Led by Matt Lenzie, ex-Lloyds Bank and Bank of Scotland, we arrange commercial mortgages, bridging finance, and development finance across Upminster and the wider Havering area.
Investors in Upminster benefit from outer-London pricing combined with improving market fundamentals and transport links, with retail rents of £18-32 per square foot and office space from £15-25 per square foot. Average yields of 6.2% across Havering provide a useful benchmark, with individual Upminster properties varying by asset quality, lease length, and exact location. The 15.8% five-year price growth recorded across the wider area supports development and refurbishment viability in Upminster.
Selective redevelopment and change-of-use conversions characterise Upminster's development pipeline, with investors targeting period buildings for modernisation. Bridge Close development creates a positive backdrop for investment in the area and supports higher end values for completed projects. Refurbished commercial space commands a measurable rent premium over un-improved stock, supporting viable project appraisals.
Founder & Principal Broker
With a career spanning Lloyds Bank, Bank of Scotland, and a partnership in a corporate finance business, Matt brings institutional-grade expertise to deals across Havering and Greater London. Over £300m of capital raised for property professionals across the UK.
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