Wigan, Greater ManchesterLocal lender appetite and market data

Specialist Commercial Mortgage Broker in Wigan

CMB arranges commercial mortgages, bridging loans and development finance for property professionals across Wigan and Greater Manchester. Led by Matt Lenzie, ex-Lloyds Bank and Bank of Scotland, institutional-grade underwriting, direct lender access and decisions in 48 hours.

£300M+
Capital Raised
48hrs
Decision Time
100+
Lender Panel
£130
Avg Price/sq ft
8%
Average Yield
+22.5%
5yr Price Growth
+15.5%
5yr Rental Growth

Wigan commercial property delivers 8% average yield.

Wigan yields sit above the UK commercial average, supporting income-driven debt structures and SPV-led acquisitions.

Wigan commercial mortgage brokers, ex-bankers with direct lender access

CMB combines former Lloyds and Bank of Scotland underwriting experience with direct board-level relationships at the UK's leading commercial lenders.

Ex-Banking Background

Former Lloyds Bank and Bank of Scotland professionals who understand lender criteria inside-out

Board-Level Access

Direct relationships with lender decision-makers for faster approvals and better terms

£300M+ Track Record

Proven success arranging complex commercial property finance across the UK

Wigan commercial property market signals

The factors lenders weigh when assessing Wigan commercial mortgages, sector demand, transport connectivity and active regeneration programmes.

Strong logistics demand with M6 access. Town centre retail challenging but residential conversion opportunities. Values offer significant yield premium.

, CMB Market Analysis

Key Industries

  • Logistics
  • Manufacturing
  • Retail
  • Healthcare
  • Engineering

Transport Links

  • Wigan North Western mainline
  • M6 and M58 motorways
  • Bus rapid transit

Regeneration

Wigan town centre regeneration; Leigh Guided Busway; logistics park development

Listen: Greater Manchester Q1 2026 commercial property briefing

The Greater Manchester regional briefing covering Wigan and the wider region. A Q2 2026 commercial property briefing on Greater Manchester, the deepest commercial market outside London, with seventeen and a half thousand commercial transactions across ten boroughs, the strongest regional office market in the UK, and recent Acuitus auction prints from a Bolton industrial cluster clearing as tight as five point one one percent. We walk through the regional core, the M60 mid-market boroughs, the M62 logistics belt, and where lender appetite sits today.

Part of the Commercial Property Briefing podcast series. Subscribe via the RSS feed.

HMLR transaction evidence

Wigan commercial property transaction evidence

485 commercial sales in Wigan across the last 60 months, sourced from HM Land Registry Price Paid Data. 3 records in the current sample are confidently sector-classified; the wider recent sample is shown as general commercial transaction evidence.

Source sales
485
60-month window
Shown below
30
recent examples
Filter transaction evidence
All commercial transactions in Wigan
485transactions
Sample: showing 30 recent sales below
OfficeQ1 2026

Harts House, Barracks Square, Wigan

Sale price
£752,500
OfficeQ3 2025

Close House Farm, Close Lane, Hindley, Wigan

Sale price
£725,000
WarehouseQ3 2025

The Community Warehouse, 4, Hodson Street, Wigan

Sale price
£288,000
CommercialQ1 2026

11, Market Street, Standish, Wigan

Sale price
£100,000
CommercialQ1 2026

55, Chapel Green Road, Hindley, Wigan

Sale price
£80,000
CommercialQ1 2026

427, Warrington Road, Abram, Wigan

Sale price
£130,000
CommercialQ1 2026

427, Warrington Road, Abram, Wigan

Sale price
£130,000
CommercialQ4 2025

29, Maple Avenue, Hindley Green, Wigan

Sale price
£235,000
CommercialQ4 2025

29, Maple Avenue, Hindley Green, Wigan

Sale price
£235,000
CommercialQ4 2025

171 - 173, Gidlow Lane, Wigan

Sale price
£230,000
CommercialQ4 2025

227, Leigh Road, Leigh

Sale price
£300,000
CommercialQ4 2025

227, Leigh Road, Leigh

Sale price
£300,000
CommercialQ4 2025

45, The Oval, Shevington, Wigan

Sale price
£170,000
CommercialQ4 2025

45, The Oval, Shevington, Wigan

Sale price
£170,000
CommercialQ4 2025

46 - 48, King Street, Wigan

Sale price
£410,000
CommercialQ4 2025

27, Lily Lane, Bamfurlong, Wigan

Sale price
£921,000
CommercialQ4 2025

2, Halliwell Green, Wigan

Sale price
£4,426,820
CommercialQ4 2025

2, Halliwell Green, Wigan

Sale price
£3,720,357
CommercialQ4 2025

750, Ormskirk Road, Wigan

Sale price
£400,000
CommercialQ4 2025

38, Hallgate, Wigan

Sale price
£87,000
CommercialQ4 2025

76, Springfield Road, Wigan

Sale price
£135,000
CommercialQ4 2025

4, Warminster Grove, Wigan

Sale price
£232,500
CommercialQ4 2025

21, Wigan Lower Road, Standish Lower Ground, Wigan

Sale price
£235,000
CommercialQ4 2025

75, Trevore Drive, Standish, Wigan

Sale price
£135,000
CommercialQ4 2025

15, The Common, Parbold, Wigan

Sale price
£128,000
CommercialQ4 2025

98, Warrington Road, Wigan

Sale price
£642,000
CommercialQ4 2025

67, Wigan Road, Ashton In Makerfield, Wigan

Sale price
£175,000
CommercialQ4 2025

4, Scarisbrick Street, Wigan

Sale price
£180,000
CommercialQ4 2025

49, Queen Street, Orrell, Wigan

Sale price
£90,100
CommercialQ4 2025

162, Gidlow Lane, Wigan

Sale price
£200,000

Source: HM Land Registry Price Paid Data (Category B records). Sector classification is address-based and best-effort; unclassified records are shown as general commercial transactions and smaller sectors may include mixed-use or conversion deals.

Wigan commercial mortgages, bridging loans and development finance

Three core debt structures cover the majority of Wigan commercial property deals. Each carries a different lender panel, LTV ceiling and pricing band, match the structure to the asset and the timeline.

Commercial Mortgages

Long-term financing for commercial and mixed-use property purchases, refinancing, and investment, tailored by experienced brokers who understand complex deal structures.

From £50,000Up to 75% LTV5-25 years

Commercial Remortgage

Refinance an existing commercial mortgage to lower your rate, switch lender, release equity or restructure the loan.

From £150,000Up to 75% LTV5-25 years (typical 5-year fixed reverting to variable)

Commercial Bridging Finance

Fast, flexible short-term finance for commercial property transactions, decisions in 48 hours, completion in days, and creative structuring for deals that mainstream lenders will not touch.

From £50,000Up to 75% LTV1-18 months

Development Finance

Specialist funding for ground-up construction, major refurbishment, and mixed-use development projects, structured with staged drawdowns aligned to your build programme.

From £150,000Up to 75% LTV6-24 months
ML

Matt Lenzie

Founder & Principal Broker

With a career spanning Lloyds Bank, Bank of Scotland, and a partnership in a corporate finance business, Matt brings institutional-grade expertise to every deal in Wigan. Currently a board advisor to a pension administrator and trustee with £3.9bn of assets under advisory, Matt has raised over £300m of capital for property professionals across the UK.

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Wigan commercial property investment fundamentals

What makes Wigan fundable, where the development opportunity sits, which lenders are active, and the asset classes our team finances most often.

Investment Highlights

  • Average commercial property yields of 8% across the local market
  • 22.5% property price growth over the past five years
  • 15.5% rental growth over five years supporting income returns
  • Strong occupier demand from Logistics and Manufacturing sectors
  • Excellent transport connectivity including Wigan North Western mainline
  • Active regeneration programmes driving future capital growth

Development Opportunities

Wigan presents development opportunities linked to Wigan town centre regeneration. Growing demand from the Logistics sector is creating opportunities for purpose-built commercial space and conversion projects. Strong transport links enhance viability for mixed-use and residential-led schemes.

Lender Appetite

Good appetite for industrial and logistics. Selective on retail; residential development supported.

Property Types We Finance

Industrial/WarehouseDistribution CentresIndustrial UnitsFactory SpaceRetail UnitsHigh Street ShopsShopping CentresMedical/Dental Practices

Our team has deep experience arranging commercial mortgages, bridging loans, and development finance across Wigan and the wider Greater Manchester region, from logistics facility financing to industrial unit purchases.

Need a commercial mortgage decision in Wigan?

Our team will review your asset, sector and structure against current Wigan lender appetite and come back with an indicative rate, LTV and term within 24–48 hours. No application until you're ready.

Latest Commercial Property News in Wigan

Commercial property news for Wigan will appear here once available. Check back soon for the latest market updates.

Wigan Commercial Mortgage Calculator

Pre-populated with local market data

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Wigan Location

Commercial mortgage services available across Wigan and surrounding areas. View larger map

Wigan commercial mortgage FAQ

Data-grounded answers about commercial property finance in Wigan, sourced from HM Land Registry transactions and our own deal flow.

How active is the commercial property market in Wigan?

HM Land Registry recorded 485 commercial property transactions in Wigan during the most recent reporting window. The median commercial sale price is £115,648, with the middle 50% of deals between £87,000 and £162,750. Source: HM Land Registry Price Paid Data (Category B records).

What is the typical commercial property price in Wigan?

The median commercial sale price recorded by HM Land Registry in Wigan is £115,648. Smaller end deals (lower quartile) sit around £87,000, while larger transactions (upper quartile) reach £162,750 and above. These are the figures lenders will benchmark valuations against when assessing a commercial mortgage application in Wigan.

Which commercial property sectors are most active in Wigan?

The most active commercial sectors in Wigan (by recorded transaction count) are: office (2 transactions), warehouse (1 transaction). Sector mix matters because lender appetite, LTV ceilings and rate pricing all vary by use class — speak to our team for an indicative quote on the sector you are targeting.

Can I get a commercial mortgage on a property in Wigan?

Yes. We arrange commercial mortgages, commercial bridging finance and development finance for property in Wigan. Typical loan sizes range from £150,000 to £25m+, with LTVs up to 75% on standard commercial assets and up to 70% LTGDV on development. Whole-of-market access — including the high-street banks, challenger lenders and specialist commercial funders.

How do I get a commercial mortgage quote for a property in Wigan?

Call 07595 366094 or use the contact form to request a commercial mortgage quote in Wigan. We will review the asset, sector, deal structure and lender appetite specific to Wigan and come back with an indicative rate, LTV and term within 24–48 hours.

Ready to discuss your Wigan project?

Speak with our specialist team today and get a decision in principle within 48 hours.