CMB arranges commercial mortgages, bridging loans and development finance for property professionals across London and Greater London. Led by Matt Lenzie, ex-Lloyds Bank and Bank of Scotland, institutional-grade underwriting, direct lender access and decisions in 48 hours.
London commercial property finance, offices, retail and mixed-use assets
CMB combines former Lloyds and Bank of Scotland underwriting experience with direct board-level relationships at the UK's leading commercial lenders.
Former Lloyds Bank and Bank of Scotland professionals who understand lender criteria inside-out
Direct relationships with lender decision-makers for faster approvals and better terms
Proven success arranging complex commercial property finance across the UK
The factors lenders weigh when assessing London commercial mortgages, sector demand, transport connectivity and active regeneration programmes.
“Prime City yields have compressed to sub-4% but secondary locations offer 5-6% with strong tenant demand. Tech corridors in East London commanding premium rents with institutional investor interest.”
, CMB Market Analysis
King's Cross, Nine Elms, Stratford Olympic Park, Old Oak Common, and Meridian Water major regeneration zones transforming the capital
Greater London's commercial property market remains the deepest and most liquid in the UK, with over 23,000 commercial-leaning transactions registered with HM Land Registry across the last five years.
The Greater London regional briefing covering London and the wider region. A Q2 2026 commercial property briefing on Greater London, the deepest and most actively traded commercial market in the United Kingdom, where prime central assets clear below five percent and outer-borough secondary stock trades through six, eight, even ten percent. We walk through transaction volumes across thirty-seven boroughs and named submarkets, recent Acuitus auction prints between roughly four and ten and a half percent, and where lender appetite sits today.
Part of the Commercial Property Briefing podcast series. Subscribe via the RSS feed.
Submarket-level prime rent benchmarks across London's main commercial districts, the figures that shape valuations, lender comparables and target acquisition prices.
Financial CBD
Premium Office
Financial Centre
Creative/Tech
Tech Hub
6,455 commercial sales in London across the last 60 months, sourced from HM Land Registry Price Paid Data. 3 records in the current sample are confidently sector-classified; the wider recent sample is shown as general commercial transaction evidence.
Unit 18, Cumberland Business Park, London
Herbert Morrison House, 195, Walworth Road, London
Oliver House, 51 - 53, City Road, London
254, Tabard Street, London
197, Walm Lane, London
256 - 258, Green Lanes, London
24, Blythe Road, London
220, Queenstown Road, London
23, Baylis Road, London
N2 Nova Estate, Floor 3, Bressenden Place, London
875, Harrow Road, London
30, St Georges Road, London
40, Notting Hill Gate, London
Service Station, Scrubs Lane, London
179, Cannon Street Road, London
108, Whitechapel Road, London
28, Court Yard, London
28, Court Yard, London
183, Colindale Avenue, London
Grandfield Court, 1, Park Road, London
190, Effra Road, Wimbledon, London
257a, Queens Road, London
Perseverance Works, 38, Unit 17d, Kingsland Road, London
14, Aylmer Road, London
20, Pymmes Green Road, London
Garage 3, Mount Park Crescent, London
16a, Raven Road, London
Oriental Carpet Centre, 105, Building E, Eade Road, London
49a, Maberley Road, London
28, Nunhead Lane, London
Source: HM Land Registry Price Paid Data (Category B records). Sector classification is address-based and best-effort; unclassified records are shown as general commercial transactions and smaller sectors may include mixed-use or conversion deals.
400,000+ students across 5 institutions drive sustained occupier demand for purpose-built student accommodation and licensed HMOs in London.
5 institutions · 400,000 students
Multiple boroughs have additional and selective licensing schemes
Check borough-specific licensing requirements before purchase
Three core debt structures cover the majority of London commercial property deals. Each carries a different lender panel, LTV ceiling and pricing band, match the structure to the asset and the timeline.
Lender appetite, yield bands and debt structures vary materially by property type. Pick the briefing that matches your London acquisition.
Office investment finance for headquarters buildings, business parks, multi-let suites and office-led mixed-use schemes.
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Industrial and logistics finance for big-box distribution, multi-let estates, last-mile urban logistics and trade counter parks.
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Retail property finance for high street parades, retail warehousing, shopping centres and convenience-led mixed-use.
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Finance for buildings combining commercial ground floors with residential upper floors, the dominant deal format in UK secondary markets and the engine of corporate-acquired property activity.
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Hotel property finance for trading boutique hotels, branded operator-let assets and aparthotel acquisitions.
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HMO finance for houses in multiple occupation, from 4-bed student lets to large sui generis conversions.
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Student property finance across both markets: traditional student HMOs near campus and purpose-built student accommodation (PBSA) blocks.
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Care home finance for owner-operators and investors, from 20-bed residential homes to nursing and specialist dementia care.
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Founder & Principal Broker
With a career spanning Lloyds Bank, Bank of Scotland, and a partnership in a corporate finance business, Matt brings institutional-grade expertise to every deal in London. Currently a board advisor to a pension administrator and trustee with £3.9bn of assets under advisory, Matt has raised over £300m of capital for property professionals across the UK.
View Full ProfileWhat makes London fundable, where the development opportunity sits, which lenders are active, and the asset classes our team finances most often.
Significant opportunities in permitted development conversions, Build-to-Rent schemes, and regeneration area developments.
Very strong appetite from all lender types. Prime assets attract competitive terms from high street banks; secondary requires specialist lenders but appetite remains robust.
Broker Notes
All major lenders active. Minimum property values often £75k-£100k. EWS1 required for buildings 18m+. Lease length minimum 70-85 years for most lenders.
Our team has extensive experience arranging property finance across all London boroughs, from central London commercial mortgages to outer London development finance.
Each London submarket has its own lender appetite, yield band and tenant mix. Click through for the local-level detail.
The City of London is the UK's premier financial district and one of the world's most important commercial property markets. The Square Mile houses th...
View detailsCanary Wharf is London's second major financial centre, transformed from derelict docklands into a world-class business district housing HSBC, Barclay...
View detailsShoreditch sits at the heart of London's tech and creative economy, known globally as the centre of 'Silicon Roundabout'. The area blends Victorian wa...
View detailsWestminster encompasses London's political heart and one of the world's most prestigious commercial addresses. From the grand offices of Whitehall and...
View detailsKing's Cross has undergone one of London's most celebrated regeneration programmes, transforming 67 acres of former industrial land into a thriving mi...
View detailsStratford has been transformed by the 2012 Olympic legacy into one of East London's most important commercial centres. The Queen Elizabeth Olympic Par...
View detailsCommercial property news for London will appear here once available. Check back soon for the latest market updates.
We provide commercial mortgages, bridging finance, and development finance throughout Greater London.
Commercial mortgage services available across London and surrounding areas. View larger map
Recent sales, planning movement and market signals for London, drawn from HM Land Registry data and local authority planning registers.
HM Land Registry data shows 6455 commercial property transactions in the London area over the past 60 months, with a median sale price of £457k. Lender appetite tends to follow transaction evidence, so an active local market supports stronger valuations.
Source: HM Land Registry price paid data
HM Land Registry records the sale of N2 Nova Estate, Floor 3, Bressenden Place, London for £5,000,000 in Q1 2026, one of 30 commercial transactions recorded in the London area that quarter.
Source: HM Land Registry price paid data
Planning movement often signals upcoming finance demand. If you are buying, refinancing or developing in London, see our guide to getting a commercial mortgage or talk to us about the local market.
The questions we answer most often on London deals, covered in depth in our knowledge hub.
What lenders assess, who finds it easy, and how declined cases still get funded.
Deposit requirements by property type, acceptable sources, and ways to reduce yours.
The routes to 100% borrowing: additional security, strong trading businesses and equity.
High-street banks, challengers and specialists: who lends on what in Greater London.
Leniency by lender category and product type, and what flexibility really costs.
Typical 2026 pricing by product, and what drives the rate you are offered.
Data-grounded answers about commercial property finance in London, sourced from HM Land Registry transactions and our own deal flow.
HM Land Registry recorded 6,455 commercial property transactions in London during the most recent reporting window. The median commercial sale price is £457,000, with the middle 50% of deals between £305,000 and £780,000. Source: HM Land Registry Price Paid Data (Category B records).
The median commercial sale price recorded by HM Land Registry in London is £457,000. Smaller end deals (lower quartile) sit around £305,000, while larger transactions (upper quartile) reach £780,000 and above. These are the figures lenders will benchmark valuations against when assessing a commercial mortgage application in London.
The most active commercial sectors in London (by recorded transaction count) are: office (3 transactions). Sector mix matters because lender appetite, LTV ceilings and rate pricing all vary by use class. Speak to our team for an indicative quote on the sector you are targeting.
Yes. We arrange commercial mortgages, commercial bridging finance and development finance for property in London. Typical loan sizes range from £150,000 to £25m+, with LTVs up to 75% on standard commercial assets and up to 70% LTGDV on development. Whole-of-market access, including the high-street banks, challenger lenders and specialist commercial funders.
Call 07595 366094 or use the contact form to request a commercial mortgage quote in London. We will review the asset, sector, deal structure and lender appetite specific to London and come back with an indicative rate, LTV and term within 24 to 48 hours.