Wigan, Greater Manchester

Commercial Mortgages in Wigan

Led by Matt Lenzie, ex-Lloyds Bank and Bank of Scotland, we arrange commercial mortgages, bridging finance, and development finance for property professionals across Wigan and Greater Manchester.

£300M+
Capital Raised
48hrs
Decision Time
100+
Lender Panel
£130
Avg Price/sq ft
8%
Average Yield
+22.5%
5yr Price Growth
+15.5%
5yr Rental Growth

Investment Hotspot

8% average yield

Wigan stands out with above-average yields of 8%, making it one of the UK's most attractive commercial property markets for investors.

Why Choose CMB in Wigan

Direct relationships with executives and board members of the UK's leading lenders

Ex-Banking Background

Former Lloyds Bank and Bank of Scotland professionals who understand lender criteria inside-out

Board-Level Access

Direct relationships with lender decision-makers for faster approvals and better terms

£300M+ Track Record

Proven success arranging complex commercial property finance across the UK

Areas we cover:Wigan Town CentreLeighAshton-in-MakerfieldStandishHindleyGolborne

Wigan Local Market Intelligence

Strong logistics demand with M6 access. Town centre retail challenging but residential conversion opportunities. Values offer significant yield premium.

— CMB Market Analysis

Key Industries

  • Logistics
  • Manufacturing
  • Retail
  • Healthcare
  • Engineering

Transport Links

  • Wigan North Western mainline
  • M6 and M58 motorways
  • Bus rapid transit

Regeneration

Wigan town centre regeneration; Leigh Guided Busway; logistics park development

Wigan Commercial Property Market Data

Commercial Property Values in Wigan

Property TypePrime / Grade ASecondaryMarket Range
Office£21 psf£12 psf£12 - £21 psf
Retail / Shop£52 psf£28 psf£28 - £52 psf
Industrial£6 psf£5 psf£5 - £6 psf
Warehouse / Logistics£8 psf£11 psf£8 - £11 psf

Market estimates based on Q1 2026 regional benchmarking data. For accurate valuations, contact us for a detailed assessment.

Investment Yields in Wigan

Indicative gross yields. Actual returns depend on property condition, lease terms, and tenant covenant strength.

Wigan Market Trends

Office Vacancy
Stable
Industrial Demand
Moderate
Retail Footfall
Growing
Residential Investment
Moderate
Dominant sector:Industrial & Logistics

The Wigan market shows positive momentum with yields compressing slightly against regional averages.

Recent Commercial Property Transactions in Wigan

Representative transactions reflecting current market activity. Prices are guide values based on comparable evidence.

OfficeQ3 2025

Open-plan office suite with parking, Wigan Town Centre

3,156 sq ft
£57,000 - £63,000
£19 psf7.7% yield
RetailQ4 2025

Retail premises with storage, town centre

2,003 sq ft
£101,000 - £111,000
£53 psf6.2% yield
IndustrialQ1 2026

Light industrial unit with yard, Hindley

24,752 sq ft
£165,000 - £182,000
£7 psf6.6% yield
WarehouseQ1 2026

Cross-dock distribution facility, Hindley

98,670 sq ft
£750,000 - £829,000
£8 psf5.4% yield
Care HomeQ3 2025

50-bed nursing home with planning consent, Ashton-in-Makerfield

50 beds
£2,235,000 - £2,470,000
7.8% yield
Residential BlockQ3 2025

10-unit freehold block of flats, Ashton-in-Makerfield

10 units
£1,510,000 - £1,670,000
5.5% yield
Mixed-UseQ4 2025

Commercial/residential investment, Ashton-in-Makerfield

6,817 sq ft
£1,619,000 - £1,789,000
£250 psf6.3% yield
Development SiteQ1 2026

Land with outline planning permission, Hindley

15 units
£155,000 - £170,000

Market estimates based on Q1 2026 regional benchmarking. For accurate valuations, contact us.

Our Services in Wigan

Commercial Mortgages

Long-term financing for commercial and mixed-use property purchases, refinancing, and investment — tailored by experienced brokers who understand complex deal structures.

From £50,000Up to 75% LTV5-25 years

Commercial Bridging Finance

Fast, flexible short-term finance for commercial property transactions — decisions in 48 hours, completion in days, and creative structuring for deals that mainstream lenders will not touch.

From £50,000Up to 75% LTV1-18 months

Development Finance

Specialist funding for ground-up construction, major refurbishment, and mixed-use development projects — structured with staged drawdowns aligned to your build programme.

From £150,000Up to 75% LTV6-24 months
ML

Matt Lenzie

Founder & Principal Broker

With a career spanning Lloyds Bank, Bank of Scotland, and a partnership in a corporate finance business, Matt brings institutional-grade expertise to every deal in Wigan. Currently a board advisor to a pension administrator and trustee with £3.9bn of assets under advisory, Matt has raised over £300m of capital for property professionals across the UK.

View Full Profile

Why Wigan for Commercial Property Investment

Investment Highlights

  • Average commercial property yields of 8% across the local market
  • 22.5% property price growth over the past five years
  • 15.5% rental growth over five years supporting income returns
  • Strong occupier demand from Logistics and Manufacturing sectors
  • Excellent transport connectivity including Wigan North Western mainline
  • Active regeneration programmes driving future capital growth

Development Opportunities

Wigan presents development opportunities linked to Wigan town centre regeneration. Growing demand from the Logistics sector is creating opportunities for purpose-built commercial space and conversion projects. Strong transport links enhance viability for mixed-use and residential-led schemes.

Lender Appetite

Good appetite for industrial and logistics. Selective on retail; residential development supported.

Property Types We Finance

Industrial/WarehouseDistribution CentresIndustrial UnitsFactory SpaceRetail UnitsHigh Street ShopsShopping CentresMedical/Dental Practices

Our team has deep experience arranging commercial mortgages, bridging loans, and development finance across Wigan and the wider Greater Manchester region, from logistics facility financing to industrial unit purchases.

Why Invest in Wigan

Wigan is Greater Manchester's westernmost borough with strong transport links and competitive property values. The commercial property market benefits from strong demand across Logistics, Manufacturing, Retail sectors, creating diverse occupier interest and reducing single-sector risk. With average yields of 8% and 22.5% price growth over five years, Wigan offers compelling returns for commercial property investors. Excellent connectivity via Wigan North Western mainline supports tenant demand and underpins long-term property values. Ongoing regeneration activity, including Wigan town centre regeneration, further enhances the investment outlook and signals sustained public and private sector confidence.

Local Market Challenges

Rapid growth has increased competition for quality stock and driven up land values. Some secondary locations face structural vacancy challenges, requiring careful asset selection and experienced local market knowledge.

Notable Developments

Wigan's commercial property landscape has been shaped by Wigan town centre regeneration. Growth in the Logistics sector has driven notable investment activity, with occupier demand supporting new development and refurbishment projects across the area.

Planning Context

Wigan falls under Greater Manchester planning authority, where the adopted local plan supports commercial development and economic growth. Planning decisions reflect a balance between heritage conservation and enabling new investment, with CIL charges and Section 106 contributions applying to larger schemes.

Latest Commercial Property News in Wigan

Commercial property news for Wigan will appear here once available. Check back soon for the latest market updates.

Wigan Commercial Mortgage Calculator

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Wigan Location

Commercial mortgage services available across Wigan and surrounding areas. View larger map

Wigan Commercial Property FAQ

What is the average office rent per square foot in Wigan?

Office rents in Wigan range from approximately £12 per square foot for secondary space up to £21 per square foot for Grade A accommodation. Grade B office space, which represents the bulk of the market, typically commands around £16 per square foot. These figures are based on Q1 2026 regional market benchmarking.

What yields can investors expect from commercial property in Wigan?

Investment yields in Wigan vary by property type and grade. Current indicative yields are: offices at 5.76%-7.65%, retail at 6.45%-9.07%, industrial at 6.17%-7.89%, residential single-let at 5.85%. Prime yields are typically lower, reflecting stronger covenant strength and location quality. Contact us for a detailed yield analysis for your target property type.

What types of commercial property are available in Wigan?

Wigan's commercial property market includes offices, retail units, industrial premises, warehouses and logistics units, residential investment blocks, care homes. We arrange finance across all commercial property types, from standard office and retail purchases to specialist assets requiring tailored lending solutions.

How much does a residential investment block cost in Wigan?

Residential investment blocks in Wigan typically trade at around £179,650 per unit, or approximately £315 per square foot. Blocks of 4-24 units are the most common size bracket for private investors. Yields for single-let apartments average 5.85%. We can arrange commercial mortgages for blocks of 4+ units through specialist BTL lenders.

What is the average price per bed for care homes in Wigan?

Care homes in Wigan typically trade at around £44,095 per registered bed. A typical 32-bed home would therefore be valued between £882k and £2.6m. Care home financing is specialist in nature and we work with lenders who understand the operational and regulatory requirements of the sector.

Ready to discuss your Wigan project?

Speak with our specialist team today and get a decision in principle within 48 hours.