Led by Matt Lenzie, ex-Lloyds Bank and Bank of Scotland, we arrange commercial mortgages, bridging finance, and development finance for property professionals across Manchester and Greater Manchester.
Manchester stands out with above-average yields of 6.2% and strong 5-year price growth of 28.5%, making it one of the UK's most attractive commercial property markets for investors.
Direct relationships with executives and board members of the UK's leading lenders
Former Lloyds Bank and Bank of Scotland professionals who understand lender criteria inside-out
Direct relationships with lender decision-makers for faster approvals and better terms
Proven success arranging complex commercial property finance across the UK
“UK's strongest regional office market with record rents achieved. Build-to-Rent market established with institutional backing. Industrial and logistics demand exceeds supply.”
— CMB Market Analysis
St John's development; NOMA; Victoria North; Mayfield; ID Manchester
| Property Type | Prime / Grade A | Secondary | Market Range |
|---|---|---|---|
| Office | £41 psf | £15 psf | £15 - £41 psf |
| Retail / Shop | £89 psf | £44 psf | £44 - £89 psf |
| Industrial | £9 psf | £8 psf | £8 - £9 psf |
Market estimates based on Q1 2026 regional benchmarking data. For accurate valuations, contact us for a detailed assessment.
Indicative gross yields. Actual returns depend on property condition, lease terms, and tenant covenant strength.
Manchester benefits from significant institutional and private investor interest, particularly in office & professional services opportunities.
Financial/Legal CBD
Creative Quarter
Media Hub
Enterprise Zone
Industrial Estate
Representative transactions reflecting current market activity. Prices are guide values based on comparable evidence.
Open-plan office suite with parking, Northern Quarter
High street retail unit, City Centre
Light industrial unit with yard, Ancoats
20-unit purpose-built apartment block, Northern Quarter
Development site with planning for 20 residential units, Northern Quarter
29-bed registered care home with gardens, Ancoats
Mixed-use building with commercial ground floor and residential above, City Centre
Market estimates based on Q1 2026 regional benchmarking. For accurate valuations, contact us.
3 institutions · 100,000 students
Manchester City Council operates mandatory and additional licensing
Article 4 Direction limits new HMO creation. Licensed HMOs command premium.
Founder & Principal Broker
With a career spanning Lloyds Bank, Bank of Scotland, and a partnership in a corporate finance business, Matt brings institutional-grade expertise to every deal in Manchester. Currently a board advisor to a pension administrator and trustee with £3.9bn of assets under advisory, Matt has raised over £300m of capital for property professionals across the UK.
View Full ProfileSignificant opportunities across the city region including Victoria North, Eastern Gateway, and transport corridor developments.
Very strong appetite from all lender types. Manchester often treated as 'honorary London' by institutions. Development finance readily available for quality schemes.
Broker Notes
Regional powerhouse with strong institutional appetite. BTR sector booming. Development finance active for regeneration schemes. HMO lending requires licensing compliance evidence.
Our team has extensive experience in Greater Manchester property finance, from city centre commercial mortgages to suburban development projects.
Manchester is the UK's leading regional city for commercial property investment, with a thriving economy, major regeneration, and strong institutional demand. The commercial property market benefits from strong demand across Financial Services, Technology, Media sectors, creating diverse occupier interest and reducing single-sector risk. With average yields of 6.2% and 28.5% price growth over five years, Manchester offers compelling returns for commercial property investors. Excellent connectivity via Manchester Piccadilly mainline supports tenant demand and underpins long-term property values. Ongoing regeneration activity, including St John's development, further enhances the investment outlook and signals sustained public and private sector confidence.
Rapid growth has increased competition for quality stock and driven up land values. Some secondary locations face structural vacancy challenges, requiring careful asset selection and experienced local market knowledge.
Manchester's commercial property landscape has been shaped by St John's development. Growth in the Financial Services sector has driven notable investment activity, with occupier demand supporting new development and refurbishment projects across the area.
Manchester falls under Greater Manchester planning authority, where the adopted local plan supports commercial development and economic growth. Planning decisions reflect a balance between heritage conservation and enabling new investment, with CIL charges and Section 106 contributions applying to larger schemes.
Commercial property news for Manchester will appear here once available. Check back soon for the latest market updates.
We provide commercial mortgages, bridging finance, and development finance throughout Greater Manchester.
Commercial mortgage services available across Manchester and surrounding areas. View larger map
Office rents in Manchester range from approximately £15 per square foot for secondary space up to £41 per square foot for Grade A accommodation. Grade B office space, which represents the bulk of the market, typically commands around £28 per square foot. These figures are based on Q1 2026 regional market benchmarking.
Investment yields in Manchester vary by property type and grade. Current indicative yields are: offices at 5.41%-7.29%, retail at 6.25%-6.71%, industrial at 4.75%-6.42%, residential single-let at 5.05%, HMOs at 9.71%. Prime yields are typically lower, reflecting stronger covenant strength and location quality. Contact us for a detailed yield analysis for your target property type.
Manchester's commercial property market includes offices, retail units, industrial premises, residential investment blocks, care homes. We arrange finance across all commercial property types, from standard office and retail purchases to specialist assets requiring tailored lending solutions.
Residential investment blocks in Manchester typically trade at around £241,550 per unit, or approximately £285 per square foot. Blocks of 4-24 units are the most common size bracket for private investors. Yields for single-let apartments average 5.05%, with HMO conversions achieving up to 9.71%. We can arrange commercial mortgages for blocks of 4+ units through specialist BTL lenders.
HMO investments in Manchester can achieve yields of approximately 9.71%, compared to 5.05% for standard single-let properties. With 3 higher education institutions and approximately 100k students, Manchester has strong HMO demand. Note that HMO licensing requirements vary by local authority -- check Article 4 directions before purchasing.
Care homes in Manchester typically trade at around £81,320 per registered bed. A typical 25-bed home would therefore be valued between £1.6m and £4.9m. Care home financing is specialist in nature and we work with lenders who understand the operational and regulatory requirements of the sector.