CMB arranges commercial mortgages, bridging loans and development finance for property professionals across Formby and Merseyside. Led by Matt Lenzie, ex-Lloyds Bank and Bank of Scotland, institutional-grade underwriting, direct lender access and decisions in 48 hours.
CMB combines former Lloyds and Bank of Scotland underwriting experience with direct board-level relationships at the UK's leading commercial lenders.
Former Lloyds Bank and Bank of Scotland professionals who understand lender criteria inside-out
Direct relationships with lender decision-makers for faster approvals and better terms
Proven success arranging complex commercial property finance across the UK
The factors lenders weigh when assessing Formby commercial mortgages, sector demand, transport connectivity and active regeneration programmes.
“Affluent village with famous red squirrel beach. Strong National Trust tourism. Premium residential.”
, CMB Market Analysis
Very limited due to Green Belt; Formby village centre public realm; National Trust Formby visitor facilities; coastal erosion management; Formby Pool investment; modest housing allocations
The Merseyside regional briefing covering Formby and the wider region. A Q2 2026 commercial property briefing on Merseyside, the Liverpool City Region. We walk through transaction volumes across the metropolitan county's ten principal towns, recent Acuitus auction prints anchored on a near-eleven percent print in Norris Green, and where lender appetite sits for Liverpool, the Wirral, Sefton, Knowsley and St Helens.
Part of the Commercial Property Briefing podcast series. Subscribe via the RSS feed.
Three core debt structures cover the majority of Formby commercial property deals. Each carries a different lender panel, LTV ceiling and pricing band, match the structure to the asset and the timeline.
Founder & Principal Broker
With a career spanning Lloyds Bank, Bank of Scotland, and a partnership in a corporate finance business, Matt brings institutional-grade expertise to every deal in Formby. Currently a board advisor to a pension administrator and trustee with £3.9bn of assets under advisory, Matt has raised over £300m of capital for property professionals across the UK.
View Full ProfileWhat makes Formby fundable, where the development opportunity sits, which lenders are active, and the asset classes our team finances most often.
Formby presents development opportunities linked to Very limited due to Green Belt. Growing demand from the Independent Retail sector is creating opportunities for purpose-built commercial space and conversion projects. Strong transport links enhance viability for mixed-use and residential-led schemes.
Strong appetite for quality properties.
Our team has deep experience arranging commercial mortgages, bridging loans, and development finance across Formby and the wider Merseyside region, from independent retail investments to professional office relocations.
Commercial property news for Formby will appear here once available. Check back soon for the latest market updates.
We provide commercial mortgages, bridging finance, and development finance throughout Merseyside.
Commercial mortgage services available across Formby and surrounding areas. View larger map