Urmston, Greater Manchester

Commercial Mortgages in Urmston

Led by Matt Lenzie, ex-Lloyds Bank and Bank of Scotland, we arrange commercial mortgages, bridging finance, and development finance for property professionals across Urmston and Greater Manchester.

£300M+
Capital Raised
48hrs
Decision Time
100+
Lender Panel
£195
Avg Price/sq ft
5.5%
Average Yield
+18%
5yr Price Growth
+12.5%
5yr Rental Growth

Why Choose CMB in Urmston

Direct relationships with executives and board members of the UK's leading lenders

Ex-Banking Background

Former Lloyds Bank and Bank of Scotland professionals who understand lender criteria inside-out

Board-Level Access

Direct relationships with lender decision-makers for faster approvals and better terms

£300M+ Track Record

Proven success arranging complex commercial property finance across the UK

Areas we cover:Urmston Town CentreFlixtonDavyhulmeStretfordCoppice

Urmston Local Market Intelligence

Traditional suburban town with strong community. Good Manchester commuter links.

— CMB Market Analysis

Key Industries

  • Retail & Hospitality
  • Professional Services
  • Education
  • Healthcare
  • Creative Industries

Transport Links

  • Northern Trains to Manchester (12 mins)/Liverpool
  • Metrolink to Trafford Centre/Manchester
  • M60 Junction 9 (2 miles)
  • B5213 to Stretford/Trafford Centre

Regeneration

Urmston town centre public realm improvements; Flixton Road enhancement; Golden Brook housing; Crofts Bank Road development; Davyhulme area investment

Urmston Commercial Property Market Data

Commercial Property Values in Urmston

Property TypePrime / Grade ASecondaryMarket Range
Office£14 psf£6 psf£6 - £14 psf
Retail / Shop£30 psf£12 psf£12 - £30 psf
Industrial£6 psf£4 psf£4 - £6 psf

Market estimates based on Q1 2026 regional benchmarking data. For accurate valuations, contact us for a detailed assessment.

Investment Yields in Urmston

Indicative gross yields. Actual returns depend on property condition, lease terms, and tenant covenant strength.

Urmston Market Trends

Office Vacancy
Rising
Industrial Demand
Moderate
Retail Footfall
Growing
Residential Investment
Moderate
Dominant sector:Office & Professional Services

The Urmston market shows resilient fundamentals with yields remaining competitive against regional averages.

Recent Commercial Property Transactions in Urmston

Representative transactions reflecting current market activity. Prices are guide values based on comparable evidence.

OfficeQ4 2025

Serviced office premises, town centre

11,192 sq ft
£85,000 - £94,000
£8 psf10.1% yield
RetailQ4 2025

High street retail unit, Coppice

1,940 sq ft
£50,000 - £55,000
£27 psf6.1% yield
IndustrialQ3 2025

Manufacturing unit with loading, Flixton

46,544 sq ft
£265,000 - £293,000
£6 psf7.2% yield
Care HomeQ1 2026

73-bed registered care home with gardens, Urmston Town Centre

73 beds
£2,665,000 - £2,950,000
9.2% yield
Mixed-UseQ3 2025

Mixed-use building with commercial ground floor and residential above, Urmston Town Centre

2,592 sq ft
£327,000 - £362,000
£133 psf7.2% yield
Pub/RestaurantQ4 2025

Freehold pub with letting rooms, Flixton

£135,000 - £150,000
10.64% yield
HotelQ1 2026

18-room hotel with bar and restaurant, Coppice

18 rooms
£1,035,000 - £1,145,000
7.6% yield

Market estimates based on Q1 2026 regional benchmarking. For accurate valuations, contact us.

Our Services in Urmston

Commercial Mortgages

Long-term financing for commercial and mixed-use property purchases, refinancing, and investment — tailored by experienced brokers who understand complex deal structures.

From £50,000Up to 75% LTV5-25 years

Commercial Bridging Finance

Fast, flexible short-term finance for commercial property transactions — decisions in 48 hours, completion in days, and creative structuring for deals that mainstream lenders will not touch.

From £50,000Up to 75% LTV1-18 months

Development Finance

Specialist funding for ground-up construction, major refurbishment, and mixed-use development projects — structured with staged drawdowns aligned to your build programme.

From £150,000Up to 75% LTV6-24 months
ML

Matt Lenzie

Founder & Principal Broker

With a career spanning Lloyds Bank, Bank of Scotland, and a partnership in a corporate finance business, Matt brings institutional-grade expertise to every deal in Urmston. Currently a board advisor to a pension administrator and trustee with £3.9bn of assets under advisory, Matt has raised over £300m of capital for property professionals across the UK.

View Full Profile

Why Urmston for Commercial Property Investment

Investment Highlights

  • Average commercial property yields of 5.5% across the local market
  • 18% property price growth over the past five years
  • 12.5% rental growth over five years supporting income returns
  • Strong occupier demand from Retail & Hospitality and Professional Services sectors
  • Excellent transport connectivity including Northern Trains to Manchester (12 mins)/Liverpool
  • Active regeneration programmes driving future capital growth

Development Opportunities

Urmston presents development opportunities linked to Urmston town centre public realm improvements. Growing demand from the Retail & Hospitality sector is creating opportunities for purpose-built commercial space and conversion projects. Strong transport links enhance viability for mixed-use and residential-led schemes.

Lender Appetite

Good appetite for residential and retail.

Property Types We Finance

Office SpaceServiced OfficesEducational FacilitiesStudent AccommodationMedical/Dental PracticesCare HomesStudio SpaceFlexible Workspace

Our team has deep experience arranging commercial mortgages, bridging loans, and development finance across Urmston and the wider Greater Manchester region, from commercial property purchases to professional office relocations.

Why Invest in Urmston

Urmston is a popular Trafford town known for its village-like feel and strong community spirit, with a vibrant Flixton Road high street and annual carnival. The commercial property market benefits from strong demand across Retail & Hospitality, Professional Services, Education sectors, creating diverse occupier interest and reducing single-sector risk. With average yields of 5.5% and 18% price growth over five years, Urmston offers compelling returns for commercial property investors. Excellent connectivity via Northern Trains to Manchester (12 mins)/Liverpool supports tenant demand and underpins long-term property values. Ongoing regeneration activity, including Urmston town centre public realm improvements, further enhances the investment outlook and signals sustained public and private sector confidence.

Local Market Challenges

Rapid growth has increased competition for quality stock and driven up land values. Some secondary locations face structural vacancy challenges, requiring careful asset selection and experienced local market knowledge.

Notable Developments

Urmston's commercial property landscape has been shaped by Urmston town centre public realm improvements. Growth in the Retail & Hospitality sector has driven notable investment activity, with occupier demand supporting new development and refurbishment projects across the area.

Planning Context

Planning policy in Urmston is set by Greater Manchester council through its adopted local plan. The authority supports commercial investment and has allocated sites for employment and mixed-use development. Pre-application advice is available and recommended for larger schemes to navigate local requirements efficiently.

Latest Commercial Property News in Urmston

Commercial property news for Urmston will appear here once available. Check back soon for the latest market updates.

Urmston Commercial Mortgage Calculator

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Urmston Location

Commercial mortgage services available across Urmston and surrounding areas. View larger map

Urmston Commercial Property FAQ

What is the average office rent per square foot in Urmston?

Office rents in Urmston range from approximately £6 per square foot for secondary space up to £14 per square foot for Grade A accommodation. Grade B office space, which represents the bulk of the market, typically commands around £9 per square foot. These figures are based on Q1 2026 regional market benchmarking.

What yields can investors expect from commercial property in Urmston?

Investment yields in Urmston vary by property type and grade. Current indicative yields are: offices at 7.71%-10.35%, retail at 6.56%-9.6%, industrial at 7.3%-9.22%, residential single-let at 8.38%, HMOs at 10.58%. Prime yields are typically lower, reflecting stronger covenant strength and location quality. Contact us for a detailed yield analysis for your target property type.

What types of commercial property are available in Urmston?

Urmston's commercial property market includes offices, retail units, industrial premises, care homes, hotels and guest houses, pubs and restaurants. We arrange finance across all commercial property types, from standard office and retail purchases to specialist assets requiring tailored lending solutions.

What are HMO yields in Urmston?

HMO investments in Urmston can achieve yields of approximately 10.58%, compared to 8.38% for standard single-let properties. Urmston has established HMO demand in key residential areas. Note that HMO licensing requirements vary by local authority -- check Article 4 directions before purchasing.

What is the average price per bed for care homes in Urmston?

Care homes in Urmston typically trade at around £33,675 per registered bed. A typical 46-bed home would therefore be valued between £674k and £2.0m. Care home financing is specialist in nature and we work with lenders who understand the operational and regulatory requirements of the sector.

Ready to discuss your Urmston project?

Speak with our specialist team today and get a decision in principle within 48 hours.