Heywood, Greater ManchesterLocal lender appetite and market data

Specialist Commercial Mortgage Broker in Heywood

CMB arranges commercial mortgages, bridging loans and development finance for property professionals across Heywood and Greater Manchester. Led by Matt Lenzie, ex-Lloyds Bank and Bank of Scotland, institutional-grade underwriting, direct lender access and decisions in 48 hours.

£300M+
Capital Raised
48hrs
Decision Time
100+
Lender Panel
£95
Avg Price/sq ft
7.2%
Average Yield
+19.5%
5yr Price Growth
+14.5%
5yr Rental Growth

Heywood commercial property delivers 7.2% average yield.

Heywood yields sit above the UK commercial average, supporting income-driven debt structures and SPV-led acquisitions.

Heywood commercial mortgage brokers, ex-bankers with direct lender access

CMB combines former Lloyds and Bank of Scotland underwriting experience with direct board-level relationships at the UK's leading commercial lenders.

Ex-Banking Background

Former Lloyds Bank and Bank of Scotland professionals who understand lender criteria inside-out

Board-Level Access

Direct relationships with lender decision-makers for faster approvals and better terms

£300M+ Track Record

Proven success arranging complex commercial property finance across the UK

Heywood commercial property market signals

The factors lenders weigh when assessing Heywood commercial mortgages, sector demand, transport connectivity and active regeneration programmes.

Traditional mill town with strong M62 access. Growing logistics sector. Affordable housing.

, CMB Market Analysis

Key Industries

  • Logistics & Distribution
  • Manufacturing
  • Retail
  • Construction
  • Engineering

Transport Links

  • M66 Junction 3 (adjacent)
  • A58 to Rochdale/Bolton
  • A6046 to Bury
  • Metrolink via Rochdale/Bury connections

Regeneration

Heywood Distribution Park expansion; Heywood town centre improvements; Pilsworth Road employment area; South Heywood housing development; Green Lane industrial estate intensification

Listen: Greater Manchester Q1 2026 commercial property briefing

The Greater Manchester regional briefing covering Heywood and the wider region. A Q2 2026 commercial property briefing on Greater Manchester, the deepest commercial market outside London, with seventeen and a half thousand commercial transactions across ten boroughs, the strongest regional office market in the UK, and recent Acuitus auction prints from a Bolton industrial cluster clearing as tight as five point one one percent. We walk through the regional core, the M60 mid-market boroughs, the M62 logistics belt, and where lender appetite sits today.

Part of the Commercial Property Briefing podcast series. Subscribe via the RSS feed.

HMLR transaction evidence

Heywood commercial property transaction evidence

50 commercial sales in Heywood across the last 60 months, sourced from HM Land Registry Price Paid Data. 7 records in the current sample are confidently sector-classified; the wider recent sample is shown as general commercial transaction evidence.

Source sales
50
60-month window
Shown below
30
recent examples
Filter transaction evidence
All commercial transactions in Heywood
50transactions
Sample: showing 30 recent sales below
RetailQ3 2025

29, Market Place, Heywood

Sale price
£80,000
OfficeQ3 2025

Unit 1, Birch Business Park, Heywood

Sale price
£61,000,000
RetailQ1 2025

9, Market Place, Heywood

Sale price
£294,750
AgriculturalQ4 2024

The Barn, Doctor Fold Lane, Heywood

Sale price
£470,000
OfficeQ3 2024

Birch Mill Business Centre, Unit 2b, Heywood Old Road, Heywood

Sale price
£100,000
OfficeQ3 2024

Heritage House, 165, Green Lane, Heywood

Sale price
£420,000
RetailQ1 2024

10, Market Place, Heywood

Sale price
£85,000
CommercialQ4 2025

12, Olive Street, Heywood

Sale price
£155,750
CommercialQ4 2025

36, Walker Street, Heywood

Sale price
£175,000
CommercialQ4 2025

70, Hind Hill Street, Heywood

Sale price
£220,000
CommercialQ4 2025

70, Hind Hill Street, Heywood

Sale price
£210,000
CommercialQ4 2025

70, Hind Hill Street, Heywood

Sale price
£210,000
CommercialQ4 2025

Dumfries Bungalow, 164, Rochdale Road East, Heywood

Sale price
£700,000
CommercialQ4 2025

122, Egerton Street, Heywood

Sale price
£1,025,000
CommercialQ4 2025

19, Pilsworth Road, Heywood

Sale price
£220,000
CommercialQ3 2025

69, York Street, Heywood

Sale price
£145,000
CommercialQ3 2025

166a, Bury & Rochdale Old Road, Heywood

Sale price
£600,000
CommercialQ3 2025

9, Willow Street, Heywood

Sale price
£115,000
CommercialQ2 2025

Cois Na Tine Farm, Heywood Old Road, Heywood

Sale price
£650,000
CommercialQ1 2025

Higher Fields Farm, Moss Hall Road, Heywood

Sale price
£1,300,000
CommercialQ1 2025

259, Bury & Rochdale Old Road, Heywood

Sale price
£400,000
CommercialQ1 2025

186, Bury & Rochdale Old Road, Heywood

Sale price
£910,000
CommercialQ1 2025

50 - 52, Bridge Street, Heywood

Sale price
£100,000
CommercialQ1 2025

13a, Bridge Street, Heywood

Sale price
£95,000
CommercialQ1 2025

165, York Street, Heywood

Sale price
£90,000
CommercialQ1 2025

70, Church Street, Heywood

Sale price
£110,000
CommercialQ4 2024

2 - 4, Benfield Street, Heywood

Sale price
£155,000
CommercialQ3 2024

Harehill Farm, Hareshill Road, Heywood

Sale price
£1,320,000
CommercialQ3 2024

1, Adelaide Street, Heywood

Sale price
£575,000
CommercialQ3 2024

8, Avon Road, Heywood

Sale price
£205,000

Source: HM Land Registry Price Paid Data (Category B records). Sector classification is address-based and best-effort; unclassified records are shown as general commercial transactions and smaller sectors may include mixed-use or conversion deals.

Heywood commercial mortgages, bridging loans and development finance

Three core debt structures cover the majority of Heywood commercial property deals. Each carries a different lender panel, LTV ceiling and pricing band, match the structure to the asset and the timeline.

Commercial Mortgages

Long-term financing for commercial and mixed-use property purchases, refinancing, and investment, tailored by experienced brokers who understand complex deal structures.

From £50,000Up to 75% LTV5-25 years

Commercial Remortgage

Refinance an existing commercial mortgage to lower your rate, switch lender, release equity or restructure the loan.

From £150,000Up to 75% LTV5-25 years (typical 5-year fixed reverting to variable)

Commercial Bridging Finance

Fast, flexible short-term finance for commercial property transactions, decisions in 48 hours, completion in days, and creative structuring for deals that mainstream lenders will not touch.

From £50,000Up to 75% LTV1-18 months

Development Finance

Specialist funding for ground-up construction, major refurbishment, and mixed-use development projects, structured with staged drawdowns aligned to your build programme.

From £150,000Up to 75% LTV6-24 months
ML

Matt Lenzie

Founder & Principal Broker

With a career spanning Lloyds Bank, Bank of Scotland, and a partnership in a corporate finance business, Matt brings institutional-grade expertise to every deal in Heywood. Currently a board advisor to a pension administrator and trustee with £3.9bn of assets under advisory, Matt has raised over £300m of capital for property professionals across the UK.

View Full Profile

Heywood commercial property investment fundamentals

What makes Heywood fundable, where the development opportunity sits, which lenders are active, and the asset classes our team finances most often.

Investment Highlights

  • Average commercial property yields of 7.2% across the local market
  • 19.5% property price growth over the past five years
  • 14.5% rental growth over five years supporting income returns
  • Strong occupier demand from Logistics & Distribution and Manufacturing sectors
  • Excellent transport connectivity including M66 Junction 3 (adjacent)
  • Active regeneration programmes driving future capital growth

Development Opportunities

Heywood presents development opportunities linked to Heywood Distribution Park expansion. Growing demand from the Logistics & Distribution sector is creating opportunities for purpose-built commercial space and conversion projects. Strong transport links enhance viability for mixed-use and residential-led schemes.

Lender Appetite

Good appetite for industrial and logistics.

Property Types We Finance

Industrial UnitsFactory SpaceRetail UnitsHigh Street ShopsShopping CentresTrade CounterOffice Space

Our team has deep experience arranging commercial mortgages, bridging loans, and development finance across Heywood and the wider Greater Manchester region, from commercial property purchases to industrial unit purchases.

Need a commercial mortgage decision in Heywood?

Our team will review your asset, sector and structure against current Heywood lender appetite and come back with an indicative rate, LTV and term within 24–48 hours. No application until you're ready.

Latest Commercial Property News in Heywood

Commercial property news for Heywood will appear here once available. Check back soon for the latest market updates.

Heywood Commercial Mortgage Calculator

Pre-populated with local market data

£
£
%
£
Monthly Payment
£0
LTV
0.0%
DSCR
0.00
Gross Yield
0.0%

Interest-only estimate. Actual terms subject to lender assessment.

Heywood Location

Commercial mortgage services available across Heywood and surrounding areas. View larger map

Heywood commercial mortgage FAQ

Data-grounded answers about commercial property finance in Heywood, sourced from HM Land Registry transactions and our own deal flow.

How active is the commercial property market in Heywood?

HM Land Registry recorded 50 commercial property transactions in Heywood during the most recent reporting window. The median commercial sale price is £126,000, with the middle 50% of deals between £105,000 and £165,000. Source: HM Land Registry Price Paid Data (Category B records).

What is the typical commercial property price in Heywood?

The median commercial sale price recorded by HM Land Registry in Heywood is £126,000. Smaller end deals (lower quartile) sit around £105,000, while larger transactions (upper quartile) reach £165,000 and above. These are the figures lenders will benchmark valuations against when assessing a commercial mortgage application in Heywood.

Which commercial property sectors are most active in Heywood?

The most active commercial sectors in Heywood (by recorded transaction count) are: retail (3 transactions), office (3 transactions), agri (1 transaction). Sector mix matters because lender appetite, LTV ceilings and rate pricing all vary by use class — speak to our team for an indicative quote on the sector you are targeting.

Can I get a commercial mortgage on a property in Heywood?

Yes. We arrange commercial mortgages, commercial bridging finance and development finance for property in Heywood. Typical loan sizes range from £150,000 to £25m+, with LTVs up to 75% on standard commercial assets and up to 70% LTGDV on development. Whole-of-market access — including the high-street banks, challenger lenders and specialist commercial funders.

How do I get a commercial mortgage quote for a property in Heywood?

Call 07595 366094 or use the contact form to request a commercial mortgage quote in Heywood. We will review the asset, sector, deal structure and lender appetite specific to Heywood and come back with an indicative rate, LTV and term within 24–48 hours.

Ready to discuss your Heywood project?

Speak with our specialist team today and get a decision in principle within 48 hours.