Enfield, Greater London

Commercial Mortgages in Enfield

Led by Matt Lenzie, ex-Lloyds Bank and Bank of Scotland, we arrange commercial mortgages, bridging finance, and development finance for property professionals across Enfield and Greater London.

£300M+
Capital Raised
48hrs
Decision Time
100+
Lender Panel
£295
Avg Price/sq ft
6.4%
Average Yield
+16.5%
5yr Price Growth
+11.2%
5yr Rental Growth

Investment Hotspot

6.4% average yield

Enfield stands out with above-average yields of 6.4%, making it one of the UK's most attractive commercial property markets for investors.

Why Choose CMB in Enfield

Direct relationships with executives and board members of the UK's leading lenders

Ex-Banking Background

Former Lloyds Bank and Bank of Scotland professionals who understand lender criteria inside-out

Board-Level Access

Direct relationships with lender decision-makers for faster approvals and better terms

£300M+ Track Record

Proven success arranging complex commercial property finance across the UK

Enfield Local Market Intelligence

Industrial rents have risen 40% in 5 years driven by e-commerce demand. Retail challenging but Enfield Town holding steady.

— CMB Market Analysis

Key Industries

  • Logistics
  • Manufacturing
  • Retail
  • Food Production
  • Healthcare

Transport Links

  • Piccadilly line
  • Liverpool Street rail
  • M25 & A10 access

Regeneration

Meridian Water delivering 10,000 homes with commercial space; Edmonton Leeside industrial intensification

Enfield Commercial Property Market Data

Commercial Property Values in Enfield

Property TypePrime / Grade ASecondaryMarket Range
Office£88 psf£36 psf£36 - £88 psf
Retail / Shop£194 psf£53 psf£53 - £194 psf
Industrial£18 psf£14 psf£14 - £18 psf
Warehouse / Logistics£25 psf£31 psf£25 - £31 psf

Market estimates based on Q1 2026 regional benchmarking data. For accurate valuations, contact us for a detailed assessment.

Investment Yields in Enfield

Indicative gross yields. Actual returns depend on property condition, lease terms, and tenant covenant strength.

Enfield Market Trends

Office Vacancy
Falling
Industrial Demand
Strong
Retail Footfall
Declining
Residential Investment
Strong
Dominant sector:Industrial & Logistics

Investor appetite for Enfield commercial property remains strong, with industrial & logistics assets attracting the most interest.

Recent Commercial Property Transactions in Enfield

Representative transactions reflecting current market activity. Prices are guide values based on comparable evidence.

OfficeQ3 2025

Grade A office suite, Enfield Town

6,810 sq ft
£492,000 - £543,000
£76 psf4.9% yield
RetailQ4 2025

Lock-up shop unit, Enfield Town

2,152 sq ft
£98,000 - £108,000
£48 psf4% yield
IndustrialQ1 2026

Modern industrial unit, trade estate

34,688 sq ft
£428,000 - £473,000
£13 psf4.4% yield
Mixed-UseQ3 2025

Shop with maisonette above, town centre

5,186 sq ft
£2,000,000 - £2,211,000
£406 psf4.1% yield
WarehouseQ1 2026

Modern warehouse with dock-level loading

54,305 sq ft
£1,496,000 - £1,654,000
£29 psf3.8% yield
Pub/RestaurantQ4 2025

Freehold pub with letting rooms, Palmers Green

£1,335,000 - £1,475,000
7.09% yield
Care HomeQ4 2025

55-bed residential care facility, Southgate

55 beds
£5,140,000 - £5,680,000
6.8% yield
Residential BlockQ1 2026

Buy-to-let residential portfolio, 17 units, Ponders End

17 units
£4,295,000 - £4,745,000
3.8% yield

Market estimates based on Q1 2026 regional benchmarking. For accurate valuations, contact us.

Our Services in Enfield

Commercial Mortgages

Long-term financing for commercial and mixed-use property purchases, refinancing, and investment — tailored by experienced brokers who understand complex deal structures.

From £50,000Up to 75% LTV5-25 years

Commercial Bridging Finance

Fast, flexible short-term finance for commercial property transactions — decisions in 48 hours, completion in days, and creative structuring for deals that mainstream lenders will not touch.

From £50,000Up to 75% LTV1-18 months

Development Finance

Specialist funding for ground-up construction, major refurbishment, and mixed-use development projects — structured with staged drawdowns aligned to your build programme.

From £150,000Up to 75% LTV6-24 months
ML

Matt Lenzie

Founder & Principal Broker

With a career spanning Lloyds Bank, Bank of Scotland, and a partnership in a corporate finance business, Matt brings institutional-grade expertise to every deal in Enfield. Currently a board advisor to a pension administrator and trustee with £3.9bn of assets under advisory, Matt has raised over £300m of capital for property professionals across the UK.

View Full Profile

Why Enfield for Commercial Property Investment

Investment Highlights

  • Average commercial property yields of 6.4% across the local market
  • 16.5% property price growth over the past five years
  • 11.2% rental growth over five years supporting income returns
  • Strong occupier demand from Logistics and Manufacturing sectors
  • Excellent transport connectivity including Piccadilly line
  • Active regeneration programmes driving future capital growth

Development Opportunities

Enfield presents development opportunities linked to Meridian Water delivering 10,000 homes with commercial space. Growing demand from the Logistics sector is creating opportunities for purpose-built commercial space and conversion projects. Strong transport links enhance viability for mixed-use and residential-led schemes.

Lender Appetite

Strong appetite for industrial and logistics. Mixed views on retail; residential-led development schemes preferred.

Property Types We Finance

Industrial/WarehouseDistribution CentresIndustrial UnitsFactory SpaceRetail UnitsHigh Street ShopsShopping CentresMedical/Dental Practices

Our team has deep experience arranging commercial mortgages, bridging loans, and development finance across Enfield and the wider Greater London region, from logistics facility financing to industrial unit purchases.

Why Invest in Enfield

Enfield offers diverse commercial property opportunities in North London with competitive values and strong industrial/logistics demand. The commercial property market benefits from strong demand across Logistics, Manufacturing, Retail sectors, creating diverse occupier interest and reducing single-sector risk. With average yields of 6.4% and 16.5% price growth over five years, Enfield offers compelling returns for commercial property investors. Excellent connectivity via Piccadilly line supports tenant demand and underpins long-term property values. Ongoing regeneration activity, including Meridian Water delivering 10, further enhances the investment outlook and signals sustained public and private sector confidence.

Local Market Challenges

High entry costs and intense competition for prime assets remain key challenges. Planning restrictions in conservation areas and limited development land require specialist financing knowledge and strong lender relationships.

Notable Developments

Enfield's commercial property landscape has been shaped by Meridian Water delivering 10,000 homes with commercial space. Growth in the Logistics sector has driven notable investment activity, with occupier demand supporting new development and refurbishment projects across the area.

Planning Context

The local planning authority for Enfield operates within Greater London, with policies that support sustainable commercial development and town centre vitality. The local plan identifies key development sites and employment areas, and the council has demonstrated a pragmatic approach to commercial property applications.

Latest Commercial Property News in Enfield

Commercial property news for Enfield will appear here once available. Check back soon for the latest market updates.

Enfield Commercial Mortgage Calculator

Pre-populated with local market data

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Interest-only estimate. Actual terms subject to lender assessment.

Enfield Location

Commercial mortgage services available across Enfield and surrounding areas. View larger map

Enfield Commercial Property FAQ

What is the average office rent per square foot in Enfield?

Office rents in Enfield range from approximately £36 per square foot for secondary space up to £88 per square foot for Grade A accommodation. Grade B office space, which represents the bulk of the market, typically commands around £49 per square foot. These figures are based on Q1 2026 regional market benchmarking.

What yields can investors expect from commercial property in Enfield?

Investment yields in Enfield vary by property type and grade. Current indicative yields are: offices at 3.58%-5.25%, retail at 3.71%-5.06%, industrial at 4.46%-4.5%, residential single-let at 4.13%. Prime yields are typically lower, reflecting stronger covenant strength and location quality. Contact us for a detailed yield analysis for your target property type.

What types of commercial property are available in Enfield?

Enfield's commercial property market includes offices, retail units, industrial premises, warehouses and logistics units, residential investment blocks, care homes, pubs and restaurants. We arrange finance across all commercial property types, from standard office and retail purchases to specialist assets requiring tailored lending solutions.

How much does a residential investment block cost in Enfield?

Residential investment blocks in Enfield typically trade at around £280,100 per unit, or approximately £668 per square foot. Blocks of 4-24 units are the most common size bracket for private investors. Yields for single-let apartments average 4.13%. We can arrange commercial mortgages for blocks of 4+ units through specialist BTL lenders.

What is the average price per bed for care homes in Enfield?

Care homes in Enfield typically trade at around £112,400 per registered bed. A typical 28-bed home would therefore be valued between £2.2m and £6.7m. Care home financing is specialist in nature and we work with lenders who understand the operational and regulatory requirements of the sector.

Ready to discuss your Enfield project?

Speak with our specialist team today and get a decision in principle within 48 hours.