Harrow, Greater LondonLocal lender appetite and market data

Specialist Commercial Mortgage Broker in Harrow

CMB arranges commercial mortgages, bridging loans and development finance for property professionals across Harrow and Greater London. Led by Matt Lenzie, ex-Lloyds Bank and Bank of Scotland, institutional-grade underwriting, direct lender access and decisions in 48 hours.

£300M+
Capital Raised
48hrs
Decision Time
100+
Lender Panel
£345
Avg Price/sq ft
5.6%
Average Yield
+12.8%
5yr Price Growth
+8.5%
5yr Rental Growth

Harrow commercial mortgage brokers, ex-bankers with direct lender access

CMB combines former Lloyds and Bank of Scotland underwriting experience with direct board-level relationships at the UK's leading commercial lenders.

Ex-Banking Background

Former Lloyds Bank and Bank of Scotland professionals who understand lender criteria inside-out

Board-Level Access

Direct relationships with lender decision-makers for faster approvals and better terms

£300M+ Track Record

Proven success arranging complex commercial property finance across the UK

Harrow commercial property market signals

The factors lenders weigh when assessing Harrow commercial mortgages, sector demand, transport connectivity and active regeneration programmes.

Stable suburban market with consistent local occupier demand. Healthcare and education sectors particularly active.

, CMB Market Analysis

Key Industries

  • Retail
  • Healthcare
  • Education
  • Professional Services
  • Food & Hospitality

Transport Links

  • Metropolitan line
  • Bakerloo line
  • Overground
  • A404 corridor

Regeneration

Harrow town centre intensification; Wealdstone regeneration with residential towers

Listen: Greater London Q1 2026 commercial property briefing

The Greater London regional briefing covering Harrow and the wider region. A Q2 2026 commercial property briefing on Greater London, the deepest and most actively traded commercial market in the United Kingdom, where prime central assets clear below five percent and outer-borough secondary stock trades through six, eight, even ten percent. We walk through transaction volumes across thirty-seven boroughs and named submarkets, recent Acuitus auction prints between roughly four and ten and a half percent, and where lender appetite sits today.

Part of the Commercial Property Briefing podcast series. Subscribe via the RSS feed.

HMLR transaction evidence

Harrow commercial property transaction evidence

190 commercial sales in Harrow across the last 60 months, sourced from HM Land Registry Price Paid Data. 4 records in the current sample are confidently sector-classified; the wider recent sample is shown as general commercial transaction evidence.

Source sales
190
60-month window
Shown below
29
recent examples
Filter transaction evidence
All commercial transactions in Harrow
190transactions
Sample: showing 29 recent sales below
OfficeQ1 2026

Grace House, 3, Harrovian Business Village, Harrow

Sale price
£930,000
RetailQ4 2025

60, High Street, Wealdstone, Harrow

Sale price
£575,000
OfficeQ4 2025

Mission House, West Street, Harrow

Sale price
£925,000
RetailQ3 2025

11, High Street, Pinner

Sale price
£470,000
CommercialQ1 2026

4, The Quadrant, Harrow

Sale price
£300,000
CommercialQ4 2025

198, Alexandra Avenue, Harrow

Sale price
£2,035,507
CommercialQ4 2025

9, Ingram Close, Stanmore

Sale price
£578,000
CommercialQ4 2025

75, Uxbridge Road, Stanmore

Sale price
£290,000
CommercialQ4 2025

5, Lawn Vale, Pinner

Sale price
£1,037,500
CommercialQ4 2025

2, Pangbourne Drive, Stanmore

Sale price
£890,000
CommercialQ4 2025

29, Canons Drive, Edgware

Sale price
£1,110,000
CommercialQ4 2025

537, Pinner Road, Harrow

Sale price
£258,000
CommercialQ4 2025

44, Oxford Road, Harrow

Sale price
£266,000
CommercialQ4 2025

376 - 380, Northolt Road, Harrow

Sale price
£1,250,000
CommercialQ4 2025

378a, Northolt Road, Harrow

Sale price
£501,000
CommercialQ3 2025

855, Honeypot Lane, Stanmore

Sale price
£548,500
CommercialQ3 2025

8a, College Hill Road, Harrow

Sale price
£375,000
CommercialQ3 2025

18, Church Road, Stanmore

Sale price
£1,250,000
CommercialQ3 2025

Garage 8, Winckley Close, Harrow

Sale price
£100,000
CommercialQ3 2025

96, Elms Road, Harrow

Sale price
£630,000
CommercialQ3 2025

Rising Sun, Greenford Road, Harrow

Sale price
£1,260,000
CommercialQ3 2025

11, Cuckoo Hill Drive, Pinner

Sale price
£1,200,000
CommercialQ3 2025

4, Bethecar Road, Harrow

Sale price
£1,000,000
CommercialQ3 2025

2, Bethecar Road, Harrow

Sale price
£1,000,000
CommercialQ3 2025

3, Stanmore Hill, Stanmore

Sale price
£470,000
CommercialQ2 2025

56, Northumberland Road, Harrow

Sale price
£402,000
CommercialQ2 2025

101, West Street, Harrow

Sale price
£865,000
CommercialQ2 2025

101a, West Street, Harrow

Sale price
£432,500
CommercialQ2 2025

1, Lonsdale Close, Pinner

Sale price
£365,000

Source: HM Land Registry Price Paid Data (Category B records). Sector classification is address-based and best-effort; unclassified records are shown as general commercial transactions and smaller sectors may include mixed-use or conversion deals.

Harrow commercial mortgages, bridging loans and development finance

Three core debt structures cover the majority of Harrow commercial property deals. Each carries a different lender panel, LTV ceiling and pricing band, match the structure to the asset and the timeline.

Commercial Mortgages

Long-term financing for commercial and mixed-use property purchases, refinancing, and investment, tailored by experienced brokers who understand complex deal structures.

From £50,000Up to 75% LTV5-25 years

Commercial Remortgage

Refinance an existing commercial mortgage to lower your rate, switch lender, release equity or restructure the loan.

From £150,000Up to 75% LTV5-25 years (typical 5-year fixed reverting to variable)

Commercial Bridging Finance

Fast, flexible short-term finance for commercial property transactions, decisions in 48 hours, completion in days, and creative structuring for deals that mainstream lenders will not touch.

From £50,000Up to 75% LTV1-18 months

Development Finance

Specialist funding for ground-up construction, major refurbishment, and mixed-use development projects, structured with staged drawdowns aligned to your build programme.

From £150,000Up to 75% LTV6-24 months
ML

Matt Lenzie

Founder & Principal Broker

With a career spanning Lloyds Bank, Bank of Scotland, and a partnership in a corporate finance business, Matt brings institutional-grade expertise to every deal in Harrow. Currently a board advisor to a pension administrator and trustee with £3.9bn of assets under advisory, Matt has raised over £300m of capital for property professionals across the UK.

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Harrow commercial property investment fundamentals

What makes Harrow fundable, where the development opportunity sits, which lenders are active, and the asset classes our team finances most often.

Investment Highlights

  • Average commercial property yields of 5.6% across the local market
  • 12.8% property price growth over the past five years
  • 8.5% rental growth over five years supporting income returns
  • Strong occupier demand from Retail and Healthcare sectors
  • Excellent transport connectivity including Metropolitan line
  • Active regeneration programmes driving future capital growth

Development Opportunities

Harrow presents development opportunities linked to Harrow town centre intensification. Growing demand from the Retail sector is creating opportunities for purpose-built commercial space and conversion projects. Strong transport links enhance viability for mixed-use and residential-led schemes.

Lender Appetite

Steady appetite for established uses. Healthcare and education-related properties particularly favoured.

Property Types We Finance

Retail UnitsHigh Street ShopsShopping CentresMedical/Dental PracticesCare HomesEducational FacilitiesStudent AccommodationOffice Space

Our team has deep experience arranging commercial mortgages, bridging loans, and development finance across Harrow and the wider Greater London region, from retail unit purchases to healthcare property investments.

Need a commercial mortgage decision in Harrow?

Our team will review your asset, sector and structure against current Harrow lender appetite and come back with an indicative rate, LTV and term within 24–48 hours. No application until you're ready.

Latest Commercial Property News in Harrow

Commercial property news for Harrow will appear here once available. Check back soon for the latest market updates.

Harrow Commercial Mortgage Calculator

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Harrow Location

Commercial mortgage services available across Harrow and surrounding areas. View larger map

Harrow commercial mortgage FAQ

Data-grounded answers about commercial property finance in Harrow, sourced from HM Land Registry transactions and our own deal flow.

How active is the commercial property market in Harrow?

HM Land Registry recorded 190 commercial property transactions in Harrow during the most recent reporting window. The median commercial sale price is £440,000, with the middle 50% of deals between £295,000 and £550,000. Source: HM Land Registry Price Paid Data (Category B records).

What is the typical commercial property price in Harrow?

The median commercial sale price recorded by HM Land Registry in Harrow is £440,000. Smaller end deals (lower quartile) sit around £295,000, while larger transactions (upper quartile) reach £550,000 and above. These are the figures lenders will benchmark valuations against when assessing a commercial mortgage application in Harrow.

Which commercial property sectors are most active in Harrow?

The most active commercial sectors in Harrow (by recorded transaction count) are: office (2 transactions), retail (2 transactions). Sector mix matters because lender appetite, LTV ceilings and rate pricing all vary by use class — speak to our team for an indicative quote on the sector you are targeting.

Can I get a commercial mortgage on a property in Harrow?

Yes. We arrange commercial mortgages, commercial bridging finance and development finance for property in Harrow. Typical loan sizes range from £150,000 to £25m+, with LTVs up to 75% on standard commercial assets and up to 70% LTGDV on development. Whole-of-market access — including the high-street banks, challenger lenders and specialist commercial funders.

How do I get a commercial mortgage quote for a property in Harrow?

Call 07595 366094 or use the contact form to request a commercial mortgage quote in Harrow. We will review the asset, sector, deal structure and lender appetite specific to Harrow and come back with an indicative rate, LTV and term within 24–48 hours.

Ready to discuss your Harrow project?

Speak with our specialist team today and get a decision in principle within 48 hours.