This edition will be refreshed as late filings arrive. Charges created after 30 June 2026 are still being filed at Companies House, and HM Land Registry registers commercial sales months after completion. Figures for Q3 2026 will rise.
Key findings
- 427 commercial property sales worth £219.8m were registered in West Yorkshire for completions between January and August 2026, at a median price of £250,000. Source: HM Land Registry Price Paid Data (property type Other).
- Commercial property charges registered at Companies House in West Yorkshire were up 4.7% in H1 2026 against H1 2025 (246 vs 235). Source: Companies House charges register.
- High street banks were the most active classified lender group in West Yorkshire, behind 35.2% of commercial property charges in Jan to Sep 2026. Source: Companies House charges register, CMB lender classification.
- 722 commercial property planning applications were submitted in West Yorkshire between January and September 2026, with 86.1% of decided applications granted. Source: Local planning authority records via Landstack.
- The median commercial sale price in West Yorkshire was 19.9% below the England and Wales median of £312,250. Source: HM Land Registry Price Paid Data.
- West Yorkshire ranked 18 of 44 counties for H1 2026 growth in commercial property charges. Source: Companies House charges register.
Commercial property lending in West Yorkshire
Lenders registered 355 commercial property charges in West Yorkshire between January and September 2026. The first half of the year is fully filed, and H1 2026 volumes were up 4.7% on H1 2025 (246 against 235). Charges created from July onwards are still inside the 21-day Companies House filing window at the time of writing, so Q3 2026 counts are provisional and will rise.
High street banks accounted for 35.2% of these charges and bridging and short-term lenders for 23.4%. We could match 81.1% of charges to a named lender in our classification. The remainder sit with smaller banks, private lenders and family offices.
The most active named lenders in West Yorkshire from January to August 2026 were Together (48 charges), Lloyds (34) and NatWest (30). We compare January to August with the same months of 2025 because September 2026 filings are still arriving.
7.6% of the charges sat behind an existing charge on the same title. That is a useful read on how often owners are raising second-charge borrowing against commercial property rather than refinancing the senior loan.
Separately, property investment companies (SIC 68) registered 3,313 charges in West Yorkshire over the same period that did not match a commercial sale. That book mixes residential buy-to-let and commercial investment, so we report it alongside rather than inside the commercial figure.
Commercial property charges by quarter
Lighter bar: Q3 2026, provisional while the 21-day filing window closes. Source: Companies House charges register.
Share of charges by lender type, Jan to Sep 2026
Most active named lenders, Jan to Aug
| Lender | 2026 | 2025 | Change |
|---|---|---|---|
| Together | 48 | 44 | +9.1% |
| Lloyds | 34 | 15 | +126.7% |
| NatWest | 30 | 32 | -6.2% |
| Barclays | 29 | 8 | n/a |
| Handelsbanken | 15 | 9 | n/a |
| InterBay Funding | 10 | 9 | n/a |
| Paragon Bank | 10 | 2 | n/a |
| Shawbrook Bank | 9 | 4 | n/a |
| Charles Street | 9 | 6 | n/a |
| Reward Finance Group | 7 | 6 | n/a |
Charges registered against property, January to August of each year. Named lenders only.
Charges by borrower sector, Jan to Sep 2026
Commercial property sales and prices in West Yorkshire
HM Land Registry has registered 427 commercial property sales in West Yorkshire with completion dates between January and August 2026, worth £219.8m in total. The median sale price was £250,000, with the middle half of deals between £144,000 and £475,954. 42 sales were at £1m or more.
Commercial registrations run several months behind completions, so these counts will keep rising as the backlog clears. For that reason we do not compare 2026 sales volumes with 2025. Prices are more robust: the median for Jan to Sep 2025 was £219,997 across 1,300 fully registered sales.
Where the registered address identifies the use, industrial and warehouse made up 24 sales, farms and rural made up 16 sales, land made up 6 sales. Most commercial titles carry only a street address, so the larger share of sales is unclassified.
83.6% of the sales were freehold.
Median sale price by quarter
| Quarter | Sales registered | Median price | Value |
|---|---|---|---|
| Q1 2026 | 229 | £255,000 | £107.2m |
| Q2 2026 | 157 | £227,000 | £91.8m |
| Q3 2026 | 41 | £264,999 | £20.8m |
Completions by quarter, as registered so far. Source: HM Land Registry Price Paid Data.
Local authorities with the most commercial sales
Commercial planning pipeline in West Yorkshire
722 commercial property planning applications were submitted in West Yorkshire between January and September 2026. Councils decided 718 with a granted or refused outcome in the period and granted 86.1% of them.
Quarterly submissions moved from 270 in Q3 2025 to 226 in Q3 2026. Applications are a forward signal for finance: a granted change of use or new unit usually needs a purchase, refinance or bridging loan within 12 months.
By use, the largest groups were retail and food (170), change of use (commercial) (144), industrial and logistics (110).
A further 490 applications sought to convert commercial space to residential use. We exclude these from the commercial pipeline because they remove stock rather than add it.
Applications submitted by quarter
Source: local planning authority records via Landstack.
Applications by commercial use, Jan to Sep 2026
Recent approvals
- Bradford · 26/01783/FULChange of use from single dwelling house (Use Class C3) to mixed use comprising of retail unit (Use Class E(a)) on ground floor with single storey side extension, and one flat at upper floors (Use Class C3), dormer windoGranted 25 September 2026
- Wakefield · 26/00219/FULChange of use of former care home (use class C2) to medical clinic (use class E (e)) and associated external alterations including the demolition of existing ancillary structuresGranted 23 September 2026
- Bradford · 26/02636/FULChange of use of existing kennels to office use. Change of use of existing office accommodation to café use, including associated internal alterations and ancillary works.Granted 17 September 2026
- Kirklees · 2026/62/92010/WChange of use from Education (F1) to Offices (E(g)(i)) (Listed Building)Granted 16 September 2026
- Leeds · 26/02241/FUDemolition of the existing warehouse; erection of purpose-built industrial building including workshop, storage, and ancillary office/showroom space, with associated parking, servicing, and landscapingGranted 15 September 2026
- Leeds · 26/01386/FURefurbishment, new offices, new boundary walls and gates & Change of Use of Existing Waste Management Site/land to commercial Vehicle Servicing & storageGranted 21 August 2026
How West Yorkshire compares with England and Wales
The median commercial sale price in West Yorkshire of £250,000 was 19.9% below the England and Wales median of £312,250.
H1 2026 lending outpaced the national market: +4.7% here against +1.8% for all commercial property charges in England and Wales.
The planning approval rate of 86.1% compares with 86.9% for commercial applications nationally.
Cities in this county
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Methodology and sources
Sales: HM Land Registry Price Paid Data, property type "Other", which covers non-residential sales in England and Wales. Rows that share a price and date are counted as one multi-title deal. Data registered to 25 August 2026.
Lending: the Companies House charges register (snapshot 1 October 2026). A charge counts as commercial when it is secured on a property postcode and either the borrower operates in a commercial sector (for example hotels, pubs, care, retail, manufacturing or logistics, by SIC code) or the postcode matches a commercial sale in 2025 or 2026. Lenders are grouped using our own classification.
Planning: local planning authority records collated by Landstack, filtered to applications whose description indicates a commercial use. Discharge of conditions, advertisement consents, householder works and conversions to residential are excluded. Records cover 253 councils; where a council's applications are not yet collated, its pipeline is understated.
Geography: regions follow postcode districts. County reports cover the ceremonial county including its unitary authorities. City reports cover the local authority area named on each page. Scotland and Northern Ireland are outside HM Land Registry coverage and are not included.
Commercial mortgages are unregulated lending and fall outside the FCA's regulated mortgage perimeter. We do not hold FCA authorisation because the products we arrange are unregulated. This report is market information, not advice.