Enfield, Greater LondonLocal lender appetite and market data

Specialist Commercial Mortgage Broker in Enfield

CMB arranges commercial mortgages, bridging loans and development finance for property professionals across Enfield and Greater London. Led by Matt Lenzie, ex-Lloyds Bank and Bank of Scotland, institutional-grade underwriting, direct lender access and decisions in 48 hours.

£300M+
Capital Raised
48hrs
Decision Time
100+
Lender Panel
£295
Avg Price/sq ft
6.4%
Average Yield
+16.5%
5yr Price Growth
+11.2%
5yr Rental Growth

Enfield commercial property delivers 6.4% average yield.

Enfield yields sit above the UK commercial average, supporting income-driven debt structures and SPV-led acquisitions.

Enfield commercial mortgage brokers, ex-bankers with direct lender access

CMB combines former Lloyds and Bank of Scotland underwriting experience with direct board-level relationships at the UK's leading commercial lenders.

Ex-Banking Background

Former Lloyds Bank and Bank of Scotland professionals who understand lender criteria inside-out

Board-Level Access

Direct relationships with lender decision-makers for faster approvals and better terms

£300M+ Track Record

Proven success arranging complex commercial property finance across the UK

Enfield commercial property market signals

The factors lenders weigh when assessing Enfield commercial mortgages, sector demand, transport connectivity and active regeneration programmes.

Industrial rents have risen 40% in 5 years driven by e-commerce demand. Retail challenging but Enfield Town holding steady.

, CMB Market Analysis

Key Industries

  • Logistics
  • Manufacturing
  • Retail
  • Food Production
  • Healthcare

Transport Links

  • Piccadilly line
  • Liverpool Street rail
  • M25 & A10 access

Regeneration

Meridian Water delivering 10,000 homes with commercial space; Edmonton Leeside industrial intensification

Listen: Greater London Q1 2026 commercial property briefing

The Greater London regional briefing covering Enfield and the wider region. A Q2 2026 commercial property briefing on Greater London, the deepest and most actively traded commercial market in the United Kingdom, where prime central assets clear below five percent and outer-borough secondary stock trades through six, eight, even ten percent. We walk through transaction volumes across thirty-seven boroughs and named submarkets, recent Acuitus auction prints between roughly four and ten and a half percent, and where lender appetite sits today.

Part of the Commercial Property Briefing podcast series. Subscribe via the RSS feed.

HMLR transaction evidence

Enfield commercial property transaction evidence

133 commercial sales in Enfield across the last 60 months, sourced from HM Land Registry Price Paid Data. 6 records in the current sample are confidently sector-classified; the wider recent sample is shown as general commercial transaction evidence.

Source sales
133
60-month window
Shown below
29
recent examples
Filter transaction evidence
All commercial transactions in Enfield
133transactions
Sample: showing 29 recent sales below
RetailQ4 2025

143, High Street, Enfield

Sale price
£575,000
Land / PlotsQ3 2025

Plot 2 40, Capel Road, Enfield

Sale price
£45,000
Pub / BarQ2 2025

Lincoln Arms, 155, Percival Road, Enfield

Sale price
£1,700,000
OfficeQ1 2025

Chase Green House, 42, Chase Side, Enfield

Sale price
£900,000
RetailQ1 2025

12, Savoy Parade, Enfield

Sale price
£300,000
OfficeQ1 2025

Capel Manor School, School House, Bullsmoor Lane, Enfield

Sale price
£409,000
CommercialQ1 2026

519a, Hertford Road, Enfield

Sale price
£250,000
CommercialQ1 2026

81, Lockfield Avenue, Brimsdown, Enfield

Sale price
£1,100,000
CommercialQ1 2026

115, Ordnance Road, Enfield

Sale price
£400,000
CommercialQ4 2025

33, Burleigh Road, Enfield

Sale price
£530,000
CommercialQ4 2025

66, Lincoln Road, Enfield

Sale price
£250,000
CommercialQ4 2025

83, Lockfield Avenue, Enfield

Sale price
£1,600,000
CommercialQ3 2025

36, Lincoln Way, Enfield

Sale price
£560,000
CommercialQ3 2025

59, Windmill Hill, Enfield

Sale price
£275,000
CommercialQ3 2025

138, Lancaster Road, Enfield

Sale price
£270,000
CommercialQ3 2025

131, Baker Street, Enfield

Sale price
£300,000
CommercialQ3 2025

Newport Lodge, 5, 1, Village Road, Enfield

Sale price
£422,500
CommercialQ2 2025

Garages At, Parsonage Gardens, Enfield

Sale price
£196,000
CommercialQ2 2025

77, Ordnance Road, Enfield

Sale price
£415,000
CommercialQ2 2025

Bp Highway Service Station, Jeffreys Road, Enfield

Sale price
£1,825,000
CommercialQ2 2025

206, Chase Side, Enfield

Sale price
£245,000
CommercialQ1 2025

78, Waddington Close, Enfield

Sale price
£187,950
CommercialQ1 2025

425b, Hertford Road, Enfield

Sale price
£174,000
CommercialQ1 2025

425c, Hertford Road, Enfield

Sale price
£174,000
CommercialQ1 2025

8, Cooks Hole Road, Enfield

Sale price
£4,500,000
CommercialQ1 2025

17, Westfield Close, Enfield

Sale price
£150,915
CommercialQ1 2025

189a, Carterhatch Road, Enfield

Sale price
£520,000
CommercialQ1 2025

Centenary Estate, 1, Unit 6, Centenary Road, Enfield

Sale price
£11,520,000
CommercialQ1 2025

Drayton Nursery, Cattlegate Road, Enfield

Sale price
£2,000,000

Source: HM Land Registry Price Paid Data (Category B records). Sector classification is address-based and best-effort; unclassified records are shown as general commercial transactions and smaller sectors may include mixed-use or conversion deals.

Enfield commercial mortgages, bridging loans and development finance

Three core debt structures cover the majority of Enfield commercial property deals. Each carries a different lender panel, LTV ceiling and pricing band, match the structure to the asset and the timeline.

Commercial Mortgages

Long-term financing for commercial and mixed-use property purchases, refinancing, and investment, tailored by experienced brokers who understand complex deal structures.

From £50,000Up to 75% LTV5-25 years

Commercial Remortgage

Refinance an existing commercial mortgage to lower your rate, switch lender, release equity or restructure the loan.

From £150,000Up to 75% LTV5-25 years (typical 5-year fixed reverting to variable)

Commercial Bridging Finance

Fast, flexible short-term finance for commercial property transactions, decisions in 48 hours, completion in days, and creative structuring for deals that mainstream lenders will not touch.

From £50,000Up to 75% LTV1-18 months

Development Finance

Specialist funding for ground-up construction, major refurbishment, and mixed-use development projects, structured with staged drawdowns aligned to your build programme.

From £150,000Up to 75% LTV6-24 months
ML

Matt Lenzie

Founder & Principal Broker

With a career spanning Lloyds Bank, Bank of Scotland, and a partnership in a corporate finance business, Matt brings institutional-grade expertise to every deal in Enfield. Currently a board advisor to a pension administrator and trustee with £3.9bn of assets under advisory, Matt has raised over £300m of capital for property professionals across the UK.

View Full Profile

Enfield commercial property investment fundamentals

What makes Enfield fundable, where the development opportunity sits, which lenders are active, and the asset classes our team finances most often.

Investment Highlights

  • Average commercial property yields of 6.4% across the local market
  • 16.5% property price growth over the past five years
  • 11.2% rental growth over five years supporting income returns
  • Strong occupier demand from Logistics and Manufacturing sectors
  • Excellent transport connectivity including Piccadilly line
  • Active regeneration programmes driving future capital growth

Development Opportunities

Enfield presents development opportunities linked to Meridian Water delivering 10,000 homes with commercial space. Growing demand from the Logistics sector is creating opportunities for purpose-built commercial space and conversion projects. Strong transport links enhance viability for mixed-use and residential-led schemes.

Lender Appetite

Strong appetite for industrial and logistics. Mixed views on retail; residential-led development schemes preferred.

Property Types We Finance

Industrial/WarehouseDistribution CentresIndustrial UnitsFactory SpaceRetail UnitsHigh Street ShopsShopping CentresMedical/Dental Practices

Our team has deep experience arranging commercial mortgages, bridging loans, and development finance across Enfield and the wider Greater London region, from logistics facility financing to industrial unit purchases.

Need a commercial mortgage decision in Enfield?

Our team will review your asset, sector and structure against current Enfield lender appetite and come back with an indicative rate, LTV and term within 24–48 hours. No application until you're ready.

Latest Commercial Property News in Enfield

Commercial property news for Enfield will appear here once available. Check back soon for the latest market updates.

Enfield Commercial Mortgage Calculator

Pre-populated with local market data

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Enfield Location

Commercial mortgage services available across Enfield and surrounding areas. View larger map

Enfield commercial mortgage FAQ

Data-grounded answers about commercial property finance in Enfield, sourced from HM Land Registry transactions and our own deal flow.

How active is the commercial property market in Enfield?

HM Land Registry recorded 133 commercial property transactions in Enfield during the most recent reporting window. The median commercial sale price is £380,000, with the middle 50% of deals between £270,000 and £480,000. Source: HM Land Registry Price Paid Data (Category B records).

What is the typical commercial property price in Enfield?

The median commercial sale price recorded by HM Land Registry in Enfield is £380,000. Smaller end deals (lower quartile) sit around £270,000, while larger transactions (upper quartile) reach £480,000 and above. These are the figures lenders will benchmark valuations against when assessing a commercial mortgage application in Enfield.

Which commercial property sectors are most active in Enfield?

The most active commercial sectors in Enfield (by recorded transaction count) are: retail (2 transactions), office (2 transactions), land (1 transaction). Sector mix matters because lender appetite, LTV ceilings and rate pricing all vary by use class — speak to our team for an indicative quote on the sector you are targeting.

Can I get a commercial mortgage on a property in Enfield?

Yes. We arrange commercial mortgages, commercial bridging finance and development finance for property in Enfield. Typical loan sizes range from £150,000 to £25m+, with LTVs up to 75% on standard commercial assets and up to 70% LTGDV on development. Whole-of-market access — including the high-street banks, challenger lenders and specialist commercial funders.

How do I get a commercial mortgage quote for a property in Enfield?

Call 07595 366094 or use the contact form to request a commercial mortgage quote in Enfield. We will review the asset, sector, deal structure and lender appetite specific to Enfield and come back with an indicative rate, LTV and term within 24–48 hours.

Ready to discuss your Enfield project?

Speak with our specialist team today and get a decision in principle within 48 hours.