This edition will be refreshed as late filings arrive. Charges created after 30 June 2026 are still being filed at Companies House, and HM Land Registry registers commercial sales months after completion. Figures for Q3 2026 will rise.
Key findings
- 264 commercial property sales worth £160.1m were registered in Somerset for completions between January and August 2026, at a median price of £323,750. Source: HM Land Registry Price Paid Data (property type Other).
- Commercial property charges registered at Companies House in Somerset were up 3.6% in H1 2026 against H1 2025 (144 vs 139). Source: Companies House charges register.
- High street banks were the most active classified lender group in Somerset, behind 30.2% of commercial property charges in Jan to Sep 2026. Source: Companies House charges register, CMB lender classification.
- 481 commercial property planning applications were submitted in Somerset between January and September 2026, with 92.9% of decided applications granted. Source: Local planning authority records via Landstack.
- The median commercial sale price in Somerset was 3.7% above the England and Wales median of £312,250. Source: HM Land Registry Price Paid Data.
- Somerset ranked 20 of 44 counties for H1 2026 growth in commercial property charges. Source: Companies House charges register.
Commercial property lending in Somerset
Lenders registered 179 commercial property charges in Somerset between January and September 2026. The first half of the year is fully filed, and H1 2026 volumes were up 3.6% on H1 2025 (144 against 139). Charges created from July onwards are still inside the 21-day Companies House filing window at the time of writing, so Q3 2026 counts are provisional and will rise.
High street banks accounted for 30.2% of these charges and bridging and short-term lenders for 24.0%. We could match 72.6% of charges to a named lender in our classification. The remainder sit with smaller banks, private lenders and family offices.
The most active named lenders in Somerset from January to August 2026 were Together (24 charges), Lloyds (20) and NatWest (13). We compare January to August with the same months of 2025 because September 2026 filings are still arriving.
8.9% of the charges sat behind an existing charge on the same title. That is a useful read on how often owners are raising second-charge borrowing against commercial property rather than refinancing the senior loan.
Separately, property investment companies (SIC 68) registered 954 charges in Somerset over the same period that did not match a commercial sale. That book mixes residential buy-to-let and commercial investment, so we report it alongside rather than inside the commercial figure.
Commercial property charges by quarter
Lighter bar: Q3 2026, provisional while the 21-day filing window closes. Source: Companies House charges register.
Share of charges by lender type, Jan to Sep 2026
Most active named lenders, Jan to Aug
| Lender | 2026 | 2025 | Change |
|---|---|---|---|
| Together | 24 | 9 | n/a |
| Lloyds | 20 | 23 | -13.0% |
| NatWest | 13 | 20 | -35.0% |
| Barclays | 10 | 16 | -37.5% |
| Paratus AMC | 5 | 5 | n/a |
| Handelsbanken | 4 | 2 | n/a |
| Shawbrook Bank | 4 | 0 | n/a |
| Allica Bank | 4 | 4 | n/a |
| InterBay Funding | 4 | 2 | n/a |
| Aldermore Bank | 3 | 1 | n/a |
Charges registered against property, January to August of each year. Named lenders only.
Charges by borrower sector, Jan to Sep 2026
Commercial property sales and prices in Somerset
HM Land Registry has registered 264 commercial property sales in Somerset with completion dates between January and August 2026, worth £160.1m in total. The median sale price was £323,750, with the middle half of deals between £185,000 and £703,125. 42 sales were at £1m or more.
Commercial registrations run several months behind completions, so these counts will keep rising as the backlog clears. For that reason we do not compare 2026 sales volumes with 2025. Prices are more robust: the median for Jan to Sep 2025 was £312,500 across 761 fully registered sales.
Where the registered address identifies the use, farms and rural made up 27 sales, industrial and warehouse made up 21 sales, offices made up 13 sales. Most commercial titles carry only a street address, so the larger share of sales is unclassified.
86.0% of the sales were freehold.
Median sale price by quarter
| Quarter | Sales registered | Median price | Value |
|---|---|---|---|
| Q1 2026 | 150 | £322,500 | £99.0m |
| Q2 2026 | 88 | £310,000 | £45.6m |
| Q3 2026 | 26 | £492,500 | £15.5m |
Completions by quarter, as registered so far. Source: HM Land Registry Price Paid Data.
Local authorities with the most commercial sales
Commercial planning pipeline in Somerset
481 commercial property planning applications were submitted in Somerset between January and September 2026. Councils decided 439 with a granted or refused outcome in the period and granted 92.9% of them.
Quarterly submissions moved from 199 in Q3 2025 to 160 in Q3 2026. Applications are a forward signal for finance: a granted change of use or new unit usually needs a purchase, refinance or bridging loan within 12 months.
By use, the largest groups were care and health (117), change of use (commercial) (93), industrial and logistics (64).
A further 426 applications sought to convert commercial space to residential use. We exclude these from the commercial pipeline because they remove stock rather than add it.
Applications submitted by quarter
Source: local planning authority records via Landstack.
Applications by commercial use, Jan to Sep 2026
Recent approvals
- Somerset · 38/26/0146Change of use of the vehicle garages associated with the former Taunton police station (Sui Generis) to a mixed used comprising of a car workshop (Use Class B2) storage (Use Class B8) and light industrial uses (Use ClassGranted 25 September 2026
- Somerset · 26/01753/FULChange of Use from B (Industrial) to Use Class E (leisure) to revert the Use class of this building back to leisure, in the form of a local Padel CourtGranted 21 September 2026
- North Somerset · 25/P/1418/FULInstallation of a solar farm comprising ground mounted solar PV panels with a generating capacity of up to 49.99MW(AC) with connection to new substation located on land to south of Puxton Road, Puxton; works to include mGranted 18 September 2026
- Bath & North East Somerset · 26/01253/FULErection of a single storey side/rear extension and reconfiguration of existing building to provide two self-contained dwellings (C3 use class). Erection of 1.5 storey building, providing an ancillary store and gym at grGranted 16 September 2026
- North Somerset · 26/P/1486/FULRebuild, extension and refurbishment of existing hotel building frontage following demolition of more recent additions, replacement shop building and other associated worksGranted 15 September 2026
- Bath & North East Somerset · 25/04893/FULChange of use and conversion of existing building from offices (Use Class E) to student accommodation (Sui Generis) comprising cluster flats of up to 103 no. bed spaces, with external alterations, reconfiguration of carGranted 3 September 2026
How Somerset compares with England and Wales
The median commercial sale price in Somerset of £323,750 was 3.7% above the England and Wales median of £312,250.
H1 2026 lending outpaced the national market: +3.6% here against +1.8% for all commercial property charges in England and Wales.
The planning approval rate of 92.9% compares with 86.9% for commercial applications nationally.
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Methodology and sources
Sales: HM Land Registry Price Paid Data, property type "Other", which covers non-residential sales in England and Wales. Rows that share a price and date are counted as one multi-title deal. Data registered to 25 August 2026.
Lending: the Companies House charges register (snapshot 1 October 2026). A charge counts as commercial when it is secured on a property postcode and either the borrower operates in a commercial sector (for example hotels, pubs, care, retail, manufacturing or logistics, by SIC code) or the postcode matches a commercial sale in 2025 or 2026. Lenders are grouped using our own classification.
Planning: local planning authority records collated by Landstack, filtered to applications whose description indicates a commercial use. Discharge of conditions, advertisement consents, householder works and conversions to residential are excluded. Records cover 253 councils; where a council's applications are not yet collated, its pipeline is understated.
Geography: regions follow postcode districts. County reports cover the ceremonial county including its unitary authorities. City reports cover the local authority area named on each page. Scotland and Northern Ireland are outside HM Land Registry coverage and are not included.
Commercial mortgages are unregulated lending and fall outside the FCA's regulated mortgage perimeter. We do not hold FCA authorisation because the products we arrange are unregulated. This report is market information, not advice.