Kingston upon Thames, Greater LondonLocal lender appetite and market data

Specialist Commercial Mortgage Broker in Kingston upon Thames

CMB arranges commercial mortgages, bridging loans and development finance for property professionals across Kingston upon Thames and Greater London. Led by Matt Lenzie, ex-Lloyds Bank and Bank of Scotland, institutional-grade underwriting, direct lender access and decisions in 48 hours.

£300M+
Capital Raised
48hrs
Decision Time
100+
Lender Panel
£485
Avg Price/sq ft
5.2%
Average Yield
+12.5%
5yr Price Growth
+8.8%
5yr Rental Growth

Kingston upon Thames commercial mortgage brokers, ex-bankers with direct lender access

CMB combines former Lloyds and Bank of Scotland underwriting experience with direct board-level relationships at the UK's leading commercial lenders.

Ex-Banking Background

Former Lloyds Bank and Bank of Scotland professionals who understand lender criteria inside-out

Board-Level Access

Direct relationships with lender decision-makers for faster approvals and better terms

£300M+ Track Record

Proven success arranging complex commercial property finance across the UK

Kingston upon Thames commercial property market signals

The factors lenders weigh when assessing Kingston upon Thames commercial mortgages, sector demand, transport connectivity and active regeneration programmes.

One of London's top 10 retail centres with affluent catchment. Office market strong for SMEs. Riverside hospitality premium.

, CMB Market Analysis

Key Industries

  • Retail
  • Professional Services
  • Education
  • Healthcare
  • Creative Industries

Transport Links

  • South Western Railway to Waterloo
  • A3 corridor
  • Multiple bus routes

Regeneration

Eden Quarter development; Cambridge Road Estate regeneration; Kingston Station enhancement

Listen: Greater London Q1 2026 commercial property briefing

The Greater London regional briefing covering Kingston upon Thames and the wider region. A Q2 2026 commercial property briefing on Greater London, the deepest and most actively traded commercial market in the United Kingdom, where prime central assets clear below five percent and outer-borough secondary stock trades through six, eight, even ten percent. We walk through transaction volumes across thirty-seven boroughs and named submarkets, recent Acuitus auction prints between roughly four and ten and a half percent, and where lender appetite sits today.

Part of the Commercial Property Briefing podcast series. Subscribe via the RSS feed.

HMLR transaction evidence

Kingston upon Thames commercial property transaction evidence

204 commercial sales in Kingston upon Thames across the last 60 months, sourced from HM Land Registry Price Paid Data. 15 records in the current sample are confidently sector-classified; the wider recent sample is shown as general commercial transaction evidence.

Source sales
204
60-month window
Shown below
30
recent examples
Filter transaction evidence
All commercial transactions in Kingston upon Thames
204transactions
Sample: showing 30 recent sales below
RetailQ1 2026

33, High Street, Hampton Wick, Kingston Upon Thames

Sale price
£250,000
OfficeQ4 2025

Warren House, Warren Road, Kingston Upon Thames

Sale price
£14,400,000
RetailQ4 2025

42 - 46, Ground And First Floor Premises, High Street, Kingston Upon Thames

Sale price
£75,000
OfficeQ4 2025

Bradley House, 68, Coombe Road, Kingston Upon Thames

Sale price
£2,350,000
OfficeQ3 2025

Bryson House, Horace Road, Kingston Upon Thames

Sale price
£3,500,000
RetailQ2 2025

94 - 96, High Street, New Malden

Sale price
£100,000
OfficeQ2 2025

Eagle House, Ram Passage, Kingston Upon Thames

Sale price
£90,000
OfficeQ2 2025

1, Spencer House, Surbiton

Sale price
£4,000
Care HomeQ2 2025

Kingston Care Home, Jemmett Close, Kingston Upon Thames

Sale price
£1,299,529
RetailQ1 2025

65, High Street, New Malden

Sale price
£300,000
OfficeQ1 2025

Amy Woodgate House, Nigel Fisher Way, Chessington

Sale price
£5,375,000
OfficeQ1 2025

Amy Woodgate House, Nigel Fisher Way, Chessington

Sale price
£5,375,000
OfficeQ1 2025

Coombe House, Basement Cellar, Devey Close, Kingston Upon Thames

Sale price
£17,500
OfficeQ1 2025

Unit 26, Red Lion Business Park, Surbiton

Sale price
£1,200,000
RetailQ1 2025

101, High Street, New Malden

Sale price
£870,000
CommercialQ1 2026

23, Sussex Place, New Malden

Sale price
£640,000
CommercialQ1 2026

394, Leatherhead Road, Chessington

Sale price
£1,000,000
CommercialQ1 2026

139, Elm Road, New Malden

Sale price
£995,000
CommercialQ1 2026

99 - 101, Clarence Street, Kingston Upon Thames

Sale price
£5,076,954
CommercialQ4 2025

19, Falconhurst, Surbiton

Sale price
£485,000
CommercialQ4 2025

39, Old London Road, Kingston Upon Thames

Sale price
£545,000
CommercialQ4 2025

75, Berrylands, Surbiton

Sale price
£1,450,750
CommercialQ4 2025

248, Hook Road, Chessington

Sale price
£1,479,996
CommercialQ4 2025

101, Kingshill Avenue, Worcester Park

Sale price
£495,000
CommercialQ4 2025

64, Claremont Road, Surbiton

Sale price
£1,325,000
CommercialQ4 2025

104a, Roebuck Road, Chessington

Sale price
£805,000
CommercialQ4 2025

1, Park Close, Kingston Upon Thames

Sale price
£50,000
CommercialQ3 2025

1, Portland Road, Kingston Upon Thames

Sale price
£1,180,000
CommercialQ3 2025

51, Fife Road, Kingston Upon Thames

Sale price
£545,000
CommercialQ2 2025

94a, Richmond Road, Kingston Upon Thames

Sale price
£450,000

Source: HM Land Registry Price Paid Data (Category B records). Sector classification is address-based and best-effort; unclassified records are shown as general commercial transactions and smaller sectors may include mixed-use or conversion deals.

Kingston upon Thames commercial mortgages, bridging loans and development finance

Three core debt structures cover the majority of Kingston upon Thames commercial property deals. Each carries a different lender panel, LTV ceiling and pricing band, match the structure to the asset and the timeline.

Commercial Mortgages

Long-term financing for commercial and mixed-use property purchases, refinancing, and investment, tailored by experienced brokers who understand complex deal structures.

From £50,000Up to 75% LTV5-25 years

Commercial Remortgage

Refinance an existing commercial mortgage to lower your rate, switch lender, release equity or restructure the loan.

From £150,000Up to 75% LTV5-25 years (typical 5-year fixed reverting to variable)

Commercial Bridging Finance

Fast, flexible short-term finance for commercial property transactions, decisions in 48 hours, completion in days, and creative structuring for deals that mainstream lenders will not touch.

From £50,000Up to 75% LTV1-18 months

Development Finance

Specialist funding for ground-up construction, major refurbishment, and mixed-use development projects, structured with staged drawdowns aligned to your build programme.

From £150,000Up to 75% LTV6-24 months
ML

Matt Lenzie

Founder & Principal Broker

With a career spanning Lloyds Bank, Bank of Scotland, and a partnership in a corporate finance business, Matt brings institutional-grade expertise to every deal in Kingston upon Thames. Currently a board advisor to a pension administrator and trustee with £3.9bn of assets under advisory, Matt has raised over £300m of capital for property professionals across the UK.

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Kingston upon Thames commercial property investment fundamentals

What makes Kingston upon Thames fundable, where the development opportunity sits, which lenders are active, and the asset classes our team finances most often.

Investment Highlights

  • Average commercial property yields of 5.2% across the local market
  • 12.5% property price growth over the past five years
  • 8.8% rental growth over five years supporting income returns
  • Strong occupier demand from Retail and Professional Services sectors
  • Excellent transport connectivity including South Western Railway to Waterloo
  • Active regeneration programmes driving future capital growth

Development Opportunities

Kingston upon Thames presents development opportunities linked to Eden Quarter development. Growing demand from the Retail sector is creating opportunities for purpose-built commercial space and conversion projects. Strong transport links enhance viability for mixed-use and residential-led schemes.

Lender Appetite

Strong appetite for retail and mixed-use. Premium location recognised by mainstream and specialist lenders.

Property Types We Finance

Retail UnitsHigh Street ShopsShopping CentresOffice SpaceServiced OfficesEducational FacilitiesStudent AccommodationMedical/Dental Practices

Our team has deep experience arranging commercial mortgages, bridging loans, and development finance across Kingston upon Thames and the wider Greater London region, from retail unit purchases to professional office relocations.

Need a commercial mortgage decision in Kingston upon Thames?

Our team will review your asset, sector and structure against current Kingston upon Thames lender appetite and come back with an indicative rate, LTV and term within 24–48 hours. No application until you're ready.

Latest Commercial Property News in Kingston upon Thames

Commercial property news for Kingston upon Thames will appear here once available. Check back soon for the latest market updates.

Kingston upon Thames Commercial Mortgage Calculator

Pre-populated with local market data

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Kingston upon Thames Location

Commercial mortgage services available across Kingston upon Thames and surrounding areas. View larger map

Kingston upon Thames commercial mortgage FAQ

Data-grounded answers about commercial property finance in Kingston upon Thames, sourced from HM Land Registry transactions and our own deal flow.

How active is the commercial property market in Kingston upon Thames?

HM Land Registry recorded 204 commercial property transactions in Kingston upon Thames during the most recent reporting window. The median commercial sale price is £475,000, with the middle 50% of deals between £300,000 and £650,000. Source: HM Land Registry Price Paid Data (Category B records).

What is the typical commercial property price in Kingston upon Thames?

The median commercial sale price recorded by HM Land Registry in Kingston upon Thames is £475,000. Smaller end deals (lower quartile) sit around £300,000, while larger transactions (upper quartile) reach £650,000 and above. These are the figures lenders will benchmark valuations against when assessing a commercial mortgage application in Kingston upon Thames.

Which commercial property sectors are most active in Kingston upon Thames?

The most active commercial sectors in Kingston upon Thames (by recorded transaction count) are: office (9 transactions), retail (5 transactions), carehome (1 transaction). Sector mix matters because lender appetite, LTV ceilings and rate pricing all vary by use class — speak to our team for an indicative quote on the sector you are targeting.

Can I get a commercial mortgage on a property in Kingston upon Thames?

Yes. We arrange commercial mortgages, commercial bridging finance and development finance for property in Kingston upon Thames. Typical loan sizes range from £150,000 to £25m+, with LTVs up to 75% on standard commercial assets and up to 70% LTGDV on development. Whole-of-market access — including the high-street banks, challenger lenders and specialist commercial funders.

How do I get a commercial mortgage quote for a property in Kingston upon Thames?

Call 07595 366094 or use the contact form to request a commercial mortgage quote in Kingston upon Thames. We will review the asset, sector, deal structure and lender appetite specific to Kingston upon Thames and come back with an indicative rate, LTV and term within 24–48 hours.

Ready to discuss your Kingston upon Thames project?

Speak with our specialist team today and get a decision in principle within 48 hours.