Southwark, Greater London

Commercial Mortgages in Southwark

Led by Matt Lenzie, ex-Lloyds Bank and Bank of Scotland, we arrange commercial mortgages, bridging finance, and development finance for property professionals across Southwark and Greater London.

£300M+
Capital Raised
48hrs
Decision Time
100+
Lender Panel
£685
Avg Price/sq ft
4.5%
Average Yield
+19.8%
5yr Price Growth
+14.5%
5yr Rental Growth

Why Choose CMB in Southwark

Direct relationships with executives and board members of the UK's leading lenders

Ex-Banking Background

Former Lloyds Bank and Bank of Scotland professionals who understand lender criteria inside-out

Board-Level Access

Direct relationships with lender decision-makers for faster approvals and better terms

£300M+ Track Record

Proven success arranging complex commercial property finance across the UK

Southwark Local Market Intelligence

London Bridge area established as major office destination rivalling the City. Peckham and Bermondsey creative sectors thriving.

— CMB Market Analysis

Key Industries

  • Professional Services
  • Technology
  • Cultural & Arts
  • Food & Hospitality
  • Healthcare

Transport Links

  • Jubilee, Northern lines
  • Thameslink
  • London Bridge mainline hub
  • Multiple stations

Regeneration

Elephant & Castle transformation; Canada Water regeneration; Old Kent Road opportunity area

Southwark Commercial Property Market Data

Commercial Property Values in Southwark

Property TypePrime / Grade ASecondaryMarket Range
Office£83 psf£34 psf£34 - £83 psf
Retail / Shop£110 psf£63 psf£63 - £110 psf
Industrial£18 psf£15 psf£15 - £18 psf

Market estimates based on Q1 2026 regional benchmarking data. For accurate valuations, contact us for a detailed assessment.

Investment Yields in Southwark

Indicative gross yields. Actual returns depend on property condition, lease terms, and tenant covenant strength.

Southwark Market Trends

Office Vacancy
Stable
Industrial Demand
Moderate
Retail Footfall
Declining
Residential Investment
Moderate
Dominant sector:Office & Professional Services

Investor appetite for Southwark commercial property remains strong, with office & professional services assets attracting the most interest.

Recent Commercial Property Transactions in Southwark

Representative transactions reflecting current market activity. Prices are guide values based on comparable evidence.

OfficeQ4 2025

Serviced office premises, town centre

3,912 sq ft
£190,000 - £209,000
£51 psf5.1% yield
RetailQ1 2026

Lock-up shop unit, Bermondsey

2,372 sq ft
£255,000 - £281,000
£113 psf2.9% yield
IndustrialQ4 2025

Light industrial unit with yard, Bermondsey

37,712 sq ft
£681,000 - £752,000
£19 psf3.7% yield
HotelQ3 2025

112-room hotel with bar and restaurant, Bermondsey

112 rooms
£26,615,000 - £29,415,000
5.7% yield
Development SiteQ1 2026

Development site with planning for 15 residential units, Dulwich

15 units
£335,000 - £370,000
Mixed-UseQ1 2026

Mixed-use building with commercial ground floor and residential above, London Bridge

1,656 sq ft
£640,000 - £708,000
£407 psf4.4% yield
Residential BlockQ3 2025

17-unit purpose-built apartment block, London Bridge

17 units
£7,880,000 - £8,710,000
4.3% yield
Pub/RestaurantQ4 2025

Freehold pub with letting rooms, Dulwich

£1,385,000 - £1,530,000
6.45% yield

Market estimates based on Q1 2026 regional benchmarking. For accurate valuations, contact us.

Our Services in Southwark

Commercial Mortgages

Long-term financing for commercial and mixed-use property purchases, refinancing, and investment — tailored by experienced brokers who understand complex deal structures.

From £50,000Up to 75% LTV5-25 years

Commercial Bridging Finance

Fast, flexible short-term finance for commercial property transactions — decisions in 48 hours, completion in days, and creative structuring for deals that mainstream lenders will not touch.

From £50,000Up to 75% LTV1-18 months

Development Finance

Specialist funding for ground-up construction, major refurbishment, and mixed-use development projects — structured with staged drawdowns aligned to your build programme.

From £150,000Up to 75% LTV6-24 months
ML

Matt Lenzie

Founder & Principal Broker

With a career spanning Lloyds Bank, Bank of Scotland, and a partnership in a corporate finance business, Matt brings institutional-grade expertise to every deal in Southwark. Currently a board advisor to a pension administrator and trustee with £3.9bn of assets under advisory, Matt has raised over £300m of capital for property professionals across the UK.

View Full Profile

Why Southwark for Commercial Property Investment

Investment Highlights

  • Average commercial property yields of 4.5% across the local market
  • 19.8% property price growth over the past five years
  • 14.5% rental growth over five years supporting income returns
  • Strong occupier demand from Professional Services and Technology sectors
  • Excellent transport connectivity including Jubilee, Northern lines
  • Active regeneration programmes driving future capital growth

Development Opportunities

Southwark presents development opportunities linked to Elephant & Castle transformation. Growing demand from the Professional Services sector is creating opportunities for purpose-built commercial space and conversion projects. Strong transport links enhance viability for mixed-use and residential-led schemes.

Lender Appetite

Very strong appetite across the borough. Prime areas attract competitive terms; regeneration zones actively sought.

Property Types We Finance

Office SpaceServiced OfficesData CentresMedical/Dental PracticesCare Homes

Our team has deep experience arranging commercial mortgages, bridging loans, and development finance across Southwark and the wider Greater London region, from professional office relocations to tech workspace conversions.

Why Invest in Southwark

Southwark encompasses major commercial districts from London Bridge to Elephant & Castle with world-class cultural destinations. The commercial property market benefits from strong demand across Professional Services, Technology, Cultural & Arts sectors, creating diverse occupier interest and reducing single-sector risk. With average yields of 4.5% and 19.8% price growth over five years, Southwark offers compelling returns for commercial property investors. Excellent connectivity via Jubilee, Northern lines supports tenant demand and underpins long-term property values. Ongoing regeneration activity, including Elephant & Castle transformation, further enhances the investment outlook and signals sustained public and private sector confidence.

Local Market Challenges

High entry costs and intense competition for prime assets remain key challenges. Planning restrictions in conservation areas and limited development land require specialist financing knowledge and strong lender relationships.

Notable Developments

Southwark's commercial property landscape has been shaped by Elephant & Castle transformation. Growth in the Professional Services sector has driven notable investment activity, with occupier demand supporting new development and refurbishment projects across the area.

Planning Context

Planning policy in Southwark is set by Greater London council through its adopted local plan. The authority supports commercial investment and has allocated sites for employment and mixed-use development. Pre-application advice is available and recommended for larger schemes to navigate local requirements efficiently.

Latest Commercial Property News in Southwark

Commercial property news for Southwark will appear here once available. Check back soon for the latest market updates.

Southwark Commercial Mortgage Calculator

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Interest-only estimate. Actual terms subject to lender assessment.

Southwark Location

Commercial mortgage services available across Southwark and surrounding areas. View larger map

Southwark Commercial Property FAQ

What is the average office rent per square foot in Southwark?

Office rents in Southwark range from approximately £34 per square foot for secondary space up to £83 per square foot for Grade A accommodation. Grade B office space, which represents the bulk of the market, typically commands around £48 per square foot. These figures are based on Q1 2026 regional market benchmarking.

What yields can investors expect from commercial property in Southwark?

Investment yields in Southwark vary by property type and grade. Current indicative yields are: offices at 3.51%-5.52%, retail at 3.02%-5.29%, industrial at 3.53%-5.26%, residential single-let at 4.25%. Prime yields are typically lower, reflecting stronger covenant strength and location quality. Contact us for a detailed yield analysis for your target property type.

What types of commercial property are available in Southwark?

Southwark's commercial property market includes offices, retail units, industrial premises, residential investment blocks, care homes, hotels and guest houses, pubs and restaurants. We arrange finance across all commercial property types, from standard office and retail purchases to specialist assets requiring tailored lending solutions.

How much does a residential investment block cost in Southwark?

Residential investment blocks in Southwark typically trade at around £436,550 per unit, or approximately £511 per square foot. Blocks of 4-24 units are the most common size bracket for private investors. Yields for single-let apartments average 4.25%. We can arrange commercial mortgages for blocks of 4+ units through specialist BTL lenders.

What is the average price per bed for care homes in Southwark?

Care homes in Southwark typically trade at around £111,380 per registered bed. A typical 35-bed home would therefore be valued between £2.2m and £6.7m. Care home financing is specialist in nature and we work with lenders who understand the operational and regulatory requirements of the sector.

Ready to discuss your Southwark project?

Speak with our specialist team today and get a decision in principle within 48 hours.