Cornwall

Commercial Mortgages in Cornwall

Expert commercial mortgage brokers serving businesses and commercial property investors across Cornwall. Access competitive rates on commercial mortgages, development finance, and bridging loans in Truro, Falmouth, Newquay, Penzance, St Austell, Bodmin, Camborne, Launceston, Redruth, Helston, Liskeard, Looe, Padstow, St Ives.

14
Cities Covered
210,768
Total Population
5.8%
Avg Yield (4.8-6.5%)
+20.4%
5yr Price Growth

Why Invest in Cornwall

Cornwall offers commercial property investors access to 14 distinct markets with a combined population of 210,768. Average commercial yields of 5.8% (ranging from 4.8% to 6.5%) and 20.4% five-year price growth demonstrate the region’s investment appeal. Key sectors driving occupier demand include Retail, Tourism, Professional Services.

Key Industries in Cornwall

RetailTourismProfessional ServicesTourism & HospitalityHospitalityHealthcare

Property Types We Finance

Office SpaceServiced OfficesRetail UnitsHigh Street ShopsShopping CentresEducational FacilitiesStudent AccommodationData Centres

Transport & Connectivity

GWR Cornwall Main Line hub to London/Plymouth
A39 to Falmouth/north Cornwall
A390 to St Austell/Liskeard
Truro river ferry to Falmouth
GWR branch line to Truro (25 mins)
A39 to Truro (11 miles)
Falmouth Harbour and docks
Ferry to St Mawes/Flushing
Cornwall Airport Newquay (domestic and European flights)
GWR branch line to Par/London
A392 to A30 trunk road
Atlantic Highway coast road
GWR terminus to Paddington (5 hrs)
Penzance Heliport to Isles of Scilly
A30 trunk road terminus
Scillonian ferry from Penzance Harbour
GWR Cornwall Main Line to Plymouth/London
A30 trunk road
A390 to Truro/Liskeard
A391 to Bodmin
Bodmin Parkway station on Cornwall Main Line (GWR)
A30 trunk road (adjacent)
A389 to Wadebridge/Padstow
A38 to Liskeard/Plymouth
GWR to Paddington via Truro/Plymouth
A3047 to Redruth
Bus links to Falmouth/Penzance
A30 dual carriageway to Exeter (40 miles)
A388 to Holsworthy/Bideford
A395 to Camelford/Wadebridge
No direct rail (nearest: Gunnislake branch)
GWR Cornwall Main Line to Truro/Plymouth/London
A3047 to Camborne (2 miles)
Bus links across west Cornwall
A394 to Penzance (12 miles)
A3083 to The Lizard
B3297 to Redruth
No direct rail (nearest: Redruth/Penzance)
GWR Cornwall Main Line to Plymouth (25 mins)/London
A38 trunk road
A390 to St Austell/Truro
B3254 to Launceston
Looe Valley branch line to Liskeard (30 mins)
A387 to A38 (7 miles)
Coastal road to Polperro
Local bus to Plymouth
A389 to Wadebridge/A39 (5 miles)
Camel Trail cycle path to Bodmin
Padstow Harbour (fishing and leisure)
No direct rail (nearest: Bodmin Parkway)
St Ives Bay branch line to St Erth/GWR Main Line
A3074 to A30 (4 miles)
St Ives Harbour
Park and Ride from Lelant

Cornwall Average Commercial Property Values

Property TypeRegional Average (£ psf)
Office (Grade A)£12 psf
Office (Grade B)£8 psf
Retail (Prime)£17 psf
Industrial (Prime)£5 psf

Regional averages across 14 locations. Q1 2026 estimates.

Highest Yielding Locations

Our Services Across Cornwall

21,000 pop.

Truro

Truro is Cornwall's only city and administrative capital, centred on its magnificent Victorian Gothic cathedral. The city serves as Cornwall's principal shopping, professional services, and healthcare hub, with the Royal Cornwall Hospital as a major employer. Truro's riverside setting and compact centre support strong commercial property demand across retail, office, and hospitality sectors.

City CentreTruro CathedralThreemilestone
View Truro Services
22,000 pop.

Falmouth

Falmouth is Cornwall's principal port town and university town, home to Falmouth University and the National Maritime Museum Cornwall. The town has a vibrant creative economy, a natural deep-water harbour that attracts superyacht servicing, and a year-round tourism market that supports strong hospitality and retail property demand.

Falmouth Town CentreFalmouth DocksPendennis
View Falmouth Services
22,040 pop.

Newquay

Newquay is Cornwall's premier surfing destination and busiest resort town, home to Cornwall Airport Newquay which provides domestic and European flights. The town has diversified beyond traditional tourism with the Aerohub Enterprise Zone at the airport attracting aerospace and technology companies, while the year-round surf culture supports a young, entrepreneurial economy.

Newquay Town CentreFistral BeachTowan
View Newquay Services
21,200 pop.

Penzance

Penzance is the most westerly major town in England, serving as the terminus of the Great Western Railway and gateway to the Isles of Scilly. The town has a subtropical microclimate, an eclectic creative community, and a strong independent retail scene along Chapel Street. Art Deco Jubilee Pool, Britain's largest seawater lido, has been restored as a geothermal-heated attraction.

Penzance Town CentreNewlynMousehole
View Penzance Services
22,658 pop.

St Austell

St Austell is mid-Cornwall's principal town, historically defined by its china clay industry that created the distinctive white 'Cornish Alps' landscape. The nearby Eden Project has transformed the area's tourism profile, and the town is benefiting from significant regeneration through the White River Place development and growing demand from the expanding population of the A30 corridor.

St Austell Town CentreEden ProjectCarlyon Bay
View St Austell Services
15,250 pop.

Bodmin

Bodmin is Cornwall's former county town and a key service centre for mid-Cornwall, situated on the A30 trunk road between the north and south coasts. The town's affordable property values and strategic location make it attractive for logistics and distribution businesses serving the wider county, with the Bodmin Moor gateway tourism market adding diversity.

Bodmin Town CentreBodmin JailWestheath
View Bodmin Services
22,500 pop.

Camborne

Camborne is a former tin mining town in west Cornwall that, together with neighbouring Redruth, forms Cornwall's largest urban area. The town has a proud industrial heritage centred on the Camborne School of Mines and Richard Trevithick's steam engine innovations, and is benefiting from significant regeneration investment and the growing Cornish tech sector.

Camborne Town CentrePoolRedruth
View Camborne Services
9,711 pop.

Launceston

Launceston is Cornwall's historic gateway town, sitting at the county boundary with Devon where the A30 enters Cornwall. Dominated by its Norman castle, the town is the administrative centre for north Cornwall and offers the county's most affordable commercial property, making it attractive for businesses seeking a Cornish base with good road access to Exeter and the M5.

Launceston Town CentreLaunceston CastleNewport
View Launceston Services
14,052 pop.

Redruth

Redruth is a former tin mining capital at the heart of the Cornwall and West Devon Mining Landscape World Heritage Site. Together with Camborne, it forms Cornwall's largest urban area and is seeing renewed economic interest through the Trevithick heritage brand, the Pool Innovation Centre tech hub, and plans to reopen the South Crofty tin mine.

Redruth Town CentreCarn BreaPool
View Redruth Services
11,311 pop.

Helston

Helston is a historic market town on the Lizard Peninsula famous for its annual Flora Day celebrations, one of Britain's oldest surviving customs. The town serves as the gateway to the Lizard and RNAS Culdrose, the Royal Navy's largest helicopter base, which provides a significant economic anchor for the local commercial property market.

Helston Town CentreFlora DayPorthleven
View Helston Services
9,546 pop.

Liskeard

Liskeard is an east Cornwall market town that serves as a commercial hub for the surrounding rural area, with a weekly cattle market that remains one of the South West's most active. The town has good rail connections on the Cornwall Main Line and offers affordable commercial property for businesses serving the eastern half of the county.

Liskeard Town CentreLooe ValleyDobwalls
View Liskeard Services
5,112 pop.

Looe

Looe is a picturesque fishing port and seaside resort in south-east Cornwall, divided into East and West Looe by the river. The town's economy is heavily seasonal, driven by tourism and fishing, with commercial property demand focused on hospitality, holiday lets, and waterfront retail. The Looe Valley branch line adds character and connectivity.

East LooeWest LooeLooe Harbour
View Looe Services
3,162 pop.

Padstow

Padstow is a prestigious north Cornwall harbour village transformed by Rick Stein's restaurant empire into one of Britain's top foodie destinations. The village commands some of Cornwall's highest commercial property values, driven by tourism, fine dining, and holiday lets. Seasonal demand is intense, with the Camel Trail bringing 500,000 visitors annually.

Padstow HarbourRick Stein restaurantsRock
View Padstow Services
11,226 pop.

St Ives

St Ives is one of Britain's most celebrated coastal towns, home to Tate St Ives and a thriving artist colony dating back to the 1880s. The town's commercial property market commands premium Cornwall prices, driven by year-round tourism, world-class galleries, and a vibrant hospitality sector. Holiday let yields are among the highest in the South West.

St Ives Town CentreTate St IvesPorthmeor Beach
View St Ives Services

Commercial Finance Solutions Available in Cornwall

We offer a complete range of commercial property finance solutions across all locations in Cornwall.

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