Crosby, Merseyside

Commercial Mortgages in Crosby

Led by Matt Lenzie, ex-Lloyds Bank and Bank of Scotland, we arrange commercial mortgages, bridging finance, and development finance for property professionals across Crosby and Merseyside.

£300M+
Capital Raised
48hrs
Decision Time
100+
Lender Panel
£175
Avg Price/sq ft
5.3%
Average Yield
+14%
5yr Price Growth
+10.5%
5yr Rental Growth

Why Choose CMB in Crosby

Direct relationships with executives and board members of the UK's leading lenders

Ex-Banking Background

Former Lloyds Bank and Bank of Scotland professionals who understand lender criteria inside-out

Board-Level Access

Direct relationships with lender decision-makers for faster approvals and better terms

£300M+ Track Record

Proven success arranging complex commercial property finance across the UK

Areas we cover:Crosby VillageWaterlooBlundellsandsThorntonHightown

Crosby Local Market Intelligence

Antony Gormley Another Place beach attraction. Premium Liverpool suburb. Strong community.

— CMB Market Analysis

Key Industries

  • Retail & Hospitality
  • Professional Services
  • Education (Merchant Taylors')
  • Healthcare
  • Creative Industries

Transport Links

  • Merseyrail Northern Line to Liverpool Central (20 mins)
  • A565 to Liverpool/Southport
  • Crosby coastal road and beach
  • National Cycle Network coast route

Regeneration

Crosby Lakeside regeneration; village centre public realm improvements; Crosby Beach visitor management and enhancement; former cinema site development; Marina development area

Crosby Commercial Property Market Data

Commercial Property Values in Crosby

Property TypePrime / Grade ASecondaryMarket Range
Office£20 psf£10 psf£10 - £20 psf
Retail / Shop£19 psf£14 psf£14 - £19 psf
Industrial£7 psf£6 psf£6 - £7 psf

Market estimates based on Q1 2026 regional benchmarking data. For accurate valuations, contact us for a detailed assessment.

Investment Yields in Crosby

Indicative gross yields. Actual returns depend on property condition, lease terms, and tenant covenant strength.

Crosby Market Trends

Office Vacancy
Stable
Industrial Demand
Strong
Retail Footfall
Stable
Residential Investment
Weak
Dominant sector:Office & Professional Services

Crosby benefits from growing private investor interest, particularly in office & professional services opportunities.

Recent Commercial Property Transactions in Crosby

Representative transactions reflecting current market activity. Prices are guide values based on comparable evidence.

OfficeQ3 2025

Serviced office premises, town centre

7,692 sq ft
£139,000 - £153,000
£19 psf9.1% yield
RetailQ3 2025

High street retail unit, Blundellsands

3,425 sq ft
£59,000 - £65,000
£18 psf7.1% yield
IndustrialQ3 2025

Modern industrial unit, trade estate

26,864 sq ft
£179,000 - £197,000
£7 psf6.1% yield
Mixed-UseQ4 2025

Commercial/residential investment, Crosby Village

5,959 sq ft
£776,000 - £857,000
£137 psf7.9% yield
Care HomeQ4 2025

47-bed nursing home with planning consent, Crosby Village

47 beds
£2,465,000 - £2,725,000
9% yield
Residential BlockQ1 2026

19-unit freehold block of flats, Hightown

19 units
£2,360,000 - £2,610,000
6.7% yield
HotelQ1 2026

109-room guest house with owner's accommodation, Blundellsands

109 rooms
£7,140,000 - £7,895,000
8.8% yield
Pub/RestaurantQ1 2026

Freehold pub with letting rooms, Thornton

£120,000 - £130,000
9.08% yield

Market estimates based on Q1 2026 regional benchmarking. For accurate valuations, contact us.

Our Services in Crosby

Commercial Mortgages

Long-term financing for commercial and mixed-use property purchases, refinancing, and investment — tailored by experienced brokers who understand complex deal structures.

From £50,000Up to 75% LTV5-25 years

Commercial Bridging Finance

Fast, flexible short-term finance for commercial property transactions — decisions in 48 hours, completion in days, and creative structuring for deals that mainstream lenders will not touch.

From £50,000Up to 75% LTV1-18 months

Development Finance

Specialist funding for ground-up construction, major refurbishment, and mixed-use development projects — structured with staged drawdowns aligned to your build programme.

From £150,000Up to 75% LTV6-24 months
ML

Matt Lenzie

Founder & Principal Broker

With a career spanning Lloyds Bank, Bank of Scotland, and a partnership in a corporate finance business, Matt brings institutional-grade expertise to every deal in Crosby. Currently a board advisor to a pension administrator and trustee with £3.9bn of assets under advisory, Matt has raised over £300m of capital for property professionals across the UK.

View Full Profile

Why Crosby for Commercial Property Investment

Investment Highlights

  • Average commercial property yields of 5.3% across the local market
  • 14% property price growth over the past five years
  • 10.5% rental growth over five years supporting income returns
  • Strong occupier demand from Retail & Hospitality and Professional Services sectors
  • Excellent transport connectivity including Merseyrail Northern Line to Liverpool Central (20 mins)
  • Active regeneration programmes driving future capital growth

Development Opportunities

Crosby presents development opportunities linked to Crosby Lakeside regeneration. Growing demand from the Retail & Hospitality sector is creating opportunities for purpose-built commercial space and conversion projects. Strong transport links enhance viability for mixed-use and residential-led schemes.

Lender Appetite

Good appetite for quality properties.

Property Types We Finance

Office SpaceServiced OfficesMedical/Dental PracticesCare HomesStudio SpaceFlexible Workspace

Our team has deep experience arranging commercial mortgages, bridging loans, and development finance across Crosby and the wider Merseyside region, from commercial property purchases to professional office relocations.

Why Invest in Crosby

Crosby is a prosperous Sefton coastal suburb home to Antony Gormley's 'Another Place' installation of 100 iron figures on Crosby Beach, one of the UK's most visited public artworks. The commercial property market benefits from strong demand across Retail & Hospitality, Professional Services, Education (Merchant Taylors') sectors, creating diverse occupier interest and reducing single-sector risk. With average yields of 5.3% and 14% price growth over five years, Crosby offers compelling returns for commercial property investors. Excellent connectivity via Merseyrail Northern Line to Liverpool Central (20 mins) supports tenant demand and underpins long-term property values. Ongoing regeneration activity, including Crosby Lakeside regeneration, further enhances the investment outlook and signals sustained public and private sector confidence.

Local Market Challenges

The Crosby market requires realistic expectations around liquidity and exit timelines for commercial assets. Secondary location pricing can be volatile, and investors benefit from strong local knowledge and established lender relationships.

Notable Developments

Crosby's commercial property landscape has been shaped by Crosby Lakeside regeneration. Growth in the Retail & Hospitality sector has driven notable investment activity, with occupier demand supporting new development and refurbishment projects across the area.

Planning Context

Crosby falls under Merseyside planning authority, where the adopted local plan supports commercial development and economic growth. Planning decisions reflect a balance between heritage conservation and enabling new investment, with CIL charges and Section 106 contributions applying to larger schemes.

Latest Commercial Property News in Crosby

Commercial property news for Crosby will appear here once available. Check back soon for the latest market updates.

Crosby Commercial Mortgage Calculator

Pre-populated with local market data

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Interest-only estimate. Actual terms subject to lender assessment.

Crosby Location

Commercial mortgage services available across Crosby and surrounding areas. View larger map

Crosby Commercial Property FAQ

What is the average office rent per square foot in Crosby?

Office rents in Crosby range from approximately £10 per square foot for secondary space up to £20 per square foot for Grade A accommodation. Grade B office space, which represents the bulk of the market, typically commands around £15 per square foot. These figures are based on Q1 2026 regional market benchmarking.

What yields can investors expect from commercial property in Crosby?

Investment yields in Crosby vary by property type and grade. Current indicative yields are: offices at 6.06%-8.78%, retail at 6.64%-8%, industrial at 6.42%-8.87%, residential single-let at 6.86%. Prime yields are typically lower, reflecting stronger covenant strength and location quality. Contact us for a detailed yield analysis for your target property type.

What types of commercial property are available in Crosby?

Crosby's commercial property market includes offices, retail units, industrial premises, residential investment blocks, care homes, hotels and guest houses, pubs and restaurants. We arrange finance across all commercial property types, from standard office and retail purchases to specialist assets requiring tailored lending solutions.

How much does a residential investment block cost in Crosby?

Residential investment blocks in Crosby typically trade at around £137,900 per unit, or approximately £154 per square foot. Blocks of 4-24 units are the most common size bracket for private investors. Yields for single-let apartments average 6.86%. We can arrange commercial mortgages for blocks of 4+ units through specialist BTL lenders.

What is the average price per bed for care homes in Crosby?

Care homes in Crosby typically trade at around £58,490 per registered bed. A typical 26-bed home would therefore be valued between £1.2m and £3.5m. Care home financing is specialist in nature and we work with lenders who understand the operational and regulatory requirements of the sector.

Ready to discuss your Crosby project?

Speak with our specialist team today and get a decision in principle within 48 hours.