This edition will be refreshed as late filings arrive. Charges created after 30 June 2026 are still being filed at Companies House, and HM Land Registry registers commercial sales months after completion. Figures for Q3 2026 will rise.
Key findings
- 1,167 commercial property sales worth £778.4m were registered in East of England for completions between January and August 2026, at a median price of £360,000. Source: HM Land Registry Price Paid Data (property type Other).
- Commercial property charges registered at Companies House in East of England were up 0.6% in H1 2026 against H1 2025 (709 vs 705). Source: Companies House charges register.
- High street banks were the most active classified lender group in East of England, behind 30.9% of commercial property charges in Jan to Sep 2026. Source: Companies House charges register, CMB lender classification.
- 2,022 commercial property planning applications were submitted in East of England between January and September 2026, with 85.4% of decided applications granted. Source: Local planning authority records via Landstack.
- The median commercial sale price in East of England was 15.3% above the England and Wales median of £312,250. Source: HM Land Registry Price Paid Data.
- East of England ranked 5 of 7 regions for H1 2026 growth in commercial property charges. Source: Companies House charges register.
Commercial property lending in East of England
Lenders registered 970 commercial property charges in East of England between January and September 2026. The first half of the year is fully filed, and H1 2026 volumes were up 0.6% on H1 2025 (709 against 705). Charges created from July onwards are still inside the 21-day Companies House filing window at the time of writing, so Q3 2026 counts are provisional and will rise.
High street banks accounted for 30.9% of these charges and specialist and challenger banks for 24.2%. We could match 72.9% of charges to a named lender in our classification. The remainder sit with smaller banks, private lenders and family offices.
The most active named lenders in East of England from January to August 2026 were Barclays (76 charges), Lloyds (75) and NatWest (74). We compare January to August with the same months of 2025 because September 2026 filings are still arriving.
8.8% of the charges sat behind an existing charge on the same title. That is a useful read on how often owners are raising second-charge borrowing against commercial property rather than refinancing the senior loan.
Separately, property investment companies (SIC 68) registered 7,791 charges in East of England over the same period that did not match a commercial sale. That book mixes residential buy-to-let and commercial investment, so we report it alongside rather than inside the commercial figure.
Commercial property charges by quarter
Lighter bar: Q3 2026, provisional while the 21-day filing window closes. Source: Companies House charges register.
Share of charges by lender type, Jan to Sep 2026
Most active named lenders, Jan to Aug
| Lender | 2026 | 2025 | Change |
|---|---|---|---|
| Barclays | 76 | 70 | +8.6% |
| Lloyds | 75 | 72 | +4.2% |
| NatWest | 74 | 64 | +15.6% |
| Together | 57 | 80 | -28.8% |
| InterBay Funding | 35 | 35 | 0.0% |
| Shawbrook Bank | 30 | 28 | +7.1% |
| LendInvest | 28 | 24 | +16.7% |
| HSBC | 23 | 21 | +9.5% |
| Allica Bank | 23 | 15 | +53.3% |
| Aldermore Bank | 21 | 18 | +16.7% |
Charges registered against property, January to August of each year. Named lenders only.
Charges by borrower sector, Jan to Sep 2026
Commercial property sales and prices in East of England
HM Land Registry has registered 1,167 commercial property sales in East of England with completion dates between January and August 2026, worth £778.4m in total. The median sale price was £360,000, with the middle half of deals between £187,214 and £695,200. 167 sales were at £1m or more.
Commercial registrations run several months behind completions, so these counts will keep rising as the backlog clears. For that reason we do not compare 2026 sales volumes with 2025. Prices are more robust: the median for Jan to Sep 2025 was £355,000 across 3,725 fully registered sales.
Where the registered address identifies the use, farms and rural made up 80 sales, industrial and warehouse made up 75 sales, offices made up 20 sales. Most commercial titles carry only a street address, so the larger share of sales is unclassified.
87.7% of the sales were freehold.
Median sale price by quarter
| Quarter | Sales registered | Median price | Value |
|---|---|---|---|
| Q1 2026 | 687 | £350,000 | £444.2m |
| Q2 2026 | 351 | £365,000 | £259.4m |
| Q3 2026 | 129 | £400,000 | £74.8m |
Completions by quarter, as registered so far. Source: HM Land Registry Price Paid Data.
Local authorities with the most commercial sales
Commercial planning pipeline in East of England
2,022 commercial property planning applications were submitted in East of England between January and September 2026. Councils decided 1,896 with a granted or refused outcome in the period and granted 85.4% of them.
Quarterly submissions moved from 784 in Q3 2025 to 566 in Q3 2026. Applications are a forward signal for finance: a granted change of use or new unit usually needs a purchase, refinance or bridging loan within 12 months.
By use, the largest groups were industrial and logistics (364), change of use (commercial) (355), retail and food (321).
A further 1,400 applications sought to convert commercial space to residential use. We exclude these from the commercial pipeline because they remove stock rather than add it.
Applications submitted by quarter
Source: local planning authority records via Landstack.
Applications by commercial use, Jan to Sep 2026
Recent approvals
- South Norfolk · 2025/1442Construction and operation of a circa 15MW Solar Farm, comprising the erection of solar panels mounted on metal frames, centralised inverter housing, spares container, new access tracks, underground cabling, perimeter feGranted 30 September 2026
- Central Bedfordshire · CB/26/01200/FULLDemolition of sorting office and industrial sheds. Erection of a childrens day care nursery with associated hard and soft landscapingGranted 29 September 2026
- Bedford · 26/00173/MAFChange of Use to storage and distribution (use class B8) including laying of hard standing and access roads.Granted 29 September 2026
- Bedford · 26/00346/COUChange of Use to Supported Living Care Facility (C2)Granted 29 September 2026
- North Norfolk · PF/26/1522Change of use from former bank to 2no. shop units on the ground floor and basement and 3 no. residential flats on first and second floorsGranted 29 September 2026
- Luton · 26/00253/FULErection of three-storey residential building comprising 7 flats (5 x two-bedroom and (2 x one-bedroom) flats with associated landscaping after demolition of the existing industrial warehouse building.Granted 28 September 2026
How East of England compares with England and Wales
The median commercial sale price in East of England of £360,000 was 15.3% above the England and Wales median of £312,250.
H1 2026 lending lagged the national market: +0.6% here against +1.8% for all commercial property charges in England and Wales.
The planning approval rate of 85.4% compares with 86.9% for commercial applications nationally.
Counties and cities
| County | Sales | Median price | Charges | H1 lending change |
|---|---|---|---|---|
| Essex | 315 | £380,000 | 321 | +8.7% |
| Cambridgeshire | 156 | £327,500 | 107 | -15.9% |
| Norfolk | 253 | £270,000 | 158 | -10.1% |
| Suffolk | 181 | £375,000 | 132 | +15.6% |
| Hertfordshire | 169 | £421,000 | 142 | -17.1% |
| Bedfordshire | 93 | £360,000 | 110 | +33.9% |
No city in this region met our minimum sample for a standalone report this edition, so the regional figures above cover them.
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Methodology and sources
Sales: HM Land Registry Price Paid Data, property type "Other", which covers non-residential sales in England and Wales. Rows that share a price and date are counted as one multi-title deal. Data registered to 25 August 2026.
Lending: the Companies House charges register (snapshot 1 October 2026). A charge counts as commercial when it is secured on a property postcode and either the borrower operates in a commercial sector (for example hotels, pubs, care, retail, manufacturing or logistics, by SIC code) or the postcode matches a commercial sale in 2025 or 2026. Lenders are grouped using our own classification.
Planning: local planning authority records collated by Landstack, filtered to applications whose description indicates a commercial use. Discharge of conditions, advertisement consents, householder works and conversions to residential are excluded. Records cover 253 councils; where a council's applications are not yet collated, its pipeline is understated.
Geography: regions follow postcode districts. County reports cover the ceremonial county including its unitary authorities. City reports cover the local authority area named on each page. Scotland and Northern Ireland are outside HM Land Registry coverage and are not included.
Commercial mortgages are unregulated lending and fall outside the FCA's regulated mortgage perimeter. We do not hold FCA authorisation because the products we arrange are unregulated. This report is market information, not advice.