Merseyside

Commercial Mortgages in Merseyside

Expert commercial mortgage brokers serving businesses and commercial property investors across Merseyside. Access competitive rates on commercial mortgages, development finance, and bridging loans in Liverpool, Birkenhead, St Helens, Southport, Wallasey, Bootle, Crosby, Formby, Prescot, Huyton.

10
Cities Covered
1,096,805
Total Population
7.0%
Avg Yield (4.7-8.5%)
+18.3%
5yr Price Growth

Why Invest in Merseyside

Merseyside offers commercial property investors access to 10 distinct markets with a combined population of 1,096,805. Average commercial yields of 7.0% (ranging from 4.7% to 8.5%) and 18.3% five-year price growth demonstrate the region’s investment appeal. Key sectors driving occupier demand include Healthcare, Retail, Manufacturing. Major centres including Liverpool provide tier-one investment opportunities.

Key Industries in Merseyside

HealthcareRetailManufacturingProfessional ServicesCreative IndustriesMaritime

Property Types We Finance

OfficeBuild-to-RentIndustrialRetailStudent AccommodationMixed-UsePort/Waterside CommercialIndustrial Units

Transport & Connectivity

Liverpool Lime Street mainline
Liverpool John Lennon Airport
M62 motorway
Merseyrail
Mersey Tunnel
Wirral Waters proximity
St Helens rail stations
M6 and M62 motorways
Haydock Industrial Estate
A565 to Liverpool
Merseyrail to Liverpool (20 mins) via Kingsway Tunnel
M53 Junction 1 (adjacent)
A554 to Birkenhead/M53
New Brighton promenade and seafront
Merseyrail Northern Line to Liverpool Central (8 mins)
A5036 to Port of Liverpool/M57/M58
A565 to Southport/Liverpool
Leeds-Liverpool Canal
Merseyrail Northern Line to Liverpool Central (20 mins)
A565 to Liverpool/Southport
Crosby coastal road and beach
National Cycle Network coast route
Merseyrail Northern Line to Liverpool (30 mins)
Formby Bypass
Sefton Coastal Path
Merseyrail to Liverpool Central (20 mins)
M57 Junction 2 (2 miles)
A57 to Liverpool/Warrington
A58 to St Helens
Merseyrail to Liverpool Central (15 mins)
M57 Junction 2 (adjacent)
Huyton bus interchange

Merseyside Average Commercial Property Values

Property TypeRegional Average (£ psf)
Office (Grade A)£19 psf
Office (Grade B)£13 psf
Retail (Prime)£29 psf
Industrial (Prime)£6 psf

Regional averages across 10 locations. Q1 2026 estimates.

Highest Yielding Locations

Our Services Across Merseyside

498,042 pop.

Liverpool

Liverpool is a major UK city with world-class cultural heritage and significant regeneration. The city offers exceptional property finance opportunities across all sectors from city centre commercial to extensive waterfront development.

City CentreLiverpool WatersBaltic Triangle
View Liverpool Services
88,818 pop.

Birkenhead

Birkenhead is a Wirral town undergoing major regeneration with waterfront development and improved connectivity. The town offers property finance opportunities with significant value compared to Liverpool.

Birkenhead Town CentreWoodsideHamilton Square
View Birkenhead Services
183,700 pop.

St Helens

St Helens is a Merseyside town with strong industrial heritage and competitive property values. The town offers property finance opportunities across industrial, retail, and residential sectors.

St Helens Town CentreNewton-le-WillowsHaydock
View St Helens Services
91,703 pop.

Southport

Southport is a classic English seaside resort with Victorian heritage and strong visitor economy. The town offers property finance opportunities in hospitality, retail, and residential sectors.

Southport Town CentreLord StreetBirkdale
View Southport Services
60,284 pop.

Wallasey

Wallasey is a Wirral coastal town encompassing the vibrant New Brighton seafront with its Marine Point development and the renowned Floral Pavilion theatre. The town stretches from the Mersey estuary to the Irish Sea, with Liverpool's skyline forming a dramatic backdrop. Good Merseyrail connectivity and the Kingsway Tunnel link to Liverpool support a diverse residential and commercial economy.

Wallasey Town CentreNew BrightonLiscard
View Wallasey Services
51,394 pop.

Bootle

Bootle is a Sefton borough town adjacent to Liverpool's northern docks with a significant government employment base, including the HMRC offices at Triad and the Civil Service hub at The Strand. The town has the most affordable commercial property in the Liverpool City Region and benefits from Merseyrail connectivity and proximity to the Port of Liverpool.

Bootle Town CentreStrand Shopping CentreLitherland
View Bootle Services
52,122 pop.

Crosby

Crosby is a prosperous Sefton coastal suburb home to Antony Gormley's 'Another Place' installation of 100 iron figures on Crosby Beach, one of the UK's most visited public artworks. The town has an affluent character with a strong independent retail scene on Moor Lane and College Road, and property values reflect its desirable coastal and cultural setting.

Crosby VillageWaterlooBlundellsands
View Crosby Services
24,277 pop.

Formby

Formby is an affluent Sefton village known for its National Trust red squirrel reserve and dramatic Formby Point sand dunes. The village has one of the highest concentrations of wealth in the North West, with a boutique-style village centre and premium residential values. Its natural assets and exclusive character make it a niche but high-value commercial property location.

Formby Village CentreFormby BeachFreshfield
View Formby Services
11,184 pop.

Prescot

Prescot is a historic Knowsley town that was once the centre of England's watch and clock making industry, and is now home to the Shakespeare North Playhouse, a £30m theatre inspired by the town's Shakespearean connections. This major cultural investment is transforming Prescot's identity and driving visitor economy growth in one of Merseyside's most characterful small towns.

Prescot Town CentreShakespeare NorthWhiston
View Prescot Services
35,281 pop.

Huyton

Huyton is a Knowsley borough town that was Harold Wilson's parliamentary constituency. The town has seen significant investment through the Huyton Village Centre redevelopment and benefits from Merseyrail connectivity. Its position between Liverpool and the M57 motorway, with affordable commercial property, makes it a practical business location in the Liverpool City Region.

Huyton Town CentreRobyPage Moss
View Huyton Services

Commercial Finance Solutions Available in Merseyside

We offer a complete range of commercial property finance solutions across all locations in Merseyside.

Need Commercial Property Finance in Merseyside?

Our local commercial mortgage experts understand the Merseyside commercial property market. Get competitive rates and fast decisions.