This edition will be refreshed as late filings arrive. Charges created after 30 June 2026 are still being filed at Companies House, and HM Land Registry registers commercial sales months after completion. Figures for Q3 2026 will rise.
Key findings
- 37 medical and healthcare property sales worth £15.4m were registered across England and Wales for completions between January and August 2026, at a median price of £329,000. Source: HM Land Registry Price Paid Data (property type Other).
- Medical and healthcare property charges registered at Companies House across England and Wales were down 3.5% in H1 2026 against H1 2025 (554 vs 574). Source: Companies House charges register.
- High street banks were the most active classified lender group across England and Wales, behind 70.0% of medical and healthcare property charges in Jan to Sep 2026. Source: Companies House charges register, CMB lender classification.
- 953 medical and healthcare property planning applications were submitted across England and Wales between January and September 2026, with 94.1% of decided applications granted. Source: Local planning authority records via Landstack.
- The median medical and healthcare property sale price was 5.4% above the £312,250 median for all commercial property in England and Wales. Source: HM Land Registry Price Paid Data.
- Medical centres and healthcare ranked 7 of 10 sectors for H1 2026 growth in secured lending. Source: Companies House charges register.
Medical centres and healthcare lending Jan to Sep 2026
Lenders registered 779 medical and healthcare property charges across England and Wales between January and September 2026. The first half of the year is fully filed, and H1 2026 volumes were down 3.5% on H1 2025 (554 against 574). Charges created from July onwards are still inside the 21-day Companies House filing window at the time of writing, so Q3 2026 counts are provisional and will rise.
High street banks accounted for 70.0% of these charges and specialist and challenger banks for 10.8%. We could match 86.8% of charges to a named lender in our classification. The remainder sit with smaller banks, private lenders and family offices.
The most active named lenders across England and Wales from January to August 2026 were Lloyds (243 charges), Barclays (136) and NatWest (57). We compare January to August with the same months of 2025 because September 2026 filings are still arriving.
6.4% of the charges sat behind an existing charge on the same title. That is a useful read on how often owners are raising second-charge borrowing against medical and healthcare property rather than refinancing the senior loan.
Medical and healthcare property charges by quarter
Lighter bar: Q3 2026, provisional while the 21-day filing window closes. Source: Companies House charges register.
Share of charges by lender type, Jan to Sep 2026
Most active named lenders, Jan to Aug
| Lender | 2026 | 2025 | Change |
|---|---|---|---|
| Lloyds | 243 | 232 | +4.7% |
| Barclays | 136 | 124 | +9.7% |
| NatWest | 57 | 59 | -3.4% |
| Together | 28 | 22 | +27.3% |
| HSBC | 24 | 28 | -14.3% |
| Aldermore Bank | 23 | 21 | +9.5% |
| Investec | 20 | 0 | n/a |
| Santander | 18 | 65 | -72.3% |
| Handelsbanken | 9 | 3 | n/a |
| Metro Bank | 8 | 13 | -38.5% |
Charges registered against property, January to August of each year. Named lenders only.
Medical centres and healthcare sales and prices
HM Land Registry has registered 37 medical and healthcare property sales across England and Wales with completion dates between January and August 2026, worth £15.4m in total. The median sale price was £329,000, with the middle half of deals between £190,000 and £500,000. 3 sales were at £1m or more.
Commercial registrations run several months behind completions, so these counts will keep rising as the backlog clears. For that reason we do not compare 2026 sales volumes with 2025. Prices are more robust: the median for Jan to Sep 2025 was £350,000 across 102 fully registered sales.
86.5% of the sales were freehold.
Median sale price by quarter
| Quarter | Sales registered | Median price | Value |
|---|---|---|---|
| Q1 2026 | 20 | £327,000 | £8.8m |
| Q2 2026 | 12 | £253,500 | £4.1m |
| Q3 2026 | 5 | £485,000 | £2.5m |
Completions by quarter, as registered so far. Source: HM Land Registry Price Paid Data.
Local authorities with the most commercial sales
Medical centres and healthcare planning pipeline
953 medical and healthcare property planning applications were submitted across England and Wales between January and September 2026. Councils decided 893 with a granted or refused outcome in the period and granted 94.1% of them.
Quarterly submissions moved from 353 in Q3 2025 to 345 in Q3 2026. Applications are a forward signal for finance: a granted change of use or new unit usually needs a purchase, refinance or bridging loan within 12 months.
Applications submitted by quarter
Source: local planning authority records via Landstack.
Recent approvals
- Maidstone · 26/501928/FULLChange of use of existing barn from chiropody clinic and storage of hay and machinery, to a mixed use as chiropody clinic and a self-build residential dwelling, for occupation by chiropody clinic practitioner, includingGranted 25 September 2026
- Lewisham · DC/26/144373Use of premises for specialist dementia care home with integrated day centre and respite facilities (Sui Generis) and the installation of windows and a rooflight at Marvels Lane Health Centre, 37 Marvels Lane, SE12.Granted 25 September 2026
- Wakefield · 26/00219/FULChange of use of former care home (use class C2) to medical clinic (use class E (e)) and associated external alterations including the demolition of existing ancillary structuresGranted 23 September 2026
- Stoke-on-Trent · 26/FUL/00716Change of use from three unoccupied dwellinghouses (Use Class C3) to a 12 bedroom residental insituton (Use Class C2)Granted 15 September 2026
- Wigan · A/26/100281/MAJORInstallation of 3 separate roof mounted solar photovoltaic (PV) systems on 3 buildings across the hospital site (Pharmacy, Cancer Care, and the CAU building) including guardrail systemGranted 11 September 2026
- Brighton & Hove · BH2026/01226Change of use from mixed use as chiropractic clinic on part of ground floor and dwelling to veterinary clinic and hospital on ground and first floor with staff flat on second floor. Parking for 10no vehicles including 1nGranted 10 September 2026
Medical centres and healthcare against the wider commercial market
The median medical and healthcare property sale price of £329,000 was 5.4% above the £312,250 median for all commercial property in England and Wales.
H1 2026 lending lagged the national market: -3.5% here against +1.8% for all commercial property charges in England and Wales.
The planning approval rate of 94.1% compares with 86.9% for commercial applications nationally.
Financing medical and healthcare property property
For lender criteria, typical terms and case examples on medical centre property finance, see Medical Centre Property Finance, our specialist resource for this sector.
Regional breakdown
| Region | Charges | Sales | Applications |
|---|---|---|---|
| London & South East | 256 | 5 | 481 |
| Midlands | 148 | 9 | 92 |
| North East & Yorkshire | 117 | 6 | 57 |
| South West | 70 | 4 | 180 |
| North West | 75 | 5 | 66 |
| East of England | 75 | 4 | 54 |
| Wales | 38 | 4 | 23 |
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Methodology and sources
Sales: HM Land Registry Price Paid Data, property type "Other", which covers non-residential sales in England and Wales. Rows that share a price and date are counted as one multi-title deal. Data registered to 25 August 2026.
Lending: the Companies House charges register (snapshot 1 October 2026). A charge counts as commercial when it is secured on a property postcode and either the borrower operates in a commercial sector (for example hotels, pubs, care, retail, manufacturing or logistics, by SIC code) or the postcode matches a commercial sale in 2025 or 2026. Lenders are grouped using our own classification.
Planning: local planning authority records collated by Landstack, filtered to applications whose description indicates a commercial use. Discharge of conditions, advertisement consents, householder works and conversions to residential are excluded. Records cover 253 councils; where a council's applications are not yet collated, its pipeline is understated.
Geography: regions follow postcode districts. County reports cover the ceremonial county including its unitary authorities. City reports cover the local authority area named on each page. Scotland and Northern Ireland are outside HM Land Registry coverage and are not included.
Sector identification: a sale or charge is included when its address or charge particulars name the use, or when the borrower's SIC code places it in the sector. Planning applications are included when the description names the use. Sections with too few records to be reliable are not shown.
Commercial mortgages are unregulated lending and fall outside the FCA's regulated mortgage perimeter. We do not hold FCA authorisation because the products we arrange are unregulated. This report is market information, not advice.