Led by Matt Lenzie, ex-Lloyds Bank and Bank of Scotland, we arrange commercial mortgages, bridging finance, and development finance for property professionals across Havering and Greater London.
Havering stands out with above-average yields of 6.2%, making it one of the UK's most attractive commercial property markets for investors.
Direct relationships with executives and board members of the UK's leading lenders
Former Lloyds Bank and Bank of Scotland professionals who understand lender criteria inside-out
Direct relationships with lender decision-makers for faster approvals and better terms
Proven success arranging complex commercial property finance across the UK
“Elizabeth Line improving accessibility and values. Industrial demand strong near A13 corridor for distribution uses.”
— CMB Market Analysis
Romford town centre regeneration; Rainham industrial expansion; Bridge Close development
| Property Type | Prime / Grade A | Secondary | Market Range |
|---|---|---|---|
| Office | £70 psf | £37 psf | £37 - £70 psf |
| Retail / Shop | £103 psf | £58 psf | £58 - £103 psf |
| Industrial | £24 psf | £18 psf | £18 - £24 psf |
| Warehouse / Logistics | £24 psf | £26 psf | £24 - £26 psf |
Market estimates based on Q1 2026 regional benchmarking data. For accurate valuations, contact us for a detailed assessment.
Indicative gross yields. Actual returns depend on property condition, lease terms, and tenant covenant strength.
Investor appetite for Havering commercial property remains strong, with industrial & logistics assets attracting the most interest.
Representative transactions reflecting current market activity. Prices are guide values based on comparable evidence.
Grade A office suite, Romford
Lock-up shop unit, Rainham
Self-contained industrial premises, Hornchurch
Development site with planning for 7 residential units, Harold Hill
Distribution warehouse, Upminster
14-unit purpose-built apartment block, Romford
Mixed-use building with commercial ground floor and residential above, Rainham
46-bed registered care home with gardens, Romford
Market estimates based on Q1 2026 regional benchmarking. For accurate valuations, contact us.
Founder & Principal Broker
With a career spanning Lloyds Bank, Bank of Scotland, and a partnership in a corporate finance business, Matt brings institutional-grade expertise to every deal in Havering. Currently a board advisor to a pension administrator and trustee with £3.9bn of assets under advisory, Matt has raised over £300m of capital for property professionals across the UK.
View Full ProfileHavering presents development opportunities linked to Romford town centre regeneration. Growing demand from the Retail sector is creating opportunities for purpose-built commercial space and conversion projects. Strong transport links enhance viability for mixed-use and residential-led schemes.
Good appetite for industrial and logistics. Residential development supported; selective on retail.
Our team has deep experience arranging commercial mortgages, bridging loans, and development finance across Havering and the wider Greater London region, from retail unit purchases to logistics facility financing.
Havering on London's eastern edge offers competitive property values with improving transport via the Elizabeth Line. The commercial property market benefits from strong demand across Retail, Logistics, Manufacturing sectors, creating diverse occupier interest and reducing single-sector risk. With average yields of 6.2% and 15.8% price growth over five years, Havering offers compelling returns for commercial property investors. Excellent connectivity via Elizabeth Line supports tenant demand and underpins long-term property values. Ongoing regeneration activity, including Romford town centre regeneration, further enhances the investment outlook and signals sustained public and private sector confidence.
High entry costs and intense competition for prime assets remain key challenges. Planning restrictions in conservation areas and limited development land require specialist financing knowledge and strong lender relationships.
Havering's commercial property landscape has been shaped by Romford town centre regeneration. Growth in the Retail sector has driven notable investment activity, with occupier demand supporting new development and refurbishment projects across the area.
Planning policy in Havering is set by Greater London council through its adopted local plan. The authority supports commercial investment and has allocated sites for employment and mixed-use development. Pre-application advice is available and recommended for larger schemes to navigate local requirements efficiently.
Romford is a well-established neighbourhood within Havering, balancing residential calm with a lively local commercial scene. Its high street and adjo...
View detailsWithin Havering, Hornchurch has carved out a reputation as a self-contained neighbourhood with its own commercial identity. Independent retailers, foo...
View detailsUpminster contributes a distinctive chapter to Havering's commercial landscape. Local shops and service businesses line the main roads, while side str...
View detailsSitting within the London Borough of Havering, Rainham blends everyday commerce with a growing reputation for independent food and lifestyle businesse...
View detailsHarold Hill occupies a leafy corner of Havering where residential amenity meets steady commercial demand. Local parades and neighbourhood centres cate...
View detailsCommercial property news for Havering will appear here once available. Check back soon for the latest market updates.
We provide commercial mortgages, bridging finance, and development finance throughout Greater London.
Commercial mortgage services available across Havering and surrounding areas. View larger map
Office rents in Havering range from approximately £37 per square foot for secondary space up to £70 per square foot for Grade A accommodation. Grade B office space, which represents the bulk of the market, typically commands around £55 per square foot. These figures are based on Q1 2026 regional market benchmarking.
Investment yields in Havering vary by property type and grade. Current indicative yields are: offices at 4.11%-5.22%, retail at 3.24%-5.39%, industrial at 4.37%-4.84%, residential single-let at 4.47%. Prime yields are typically lower, reflecting stronger covenant strength and location quality. Contact us for a detailed yield analysis for your target property type.
Havering's commercial property market includes offices, retail units, industrial premises, warehouses and logistics units, residential investment blocks, care homes. We arrange finance across all commercial property types, from standard office and retail purchases to specialist assets requiring tailored lending solutions.
Residential investment blocks in Havering typically trade at around £483,450 per unit, or approximately £582 per square foot. Blocks of 4-24 units are the most common size bracket for private investors. Yields for single-let apartments average 4.47%. We can arrange commercial mortgages for blocks of 4+ units through specialist BTL lenders.
Care homes in Havering typically trade at around £95,540 per registered bed. A typical 56-bed home would therefore be valued between £1.9m and £5.7m. Care home financing is specialist in nature and we work with lenders who understand the operational and regulatory requirements of the sector.