LTV.
NatWest
NatWest commercial mortgage lending offers competitive rates with a strong focus on supporting SMEs and owner-occupied business premises. As one of the UK's leading business banks, NatWest provides dedicated relationship management with rates from 5.0% and up to 70% LTV.
Barclays
Barclays commercial mortgage products serve established businesses and professional investors through a strong corporate and real estate banking division. Known for handling larger, more complex commercial property transactions with rates from 5.0% and green lending options.
HSBC
HSBC commercial mortgage products are backed by global banking capabilities, particularly strong for larger transactions and international borrowers. Known for competitive pricing from 5.0%, green lending, and deep expertise in cross-border commercial property finance.
Allica Bank
Allica Bank commercial mortgage products combine digital-first efficiency with experienced relationship managers, built specifically for established SMEs. Known for 24-hour decisions, 4-6 week completions, and competitive rates from 5.5% on commercial property finance.
Investec
Investec commercial mortgage and development finance products serve larger transactions and high-net-worth individuals. Known for bespoke deal structuring with facilities from £1m to £100m+, Investec offers a relationship-driven approach to complex commercial property lending.
Atom Bank
Atom Bank commercial mortgage products offer some of the most competitive fixed rates in the market, powered by digital underwriting for speed and efficiency. A strong choice for straightforward commercial property transactions with rates from 5.25% and completions in 4-6 weeks.
Redwood Bank
Redwood Bank commercial mortgage lending focuses exclusively on property-backed business finance. Known for 24-hour decisions, transparent processes, and rates from 5.75%, Redwood combines experienced relationship management with efficient digital systems for up to 75% LTV.
Recognise Bank
Recognise Bank commercial mortgage products are purpose-built for SMEs underserved by mainstream banks. Combining experienced relationship managers with modern technology, Recognise offers flexible commercial property lending from £250k with dedicated personal service.
Paragon Bank
Paragon Bank commercial mortgage products are backed by over 35 years of specialist property lending expertise. A market leader for commercial buy-to-let, portfolio landlord finance, and professional property investment with rates from 5.5% and up to 75% LTV.
Kent Reliance (OneSavings Bank)
Kent Reliance commercial mortgage lending, part of OSB Group, specialises in complex cases, portfolio landlords, and non-standard borrower profiles. Known for pragmatic underwriting with over 125 years of lending heritage, offering up to 75% LTV on commercial property.
LendInvest
LendInvest commercial bridging and development finance products are powered by PropTech for industry-leading completion speeds. With completions from just 5 working days and development facilities up to £30m, LendInvest is one of the most innovative lenders in UK commercial property finance.
How We Work With Lenders
As an independent broker, we navigate the entire lending market to find the best deal for your specific requirements.
Market Search
We search across our full lender panel to identify the most competitive options for your specific deal, saving you weeks of individual approaches.
Lender Relationships
Our established relationships mean direct access to decision-makers, faster processing, and sometimes preferential terms not available to direct applicants.
Application Packaging
We prepare lender-ready applications that meet each institution's specific requirements, dramatically reducing back-and-forth and accelerating decisions.
Negotiation
With deep understanding of lending criteria and market rates, we negotiate the best possible terms on rates, fees, covenants, and flexibility.
Why Use a Broker?
Commercial property finance is not a commodity product. Every deal is individually underwritten, and every lender has different appetites, criteria, and pricing structures. A specialist broker like CMB understands which lenders are actively lending on your property type, in your location, at your loan size -- and which will offer the most competitive terms.
Our ex-banking background means we know exactly how credit committees assess risk, what documentation to prepare, and how to present your case for the strongest possible outcome. The result: better terms, faster decisions, and access to lenders you would not find through a direct search.