Boston, LincolnshireLocal lender appetite and market data

Specialist Commercial Mortgage Broker in Boston

CMB arranges commercial mortgages, bridging loans and development finance for property professionals across Boston and Lincolnshire. Led by Matt Lenzie, ex-Lloyds Bank and Bank of Scotland, institutional-grade underwriting, direct lender access and decisions in 48 hours.

£300M+
Capital Raised
48hrs
Decision Time
100+
Lender Panel
£100
Avg Price/sq ft
7.2%
Average Yield
+13.5%
5yr Price Growth
+10.5%
5yr Rental Growth

Boston commercial property delivers 7.2% average yield.

Boston yields sit above the UK commercial average, supporting income-driven debt structures and SPV-led acquisitions.

Boston commercial mortgage brokers, ex-bankers with direct lender access

CMB combines former Lloyds and Bank of Scotland underwriting experience with direct board-level relationships at the UK's leading commercial lenders.

Ex-Banking Background

Former Lloyds Bank and Bank of Scotland professionals who understand lender criteria inside-out

Board-Level Access

Direct relationships with lender decision-makers for faster approvals and better terms

£300M+ Track Record

Proven success arranging complex commercial property finance across the UK

Boston commercial property market signals

The factors lenders weigh when assessing Boston commercial mortgages, sector demand, transport connectivity and active regeneration programmes.

Historic port town with famous Stump church. Strong agricultural and food processing economy.

, CMB Market Analysis

Key Industries

  • Agriculture & Horticulture
  • Food Processing
  • Port & Logistics
  • Retail
  • Fishing

Transport Links

  • East Midlands Railway to Nottingham/Skegness
  • A16 to Spalding/Grimsby
  • A17 to Sleaford/Newark
  • Port of Boston (commercial shipping)

Regeneration

Boston town centre regeneration; PE21 market area scheme; Port of Boston investment; Boston Barrier flood defence; Pilgrim Fathers heritage trail; Witham Fourth District Drain improvement

Listen: Lincolnshire Q1 2026 commercial property briefing

The Lincolnshire regional briefing covering Boston and the wider region. Lincolnshire is England's second-largest county by area but its lowest-density commercial property market. The Stamford St Michael's Church 8.91% net initial yield print frames secondary retail clearing levels; Lincoln, Boston, Spalding and Grantham anchor a more evenly distributed market than any peer.

Part of the Commercial Property Briefing podcast series. Subscribe via the RSS feed.

HMLR transaction evidence

Boston commercial property transaction evidence

136 commercial sales in Boston across the last 60 months, sourced from HM Land Registry Price Paid Data. 14 records in the current sample are confidently sector-classified; the wider recent sample is shown as general commercial transaction evidence.

Source sales
136
60-month window
Shown below
30
recent examples
Filter transaction evidence
All commercial transactions in Boston
136transactions
Sample: showing 30 recent sales below
OfficeQ3 2025

Georgian House, Church Road, Freiston, Boston

Sale price
£380,000
RetailQ3 2025

36 - 38, High Street, Boston

Sale price
£110,400
RetailQ2 2025

48 - 48a, Market Place, Boston

Sale price
£185,000
IndustrialQ1 2025

Unit 7, Riverside Industrial Estate, Boston

Sale price
£300,000
RetailQ1 2025

10, High Street, Boston

Sale price
£190,000
OfficeQ1 2025

The Tree House, Canister Lane, Frithville, Boston

Sale price
£665,000
RetailQ1 2025

4a, Market Place, Boston

Sale price
£85,000
OfficeQ1 2025

Round House, Wainfleet Road, Fishtoft, Boston

Sale price
£6,818,840
OfficeQ4 2024

Lancaster House, Hoffleet Stow, Bicker, Boston

Sale price
£822,000
OfficeQ4 2024

Glebe Farm House, Wilksby, Boston

Sale price
£390,000
RetailQ4 2024

46, Market Place, Boston

Sale price
£155,000
OfficeQ4 2024

Crown House, Lincoln Lane, Boston

Sale price
£1,050,000
RetailQ4 2024

Park Sidings, High Street, Boston

Sale price
£325,000
OfficeQ4 2024

Hebron House, Nelson Way, Boston

Sale price
£200,000
CommercialQ4 2025

126, London Road, Boston

Sale price
£975,000
CommercialQ4 2025

21, Tyler Crescent, Butterwick, Boston

Sale price
£253,000
CommercialQ4 2025

Southern Cottage, Outgate Road, Leverton, Boston

Sale price
£77,500
CommercialQ4 2025

York Lodge, Fold Hill, Friskney, Boston

Sale price
£550,000
CommercialQ4 2025

The Nurseries, Seadyke Road, Old Leake, Boston

Sale price
£140,000
CommercialQ4 2025

Station Farm, Station Road, Sibsey, Boston

Sale price
£495,000
CommercialQ4 2025

Woldene, Bellwater Bank, New Leake, Boston

Sale price
£245,250
CommercialQ4 2025

Marsh Farm, Cut End Road, Fishtoft, Boston

Sale price
£430,000
CommercialQ4 2025

Firethorn Cottage, West Fen Lane, Stickney, Boston

Sale price
£265,000
CommercialQ3 2025

Willowtree Cottage, Holmes Road, Kirton Holme, Boston

Sale price
£394,500
CommercialQ3 2025

Walnut Farm, Main Road, Algarkirk, Boston

Sale price
£1,200,000
CommercialQ3 2025

Battery Farm, Marsh Lane, Boston

Sale price
£500,000
CommercialQ3 2025

126, London Road, Boston

Sale price
£975,000
CommercialQ2 2025

66, Marsh Road, Sutterton, Boston

Sale price
£280,000
CommercialQ2 2025

9, Slippery Gowt Lane, Boston

Sale price
£396,000
CommercialQ2 2025

12, Trinity Street, Boston

Sale price
£1,685,000

Source: HM Land Registry Price Paid Data (Category B records). Sector classification is address-based and best-effort; unclassified records are shown as general commercial transactions and smaller sectors may include mixed-use or conversion deals.

Boston commercial mortgages, bridging loans and development finance

Three core debt structures cover the majority of Boston commercial property deals. Each carries a different lender panel, LTV ceiling and pricing band, match the structure to the asset and the timeline.

Commercial Mortgages

Long-term financing for commercial and mixed-use property purchases, refinancing, and investment, tailored by experienced brokers who understand complex deal structures.

From £50,000Up to 75% LTV5-25 years

Commercial Remortgage

Refinance an existing commercial mortgage to lower your rate, switch lender, release equity or restructure the loan.

From £150,000Up to 75% LTV5-25 years (typical 5-year fixed reverting to variable)

Commercial Bridging Finance

Fast, flexible short-term finance for commercial property transactions, decisions in 48 hours, completion in days, and creative structuring for deals that mainstream lenders will not touch.

From £50,000Up to 75% LTV1-18 months

Development Finance

Specialist funding for ground-up construction, major refurbishment, and mixed-use development projects, structured with staged drawdowns aligned to your build programme.

From £150,000Up to 75% LTV6-24 months
ML

Matt Lenzie

Founder & Principal Broker

With a career spanning Lloyds Bank, Bank of Scotland, and a partnership in a corporate finance business, Matt brings institutional-grade expertise to every deal in Boston. Currently a board advisor to a pension administrator and trustee with £3.9bn of assets under advisory, Matt has raised over £300m of capital for property professionals across the UK.

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Boston commercial property investment fundamentals

What makes Boston fundable, where the development opportunity sits, which lenders are active, and the asset classes our team finances most often.

Investment Highlights

  • Average commercial property yields of 7.2% across the local market
  • 13.5% property price growth over the past five years
  • 10.5% rental growth over five years supporting income returns
  • Strong occupier demand from Agriculture & Horticulture and Food Processing sectors
  • Excellent transport connectivity including East Midlands Railway to Nottingham/Skegness
  • Active regeneration programmes driving future capital growth

Development Opportunities

Boston presents development opportunities linked to Boston town centre regeneration. Growing demand from the Agriculture & Horticulture sector is creating opportunities for purpose-built commercial space and conversion projects. Strong transport links enhance viability for mixed-use and residential-led schemes.

Lender Appetite

Good appetite for agricultural and port.

Property Types We Finance

Retail UnitsHigh Street ShopsShopping CentresMixed-Use DevelopmentResidential Development

Our team has deep experience arranging commercial mortgages, bridging loans, and development finance across Boston and the wider Lincolnshire region, from commercial property purchases to development and refurbishment projects.

Need a commercial mortgage decision in Boston?

Our team will review your asset, sector and structure against current Boston lender appetite and come back with an indicative rate, LTV and term within 24–48 hours. No application until you're ready.

Latest Commercial Property News in Boston

Commercial property news for Boston will appear here once available. Check back soon for the latest market updates.

Also Serving Across Lincolnshire

We provide commercial mortgages, bridging finance, and development finance throughout Lincolnshire.

Commercial Mortgage Brokers Across the UK

Boston Commercial Mortgage Calculator

Pre-populated with local market data

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Boston Location

Commercial mortgage services available across Boston and surrounding areas. View larger map

Boston commercial mortgage FAQ

Data-grounded answers about commercial property finance in Boston, sourced from HM Land Registry transactions and our own deal flow.

How active is the commercial property market in Boston?

HM Land Registry recorded 136 commercial property transactions in Boston during the most recent reporting window. The median commercial sale price is £141,000, with the middle 50% of deals between £98,500 and £218,000. Source: HM Land Registry Price Paid Data (Category B records).

What is the typical commercial property price in Boston?

The median commercial sale price recorded by HM Land Registry in Boston is £141,000. Smaller end deals (lower quartile) sit around £98,500, while larger transactions (upper quartile) reach £218,000 and above. These are the figures lenders will benchmark valuations against when assessing a commercial mortgage application in Boston.

Which commercial property sectors are most active in Boston?

The most active commercial sectors in Boston (by recorded transaction count) are: office (7 transactions), retail (6 transactions), industrial (1 transaction). Sector mix matters because lender appetite, LTV ceilings and rate pricing all vary by use class — speak to our team for an indicative quote on the sector you are targeting.

Can I get a commercial mortgage on a property in Boston?

Yes. We arrange commercial mortgages, commercial bridging finance and development finance for property in Boston. Typical loan sizes range from £150,000 to £25m+, with LTVs up to 75% on standard commercial assets and up to 70% LTGDV on development. Whole-of-market access — including the high-street banks, challenger lenders and specialist commercial funders.

How do I get a commercial mortgage quote for a property in Boston?

Call 07595 366094 or use the contact form to request a commercial mortgage quote in Boston. We will review the asset, sector, deal structure and lender appetite specific to Boston and come back with an indicative rate, LTV and term within 24–48 hours.

Ready to discuss your Boston project?

Speak with our specialist team today and get a decision in principle within 48 hours.