Bristol, Bristol

Commercial Mortgage Broker in Bristol

CMB arranges commercial mortgages, bridging loans and development finance for property professionals across Bristol and Bristol. Led by Matt Lenzie, ex-Lloyds Bank and Bank of Scotland, institutional-grade underwriting, direct lender access and decisions in 48 hours.

£300M+
Capital Raised
48hrs
Decision Time
100+
Lender Panel
£295
Avg Price/sq ft
5.8%
Average Yield
+22.5%
5yr Price Growth
+15.8%
5yr Rental Growth

Bristol commercial mortgage brokers, ex-bankers with direct lender access

CMB combines former Lloyds and Bank of Scotland underwriting experience with direct board-level relationships at the UK's leading commercial lenders.

Ex-Banking Background

Former Lloyds Bank and Bank of Scotland professionals who understand lender criteria inside-out

Board-Level Access

Direct relationships with lender decision-makers for faster approvals and better terms

£300M+ Track Record

Proven success arranging complex commercial property finance across the UK

Bristol commercial property market signals

The factors lenders weigh when assessing Bristol commercial mortgages, sector demand, transport connectivity and active regeneration programmes.

UK's leading tech city outside London. Temple Quarter transformation ongoing. Strong rental growth with constrained supply.

, CMB Market Analysis

Key Industries

  • Aerospace
  • Technology
  • Financial Services
  • Creative Industries
  • Higher Education
  • Healthcare

Transport Links

  • Bristol Temple Meads mainline
  • Bristol Airport
  • M4 and M5 motorways

Regeneration

Temple Quarter Enterprise Zone; Western Harbour; Arena Island

Market ReportQ1 2026

Bristol Q1 2026 Commercial Property Market Report

Bristol is the deepest commercial property market in the South West and a core Big Nine regional office centre, with HM Land Registry recording 3,248 commercial-leaning transactions across the city in the rolling five years to Q1 2026.

1,648 words6 sourcesTier 1
Read the full Bristol report

Listen: Bristol Q1 2026 commercial property briefing

The Bristol regional briefing covering Bristol and the wider region. A Q2 2026 commercial property briefing on Bristol, the South West's regional capital and one of the eight Avison Young Big Nine office centres. We walk through transaction activity across the city and its three principal satellites, the Acuitus auction prints from Portishead and Clevedon, the £25.95 million Graphic Packaging trade on Filwood Road, and where lender appetite sits today.

Part of the Commercial Property Briefing podcast series. Subscribe via the RSS feed.

Bristol commercial districts and prime rents

Submarket-level prime rent benchmarks across Bristol's main commercial districts, the figures that shape valuations, lender comparables and target acquisition prices.

Temple Quarter

Enterprise Zone

Prime Rent: £32-40 psf

Harbourside

Waterfront Mixed Use

Prime Rent: £28-35 psf

Clifton

Premium Retail

Prime Rent: £60-100 Zone A

Broadmead/Cabot Circus

City Centre Retail

Prime Rent: £100-180 Zone A

Filton

Aerospace Industrial

Prime Rent: £8-12 psf

Bristol commercial property transactions by sector

6 confidently-classified commercial sales in Bristol across the last 60 months, sourced from HM Land Registry Price Paid Data. Filter by sector to see the recent comparables lenders use to benchmark valuations.

All commercial sectors in Bristol
6transactions
OfficeQ1 2026

Fieldgrove House, Fieldgrove Lane, Bitton, Bristol

£2,550,000
OfficeQ1 2026

Brent Knoll House, Cribbs Causeway, Bristol

£600,000
OfficeQ4 2025

Middle Bridge Business Park, Unit 13, Bristol Road, Portishead, Bristol

£390,000
RetailQ4 2025

The Mall Upper Level, 132a, Cribbs Causeway Regional Shopping Centre, Patchway, Bristol

£75,000
OfficeQ4 2025

Apex House, Turner Drive, Yate, Bristol

£1,700,000
IndustrialQ4 2025

Unit 2, Bristol Vale Trading Estate, Bristol

£333,793
CommercialQ1 2026

2, Northville Road, Bristol

£315,000
CommercialQ1 2026

13, Flat 1, Blenheim Road, Bristol

£210,000
CommercialQ1 2026

13, Flat 2, Blenheim Road, Bristol

£585,000
CommercialQ1 2026

13, Flat 3, Blenheim Road, Bristol

£145,000
CommercialQ1 2026

13, Flat 7, Blenheim Road, Bristol

£185,000
CommercialQ1 2026

13, Blenheim Road, Bristol

£1,489,075
CommercialQ1 2026

St. Josephs Home, Cotham Hill, Bristol

£6,800,000
CommercialQ1 2026

163, Filton Avenue, Horfield, Bristol

£345,000
CommercialQ1 2026

32, Toronto Road, Bristol

£389,000
CommercialQ1 2026

1, Bridge Close, Bristol

£8,000
CommercialQ1 2026

460, Paintworks, Arnos Vale, Bristol

£300,000
CommercialQ1 2026

240, Whiteway Road, Bristol

£345,000
CommercialQ1 2026

67, Ground Floor Flat, Hill Street, Totterdown, Bristol

£260,000
CommercialQ1 2026

23, Churchill Close, Barrs Court, Bristol

£185,000
CommercialQ1 2026

15, Elmhurst Gardens, Long Ashton, Bristol

£340,000
CommercialQ1 2026

220, North Street, Bedminster, Bristol

£130,000
CommercialQ1 2026

2, Morley Terrace, Kingswood, Bristol

£330,000
CommercialQ1 2026

93, Littledean, Yate, Bristol

£240,000
CommercialQ1 2026

205, New Cheltenham Road, Bristol

£320,000
CommercialQ1 2026

26, Wellington Walk, Bristol

£600,000
CommercialQ1 2026

11, West Town Park, Bristol

£210,000
CommercialQ1 2026

132, Cooks Close, Bradley Stoke, Bristol

£323,000
CommercialQ1 2026

15, Ladymeade, Backwell, Bristol

£258,000
CommercialQ1 2026

50, Coriander Drive, Bradley Stoke, Bristol

£315,000

Source: HM Land Registry Price Paid Data (Category B records). Sector classification is address-based and best-effort , smaller sectors may include mixed-use or conversion deals.

Bristol student housing and HMO finance

58,000+ students across 2 institutions drive sustained occupier demand for purpose-built student accommodation and licensed HMOs in Bristol.

Universities

2 institutions · 58,000 students

  • University of Bristol
  • University of the West of England (UWE)

HMO Hotspot Areas

Clifton (BS8)Redland (BS6)Fishponds (BS16)Easton (BS5)Bedminster (BS3)

HMO Licensing

Article 4 In Effect

Bristol operates extensive Article 4 covering BS2, BS3, BS5, BS6, BS7, BS8, BS16

Typical HMO Yield: 7-11%

Key Licensing Areas

Clifton/Redland (UoB)Fishponds (UWE)Easton/St Pauls

Two major universities create sustained HMO demand. Article 4 limits new supply, protecting existing HMO values.

Bristol commercial mortgages, bridging loans and development finance

Three core debt structures cover the majority of Bristol commercial property deals. Each carries a different lender panel, LTV ceiling and pricing band, match the structure to the asset and the timeline.

Commercial Mortgages

Long-term financing for commercial and mixed-use property purchases, refinancing, and investment, tailored by experienced brokers who understand complex deal structures.

From £50,000Up to 75% LTV5-25 years

Commercial Remortgage

Refinance an existing commercial mortgage to lower your rate, switch lender, release equity or restructure the loan.

From £150,000Up to 75% LTV5-25 years (typical 5-year fixed reverting to variable)

Commercial Bridging Finance

Fast, flexible short-term finance for commercial property transactions, decisions in 48 hours, completion in days, and creative structuring for deals that mainstream lenders will not touch.

From £50,000Up to 75% LTV1-18 months

Development Finance

Specialist funding for ground-up construction, major refurbishment, and mixed-use development projects, structured with staged drawdowns aligned to your build programme.

From £150,000Up to 75% LTV6-24 months
ML

Matt Lenzie

Founder & Principal Broker

With a career spanning Lloyds Bank, Bank of Scotland, and a partnership in a corporate finance business, Matt brings institutional-grade expertise to every deal in Bristol. Currently a board advisor to a pension administrator and trustee with £3.9bn of assets under advisory, Matt has raised over £300m of capital for property professionals across the UK.

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Bristol commercial property investment fundamentals

What makes Bristol fundable, where the development opportunity sits, which lenders are active, and the asset classes our team finances most often.

Investment Highlights

  • UK's tech capital outside London
  • Strong rental growth
  • Quality of life destination
  • Major university city

Development Opportunities

Temple Quarter, Western Harbour, and city centre sites offer significant opportunities.

Lender Appetite

Very strong appetite from all lender types. Premium location recognised.

Broker Notes

Temple Quarter £1.6bn regeneration driving development finance appetite. Two universities support strong student lending. Aerospace corridor maintains industrial demand. BTR schemes growing.

Property Types We Finance

Grade A OfficeBuild-to-RentIndustrialRetailStudent AccommodationMixed-Use

Our team has extensive experience in Bristol and South West property finance markets.

Need a commercial mortgage decision in Bristol?

Our team will review your asset, sector and structure against current Bristol lender appetite and come back with an indicative rate, LTV and term within 24–48 hours. No application until you're ready.

Latest Commercial Property News in Bristol

Commercial property news for Bristol will appear here once available. Check back soon for the latest market updates.

Also Serving Across Bristol

We provide commercial mortgages, bridging finance, and development finance throughout Bristol.

Commercial Mortgage Brokers Across the UK

Bristol Commercial Mortgage Calculator

Pre-populated with local market data

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Bristol Location

Commercial mortgage services available across Bristol and surrounding areas. View larger map

Bristol commercial mortgage FAQ

Data-grounded answers about commercial property finance in Bristol, sourced from HM Land Registry transactions and our own deal flow.

How active is the commercial property market in Bristol?

HM Land Registry recorded 3,248 commercial property transactions in Bristol during the most recent reporting window. The median commercial sale price is £300,000, with the middle 50% of deals between £210,000 and £425,000. Source: HM Land Registry Price Paid Data (Category B records).

What is the typical commercial property price in Bristol?

The median commercial sale price recorded by HM Land Registry in Bristol is £300,000. Smaller end deals (lower quartile) sit around £210,000, while larger transactions (upper quartile) reach £425,000 and above. These are the figures lenders will benchmark valuations against when assessing a commercial mortgage application in Bristol.

Which commercial property sectors are most active in Bristol?

The most active commercial sectors in Bristol (by recorded transaction count) are: office (4 transactions), retail (1 transaction), industrial (1 transaction). Sector mix matters because lender appetite, LTV ceilings and rate pricing all vary by use class, speak to our team for an indicative quote on the sector you are targeting.

Can I get a commercial mortgage on a property in Bristol?

Yes. We arrange commercial mortgages, commercial bridging finance and development finance for property in Bristol. Typical loan sizes range from £150,000 to £25m+, with LTVs up to 75% on standard commercial assets and up to 70% LTGDV on development. Whole-of-market access, including the high-street banks, challenger lenders and specialist commercial funders.

How do I get a commercial mortgage quote for a property in Bristol?

Call 07595 366094 or use the contact form to request a commercial mortgage quote in Bristol. We will review the asset, sector, deal structure and lender appetite specific to Bristol and come back with an indicative rate, LTV and term within 24–48 hours.

Ready to discuss your Bristol project?

Speak with our specialist team today and get a decision in principle within 48 hours.