Lincolnshire

Commercial Mortgages in Lincolnshire

Expert commercial mortgage brokers serving businesses and commercial property investors across Lincolnshire. Access competitive rates on commercial mortgages, development finance, and bridging loans in Lincoln, Grantham, Boston, Spalding, Stamford, Skegness, Gainsborough, Louth.

8
Cities Covered
306,873
Total Population
6.6%
Avg Yield (4.8-7.5%)
+13.8%
5yr Price Growth

Why Invest in Lincolnshire

Lincolnshire offers commercial property investors access to 8 distinct markets with a combined population of 306,873. Average commercial yields of 6.6% (ranging from 4.8% to 7.5%) and 13.8% five-year price growth demonstrate the region’s investment appeal. Key sectors driving occupier demand include Agriculture, Retail, Logistics.

Key Industries in Lincolnshire

AgricultureRetailLogisticsProfessional ServicesFood ProcessingTourism

Property Types We Finance

HotelsLeisure PropertiesHoliday LetsIndustrial UnitsOffice SpaceMedical/Dental PracticesCare HomesAgricultural Buildings

Transport & Connectivity

Lincoln Central Station
A1 and A46 corridors
LNER to London King's Cross (65 mins)/Edinburgh
A1 trunk road (adjacent)
A52 to Nottingham (25 miles)
A607 to Melton Mowbray/Leicester
East Midlands Railway to Nottingham/Skegness
A16 to Spalding/Grimsby
A17 to Sleaford/Newark
Port of Boston (commercial shipping)
East Midlands Railway to Peterborough (35 mins)
A16 to Boston/Grimsby
A17 to Sleaford/King's Lynn
A151 to Bourne/A1
Cross Country to Peterborough (12 mins)/Birmingham/Stansted
A1 trunk road (2 miles)
A43 to Corby/Kettering
A6121 to Rutland/Oakham
East Midlands Railway to Nottingham/Boston
A52 to Boston/Grantham
A158 to Lincoln (42 miles)
Skegness Pier and seafront
Northern/East Midlands Railway to Sheffield/Lincoln
A631 to M180 (17 miles)
A156 to Lincoln
A159 to M180/Scunthorpe
A16 to Grimsby (15 miles)/Boston
A157 to Lincoln (25 miles)
A631 to Market Rasen
No direct rail (nearest: Grimsby/Market Rasen)

Lincolnshire Average Commercial Property Values

Property TypeRegional Average (£ psf)
Office (Grade A)£13 psf
Office (Grade B)£9 psf
Retail (Prime)£22 psf
Industrial (Prime)£6 psf

Regional averages across 8 locations. Q1 2026 estimates.

Highest Yielding Locations

Our Services Across Lincolnshire

104,600 pop.

Lincoln

Lincoln is a historic cathedral city with growing university and strong heritage tourism. The city offers property finance opportunities with competitive values.

City CentreBailgateBrayford
View Lincoln Services
44,580 pop.

Grantham

Grantham is a South Kesteven market town on the East Coast Main Line, the birthplace of Margaret Thatcher and home to one of England's finest medieval church spires at St Wulfram's. The town is positioned for major growth with the Grantham Southern Quadrant developing as a significant urban extension, and its fast rail links to London (65 mins) and proximity to the A1 give it strong commercial appeal.

Grantham Town CentreManthorpeEarlesfield
View Grantham Services
41,340 pop.

Boston

Boston is a historic Lincolnshire market town on the River Witham, dominated by the 272-foot Boston Stump (St Botolph's Church), the tallest medieval parish church tower in England. The town has a significant agricultural and food processing economy, a diverse multicultural population, and one of the busiest ports on the east coast handling agricultural exports.

Boston Town CentreBoston StumpPort of Boston
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31,565 pop.

Spalding

Spalding is the heart of South Holland's flower bulb and fresh produce industry, once famous for its Tulip Parade. The town sits on the River Welland in the rich agricultural Fenland, serving as a major centre for horticulture, food processing, and fresh produce logistics. Spalding's position on the A16/A17 corridor makes it a key distribution node for eastern England.

Spalding Town CentrePinchbeckSurfleet
View Spalding Services
21,795 pop.

Stamford

Stamford is widely regarded as England's finest stone town, with a concentration of listed buildings unmatched outside Bath or the Cotswolds. The Burghley House estate, the medieval churches, and the George Hotel (a famous coaching inn) make it a destination in its own right. The town's commercial property market is tightly constrained by conservation but commands premium values for Lincolnshire.

Stamford Town CentreSt Martin'sBurghley House
View Stamford Services
24,876 pop.

Skegness

Skegness is Lincolnshire's premier seaside resort, made famous by the 'Jolly Fisherman' poster proclaiming it 'so bracing'. The town has one of the UK's best sandy beaches and is home to the original Butlin's holiday camp. Its highly seasonal economy creates unusual property dynamics, with strong summer yields but winter challenges typical of east coast resorts.

Skegness Town CentreSkegness BeachIngoldmells
View Skegness Services
20,842 pop.

Gainsborough

Gainsborough is a West Lindsey market town on the River Trent, renowned as the setting for George Eliot's 'The Mill on the Floss'. The town's Old Hall is one of the best-preserved medieval manor houses in England. Gainsborough offers some of Lincolnshire's most affordable commercial property and is designated for significant housing growth in the local plan.

Gainsborough Town CentreMortonHeapham
View Gainsborough Services
17,275 pop.

Louth

Louth is a beautiful Georgian market town in the Lincolnshire Wolds AONB, often cited as one of the finest small towns in England. The town has an exceptional independent retail high street, a weekly cattle market, and St James' Church boasts the tallest spire of any medieval parish church in England. Its relative remoteness from major roads creates a self-contained economy.

Louth Town CentreLouth MarketEastgate
View Louth Services

Commercial Finance Solutions Available in Lincolnshire

We offer a complete range of commercial property finance solutions across all locations in Lincolnshire.

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