CMB arranges commercial mortgages, bridging loans and development finance for property professionals across Kingston upon Thames and Greater London. Led by Matt Lenzie, ex-Lloyds Bank and Bank of Scotland, institutional-grade underwriting, direct lender access and decisions in 48 hours.
CMB combines former Lloyds and Bank of Scotland underwriting experience with direct board-level relationships at the UK's leading commercial lenders.
Former Lloyds Bank and Bank of Scotland professionals who understand lender criteria inside-out
Direct relationships with lender decision-makers for faster approvals and better terms
Proven success arranging complex commercial property finance across the UK
The factors lenders weigh when assessing Kingston upon Thames commercial mortgages, sector demand, transport connectivity and active regeneration programmes.
“One of London's top 10 retail centres with affluent catchment. Office market strong for SMEs. Riverside hospitality premium.”
, CMB Market Analysis
Eden Quarter development; Cambridge Road Estate regeneration; Kingston Station enhancement
The Greater London regional briefing covering Kingston upon Thames and the wider region. A Q2 2026 commercial property briefing on Greater London, the deepest and most actively traded commercial market in the United Kingdom, where prime central assets clear below five percent and outer-borough secondary stock trades through six, eight, even ten percent. We walk through transaction volumes across thirty-seven boroughs and named submarkets, recent Acuitus auction prints between roughly four and ten and a half percent, and where lender appetite sits today.
Part of the Commercial Property Briefing podcast series. Subscribe via the RSS feed.
204 commercial sales in Kingston upon Thames across the last 60 months, sourced from HM Land Registry Price Paid Data. 15 records in the current sample are confidently sector-classified; the wider recent sample is shown as general commercial transaction evidence.
33, High Street, Hampton Wick, Kingston Upon Thames
Warren House, Warren Road, Kingston Upon Thames
42 - 46, Ground And First Floor Premises, High Street, Kingston Upon Thames
Bradley House, 68, Coombe Road, Kingston Upon Thames
Bryson House, Horace Road, Kingston Upon Thames
94 - 96, High Street, New Malden
Eagle House, Ram Passage, Kingston Upon Thames
1, Spencer House, Surbiton
Kingston Care Home, Jemmett Close, Kingston Upon Thames
65, High Street, New Malden
Amy Woodgate House, Nigel Fisher Way, Chessington
Amy Woodgate House, Nigel Fisher Way, Chessington
Coombe House, Basement Cellar, Devey Close, Kingston Upon Thames
Unit 26, Red Lion Business Park, Surbiton
101, High Street, New Malden
23, Sussex Place, New Malden
394, Leatherhead Road, Chessington
139, Elm Road, New Malden
99 - 101, Clarence Street, Kingston Upon Thames
19, Falconhurst, Surbiton
39, Old London Road, Kingston Upon Thames
75, Berrylands, Surbiton
248, Hook Road, Chessington
101, Kingshill Avenue, Worcester Park
64, Claremont Road, Surbiton
104a, Roebuck Road, Chessington
1, Park Close, Kingston Upon Thames
1, Portland Road, Kingston Upon Thames
51, Fife Road, Kingston Upon Thames
94a, Richmond Road, Kingston Upon Thames
Source: HM Land Registry Price Paid Data (Category B records). Sector classification is address-based and best-effort; unclassified records are shown as general commercial transactions and smaller sectors may include mixed-use or conversion deals.
Three core debt structures cover the majority of Kingston upon Thames commercial property deals. Each carries a different lender panel, LTV ceiling and pricing band, match the structure to the asset and the timeline.
Founder & Principal Broker
With a career spanning Lloyds Bank, Bank of Scotland, and a partnership in a corporate finance business, Matt brings institutional-grade expertise to every deal in Kingston upon Thames. Currently a board advisor to a pension administrator and trustee with £3.9bn of assets under advisory, Matt has raised over £300m of capital for property professionals across the UK.
View Full ProfileWhat makes Kingston upon Thames fundable, where the development opportunity sits, which lenders are active, and the asset classes our team finances most often.
Kingston upon Thames presents development opportunities linked to Eden Quarter development. Growing demand from the Retail sector is creating opportunities for purpose-built commercial space and conversion projects. Strong transport links enhance viability for mixed-use and residential-led schemes.
Strong appetite for retail and mixed-use. Premium location recognised by mainstream and specialist lenders.
Our team has deep experience arranging commercial mortgages, bridging loans, and development finance across Kingston upon Thames and the wider Greater London region, from retail unit purchases to professional office relocations.
Each Kingston upon Thames submarket has its own lender appetite, yield band and tenant mix. Click through for the local-level detail.
Kingston Town Centre anchors the commercial life of Kingston upon Thames, serving as the borough's primary retail, dining, and professional services h...
View detailsWithin Kingston upon Thames, Surbiton has carved out a reputation as a self-contained neighbourhood with its own commercial identity. Independent reta...
View detailsNew Malden contributes a distinctive chapter to Kingston upon Thames's commercial landscape. Local shops and service businesses line the main roads, w...
View detailsSitting within the London Borough of Kingston upon Thames, Tolworth blends everyday commerce with a growing reputation for independent food and lifest...
View detailsChessington forms one of Kingston upon Thames's secondary commercial nodes, where a compact but active retail frontage serves the surrounding resident...
View detailsCommercial property news for Kingston upon Thames will appear here once available. Check back soon for the latest market updates.
We provide commercial mortgages, bridging finance, and development finance throughout Greater London.
Commercial mortgage services available across Kingston upon Thames and surrounding areas. View larger map
Recent sales, planning movement and market signals for Kingston upon Thames, drawn from HM Land Registry data and local authority planning registers.
HM Land Registry data shows 204 commercial property transactions in the Kingston upon Thames area over the past 60 months, with a median sale price of £475k. Lender appetite tends to follow transaction evidence, so an active local market supports stronger valuations.
Source: HM Land Registry price paid data
HM Land Registry records the sale of 99 - 101, Clarence Street, Kingston Upon Thames for £5,076,954 in Q1 2026, one of 5 commercial transactions recorded in the Kingston upon Thames area that quarter.
Source: HM Land Registry price paid data
Planning movement often signals upcoming finance demand. If you are buying, refinancing or developing in Kingston upon Thames, see our guide to getting a commercial mortgage or talk to us about the local market.
The questions we answer most often on Kingston upon Thames deals, covered in depth in our knowledge hub.
What lenders assess, who finds it easy, and how declined cases still get funded.
Deposit requirements by property type, acceptable sources, and ways to reduce yours.
The routes to 100% borrowing: additional security, strong trading businesses and equity.
High-street banks, challengers and specialists: who lends on what in Greater London.
Leniency by lender category and product type, and what flexibility really costs.
Typical 2026 pricing by product, and what drives the rate you are offered.
Data-grounded answers about commercial property finance in Kingston upon Thames, sourced from HM Land Registry transactions and our own deal flow.
HM Land Registry recorded 204 commercial property transactions in Kingston upon Thames during the most recent reporting window. The median commercial sale price is £475,000, with the middle 50% of deals between £300,000 and £650,000. Source: HM Land Registry Price Paid Data (Category B records).
The median commercial sale price recorded by HM Land Registry in Kingston upon Thames is £475,000. Smaller end deals (lower quartile) sit around £300,000, while larger transactions (upper quartile) reach £650,000 and above. These are the figures lenders will benchmark valuations against when assessing a commercial mortgage application in Kingston upon Thames.
The most active commercial sectors in Kingston upon Thames (by recorded transaction count) are: office (9 transactions), retail (5 transactions), carehome (1 transaction). Sector mix matters because lender appetite, LTV ceilings and rate pricing all vary by use class. Speak to our team for an indicative quote on the sector you are targeting.
Yes. We arrange commercial mortgages, commercial bridging finance and development finance for property in Kingston upon Thames. Typical loan sizes range from £150,000 to £25m+, with LTVs up to 75% on standard commercial assets and up to 70% LTGDV on development. Whole-of-market access, including the high-street banks, challenger lenders and specialist commercial funders.
Call 07595 366094 or use the contact form to request a commercial mortgage quote in Kingston upon Thames. We will review the asset, sector, deal structure and lender appetite specific to Kingston upon Thames and come back with an indicative rate, LTV and term within 24 to 48 hours.