London, Greater London

Commercial Mortgages in London

Led by Matt Lenzie, ex-Lloyds Bank and Bank of Scotland, we arrange commercial mortgages, bridging finance, and development finance for property professionals across London and Greater London.

£300M+
Capital Raised
48hrs
Decision Time
100+
Lender Panel
£850
Avg Price/sq ft
4.2%
Average Yield
+18.5%
5yr Price Growth
+12.3%
5yr Rental Growth

Why Choose CMB in London

Direct relationships with executives and board members of the UK's leading lenders

Ex-Banking Background

Former Lloyds Bank and Bank of Scotland professionals who understand lender criteria inside-out

Board-Level Access

Direct relationships with lender decision-makers for faster approvals and better terms

£300M+ Track Record

Proven success arranging complex commercial property finance across the UK

London Local Market Intelligence

Prime City yields have compressed to sub-4% but secondary locations offer 5-6% with strong tenant demand. Tech corridors in East London commanding premium rents with institutional investor interest.

— CMB Market Analysis

Key Industries

  • Financial Services
  • Technology
  • Media & Entertainment
  • Professional Services
  • Tourism

Transport Links

  • 11 Underground lines
  • 5 major rail terminals
  • 6 airports including Heathrow
  • Eurostar to Europe

Regeneration

King's Cross, Nine Elms, Stratford Olympic Park, Old Oak Common, and Meridian Water major regeneration zones transforming the capital

London Commercial Property Market Data

Commercial Property Values in London

Property TypePrime / Grade ASecondaryMarket Range
Office£85 psf£33 psf£33 - £85 psf
Retail / Shop£110 psf£55 psf£55 - £110 psf
Industrial£23 psf£18 psf£18 - £23 psf

Market estimates based on Q1 2026 regional benchmarking data. For accurate valuations, contact us for a detailed assessment.

Investment Yields in London

Indicative gross yields. Actual returns depend on property condition, lease terms, and tenant covenant strength.

London Market Trends

Office Vacancy
Falling
Industrial Demand
Moderate
Retail Footfall
Declining
Residential Investment
Moderate
Dominant sector:Office & Professional Services

Investor appetite for London commercial property remains strong, with office & professional services assets attracting the most interest.

London Commercial Districts

City of London

Financial CBD

Prime Rent: £70-90 psf

West End

Premium Office

Prime Rent: £80-120 psf

Canary Wharf

Financial Centre

Prime Rent: £45-65 psf

Tech City/Shoreditch

Creative/Tech

Prime Rent: £50-70 psf

King's Cross

Tech Hub

Prime Rent: £60-80 psf

Recent Commercial Property Transactions in London

Representative transactions reflecting current market activity. Prices are guide values based on comparable evidence.

OfficeQ1 2026

Grade B office building, Shoreditch

7,944 sq ft
£287,000 - £317,000
£38 psf6.1% yield
RetailQ4 2025

Corner retail unit with display frontage, City of London

3,344 sq ft
£299,000 - £330,000
£94 psf3.6% yield
IndustrialQ4 2025

Light industrial unit with yard, King's Cross

24,272 sq ft
£461,000 - £510,000
£20 psf4.2% yield
HotelQ3 2025

89-room hotel with bar and restaurant, King's Cross

89 rooms
£16,720,000 - £18,480,000
5.6% yield
Residential BlockQ3 2025

12-unit purpose-built apartment block, King's Cross

12 units
£3,845,000 - £4,245,000
4.1% yield
Development SiteQ3 2025

Development site with planning for 8 residential units, Shoreditch

8 units
£750,000 - £830,000
Mixed-UseQ4 2025

Mixed-use building with commercial ground floor and residential above, City of London

7,428 sq ft
£2,964,000 - £3,276,000
£420 psf4.8% yield

Market estimates based on Q1 2026 regional benchmarking. For accurate valuations, contact us.

University & Student Housing in London

Universities

5 institutions · 400,000 students

  • University College London
  • Imperial College
  • King's College London
  • London School of Economics
  • Queen Mary University

HMO Hotspot Areas

Mile EndBloomsburySouth KensingtonStratfordNew Cross

HMO Licensing

Article 4 In Effect

Multiple boroughs have additional and selective licensing schemes

Typical HMO Yield: 5.5-6.5%

Key Licensing Areas

Newham (borough-wide)Waltham Forest (borough-wide)Tower Hamlets (selective)Hackney (borough-wide)

Check borough-specific licensing requirements before purchase

Our Services in London

Commercial Mortgages

Long-term financing for commercial and mixed-use property purchases, refinancing, and investment — tailored by experienced brokers who understand complex deal structures.

From £50,000Up to 75% LTV5-25 years

Commercial Bridging Finance

Fast, flexible short-term finance for commercial property transactions — decisions in 48 hours, completion in days, and creative structuring for deals that mainstream lenders will not touch.

From £50,000Up to 75% LTV1-18 months

Development Finance

Specialist funding for ground-up construction, major refurbishment, and mixed-use development projects — structured with staged drawdowns aligned to your build programme.

From £150,000Up to 75% LTV6-24 months
ML

Matt Lenzie

Founder & Principal Broker

With a career spanning Lloyds Bank, Bank of Scotland, and a partnership in a corporate finance business, Matt brings institutional-grade expertise to every deal in London. Currently a board advisor to a pension administrator and trustee with £3.9bn of assets under advisory, Matt has raised over £300m of capital for property professionals across the UK.

View Full Profile

Why London for Commercial Property Investment

Investment Highlights

  • Global financial centre
  • Strong tenant demand
  • World-class transport
  • Diverse property sectors

Development Opportunities

Significant opportunities in permitted development conversions, Build-to-Rent schemes, and regeneration area developments.

Lender Appetite

Very strong appetite from all lender types. Prime assets attract competitive terms from high street banks; secondary requires specialist lenders but appetite remains robust.

Broker Notes

All major lenders active. Minimum property values often £75k-£100k. EWS1 required for buildings 18m+. Lease length minimum 70-85 years for most lenders.

Property Types We Finance

OfficeRetailIndustrialMixed-UseResidential DevelopmentHMO

Our team has extensive experience arranging property finance across all London boroughs, from central London commercial mortgages to outer London development finance.

Why Invest in London

London is the UK's capital and financial centre, offering unparalleled commercial property opportunities across 32 boroughs. The commercial property market benefits from strong demand across Financial Services, Technology, Media & Entertainment sectors, creating diverse occupier interest and reducing single-sector risk. With average yields of 4.2% and 18.5% price growth over five years, London offers compelling returns for commercial property investors. Excellent connectivity via 11 Underground lines supports tenant demand and underpins long-term property values. Ongoing regeneration activity, including King's Cross, further enhances the investment outlook and signals sustained public and private sector confidence.

Local Market Challenges

High entry costs and intense competition for prime assets remain key challenges. Planning restrictions in conservation areas and limited development land require specialist financing knowledge and strong lender relationships.

Notable Developments

London's commercial property landscape has been shaped by King's Cross, Nine Elms, Stratford Olympic Park, Old Oak Common, and Meridian Water major regeneration zones transforming the capital. Growth in the Financial Services sector has driven notable investment activity, with occupier demand supporting new development and refurbishment projects across the area.

Planning Context

London falls under Greater London planning authority, where the adopted local plan supports commercial development and economic growth. Planning decisions reflect a balance between heritage conservation and enabling new investment, with CIL charges and Section 106 contributions applying to larger schemes.

Latest Commercial Property News in London

Commercial property news for London will appear here once available. Check back soon for the latest market updates.

London Commercial Mortgage Calculator

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London Location

Commercial mortgage services available across London and surrounding areas. View larger map

London Commercial Property FAQ

What is the average office rent per square foot in London?

Office rents in London range from approximately £33 per square foot for secondary space up to £85 per square foot for Grade A accommodation. Grade B office space, which represents the bulk of the market, typically commands around £58 per square foot. These figures are based on Q1 2026 regional market benchmarking.

What yields can investors expect from commercial property in London?

Investment yields in London vary by property type and grade. Current indicative yields are: offices at 3.56%-5.62%, retail at 3.3%-5.97%, industrial at 4.13%-5.45%, residential single-let at 3.91%, HMOs at 5.41%. Prime yields are typically lower, reflecting stronger covenant strength and location quality. Contact us for a detailed yield analysis for your target property type.

What types of commercial property are available in London?

London's commercial property market includes offices, retail units, industrial premises, residential investment blocks, hotels and guest houses. We arrange finance across all commercial property types, from standard office and retail purchases to specialist assets requiring tailored lending solutions.

How much does a residential investment block cost in London?

Residential investment blocks in London typically trade at around £391,050 per unit, or approximately £534 per square foot. Blocks of 4-24 units are the most common size bracket for private investors. Yields for single-let apartments average 3.91%, with HMO conversions achieving up to 5.41%. We can arrange commercial mortgages for blocks of 4+ units through specialist BTL lenders.

What are HMO yields in London?

HMO investments in London can achieve yields of approximately 5.41%, compared to 3.91% for standard single-let properties. With 5 higher education institutions and approximately 400k students, London has strong HMO demand. Note that HMO licensing requirements vary by local authority -- check Article 4 directions before purchasing.

Ready to discuss your London project?

Speak with our specialist team today and get a decision in principle within 48 hours.