CMB arranges commercial mortgages, bridging loans and development finance for property professionals across Boston and Lincolnshire. Led by Matt Lenzie, ex-Lloyds Bank and Bank of Scotland, institutional-grade underwriting, direct lender access and decisions in 48 hours.
Boston commercial property delivers 7.2% average yield.
Boston yields sit above the UK commercial average, supporting income-driven debt structures and SPV-led acquisitions.
CMB combines former Lloyds and Bank of Scotland underwriting experience with direct board-level relationships at the UK's leading commercial lenders.
Former Lloyds Bank and Bank of Scotland professionals who understand lender criteria inside-out
Direct relationships with lender decision-makers for faster approvals and better terms
Proven success arranging complex commercial property finance across the UK
The factors lenders weigh when assessing Boston commercial mortgages, sector demand, transport connectivity and active regeneration programmes.
“Historic port town with famous Stump church. Strong agricultural and food processing economy.”
, CMB Market Analysis
Boston town centre regeneration; PE21 market area scheme; Port of Boston investment; Boston Barrier flood defence; Pilgrim Fathers heritage trail; Witham Fourth District Drain improvement
The Lincolnshire regional briefing covering Boston and the wider region. Lincolnshire is England's second-largest county by area but its lowest-density commercial property market. The Stamford St Michael's Church 8.91% net initial yield print frames secondary retail clearing levels; Lincoln, Boston, Spalding and Grantham anchor a more evenly distributed market than any peer.
Part of the Commercial Property Briefing podcast series. Subscribe via the RSS feed.
136 commercial sales in Boston across the last 60 months, sourced from HM Land Registry Price Paid Data. 14 records in the current sample are confidently sector-classified; the wider recent sample is shown as general commercial transaction evidence.
Georgian House, Church Road, Freiston, Boston
36 - 38, High Street, Boston
48 - 48a, Market Place, Boston
Unit 7, Riverside Industrial Estate, Boston
10, High Street, Boston
The Tree House, Canister Lane, Frithville, Boston
4a, Market Place, Boston
Round House, Wainfleet Road, Fishtoft, Boston
Lancaster House, Hoffleet Stow, Bicker, Boston
Glebe Farm House, Wilksby, Boston
46, Market Place, Boston
Crown House, Lincoln Lane, Boston
Park Sidings, High Street, Boston
Hebron House, Nelson Way, Boston
126, London Road, Boston
21, Tyler Crescent, Butterwick, Boston
Southern Cottage, Outgate Road, Leverton, Boston
York Lodge, Fold Hill, Friskney, Boston
The Nurseries, Seadyke Road, Old Leake, Boston
Station Farm, Station Road, Sibsey, Boston
Woldene, Bellwater Bank, New Leake, Boston
Marsh Farm, Cut End Road, Fishtoft, Boston
Firethorn Cottage, West Fen Lane, Stickney, Boston
Willowtree Cottage, Holmes Road, Kirton Holme, Boston
Walnut Farm, Main Road, Algarkirk, Boston
Battery Farm, Marsh Lane, Boston
126, London Road, Boston
66, Marsh Road, Sutterton, Boston
9, Slippery Gowt Lane, Boston
12, Trinity Street, Boston
Source: HM Land Registry Price Paid Data (Category B records). Sector classification is address-based and best-effort; unclassified records are shown as general commercial transactions and smaller sectors may include mixed-use or conversion deals.
Three core debt structures cover the majority of Boston commercial property deals. Each carries a different lender panel, LTV ceiling and pricing band, match the structure to the asset and the timeline.
Founder & Principal Broker
With a career spanning Lloyds Bank, Bank of Scotland, and a partnership in a corporate finance business, Matt brings institutional-grade expertise to every deal in Boston. Currently a board advisor to a pension administrator and trustee with £3.9bn of assets under advisory, Matt has raised over £300m of capital for property professionals across the UK.
View Full ProfileWhat makes Boston fundable, where the development opportunity sits, which lenders are active, and the asset classes our team finances most often.
Boston presents development opportunities linked to Boston town centre regeneration. Growing demand from the Agriculture & Horticulture sector is creating opportunities for purpose-built commercial space and conversion projects. Strong transport links enhance viability for mixed-use and residential-led schemes.
Good appetite for agricultural and port.
Our team has deep experience arranging commercial mortgages, bridging loans, and development finance across Boston and the wider Lincolnshire region, from commercial property purchases to development and refurbishment projects.
Commercial property news for Boston will appear here once available. Check back soon for the latest market updates.
We provide commercial mortgages, bridging finance, and development finance throughout Lincolnshire.
Commercial mortgage services available across Boston and surrounding areas. View larger map
Recent sales, planning movement and market signals for Boston, drawn from HM Land Registry data and local authority planning registers.
HM Land Registry data shows 136 commercial property transactions in the Boston area over the past 60 months, with a median sale price of £141k. Lender appetite tends to follow transaction evidence, so an active local market supports stronger valuations.
Source: HM Land Registry price paid data
HM Land Registry records the sale of Walnut Farm, Main Road, Algarkirk, Boston for £1,200,000 in Q3 2025, one of 6 commercial transactions recorded in the Boston area that quarter.
Source: HM Land Registry price paid data
Planning movement often signals upcoming finance demand. If you are buying, refinancing or developing in Boston, see our guide to getting a commercial mortgage or talk to us about the local market.
The questions we answer most often on Boston deals, covered in depth in our knowledge hub.
What lenders assess, who finds it easy, and how declined cases still get funded.
Deposit requirements by property type, acceptable sources, and ways to reduce yours.
The routes to 100% borrowing: additional security, strong trading businesses and equity.
High-street banks, challengers and specialists: who lends on what in Lincolnshire.
Leniency by lender category and product type, and what flexibility really costs.
Typical 2026 pricing by product, and what drives the rate you are offered.
Data-grounded answers about commercial property finance in Boston, sourced from HM Land Registry transactions and our own deal flow.
HM Land Registry recorded 136 commercial property transactions in Boston during the most recent reporting window. The median commercial sale price is £141,000, with the middle 50% of deals between £98,500 and £218,000. Source: HM Land Registry Price Paid Data (Category B records).
The median commercial sale price recorded by HM Land Registry in Boston is £141,000. Smaller end deals (lower quartile) sit around £98,500, while larger transactions (upper quartile) reach £218,000 and above. These are the figures lenders will benchmark valuations against when assessing a commercial mortgage application in Boston.
The most active commercial sectors in Boston (by recorded transaction count) are: office (7 transactions), retail (6 transactions), industrial (1 transaction). Sector mix matters because lender appetite, LTV ceilings and rate pricing all vary by use class. Speak to our team for an indicative quote on the sector you are targeting.
Yes. We arrange commercial mortgages, commercial bridging finance and development finance for property in Boston. Typical loan sizes range from £150,000 to £25m+, with LTVs up to 75% on standard commercial assets and up to 70% LTGDV on development. Whole-of-market access, including the high-street banks, challenger lenders and specialist commercial funders.
Call 07595 366094 or use the contact form to request a commercial mortgage quote in Boston. We will review the asset, sector, deal structure and lender appetite specific to Boston and come back with an indicative rate, LTV and term within 24 to 48 hours.