London, Greater LondonLocal lender appetite and market data

Specialist Commercial Mortgage Broker in London

CMB arranges commercial mortgages, bridging loans and development finance for property professionals across London and Greater London. Led by Matt Lenzie, ex-Lloyds Bank and Bank of Scotland, institutional-grade underwriting, direct lender access and decisions in 48 hours.

£300M+
Capital Raised
48hrs
Decision Time
100+
Lender Panel
London commercial property district with offices and retail frontage

London commercial property finance, offices, retail and mixed-use assets

£850
Price/sq ft
4.2%
Avg yield
+18.5%
5yr growth
+12.3%
Rent growth

London commercial mortgage brokers, ex-bankers with direct lender access

CMB combines former Lloyds and Bank of Scotland underwriting experience with direct board-level relationships at the UK's leading commercial lenders.

Ex-Banking Background

Former Lloyds Bank and Bank of Scotland professionals who understand lender criteria inside-out

Board-Level Access

Direct relationships with lender decision-makers for faster approvals and better terms

£300M+ Track Record

Proven success arranging complex commercial property finance across the UK

London commercial property market signals

The factors lenders weigh when assessing London commercial mortgages, sector demand, transport connectivity and active regeneration programmes.

Prime City yields have compressed to sub-4% but secondary locations offer 5-6% with strong tenant demand. Tech corridors in East London commanding premium rents with institutional investor interest.

, CMB Market Analysis

Key Industries

  • Financial Services
  • Technology
  • Media & Entertainment
  • Professional Services
  • Tourism

Transport Links

  • 11 Underground lines
  • 5 major rail terminals
  • 6 airports including Heathrow
  • Eurostar to Europe

Regeneration

King's Cross, Nine Elms, Stratford Olympic Park, Old Oak Common, and Meridian Water major regeneration zones transforming the capital

Market ReportQ1 2026

London Q1 2026 Commercial Property Market Report

Greater London's commercial property market remains the deepest and most liquid in the UK, with over 23,000 commercial-leaning transactions registered with HM Land Registry across the last five years.

1,820 words5 sourcesTier 1
Read the full London report

Listen: Greater London Q1 2026 commercial property briefing

The Greater London regional briefing covering London and the wider region. A Q2 2026 commercial property briefing on Greater London, the deepest and most actively traded commercial market in the United Kingdom, where prime central assets clear below five percent and outer-borough secondary stock trades through six, eight, even ten percent. We walk through transaction volumes across thirty-seven boroughs and named submarkets, recent Acuitus auction prints between roughly four and ten and a half percent, and where lender appetite sits today.

Part of the Commercial Property Briefing podcast series. Subscribe via the RSS feed.

London commercial districts and prime rents

Submarket-level prime rent benchmarks across London's main commercial districts, the figures that shape valuations, lender comparables and target acquisition prices.

City of London

Financial CBD

Prime Rent: £70-90 psf

West End

Premium Office

Prime Rent: £80-120 psf

Canary Wharf

Financial Centre

Prime Rent: £45-65 psf

Tech City/Shoreditch

Creative/Tech

Prime Rent: £50-70 psf

King's Cross

Tech Hub

Prime Rent: £60-80 psf
HMLR transaction evidence

London commercial property transaction evidence

6,455 commercial sales in London across the last 60 months, sourced from HM Land Registry Price Paid Data. 3 records in the current sample are confidently sector-classified; the wider recent sample is shown as general commercial transaction evidence.

Source sales
6,455
60-month window
Shown below
30
recent examples
Filter transaction evidence
All commercial transactions in London
6,455transactions
Sample: showing 30 recent sales below
OfficeQ1 2026

Unit 18, Cumberland Business Park, London

Sale price
£1,090,000
OfficeQ1 2026

Herbert Morrison House, 195, Walworth Road, London

Sale price
£352,500
OfficeQ1 2026

Oliver House, 51 - 53, City Road, London

Sale price
£3,200,000
CommercialQ1 2026

254, Tabard Street, London

Sale price
£493,137
CommercialQ1 2026

197, Walm Lane, London

Sale price
£1,855,000
CommercialQ1 2026

256 - 258, Green Lanes, London

Sale price
£775,000
CommercialQ1 2026

24, Blythe Road, London

Sale price
£2,175,000
CommercialQ1 2026

220, Queenstown Road, London

Sale price
£4,100,000
CommercialQ1 2026

23, Baylis Road, London

Sale price
£2,400,000
CommercialQ1 2026

N2 Nova Estate, Floor 3, Bressenden Place, London

Sale price
£5,000,000
CommercialQ1 2026

875, Harrow Road, London

Sale price
£575,000
CommercialQ1 2026

30, St Georges Road, London

Sale price
£2,900,000
CommercialQ1 2026

40, Notting Hill Gate, London

Sale price
£770,000
CommercialQ1 2026

Service Station, Scrubs Lane, London

Sale price
£425,000
CommercialQ1 2026

179, Cannon Street Road, London

Sale price
£600,000
CommercialQ1 2026

108, Whitechapel Road, London

Sale price
£935,000
CommercialQ1 2026

28, Court Yard, London

Sale price
£1,800,000
CommercialQ1 2026

28, Court Yard, London

Sale price
£1,800,000
CommercialQ1 2026

183, Colindale Avenue, London

Sale price
£475,000
CommercialQ1 2026

Grandfield Court, 1, Park Road, London

Sale price
£200,000
CommercialQ1 2026

190, Effra Road, Wimbledon, London

Sale price
£567,000
CommercialQ1 2026

257a, Queens Road, London

Sale price
£200,000
CommercialQ1 2026

Perseverance Works, 38, Unit 17d, Kingsland Road, London

Sale price
£1,350,000
CommercialQ1 2026

14, Aylmer Road, London

Sale price
£1,600,000
CommercialQ1 2026

20, Pymmes Green Road, London

Sale price
£290,000
CommercialQ1 2026

Garage 3, Mount Park Crescent, London

Sale price
£80,000
CommercialQ1 2026

16a, Raven Road, London

Sale price
£1,050,000
CommercialQ1 2026

Oriental Carpet Centre, 105, Building E, Eade Road, London

Sale price
£1,430,000
CommercialQ1 2026

49a, Maberley Road, London

Sale price
£350,608
CommercialQ1 2026

28, Nunhead Lane, London

Sale price
£1,300,000

Source: HM Land Registry Price Paid Data (Category B records). Sector classification is address-based and best-effort; unclassified records are shown as general commercial transactions and smaller sectors may include mixed-use or conversion deals.

London student housing and HMO finance

400,000+ students across 5 institutions drive sustained occupier demand for purpose-built student accommodation and licensed HMOs in London.

Universities

5 institutions · 400,000 students

  • University College London
  • Imperial College
  • King's College London
  • London School of Economics
  • Queen Mary University

HMO Hotspot Areas

Mile EndBloomsburySouth KensingtonStratfordNew Cross

HMO Licensing

Article 4 In Effect

Multiple boroughs have additional and selective licensing schemes

Typical HMO Yield: 5.5-6.5%

Key Licensing Areas

Newham (borough-wide)Waltham Forest (borough-wide)Tower Hamlets (selective)Hackney (borough-wide)

Check borough-specific licensing requirements before purchase

London commercial mortgages, bridging loans and development finance

Three core debt structures cover the majority of London commercial property deals. Each carries a different lender panel, LTV ceiling and pricing band, match the structure to the asset and the timeline.

Commercial Mortgages

Long-term financing for commercial and mixed-use property purchases, refinancing, and investment, tailored by experienced brokers who understand complex deal structures.

From £50,000Up to 75% LTV5-25 years

Commercial Remortgage

Refinance an existing commercial mortgage to lower your rate, switch lender, release equity or restructure the loan.

From £150,000Up to 75% LTV5-25 years (typical 5-year fixed reverting to variable)

Commercial Bridging Finance

Fast, flexible short-term finance for commercial property transactions, decisions in 48 hours, completion in days, and creative structuring for deals that mainstream lenders will not touch.

From £50,000Up to 75% LTV1-18 months

Development Finance

Specialist funding for ground-up construction, major refurbishment, and mixed-use development projects, structured with staged drawdowns aligned to your build programme.

From £150,000Up to 75% LTV6-24 months
ML

Matt Lenzie

Founder & Principal Broker

With a career spanning Lloyds Bank, Bank of Scotland, and a partnership in a corporate finance business, Matt brings institutional-grade expertise to every deal in London. Currently a board advisor to a pension administrator and trustee with £3.9bn of assets under advisory, Matt has raised over £300m of capital for property professionals across the UK.

View Full Profile

London commercial property investment fundamentals

What makes London fundable, where the development opportunity sits, which lenders are active, and the asset classes our team finances most often.

Investment Highlights

  • Global financial centre
  • Strong tenant demand
  • World-class transport
  • Diverse property sectors

Development Opportunities

Significant opportunities in permitted development conversions, Build-to-Rent schemes, and regeneration area developments.

Lender Appetite

Very strong appetite from all lender types. Prime assets attract competitive terms from high street banks; secondary requires specialist lenders but appetite remains robust.

Broker Notes

All major lenders active. Minimum property values often £75k-£100k. EWS1 required for buildings 18m+. Lease length minimum 70-85 years for most lenders.

Property Types We Finance

OfficeRetailIndustrialMixed-UseResidential DevelopmentHMO

Our team has extensive experience arranging property finance across all London boroughs, from central London commercial mortgages to outer London development finance.

Need a commercial mortgage decision in London?

Our team will review your asset, sector and structure against current London lender appetite and come back with an indicative rate, LTV and term within 24–48 hours. No application until you're ready.

Latest Commercial Property News in London

Commercial property news for London will appear here once available. Check back soon for the latest market updates.

London Commercial Mortgage Calculator

Pre-populated with local market data

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London Location

Commercial mortgage services available across London and surrounding areas. View larger map

London commercial mortgage FAQ

Data-grounded answers about commercial property finance in London, sourced from HM Land Registry transactions and our own deal flow.

How active is the commercial property market in London?

HM Land Registry recorded 6,455 commercial property transactions in London during the most recent reporting window. The median commercial sale price is £457,000, with the middle 50% of deals between £305,000 and £780,000. Source: HM Land Registry Price Paid Data (Category B records).

What is the typical commercial property price in London?

The median commercial sale price recorded by HM Land Registry in London is £457,000. Smaller end deals (lower quartile) sit around £305,000, while larger transactions (upper quartile) reach £780,000 and above. These are the figures lenders will benchmark valuations against when assessing a commercial mortgage application in London.

Which commercial property sectors are most active in London?

The most active commercial sectors in London (by recorded transaction count) are: office (3 transactions). Sector mix matters because lender appetite, LTV ceilings and rate pricing all vary by use class — speak to our team for an indicative quote on the sector you are targeting.

Can I get a commercial mortgage on a property in London?

Yes. We arrange commercial mortgages, commercial bridging finance and development finance for property in London. Typical loan sizes range from £150,000 to £25m+, with LTVs up to 75% on standard commercial assets and up to 70% LTGDV on development. Whole-of-market access — including the high-street banks, challenger lenders and specialist commercial funders.

How do I get a commercial mortgage quote for a property in London?

Call 07595 366094 or use the contact form to request a commercial mortgage quote in London. We will review the asset, sector, deal structure and lender appetite specific to London and come back with an indicative rate, LTV and term within 24–48 hours.

Ready to discuss your London project?

Speak with our specialist team today and get a decision in principle within 48 hours.