Led by Matt Lenzie, ex-Lloyds Bank and Bank of Scotland, we arrange commercial mortgages, bridging finance, and development finance for property professionals across Birmingham and West Midlands.
Birmingham stands out with above-average yields of 6.5% and strong 5-year price growth of 25.5%, making it one of the UK's most attractive commercial property markets for investors.
Direct relationships with executives and board members of the UK's leading lenders
Former Lloyds Bank and Bank of Scotland professionals who understand lender criteria inside-out
Direct relationships with lender decision-makers for faster approvals and better terms
Proven success arranging complex commercial property finance across the UK
“HS2 driving unprecedented investment. Office rents at record levels. Build-to-Rent market established. Industrial and logistics demand exceeds supply across the region.”
— CMB Market Analysis
HS2 Curzon Street quarter; Smithfield; Eastside; Paradise development; Digbeth creative quarter
| Property Type | Prime / Grade A | Secondary | Market Range |
|---|---|---|---|
| Office | £39 psf | £20 psf | £20 - £39 psf |
| Retail / Shop | £117 psf | £32 psf | £32 - £117 psf |
| Industrial | £11 psf | £8 psf | £8 - £11 psf |
Market estimates based on Q1 2026 regional benchmarking data. For accurate valuations, contact us for a detailed assessment.
Indicative gross yields. Actual returns depend on property condition, lease terms, and tenant covenant strength.
Investor appetite for Birmingham commercial property remains strong, with industrial & logistics assets attracting the most interest.
Professional Services CBD
Mixed Use Commercial
Grade A Office
Creative Quarter
Industrial/Manufacturing
Representative transactions reflecting current market activity. Prices are guide values based on comparable evidence.
Open-plan office suite with parking, Jewellery Quarter
Retail premises with storage, town centre
Self-contained industrial premises, Jewellery Quarter
Mixed-use building with commercial ground floor and residential above, Eastside
63-bed registered care home with gardens, City Centre
15-unit purpose-built apartment block, Jewellery Quarter
Development site with planning for 14 residential units, City Centre
Market estimates based on Q1 2026 regional benchmarking. For accurate valuations, contact us.
3 institutions · 80,000 students
Birmingham operates mandatory and additional HMO licensing
Article 4 in key student areas. Perry Barr growing with BCU campus and Commonwealth Games legacy.
Founder & Principal Broker
With a career spanning Lloyds Bank, Bank of Scotland, and a partnership in a corporate finance business, Matt brings institutional-grade expertise to every deal in Birmingham. Currently a board advisor to a pension administrator and trustee with £3.9bn of assets under advisory, Matt has raised over £300m of capital for property professionals across the UK.
View Full ProfileExceptional opportunities in HS2 quarter, Eastside, and Digbeth creative district.
Very strong appetite from all lender types. HS2 proximity premium recognised. Development finance readily available.
Broker Notes
HS2 transformational for lending appetite. Curzon Street area premium emerging. Industrial undersupplied with strong demand. Student HMO well-established with licensing in place.
Our team has deep experience in West Midlands property finance, from Birmingham city centre to regional towns.
Birmingham is the UK's second largest city and a major centre for property investment. The commercial property market benefits from strong demand across Financial Services, Technology, Manufacturing sectors, creating diverse occupier interest and reducing single-sector risk. With average yields of 6.5% and 25.5% price growth over five years, Birmingham offers compelling returns for commercial property investors. Excellent connectivity via HS2 terminal under construction supports tenant demand and underpins long-term property values. Ongoing regeneration activity, including HS2 Curzon Street quarter, further enhances the investment outlook and signals sustained public and private sector confidence.
Post-industrial site remediation costs and variable local demand create uneven opportunities. Investors need careful due diligence on contamination and planning constraints, though regional growth is driving improving fundamentals.
Birmingham's commercial property landscape has been shaped by HS2 Curzon Street quarter. Growth in the Financial Services sector has driven notable investment activity, with occupier demand supporting new development and refurbishment projects across the area.
Birmingham falls under West Midlands planning authority, where the adopted local plan supports commercial development and economic growth. Planning decisions reflect a balance between heritage conservation and enabling new investment, with CIL charges and Section 106 contributions applying to larger schemes.
Commercial property news for Birmingham will appear here once available. Check back soon for the latest market updates.
We provide commercial mortgages, bridging finance, and development finance throughout West Midlands.
Commercial mortgage services available across Birmingham and surrounding areas. View larger map
Office rents in Birmingham range from approximately £20 per square foot for secondary space up to £39 per square foot for Grade A accommodation. Grade B office space, which represents the bulk of the market, typically commands around £24 per square foot. These figures are based on Q1 2026 regional market benchmarking.
Investment yields in Birmingham vary by property type and grade. Current indicative yields are: offices at 5.28%-7.88%, retail at 5.66%-7.5%, industrial at 5.36%-5.62%, residential single-let at 5.96%, HMOs at 7.89%. Prime yields are typically lower, reflecting stronger covenant strength and location quality. Contact us for a detailed yield analysis for your target property type.
Birmingham's commercial property market includes offices, retail units, industrial premises, residential investment blocks, care homes. We arrange finance across all commercial property types, from standard office and retail purchases to specialist assets requiring tailored lending solutions.
Residential investment blocks in Birmingham typically trade at around £162,510 per unit, or approximately £206 per square foot. Blocks of 4-24 units are the most common size bracket for private investors. Yields for single-let apartments average 5.96%, with HMO conversions achieving up to 7.89%. We can arrange commercial mortgages for blocks of 4+ units through specialist BTL lenders.
HMO investments in Birmingham can achieve yields of approximately 7.89%, compared to 5.96% for standard single-let properties. With 3 higher education institutions and approximately 80k students, Birmingham has strong HMO demand. Note that HMO licensing requirements vary by local authority -- check Article 4 directions before purchasing.
Care homes in Birmingham typically trade at around £86,200 per registered bed. A typical 49-bed home would therefore be valued between £1.7m and £5.2m. Care home financing is specialist in nature and we work with lenders who understand the operational and regulatory requirements of the sector.