Bolton, Greater Manchester

Commercial Mortgages in Bolton

Led by Matt Lenzie, ex-Lloyds Bank and Bank of Scotland, we arrange commercial mortgages, bridging finance, and development finance for property professionals across Bolton and Greater Manchester.

£300M+
Capital Raised
48hrs
Decision Time
100+
Lender Panel
£145
Avg Price/sq ft
7.8%
Average Yield
+18.5%
5yr Price Growth
+12.8%
5yr Rental Growth

Investment Hotspot

7.8% average yield

Bolton stands out with above-average yields of 7.8%, making it one of the UK's most attractive commercial property markets for investors.

Why Choose CMB in Bolton

Direct relationships with executives and board members of the UK's leading lenders

Ex-Banking Background

Former Lloyds Bank and Bank of Scotland professionals who understand lender criteria inside-out

Board-Level Access

Direct relationships with lender decision-makers for faster approvals and better terms

£300M+ Track Record

Proven success arranging complex commercial property finance across the UK

Areas we cover:Bolton Town CentreHorwichFarnworthWesthoughtonLittle Lever

Bolton Local Market Intelligence

Industrial rents strengthening with logistics demand. Town centre retail challenging but residential conversion opportunities emerging.

— CMB Market Analysis

Key Industries

  • Manufacturing
  • Logistics
  • Retail
  • Healthcare
  • Professional Services

Transport Links

  • Bolton rail station
  • M61 motorway
  • Metrolink extension planned

Regeneration

Bolton town centre transformation; Middlebrook development; Horwich Loco Works

Bolton Commercial Property Market Data

Commercial Property Values in Bolton

Property TypePrime / Grade ASecondaryMarket Range
Office£23 psf£8 psf£8 - £23 psf
Retail / Shop£52 psf£14 psf£14 - £52 psf
Industrial£8 psf£5 psf£5 - £8 psf
Warehouse / Logistics£12 psf£12 psf£12 - £12 psf

Market estimates based on Q1 2026 regional benchmarking data. For accurate valuations, contact us for a detailed assessment.

Investment Yields in Bolton

Indicative gross yields. Actual returns depend on property condition, lease terms, and tenant covenant strength.

Bolton Market Trends

Office Vacancy
Rising
Industrial Demand
Moderate
Retail Footfall
Growing
Residential Investment
Moderate
Dominant sector:Industrial & Logistics

The Bolton market shows positive momentum with yields compressing slightly against regional averages.

Recent Commercial Property Transactions in Bolton

Representative transactions reflecting current market activity. Prices are guide values based on comparable evidence.

OfficeQ4 2025

Refurbished office space, Farnworth

3,968 sq ft
£49,000 - £54,000
£13 psf8.4% yield
RetailQ1 2026

Lock-up shop unit, Westhoughton

4,622 sq ft
£220,000 - £243,000
£50 psf6.8% yield
IndustrialQ1 2026

Industrial workshop with office, Farnworth

14,096 sq ft
£107,000 - £118,000
£8 psf5.6% yield
Mixed-UseQ1 2026

Mixed-use building with commercial ground floor and residential above, Little Lever

4,230 sq ft
£1,169,000 - £1,292,000
£291 psf6.3% yield
WarehouseQ1 2026

Distribution warehouse, Horwich

72,260 sq ft
£824,000 - £910,000
£12 psf4.9% yield
Development SiteQ4 2025

Development site with planning for 11 residential units, Bolton Town Centre

11 units
£125,000 - £140,000
Care HomeQ3 2025

58-bed registered care home with gardens, Horwich

58 beds
£2,265,000 - £2,505,000
7.4% yield
Residential BlockQ3 2025

14-unit purpose-built apartment block, Little Lever

14 units
£1,640,000 - £1,810,000
6.7% yield

Market estimates based on Q1 2026 regional benchmarking. For accurate valuations, contact us.

Our Services in Bolton

Commercial Mortgages

Long-term financing for commercial and mixed-use property purchases, refinancing, and investment — tailored by experienced brokers who understand complex deal structures.

From £50,000Up to 75% LTV5-25 years

Commercial Bridging Finance

Fast, flexible short-term finance for commercial property transactions — decisions in 48 hours, completion in days, and creative structuring for deals that mainstream lenders will not touch.

From £50,000Up to 75% LTV1-18 months

Development Finance

Specialist funding for ground-up construction, major refurbishment, and mixed-use development projects — structured with staged drawdowns aligned to your build programme.

From £150,000Up to 75% LTV6-24 months
ML

Matt Lenzie

Founder & Principal Broker

With a career spanning Lloyds Bank, Bank of Scotland, and a partnership in a corporate finance business, Matt brings institutional-grade expertise to every deal in Bolton. Currently a board advisor to a pension administrator and trustee with £3.9bn of assets under advisory, Matt has raised over £300m of capital for property professionals across the UK.

View Full Profile

Why Bolton for Commercial Property Investment

Investment Highlights

  • Average commercial property yields of 7.8% across the local market
  • 18.5% property price growth over the past five years
  • 12.8% rental growth over five years supporting income returns
  • Strong occupier demand from Manufacturing and Logistics sectors
  • Excellent transport connectivity including Bolton rail station
  • Active regeneration programmes driving future capital growth

Development Opportunities

Bolton presents development opportunities linked to Bolton town centre transformation. Growing demand from the Manufacturing sector is creating opportunities for purpose-built commercial space and conversion projects. Strong transport links enhance viability for mixed-use and residential-led schemes.

Lender Appetite

Good appetite for industrial and logistics. Selective on retail; residential development supported.

Property Types We Finance

Industrial UnitsFactory SpaceIndustrial/WarehouseDistribution CentresRetail UnitsHigh Street ShopsShopping CentresMedical/Dental Practices

Our team has deep experience arranging commercial mortgages, bridging loans, and development finance across Bolton and the wider Greater Manchester region, from industrial unit purchases to logistics facility financing.

Why Invest in Bolton

Bolton is a major Greater Manchester town with a strong industrial heritage and diverse commercial property market. The commercial property market benefits from strong demand across Manufacturing, Logistics, Retail sectors, creating diverse occupier interest and reducing single-sector risk. With average yields of 7.8% and 18.5% price growth over five years, Bolton offers compelling returns for commercial property investors. Excellent connectivity via Bolton rail station supports tenant demand and underpins long-term property values. Ongoing regeneration activity, including Bolton town centre transformation, further enhances the investment outlook and signals sustained public and private sector confidence.

Local Market Challenges

Rapid growth has increased competition for quality stock and driven up land values. Some secondary locations face structural vacancy challenges, requiring careful asset selection and experienced local market knowledge.

Notable Developments

Bolton's commercial property landscape has been shaped by Bolton town centre transformation. Growth in the Manufacturing sector has driven notable investment activity, with occupier demand supporting new development and refurbishment projects across the area.

Planning Context

Bolton falls under Greater Manchester planning authority, where the adopted local plan supports commercial development and economic growth. Planning decisions reflect a balance between heritage conservation and enabling new investment, with CIL charges and Section 106 contributions applying to larger schemes.

Latest Commercial Property News in Bolton

Commercial property news for Bolton will appear here once available. Check back soon for the latest market updates.

Bolton Commercial Mortgage Calculator

Pre-populated with local market data

£
£
%
£
Monthly Payment
£0
LTV
0.0%
DSCR
0.00
Gross Yield
0.0%

Interest-only estimate. Actual terms subject to lender assessment.

Bolton Location

Commercial mortgage services available across Bolton and surrounding areas. View larger map

Bolton Commercial Property FAQ

What is the average office rent per square foot in Bolton?

Office rents in Bolton range from approximately £8 per square foot for secondary space up to £23 per square foot for Grade A accommodation. Grade B office space, which represents the bulk of the market, typically commands around £13 per square foot. These figures are based on Q1 2026 regional market benchmarking.

What yields can investors expect from commercial property in Bolton?

Investment yields in Bolton vary by property type and grade. Current indicative yields are: offices at 6.66%-8.81%, retail at 6.67%-8.17%, industrial at 5.52%-7.5%, residential single-let at 6.54%. Prime yields are typically lower, reflecting stronger covenant strength and location quality. Contact us for a detailed yield analysis for your target property type.

What types of commercial property are available in Bolton?

Bolton's commercial property market includes offices, retail units, industrial premises, warehouses and logistics units, residential investment blocks, care homes. We arrange finance across all commercial property types, from standard office and retail purchases to specialist assets requiring tailored lending solutions.

How much does a residential investment block cost in Bolton?

Residential investment blocks in Bolton typically trade at around £124,430 per unit, or approximately £219 per square foot. Blocks of 4-24 units are the most common size bracket for private investors. Yields for single-let apartments average 6.54%. We can arrange commercial mortgages for blocks of 4+ units through specialist BTL lenders.

What is the average price per bed for care homes in Bolton?

Care homes in Bolton typically trade at around £41,715 per registered bed. A typical 35-bed home would therefore be valued between £834k and £2.5m. Care home financing is specialist in nature and we work with lenders who understand the operational and regulatory requirements of the sector.

Ready to discuss your Bolton project?

Speak with our specialist team today and get a decision in principle within 48 hours.