CMB arranges commercial mortgages, bridging loans and development finance for property professionals across Harrow and Greater London. Led by Matt Lenzie, ex-Lloyds Bank and Bank of Scotland, institutional-grade underwriting, direct lender access and decisions in 48 hours.
CMB combines former Lloyds and Bank of Scotland underwriting experience with direct board-level relationships at the UK's leading commercial lenders.
Former Lloyds Bank and Bank of Scotland professionals who understand lender criteria inside-out
Direct relationships with lender decision-makers for faster approvals and better terms
Proven success arranging complex commercial property finance across the UK
The factors lenders weigh when assessing Harrow commercial mortgages, sector demand, transport connectivity and active regeneration programmes.
“Stable suburban market with consistent local occupier demand. Healthcare and education sectors particularly active.”
, CMB Market Analysis
Harrow town centre intensification; Wealdstone regeneration with residential towers
The Greater London regional briefing covering Harrow and the wider region. A Q2 2026 commercial property briefing on Greater London, the deepest and most actively traded commercial market in the United Kingdom, where prime central assets clear below five percent and outer-borough secondary stock trades through six, eight, even ten percent. We walk through transaction volumes across thirty-seven boroughs and named submarkets, recent Acuitus auction prints between roughly four and ten and a half percent, and where lender appetite sits today.
Part of the Commercial Property Briefing podcast series. Subscribe via the RSS feed.
190 commercial sales in Harrow across the last 60 months, sourced from HM Land Registry Price Paid Data. 4 records in the current sample are confidently sector-classified; the wider recent sample is shown as general commercial transaction evidence.
Grace House, 3, Harrovian Business Village, Harrow
60, High Street, Wealdstone, Harrow
Mission House, West Street, Harrow
11, High Street, Pinner
4, The Quadrant, Harrow
198, Alexandra Avenue, Harrow
9, Ingram Close, Stanmore
75, Uxbridge Road, Stanmore
5, Lawn Vale, Pinner
2, Pangbourne Drive, Stanmore
29, Canons Drive, Edgware
537, Pinner Road, Harrow
44, Oxford Road, Harrow
376 - 380, Northolt Road, Harrow
378a, Northolt Road, Harrow
855, Honeypot Lane, Stanmore
8a, College Hill Road, Harrow
18, Church Road, Stanmore
Garage 8, Winckley Close, Harrow
96, Elms Road, Harrow
Rising Sun, Greenford Road, Harrow
11, Cuckoo Hill Drive, Pinner
4, Bethecar Road, Harrow
2, Bethecar Road, Harrow
3, Stanmore Hill, Stanmore
56, Northumberland Road, Harrow
101, West Street, Harrow
101a, West Street, Harrow
1, Lonsdale Close, Pinner
Source: HM Land Registry Price Paid Data (Category B records). Sector classification is address-based and best-effort; unclassified records are shown as general commercial transactions and smaller sectors may include mixed-use or conversion deals.
Three core debt structures cover the majority of Harrow commercial property deals. Each carries a different lender panel, LTV ceiling and pricing band, match the structure to the asset and the timeline.
Founder & Principal Broker
With a career spanning Lloyds Bank, Bank of Scotland, and a partnership in a corporate finance business, Matt brings institutional-grade expertise to every deal in Harrow. Currently a board advisor to a pension administrator and trustee with £3.9bn of assets under advisory, Matt has raised over £300m of capital for property professionals across the UK.
View Full ProfileWhat makes Harrow fundable, where the development opportunity sits, which lenders are active, and the asset classes our team finances most often.
Harrow presents development opportunities linked to Harrow town centre intensification. Growing demand from the Retail sector is creating opportunities for purpose-built commercial space and conversion projects. Strong transport links enhance viability for mixed-use and residential-led schemes.
Steady appetite for established uses. Healthcare and education-related properties particularly favoured.
Our team has deep experience arranging commercial mortgages, bridging loans, and development finance across Harrow and the wider Greater London region, from retail unit purchases to healthcare property investments.
Each Harrow submarket has its own lender appetite, yield band and tenant mix. Click through for the local-level detail.
Harrow Town Centre anchors the commercial life of Harrow, serving as the borough's primary retail, dining, and professional services hub. Purpose-buil...
View detailsWithin Harrow, Wealdstone has carved out a reputation as a self-contained neighbourhood with its own commercial identity. Independent retailers, food ...
View detailsStanmore contributes a distinctive chapter to Harrow's commercial landscape. Local shops and service businesses line the main roads, while side street...
View detailsSitting within the London Borough of Harrow, Pinner blends everyday commerce with a growing reputation for independent food and lifestyle businesses. ...
View detailsEdgware Road forms one of Harrow's secondary commercial nodes, where a compact but active retail frontage serves the surrounding residential streets. ...
View detailsCommercial property news for Harrow will appear here once available. Check back soon for the latest market updates.
We provide commercial mortgages, bridging finance, and development finance throughout Greater London.
Commercial mortgage services available across Harrow and surrounding areas. View larger map
Recent sales, planning movement and market signals for Harrow, drawn from HM Land Registry data and local authority planning registers.
HM Land Registry data shows 190 commercial property transactions in the Harrow area over the past 60 months, with a median sale price of £440k. Lender appetite tends to follow transaction evidence, so an active local market supports stronger valuations.
Source: HM Land Registry price paid data
HM Land Registry records the sale of Grace House, 3, Harrovian Business Village, Harrow for £930,000 in Q1 2026, one of 2 commercial transactions recorded in the Harrow area that quarter.
Source: HM Land Registry price paid data
Planning movement often signals upcoming finance demand. If you are buying, refinancing or developing in Harrow, see our guide to getting a commercial mortgage or talk to us about the local market.
The questions we answer most often on Harrow deals, covered in depth in our knowledge hub.
What lenders assess, who finds it easy, and how declined cases still get funded.
Deposit requirements by property type, acceptable sources, and ways to reduce yours.
The routes to 100% borrowing: additional security, strong trading businesses and equity.
High-street banks, challengers and specialists: who lends on what in Greater London.
Leniency by lender category and product type, and what flexibility really costs.
Typical 2026 pricing by product, and what drives the rate you are offered.
Data-grounded answers about commercial property finance in Harrow, sourced from HM Land Registry transactions and our own deal flow.
HM Land Registry recorded 190 commercial property transactions in Harrow during the most recent reporting window. The median commercial sale price is £440,000, with the middle 50% of deals between £295,000 and £550,000. Source: HM Land Registry Price Paid Data (Category B records).
The median commercial sale price recorded by HM Land Registry in Harrow is £440,000. Smaller end deals (lower quartile) sit around £295,000, while larger transactions (upper quartile) reach £550,000 and above. These are the figures lenders will benchmark valuations against when assessing a commercial mortgage application in Harrow.
The most active commercial sectors in Harrow (by recorded transaction count) are: office (2 transactions), retail (2 transactions). Sector mix matters because lender appetite, LTV ceilings and rate pricing all vary by use class. Speak to our team for an indicative quote on the sector you are targeting.
Yes. We arrange commercial mortgages, commercial bridging finance and development finance for property in Harrow. Typical loan sizes range from £150,000 to £25m+, with LTVs up to 75% on standard commercial assets and up to 70% LTGDV on development. Whole-of-market access, including the high-street banks, challenger lenders and specialist commercial funders.
Call 07595 366094 or use the contact form to request a commercial mortgage quote in Harrow. We will review the asset, sector, deal structure and lender appetite specific to Harrow and come back with an indicative rate, LTV and term within 24 to 48 hours.