This edition will be refreshed as late filings arrive. Charges created after 30 June 2026 are still being filed at Companies House, and HM Land Registry registers commercial sales months after completion. Figures for Q3 2026 will rise.
Key findings
- 150 commercial property sales worth £174.8m were registered in Berkshire for completions between January and August 2026, at a median price of £450,000. Source: HM Land Registry Price Paid Data (property type Other).
- Commercial property charges registered at Companies House in Berkshire were down 7.6% in H1 2026 against H1 2025 (145 vs 157). Source: Companies House charges register.
- High street banks were the most active classified lender group in Berkshire, behind 27.7% of commercial property charges in Jan to Sep 2026. Source: Companies House charges register, CMB lender classification.
- 446 commercial property planning applications were submitted in Berkshire between January and September 2026, with 87.5% of decided applications granted. Source: Local planning authority records via Landstack.
- The median commercial sale price in Berkshire was 44.1% above the England and Wales median of £312,250. Source: HM Land Registry Price Paid Data.
- Berkshire ranked 35 of 44 counties for H1 2026 growth in commercial property charges. Source: Companies House charges register.
Commercial property lending in Berkshire
Lenders registered 191 commercial property charges in Berkshire between January and September 2026. The first half of the year is fully filed, and H1 2026 volumes were down 7.6% on H1 2025 (145 against 157). Charges created from July onwards are still inside the 21-day Companies House filing window at the time of writing, so Q3 2026 counts are provisional and will rise.
High street banks accounted for 27.7% of these charges and bridging and short-term lenders for 18.8%. We could match 63.9% of charges to a named lender in our classification. The remainder sit with smaller banks, private lenders and family offices.
The most active named lenders in Berkshire from January to August 2026 were Lloyds (13 charges), NatWest (13) and Barclays (12). We compare January to August with the same months of 2025 because September 2026 filings are still arriving.
12.0% of the charges sat behind an existing charge on the same title. That is a useful read on how often owners are raising second-charge borrowing against commercial property rather than refinancing the senior loan.
Separately, property investment companies (SIC 68) registered 1,300 charges in Berkshire over the same period that did not match a commercial sale. That book mixes residential buy-to-let and commercial investment, so we report it alongside rather than inside the commercial figure.
Commercial property charges by quarter
Lighter bar: Q3 2026, provisional while the 21-day filing window closes. Source: Companies House charges register.
Share of charges by lender type, Jan to Sep 2026
Most active named lenders, Jan to Aug
| Lender | 2026 | 2025 | Change |
|---|---|---|---|
| Lloyds | 13 | 12 | +8.3% |
| NatWest | 13 | 17 | -23.5% |
| Barclays | 12 | 8 | n/a |
| Together | 12 | 7 | n/a |
| InterBay Funding | 11 | 5 | n/a |
| LendInvest | 9 | 3 | n/a |
| Shawbrook Bank | 4 | 12 | -66.7% |
| Vector Capital | 4 | 0 | n/a |
| HSBC | 3 | 5 | n/a |
| Metro Bank | 3 | 0 | n/a |
Charges registered against property, January to August of each year. Named lenders only.
Charges by borrower sector, Jan to Sep 2026
Commercial property sales and prices in Berkshire
HM Land Registry has registered 150 commercial property sales in Berkshire with completion dates between January and August 2026, worth £174.8m in total. The median sale price was £450,000, with the middle half of deals between £231,375 and £1.1m. 40 sales were at £1m or more.
Commercial registrations run several months behind completions, so these counts will keep rising as the backlog clears. For that reason we do not compare 2026 sales volumes with 2025. Prices are more robust: the median for Jan to Sep 2025 was £500,000 across 483 fully registered sales.
Where the registered address identifies the use, industrial and warehouse made up 19 sales, farms and rural made up 11 sales, land made up 9 sales. Most commercial titles carry only a street address, so the larger share of sales is unclassified.
83.3% of the sales were freehold.
Median sale price by quarter
| Quarter | Sales registered | Median price | Value |
|---|---|---|---|
| Q1 2026 | 77 | £400,000 | £107.5m |
| Q2 2026 | 58 | £500,000 | £50.9m |
| Q3 2026 | 15 | £650,000 | £16.4m |
Completions by quarter, as registered so far. Source: HM Land Registry Price Paid Data.
Local authorities with the most commercial sales
Commercial planning pipeline in Berkshire
446 commercial property planning applications were submitted in Berkshire between January and September 2026. Councils decided 368 with a granted or refused outcome in the period and granted 87.5% of them.
Quarterly submissions moved from 137 in Q3 2025 to 137 in Q3 2026. Applications are a forward signal for finance: a granted change of use or new unit usually needs a purchase, refinance or bridging loan within 12 months.
By use, the largest groups were industrial and logistics (85), offices (75), change of use (commercial) (74).
A further 234 applications sought to convert commercial space to residential use. We exclude these from the commercial pipeline because they remove stock rather than add it.
Applications submitted by quarter
Source: local planning authority records via Landstack.
Applications by commercial use, Jan to Sep 2026
Recent approvals
- West Berkshire · 21/01501/COMINDFormation of equine veterinary hospital complex including the erection of main hospital building housing theatres, treatment rooms, office space. Erection of stable and ancillary buildings, staff accommodation building,Granted 29 September 2026
- West Berkshire · 26/00555/REG3Proposed change of use from Class C2 (Residential Institution) to Class C1 (Hotel/Hostel) to provide supported temporary accommodation with onsite management and security measures. Construction of new Air source heat pumGranted 23 September 2026
- Slough · P/04296/025Planning application for the change of use from existing two storey building (Class B2) to a new motor dealership comprising showroom, workshop, office space, parts storage MOT testing station and ancillary space plus exGranted 22 September 2026
- Windsor & Maidenhead · 22/00514/FULLTwo storey sixth form building with linked covered walkway and new external doors to the existing school building, heat source pump within enclosure , 2no. fenced sports courts and 1no. fenced all weather pitch.Granted 16 September 2026
- Windsor & Maidenhead · 25/02063/FULLDemolition of the existing care home building and its replacement with a new care home (Use Class C2), a retained access from Holyport Road and associated car and cycle parking, landscaping and amenity space provision.Granted 14 September 2026
- Reading · PL/26/0237Demolition of the former public house and the erection of a part five-storey building comprising six self-contained residential flats (Use Class C3) with a Commercial, Business and Service unit at ground floor (Use ClassGranted 11 September 2026
How Berkshire compares with England and Wales
The median commercial sale price in Berkshire of £450,000 was 44.1% above the England and Wales median of £312,250.
H1 2026 lending lagged the national market: -7.6% here against +1.8% for all commercial property charges in England and Wales.
The planning approval rate of 87.5% compares with 86.9% for commercial applications nationally.
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Methodology and sources
Sales: HM Land Registry Price Paid Data, property type "Other", which covers non-residential sales in England and Wales. Rows that share a price and date are counted as one multi-title deal. Data registered to 25 August 2026.
Lending: the Companies House charges register (snapshot 1 October 2026). A charge counts as commercial when it is secured on a property postcode and either the borrower operates in a commercial sector (for example hotels, pubs, care, retail, manufacturing or logistics, by SIC code) or the postcode matches a commercial sale in 2025 or 2026. Lenders are grouped using our own classification.
Planning: local planning authority records collated by Landstack, filtered to applications whose description indicates a commercial use. Discharge of conditions, advertisement consents, householder works and conversions to residential are excluded. Records cover 253 councils; where a council's applications are not yet collated, its pipeline is understated.
Geography: regions follow postcode districts. County reports cover the ceremonial county including its unitary authorities. City reports cover the local authority area named on each page. Scotland and Northern Ireland are outside HM Land Registry coverage and are not included.
Commercial mortgages are unregulated lending and fall outside the FCA's regulated mortgage perimeter. We do not hold FCA authorisation because the products we arrange are unregulated. This report is market information, not advice.