Led by Matt Lenzie, ex-Lloyds Bank and Bank of Scotland, we arrange commercial mortgages, bridging finance, and development finance for property professionals across Lincoln and Lincolnshire.
Lincoln stands out with above-average yields of 7%, making it one of the UK's most attractive commercial property markets for investors.
Direct relationships with executives and board members of the UK's leading lenders
Former Lloyds Bank and Bank of Scotland professionals who understand lender criteria inside-out
Direct relationships with lender decision-makers for faster approvals and better terms
Proven success arranging complex commercial property finance across the UK
“Cathedral and castle drive heritage tourism. University of Lincoln growing rapidly. Brayford waterfront established.”
— CMB Market Analysis
Brayford Wharf; Cornhill Quarter; university expansion
| Property Type | Prime / Grade A | Secondary | Market Range |
|---|---|---|---|
| Office | £19 psf | £7 psf | £7 - £19 psf |
| Retail / Shop | £38 psf | £15 psf | £15 - £38 psf |
| Industrial | £7 psf | £4 psf | £4 - £7 psf |
Market estimates based on Q1 2026 regional benchmarking data. For accurate valuations, contact us for a detailed assessment.
Indicative gross yields. Actual returns depend on property condition, lease terms, and tenant covenant strength.
The Lincoln market shows positive momentum with yields compressing slightly against regional averages.
Representative transactions reflecting current market activity. Prices are guide values based on comparable evidence.
Serviced office premises, town centre
Lock-up shop unit, North Hykeham
Industrial workshop with office, Brayford
69-bed care home, recently refurbished, Birchwood
Former commercial premises with PP for conversion, Bailgate
4-unit converted residential building, City Centre
Shop with maisonette above, town centre
24-bedroom serviced accommodation, Birchwood
Market estimates based on Q1 2026 regional benchmarking. For accurate valuations, contact us.
Founder & Principal Broker
With a career spanning Lloyds Bank, Bank of Scotland, and a partnership in a corporate finance business, Matt brings institutional-grade expertise to every deal in Lincoln. Currently a board advisor to a pension administrator and trustee with £3.9bn of assets under advisory, Matt has raised over £300m of capital for property professionals across the UK.
View Full ProfileLincoln presents development opportunities linked to Brayford Wharf. Growing demand from the Higher Education sector is creating opportunities for purpose-built commercial space and conversion projects. Strong transport links enhance viability for mixed-use and residential-led schemes.
Good appetite for student accommodation and heritage. Residential development supported.
Our team has experience in Lincolnshire property finance markets.
Lincoln is a historic cathedral city with growing university and strong heritage tourism. The commercial property market benefits from strong demand across Higher Education, Tourism, Aerospace sectors, creating diverse occupier interest and reducing single-sector risk. With average yields of 7% and 18.5% price growth over five years, Lincoln offers compelling returns for commercial property investors. Excellent connectivity via Lincoln Central Station supports tenant demand and underpins long-term property values. Ongoing regeneration activity, including Brayford Wharf, further enhances the investment outlook and signals sustained public and private sector confidence.
Competition for quality commercial stock in Lincoln has increased as investor demand spreads beyond core cities. Understanding local planning policies and Section 106 requirements is essential for development-led strategies.
Lincoln's commercial property landscape has been shaped by Brayford Wharf. Growth in the Higher Education sector has driven notable investment activity, with occupier demand supporting new development and refurbishment projects across the area.
The local planning authority for Lincoln operates within Lincolnshire, with policies that support sustainable commercial development and town centre vitality. The local plan identifies key development sites and employment areas, and the council has demonstrated a pragmatic approach to commercial property applications.
Commercial property news for Lincoln will appear here once available. Check back soon for the latest market updates.
We provide commercial mortgages, bridging finance, and development finance throughout Lincolnshire.
Commercial mortgage services available across Lincoln and surrounding areas. View larger map
Office rents in Lincoln range from approximately £7 per square foot for secondary space up to £19 per square foot for Grade A accommodation. Grade B office space, which represents the bulk of the market, typically commands around £12 per square foot. These figures are based on Q1 2026 regional market benchmarking.
Investment yields in Lincoln vary by property type and grade. Current indicative yields are: offices at 7.01%-8.07%, retail at 7.9%-9.15%, industrial at 6.37%-8.52%, residential single-let at 7.74%. Prime yields are typically lower, reflecting stronger covenant strength and location quality. Contact us for a detailed yield analysis for your target property type.
Lincoln's commercial property market includes offices, retail units, industrial premises, residential investment blocks, care homes, hotels and guest houses. We arrange finance across all commercial property types, from standard office and retail purchases to specialist assets requiring tailored lending solutions.
Residential investment blocks in Lincoln typically trade at around £125,200 per unit, or approximately £156 per square foot. Blocks of 4-24 units are the most common size bracket for private investors. Yields for single-let apartments average 7.74%. We can arrange commercial mortgages for blocks of 4+ units through specialist BTL lenders.
Care homes in Lincoln typically trade at around £41,540 per registered bed. A typical 48-bed home would therefore be valued between £831k and £2.5m. Care home financing is specialist in nature and we work with lenders who understand the operational and regulatory requirements of the sector.