Led by Matt Lenzie, ex-Lloyds Bank and Bank of Scotland, we arrange commercial mortgages, bridging finance, and development finance for property professionals across Liverpool and Merseyside.
Liverpool stands out with above-average yields of 7.2% and strong 5-year price growth of 26.8%, making it one of the UK's most attractive commercial property markets for investors.
Direct relationships with executives and board members of the UK's leading lenders
Former Lloyds Bank and Bank of Scotland professionals who understand lender criteria inside-out
Direct relationships with lender decision-makers for faster approvals and better terms
Proven success arranging complex commercial property finance across the UK
“Liverpool Waters is one of UK's largest regeneration schemes. Baltic Triangle established as creative and digital hub. Strong student market with three universities.”
— CMB Market Analysis
Liverpool Waters (30-year programme); Paddington Village; Baltic Triangle creative quarter
| Property Type | Prime / Grade A | Secondary | Market Range |
|---|---|---|---|
| Office | £42 psf | £20 psf | £20 - £42 psf |
| Retail / Shop | £82 psf | £48 psf | £48 - £82 psf |
| Industrial | £11 psf | £5 psf | £5 - £11 psf |
Market estimates based on Q1 2026 regional benchmarking data. For accurate valuations, contact us for a detailed assessment.
Indicative gross yields. Actual returns depend on property condition, lease terms, and tenant covenant strength.
Liverpool benefits from significant institutional and private investor interest, particularly in technology & digital opportunities.
Traditional CBD
Premium Retail
Creative Quarter
Life Sciences
Waterfront Regen
Representative transactions reflecting current market activity. Prices are guide values based on comparable evidence.
Open-plan office suite with parking, City Centre
Corner retail unit with display frontage, Ropewalks
Manufacturing unit with loading, Baltic Triangle
Commercial/residential investment, Baltic Triangle
6-unit freehold block of flats, Baltic Triangle
55-bed nursing home with planning consent, Ropewalks
Land with outline planning permission, City Centre
53-room guest house with owner's accommodation, City Centre
Market estimates based on Q1 2026 regional benchmarking. For accurate valuations, contact us.
3 institutions · 70,000 students
Liverpool operates extensive Article 4 covering L1-L8, L13-L17, L18 (part)
High HMO saturation in some postcodes causes lender caution. Licensed properties preferred.
Founder & Principal Broker
With a career spanning Lloyds Bank, Bank of Scotland, and a partnership in a corporate finance business, Matt brings institutional-grade expertise to every deal in Liverpool. Currently a board advisor to a pension administrator and trustee with £3.9bn of assets under advisory, Matt has raised over £300m of capital for property professionals across the UK.
View Full ProfileLiverpool Waters, Paddington Village, and Knowledge Quarter offer transformational opportunities.
Strong appetite across sectors. Development finance readily available for quality schemes.
Broker Notes
Liverpool Waters £5.5bn project attracting development finance. Knowledge Quarter/Paddington Village government-backed. Some postcode sensitivity (L6-L8) for mainstream lenders. Everton Stadium surrounds creating opportunities.
Our team has extensive experience in Merseyside property finance markets.
Liverpool is a major UK city with world-class cultural heritage and significant regeneration. The commercial property market benefits from strong demand across Maritime, Tourism, Technology sectors, creating diverse occupier interest and reducing single-sector risk. With average yields of 7.2% and 26.8% price growth over five years, Liverpool offers compelling returns for commercial property investors. Excellent connectivity via Liverpool Lime Street mainline supports tenant demand and underpins long-term property values. Ongoing regeneration activity, including Liverpool Waters (30-year programme), further enhances the investment outlook and signals sustained public and private sector confidence.
Liverpool's commercial property market faces competition from nearby larger centres, which can limit tenant demand for certain asset types. Careful due diligence on local occupier markets and realistic yield expectations are essential for successful investment.
Liverpool's commercial property landscape has been shaped by Liverpool Waters (30-year programme). Growth in the Maritime sector has driven notable investment activity, with occupier demand supporting new development and refurbishment projects across the area.
Planning policy in Liverpool is set by Merseyside council through its adopted local plan. The authority supports commercial investment and has allocated sites for employment and mixed-use development. Pre-application advice is available and recommended for larger schemes to navigate local requirements efficiently.
Commercial property news for Liverpool will appear here once available. Check back soon for the latest market updates.
We provide commercial mortgages, bridging finance, and development finance throughout Merseyside.
Commercial mortgage services available across Liverpool and surrounding areas. View larger map
Office rents in Liverpool range from approximately £20 per square foot for secondary space up to £42 per square foot for Grade A accommodation. Grade B office space, which represents the bulk of the market, typically commands around £23 per square foot. These figures are based on Q1 2026 regional market benchmarking.
Investment yields in Liverpool vary by property type and grade. Current indicative yields are: offices at 5.67%-6.75%, retail at 5.99%-6.81%, industrial at 5.15%-5.72%, residential single-let at 5.2%, HMOs at 8.11%. Prime yields are typically lower, reflecting stronger covenant strength and location quality. Contact us for a detailed yield analysis for your target property type.
Liverpool's commercial property market includes offices, retail units, industrial premises, residential investment blocks, care homes, hotels and guest houses. We arrange finance across all commercial property types, from standard office and retail purchases to specialist assets requiring tailored lending solutions.
Residential investment blocks in Liverpool typically trade at around £130,530 per unit, or approximately £317 per square foot. Blocks of 4-24 units are the most common size bracket for private investors. Yields for single-let apartments average 5.2%, with HMO conversions achieving up to 8.11%. We can arrange commercial mortgages for blocks of 4+ units through specialist BTL lenders.
HMO investments in Liverpool can achieve yields of approximately 8.11%, compared to 5.2% for standard single-let properties. With 3 higher education institutions and approximately 70k students, Liverpool has strong HMO demand. Note that HMO licensing requirements vary by local authority -- check Article 4 directions before purchasing.
Care homes in Liverpool typically trade at around £53,640 per registered bed. A typical 37-bed home would therefore be valued between £1.1m and £3.2m. Care home financing is specialist in nature and we work with lenders who understand the operational and regulatory requirements of the sector.