CMB arranges commercial mortgages, bridging loans and development finance for property professionals across Bolton and Greater Manchester. Led by Matt Lenzie, ex-Lloyds Bank and Bank of Scotland, institutional-grade underwriting, direct lender access and decisions in 48 hours.
Bolton commercial property delivers 7.8% average yield.
Bolton yields sit above the UK commercial average, supporting income-driven debt structures and SPV-led acquisitions.
CMB combines former Lloyds and Bank of Scotland underwriting experience with direct board-level relationships at the UK's leading commercial lenders.
Former Lloyds Bank and Bank of Scotland professionals who understand lender criteria inside-out
Direct relationships with lender decision-makers for faster approvals and better terms
Proven success arranging complex commercial property finance across the UK
The factors lenders weigh when assessing Bolton commercial mortgages, sector demand, transport connectivity and active regeneration programmes.
“Industrial rents strengthening with logistics demand. Town centre retail challenging but residential conversion opportunities emerging.”
, CMB Market Analysis
Bolton town centre transformation; Middlebrook development; Horwich Loco Works
The Greater Manchester regional briefing covering Bolton and the wider region. A Q2 2026 commercial property briefing on Greater Manchester, the deepest commercial market outside London, with seventeen and a half thousand commercial transactions across ten boroughs, the strongest regional office market in the UK, and recent Acuitus auction prints from a Bolton industrial cluster clearing as tight as five point one one percent. We walk through the regional core, the M60 mid-market boroughs, the M62 logistics belt, and where lender appetite sits today.
Part of the Commercial Property Briefing podcast series. Subscribe via the RSS feed.
458 commercial sales in Bolton across the last 60 months, sourced from HM Land Registry Price Paid Data. 6 records in the current sample are confidently sector-classified; the wider recent sample is shown as general commercial transaction evidence.
104 - 106, High Street, Little Lever, Bolton
Harley House, 568, Chorley Old Road, Bolton
Unit 51, Tonge Bridge Industrial Estate, Bolton
King Street Retail Park, Unit 1d, Bank Street, Farnworth, Bolton
Stirling Industrial Estate, Unit 7, Chorley New Road, Horwich, Bolton
Lakeside House, Waterside Industrial Park, Bolton
26, Higher Bridge Street, Bolton
Denegarth, Chorley Old Road, Horwich, Bolton
Denegarth, Chorley Old Road, Horwich, Bolton
64, Higher Market Street, Farnworth, Bolton
39, Bradshaw Meadows, Bolton
Total Digital Solutions LTD, Vale Street, Bolton
Hampsons Farm, Bumblebee Cottage, Colliers Row Road, Bolton
The Ironchurch, Blackburn Road, Bolton
5, Oakfield Grove, Farnworth, Bolton
82, Lee Lane, Horwich, Bolton
23, Church Road, Bolton
1, Forton Avenue, Bolton
327, Wigan Road, Bolton
121, Market Street, Farnworth, Bolton
1, Churchill Drive, Little Lever, Bolton
5, Meadow Close, Little Lever, Bolton
17, Settle Street, Little Lever, Bolton
4, Ladyshore Road, Little Lever, Bolton
62 - 64, Newport Street, Bolton
21, Park Road, Bolton
4, Station Road, Blackrod, Bolton
2 - 4, Eagley Brook Way, Bolton
180, Bradford Road, Farnworth, Bolton
Davenport Farm Cottage, Crows Nest, Bolton
Source: HM Land Registry Price Paid Data (Category B records). Sector classification is address-based and best-effort; unclassified records are shown as general commercial transactions and smaller sectors may include mixed-use or conversion deals.
Three core debt structures cover the majority of Bolton commercial property deals. Each carries a different lender panel, LTV ceiling and pricing band, match the structure to the asset and the timeline.
Founder & Principal Broker
With a career spanning Lloyds Bank, Bank of Scotland, and a partnership in a corporate finance business, Matt brings institutional-grade expertise to every deal in Bolton. Currently a board advisor to a pension administrator and trustee with £3.9bn of assets under advisory, Matt has raised over £300m of capital for property professionals across the UK.
View Full ProfileWhat makes Bolton fundable, where the development opportunity sits, which lenders are active, and the asset classes our team finances most often.
Bolton presents development opportunities linked to Bolton town centre transformation. Growing demand from the Manufacturing sector is creating opportunities for purpose-built commercial space and conversion projects. Strong transport links enhance viability for mixed-use and residential-led schemes.
Good appetite for industrial and logistics. Selective on retail; residential development supported.
Our team has deep experience arranging commercial mortgages, bridging loans, and development finance across Bolton and the wider Greater Manchester region, from industrial unit purchases to logistics facility financing.
Commercial property news for Bolton will appear here once available. Check back soon for the latest market updates.
We provide commercial mortgages, bridging finance, and development finance throughout Greater Manchester.
Commercial mortgage services available across Bolton and surrounding areas. View larger map
Recent sales, planning movement and market signals for Bolton, drawn from HM Land Registry data and local authority planning registers.
HM Land Registry data shows 458 commercial property transactions in the Bolton area over the past 60 months, with a median sale price of £134k. Lender appetite tends to follow transaction evidence, so an active local market supports stronger valuations.
Source: HM Land Registry price paid data
HM Land Registry records the sale of Denegarth, Chorley Old Road, Horwich, Bolton for £762,500 in Q1 2026, one of 4 commercial transactions recorded in the Bolton area that quarter.
Source: HM Land Registry price paid data
Planning movement often signals upcoming finance demand. If you are buying, refinancing or developing in Bolton, see our guide to getting a commercial mortgage or talk to us about the local market.
The questions we answer most often on Bolton deals, covered in depth in our knowledge hub.
What lenders assess, who finds it easy, and how declined cases still get funded.
Deposit requirements by property type, acceptable sources, and ways to reduce yours.
The routes to 100% borrowing: additional security, strong trading businesses and equity.
High-street banks, challengers and specialists: who lends on what in Greater Manchester.
Leniency by lender category and product type, and what flexibility really costs.
Typical 2026 pricing by product, and what drives the rate you are offered.
Data-grounded answers about commercial property finance in Bolton, sourced from HM Land Registry transactions and our own deal flow.
HM Land Registry recorded 458 commercial property transactions in Bolton during the most recent reporting window. The median commercial sale price is £133,500, with the middle 50% of deals between £99,500 and £195,000. Source: HM Land Registry Price Paid Data (Category B records).
The median commercial sale price recorded by HM Land Registry in Bolton is £133,500. Smaller end deals (lower quartile) sit around £99,500, while larger transactions (upper quartile) reach £195,000 and above. These are the figures lenders will benchmark valuations against when assessing a commercial mortgage application in Bolton.
The most active commercial sectors in Bolton (by recorded transaction count) are: retail (2 transactions), office (2 transactions), industrial (2 transactions). Sector mix matters because lender appetite, LTV ceilings and rate pricing all vary by use class. Speak to our team for an indicative quote on the sector you are targeting.
Yes. We arrange commercial mortgages, commercial bridging finance and development finance for property in Bolton. Typical loan sizes range from £150,000 to £25m+, with LTVs up to 75% on standard commercial assets and up to 70% LTGDV on development. Whole-of-market access, including the high-street banks, challenger lenders and specialist commercial funders.
Call 07595 366094 or use the contact form to request a commercial mortgage quote in Bolton. We will review the asset, sector, deal structure and lender appetite specific to Bolton and come back with an indicative rate, LTV and term within 24 to 48 hours.