This edition will be refreshed as late filings arrive. Charges created after 30 June 2026 are still being filed at Companies House, and HM Land Registry registers commercial sales months after completion. Figures for Q3 2026 will rise.
Key findings
- 156 commercial property sales worth £106.9m were registered in Cambridgeshire for completions between January and August 2026, at a median price of £327,500. Source: HM Land Registry Price Paid Data (property type Other).
- Commercial property charges registered at Companies House in Cambridgeshire were down 15.9% in H1 2026 against H1 2025 (74 vs 88). Source: Companies House charges register.
- High street banks were the most active classified lender group in Cambridgeshire, behind 40.2% of commercial property charges in Jan to Sep 2026. Source: Companies House charges register, CMB lender classification.
- 335 commercial property planning applications were submitted in Cambridgeshire between January and September 2026, with 87.0% of decided applications granted. Source: Local planning authority records via Landstack.
- The median commercial sale price in Cambridgeshire was 4.9% above the England and Wales median of £312,250. Source: HM Land Registry Price Paid Data.
- Cambridgeshire ranked 40 of 44 counties for H1 2026 growth in commercial property charges. Source: Companies House charges register.
Commercial property lending in Cambridgeshire
Lenders registered 107 commercial property charges in Cambridgeshire between January and September 2026. The first half of the year is fully filed, and H1 2026 volumes were down 15.9% on H1 2025 (74 against 88). Charges created from July onwards are still inside the 21-day Companies House filing window at the time of writing, so Q3 2026 counts are provisional and will rise.
High street banks accounted for 40.2% of these charges and specialist and challenger banks for 21.5%. We could match 76.6% of charges to a named lender in our classification. The remainder sit with smaller banks, private lenders and family offices.
The most active named lenders in Cambridgeshire from January to August 2026 were Lloyds (11 charges), Barclays (11) and NatWest (7). We compare January to August with the same months of 2025 because September 2026 filings are still arriving.
8.4% of the charges sat behind an existing charge on the same title. That is a useful read on how often owners are raising second-charge borrowing against commercial property rather than refinancing the senior loan.
Separately, property investment companies (SIC 68) registered 963 charges in Cambridgeshire over the same period that did not match a commercial sale. That book mixes residential buy-to-let and commercial investment, so we report it alongside rather than inside the commercial figure.
Commercial property charges by quarter
Lighter bar: Q3 2026, provisional while the 21-day filing window closes. Source: Companies House charges register.
Share of charges by lender type, Jan to Sep 2026
Most active named lenders, Jan to Aug
| Lender | 2026 | 2025 | Change |
|---|---|---|---|
| Lloyds | 11 | 8 | n/a |
| Barclays | 11 | 9 | n/a |
| NatWest | 7 | 12 | -41.7% |
| HSBC | 5 | 0 | n/a |
| Metro Bank | 5 | 1 | n/a |
| InterBay Funding | 4 | 2 | n/a |
| Aldermore Bank | 4 | 6 | n/a |
| Lendhub | 3 | 2 | n/a |
| Landbay | 3 | 1 | n/a |
| Together | 3 | 8 | n/a |
Charges registered against property, January to August of each year. Named lenders only.
Charges by borrower sector, Jan to Sep 2026
Commercial property sales and prices in Cambridgeshire
HM Land Registry has registered 156 commercial property sales in Cambridgeshire with completion dates between January and August 2026, worth £106.9m in total. The median sale price was £327,500, with the middle half of deals between £190,000 and £620,000. 22 sales were at £1m or more.
Commercial registrations run several months behind completions, so these counts will keep rising as the backlog clears. For that reason we do not compare 2026 sales volumes with 2025. Prices are more robust: the median for Jan to Sep 2025 was £325,000 across 487 fully registered sales.
Where the registered address identifies the use, farms and rural made up 12 sales, industrial and warehouse made up 7 sales, offices made up 3 sales. Most commercial titles carry only a street address, so the larger share of sales is unclassified.
92.9% of the sales were freehold.
Median sale price by quarter
| Quarter | Sales registered | Median price | Value |
|---|---|---|---|
| Q1 2026 | 95 | £318,000 | £68.0m |
| Q2 2026 | 45 | £364,730 | £27.4m |
| Q3 2026 | 16 | £412,500 | £11.5m |
Completions by quarter, as registered so far. Source: HM Land Registry Price Paid Data.
Local authorities with the most commercial sales
Commercial planning pipeline in Cambridgeshire
335 commercial property planning applications were submitted in Cambridgeshire between January and September 2026. Councils decided 315 with a granted or refused outcome in the period and granted 87.0% of them.
Quarterly submissions moved from 112 in Q3 2025 to 100 in Q3 2026. Applications are a forward signal for finance: a granted change of use or new unit usually needs a purchase, refinance or bridging loan within 12 months.
By use, the largest groups were industrial and logistics (66), change of use (commercial) (57), retail and food (56).
A further 216 applications sought to convert commercial space to residential use. We exclude these from the commercial pipeline because they remove stock rather than add it.
Applications submitted by quarter
Source: local planning authority records via Landstack.
Applications by commercial use, Jan to Sep 2026
Recent approvals
- Fenland · F/YR25/0307/FChange of use of land to form extension to Industrial Estate (B2 use); Erect 1 x maintenance workshop, 2 x production sheds, 5 x support units and perimeter fence (2m high max) with associated infrastructure, landscape aGranted 25 September 2026
- Huntingdonshire · 23/00258/FULInstallation of a solar photovoltaic (PV) park generating up to 35 MW of electricity comprising of ground-mounted photovoltaic solar arrays, together with inverters/transformer stations, Distribution Network Operator (DNGranted 25 September 2026
- Huntingdonshire · 26/00014/FULProposed Refurbishment and Extension and Alterations of Upper Floor With Addition of a Second Floor to Create Small Retail Units and 5no Flats, Including New Shop Front and Associated ParkingGranted 24 September 2026
- Peterborough · 26/002562/FULExternal alterations comprising the recladding of the main entrance, the erection of an external fire escape stair to the rear elevation, removal of existing cycle loops, repaving of the hard landscaping to the front ofGranted 21 September 2026
- Cambridge · 26/02716/FULChange of use from Class B8 warehouse with ancillary offices to a mixed use as Class E(g)(i) offices and Class F1(f) place of worship, or Class E(g)(i) and B8 in the alternativeGranted 8 September 2026
- Peterborough · 26/002397/FULChange of use from workshop (B2) to mixed use B2 and Sui Generis (car showroom)Granted 3 September 2026
How Cambridgeshire compares with England and Wales
The median commercial sale price in Cambridgeshire of £327,500 was 4.9% above the England and Wales median of £312,250.
H1 2026 lending lagged the national market: -15.9% here against +1.8% for all commercial property charges in England and Wales.
The planning approval rate of 87.0% compares with 86.9% for commercial applications nationally.
Join our newsletter to receive the next Cambridgeshire report
We publish fresh commercial property lending, sales and planning data every quarter. Our newsletter brings each new report to your inbox, with the headline figures for your area and sector.
Cite and download
Journalists, researchers and analysts are welcome to use these figures. Please credit Commercial Mortgages Broker and link to this page.
Methodology and sources
Sales: HM Land Registry Price Paid Data, property type "Other", which covers non-residential sales in England and Wales. Rows that share a price and date are counted as one multi-title deal. Data registered to 25 August 2026.
Lending: the Companies House charges register (snapshot 1 October 2026). A charge counts as commercial when it is secured on a property postcode and either the borrower operates in a commercial sector (for example hotels, pubs, care, retail, manufacturing or logistics, by SIC code) or the postcode matches a commercial sale in 2025 or 2026. Lenders are grouped using our own classification.
Planning: local planning authority records collated by Landstack, filtered to applications whose description indicates a commercial use. Discharge of conditions, advertisement consents, householder works and conversions to residential are excluded. Records cover 253 councils; where a council's applications are not yet collated, its pipeline is understated.
Geography: regions follow postcode districts. County reports cover the ceremonial county including its unitary authorities. City reports cover the local authority area named on each page. Scotland and Northern Ireland are outside HM Land Registry coverage and are not included.
Commercial mortgages are unregulated lending and fall outside the FCA's regulated mortgage perimeter. We do not hold FCA authorisation because the products we arrange are unregulated. This report is market information, not advice.