Barnet, Greater LondonLocal lender appetite and market data

Specialist Commercial Mortgage Broker in Barnet

CMB arranges commercial mortgages, bridging loans and development finance for property professionals across Barnet and Greater London. Led by Matt Lenzie, ex-Lloyds Bank and Bank of Scotland, institutional-grade underwriting, direct lender access and decisions in 48 hours.

£300M+
Capital Raised
48hrs
Decision Time
100+
Lender Panel
£425
Avg Price/sq ft
5.4%
Average Yield
+14.8%
5yr Price Growth
+9.2%
5yr Rental Growth

Barnet commercial mortgage brokers, ex-bankers with direct lender access

CMB combines former Lloyds and Bank of Scotland underwriting experience with direct board-level relationships at the UK's leading commercial lenders.

Ex-Banking Background

Former Lloyds Bank and Bank of Scotland professionals who understand lender criteria inside-out

Board-Level Access

Direct relationships with lender decision-makers for faster approvals and better terms

£300M+ Track Record

Proven success arranging complex commercial property finance across the UK

Barnet commercial property market signals

The factors lenders weigh when assessing Barnet commercial mortgages, sector demand, transport connectivity and active regeneration programmes.

Affluent catchment supports strong retail performance. Medical and dental practices in high demand near hospitals. Office conversions popular in suburban centres.

, CMB Market Analysis

Key Industries

  • Professional Services
  • Retail
  • Healthcare
  • Education
  • Technology

Transport Links

  • Northern line
  • Thameslink rail
  • M1 & A1 motorway access

Regeneration

Brent Cross South major mixed-use regeneration; Colindale transformation with 12,500 new homes and commercial space

Listen: Greater London Q1 2026 commercial property briefing

The Greater London regional briefing covering Barnet and the wider region. A Q2 2026 commercial property briefing on Greater London, the deepest and most actively traded commercial market in the United Kingdom, where prime central assets clear below five percent and outer-borough secondary stock trades through six, eight, even ten percent. We walk through transaction volumes across thirty-seven boroughs and named submarkets, recent Acuitus auction prints between roughly four and ten and a half percent, and where lender appetite sits today.

Part of the Commercial Property Briefing podcast series. Subscribe via the RSS feed.

HMLR transaction evidence

Barnet commercial property transaction evidence

79 commercial sales in Barnet across the last 60 months, sourced from HM Land Registry Price Paid Data. 15 records in the current sample are confidently sector-classified; the wider recent sample is shown as general commercial transaction evidence.

Source sales
79
60-month window
Shown below
30
recent examples
Filter transaction evidence
All commercial transactions in Barnet
79transactions
Sample: showing 30 recent sales below
RetailQ4 2025

114, High Street, Barnet

Sale price
£825,000
OfficeQ3 2025

Intec House, 49, Moxon Street, Barnet

Sale price
£10,790,000
OfficeQ2 2025

16, Office 1, Plantagenet Road, Barnet

Sale price
£810,000
LeisureQ1 2025

Odeon Cinema, Great North Road, New Barnet, Barnet

Sale price
£1,200,000
RetailQ1 2025

99, High Street, Barnet

Sale price
£2,000,000
RetailQ1 2025

Temple Parade, 3, Netherlands Road, Barnet

Sale price
£270,000
OfficeQ4 2024

16, Office 1, Plantagenet Road, Barnet

Sale price
£810,000
OfficeQ4 2024

Constable House, 5, Bulwer Road, Barnet

Sale price
£3,000,000
OfficeQ4 2024

Constable House, 5, Bulwer Road, Barnet

Sale price
£2,200,000
RetailQ4 2024

5a, Hadley Parade, Barnet

Sale price
£250,000
RetailQ3 2024

Robins & Day Edgware, High Street, Edgware

Sale price
£7,570,000
OfficeQ3 2024

Elizabeth House, 54 - 58, First Floor, High Street, Edgware

Sale price
£425,000
RetailQ3 2024

Exchange Buildings, 1a, High Street, Barnet

Sale price
£1,000,000
RetailQ3 2024

134, High Street, Edgware

Sale price
£5,150,000
OfficeQ3 2024

Elizabeth House 54-58, High Street, Edgware

Sale price
£270,000
CommercialQ4 2025

57, Lancaster Road, Barnet

Sale price
£1,890,000
CommercialQ4 2025

25, Falkland Road, Barnet

Sale price
£587,000
CommercialQ4 2025

Eysham Court, 69, 13, Station Road, New Barnet, Barnet

Sale price
£1,275,000
CommercialQ4 2025

Eysham Court, 69, 13, Station Road, New Barnet, Barnet

Sale price
£1,275,000
CommercialQ4 2025

Eysham Court, 69, 15, Station Road, New Barnet, Barnet

Sale price
£1,275,000
CommercialQ4 2025

Eysham Court, 69, 16, Station Road, New Barnet, Barnet

Sale price
£1,275,000
CommercialQ3 2025

129, East Barnet Road, Barnet

Sale price
£500,000
CommercialQ3 2025

127, East Barnet Road, Barnet

Sale price
£500,000
CommercialQ3 2025

31, Gloucester Road, Barnet

Sale price
£1,100,000
CommercialQ3 2025

Rowley Green Farm, Rowley Lane, Barnet

Sale price
£2,750,000
CommercialQ2 2025

91, Highview Avenue, Edgware

Sale price
£604,000
CommercialQ2 2025

7, Welbeck Road, Barnet

Sale price
£260,000
CommercialQ2 2025

5, Welbeck Road, Barnet

Sale price
£259,999
CommercialQ1 2025

25b, Ravenscroft Park, Barnet

Sale price
£408,500
CommercialQ1 2025

54, Barnet Gate Lane, Barnet

Sale price
£1,380,000

Source: HM Land Registry Price Paid Data (Category B records). Sector classification is address-based and best-effort; unclassified records are shown as general commercial transactions and smaller sectors may include mixed-use or conversion deals.

Barnet commercial mortgages, bridging loans and development finance

Three core debt structures cover the majority of Barnet commercial property deals. Each carries a different lender panel, LTV ceiling and pricing band, match the structure to the asset and the timeline.

Commercial Mortgages

Long-term financing for commercial and mixed-use property purchases, refinancing, and investment, tailored by experienced brokers who understand complex deal structures.

From £50,000Up to 75% LTV5-25 years

Commercial Remortgage

Refinance an existing commercial mortgage to lower your rate, switch lender, release equity or restructure the loan.

From £150,000Up to 75% LTV5-25 years (typical 5-year fixed reverting to variable)

Commercial Bridging Finance

Fast, flexible short-term finance for commercial property transactions, decisions in 48 hours, completion in days, and creative structuring for deals that mainstream lenders will not touch.

From £50,000Up to 75% LTV1-18 months

Development Finance

Specialist funding for ground-up construction, major refurbishment, and mixed-use development projects, structured with staged drawdowns aligned to your build programme.

From £150,000Up to 75% LTV6-24 months
ML

Matt Lenzie

Founder & Principal Broker

With a career spanning Lloyds Bank, Bank of Scotland, and a partnership in a corporate finance business, Matt brings institutional-grade expertise to every deal in Barnet. Currently a board advisor to a pension administrator and trustee with £3.9bn of assets under advisory, Matt has raised over £300m of capital for property professionals across the UK.

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Barnet commercial property investment fundamentals

What makes Barnet fundable, where the development opportunity sits, which lenders are active, and the asset classes our team finances most often.

Investment Highlights

  • Average commercial property yields of 5.4% across the local market
  • 14.8% property price growth over the past five years
  • 9.2% rental growth over five years supporting income returns
  • Strong occupier demand from Professional Services and Retail sectors
  • Excellent transport connectivity including Northern line
  • Active regeneration programmes driving future capital growth

Development Opportunities

Barnet presents development opportunities linked to Brent Cross South major mixed-use regeneration. Growing demand from the Professional Services sector is creating opportunities for purpose-built commercial space and conversion projects. Strong transport links enhance viability for mixed-use and residential-led schemes.

Lender Appetite

Strong appetite across property types. Healthcare and education uses particularly favoured by specialist lenders.

Property Types We Finance

Office SpaceServiced OfficesRetail UnitsHigh Street ShopsShopping CentresMedical/Dental PracticesCare HomesEducational Facilities

Our team has deep experience arranging commercial mortgages, bridging loans, and development finance across Barnet and the wider Greater London region, from professional office relocations to retail unit purchases.

Need a commercial mortgage decision in Barnet?

Our team will review your asset, sector and structure against current Barnet lender appetite and come back with an indicative rate, LTV and term within 24–48 hours. No application until you're ready.

Latest Commercial Property News in Barnet

Commercial property news for Barnet will appear here once available. Check back soon for the latest market updates.

Barnet Commercial Mortgage Calculator

Pre-populated with local market data

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Barnet Location

Commercial mortgage services available across Barnet and surrounding areas. View larger map

Barnet commercial mortgage FAQ

Data-grounded answers about commercial property finance in Barnet, sourced from HM Land Registry transactions and our own deal flow.

How active is the commercial property market in Barnet?

HM Land Registry recorded 79 commercial property transactions in Barnet during the most recent reporting window. The median commercial sale price is £345,000, with the middle 50% of deals between £247,000 and £576,000. Source: HM Land Registry Price Paid Data (Category B records).

What is the typical commercial property price in Barnet?

The median commercial sale price recorded by HM Land Registry in Barnet is £345,000. Smaller end deals (lower quartile) sit around £247,000, while larger transactions (upper quartile) reach £576,000 and above. These are the figures lenders will benchmark valuations against when assessing a commercial mortgage application in Barnet.

Which commercial property sectors are most active in Barnet?

The most active commercial sectors in Barnet (by recorded transaction count) are: retail (7 transactions), office (7 transactions), leisure (1 transaction). Sector mix matters because lender appetite, LTV ceilings and rate pricing all vary by use class — speak to our team for an indicative quote on the sector you are targeting.

Can I get a commercial mortgage on a property in Barnet?

Yes. We arrange commercial mortgages, commercial bridging finance and development finance for property in Barnet. Typical loan sizes range from £150,000 to £25m+, with LTVs up to 75% on standard commercial assets and up to 70% LTGDV on development. Whole-of-market access — including the high-street banks, challenger lenders and specialist commercial funders.

How do I get a commercial mortgage quote for a property in Barnet?

Call 07595 366094 or use the contact form to request a commercial mortgage quote in Barnet. We will review the asset, sector, deal structure and lender appetite specific to Barnet and come back with an indicative rate, LTV and term within 24–48 hours.

Ready to discuss your Barnet project?

Speak with our specialist team today and get a decision in principle within 48 hours.