Croydon, Greater London

Commercial Mortgages in Croydon

Led by Matt Lenzie, ex-Lloyds Bank and Bank of Scotland, we arrange commercial mortgages, bridging finance, and development finance for property professionals across Croydon and Greater London.

£300M+
Capital Raised
48hrs
Decision Time
100+
Lender Panel
£320
Avg Price/sq ft
6.5%
Average Yield
+8.4%
5yr Price Growth
+5.8%
5yr Rental Growth

Investment Hotspot

6.5% average yield

Croydon stands out with above-average yields of 6.5%, making it one of the UK's most attractive commercial property markets for investors.

Why Choose CMB in Croydon

Direct relationships with executives and board members of the UK's leading lenders

Ex-Banking Background

Former Lloyds Bank and Bank of Scotland professionals who understand lender criteria inside-out

Board-Level Access

Direct relationships with lender decision-makers for faster approvals and better terms

£300M+ Track Record

Proven success arranging complex commercial property finance across the UK

Croydon Local Market Intelligence

Significant office stock with competitive rents versus central London. Build-to-Rent sector performing strongly despite retail challenges.

— CMB Market Analysis

Key Industries

  • Financial Services
  • Technology
  • Retail
  • Professional Services
  • Creative Industries

Transport Links

  • Fast trains to London Bridge/Victoria (15 mins)
  • Tram network
  • A23 corridor

Regeneration

Major regeneration programme including residential towers; Fairfield Halls restored; Westfield plans ongoing

Croydon Commercial Property Market Data

Commercial Property Values in Croydon

Property TypePrime / Grade ASecondaryMarket Range
Office£74 psf£30 psf£30 - £74 psf
Retail / Shop£196 psf£68 psf£68 - £196 psf
Industrial£20 psf£12 psf£12 - £20 psf

Market estimates based on Q1 2026 regional benchmarking data. For accurate valuations, contact us for a detailed assessment.

Investment Yields in Croydon

Indicative gross yields. Actual returns depend on property condition, lease terms, and tenant covenant strength.

Croydon Market Trends

Office Vacancy
Stable
Industrial Demand
Moderate
Retail Footfall
Declining
Residential Investment
Moderate
Dominant sector:Office & Professional Services

Investor appetite for Croydon commercial property remains strong, with office & professional services assets attracting the most interest.

Recent Commercial Property Transactions in Croydon

Representative transactions reflecting current market activity. Prices are guide values based on comparable evidence.

OfficeQ4 2025

Grade A office suite, Croydon Town Centre

9,540 sq ft
£471,000 - £521,000
£52 psf4.6% yield
RetailQ3 2025

Retail premises with storage, town centre

3,371 sq ft
£605,000 - £669,000
£189 psf3.3% yield
IndustrialQ1 2026

Manufacturing unit with loading, South Croydon

30,320 sq ft
£634,000 - £700,000
£22 psf4.1% yield
Development SiteQ3 2025

Land with outline planning permission, Purley

11 units
£615,000 - £680,000
Residential BlockQ4 2025

14-unit freehold block of flats, Thornton Heath

14 units
£4,420,000 - £4,885,000
4.2% yield
Mixed-UseQ4 2025

Commercial/residential investment, Purley

6,323 sq ft
£4,061,000 - £4,488,000
£676 psf5.8% yield

Market estimates based on Q1 2026 regional benchmarking. For accurate valuations, contact us.

Our Services in Croydon

Commercial Mortgages

Long-term financing for commercial and mixed-use property purchases, refinancing, and investment — tailored by experienced brokers who understand complex deal structures.

From £50,000Up to 75% LTV5-25 years

Commercial Bridging Finance

Fast, flexible short-term finance for commercial property transactions — decisions in 48 hours, completion in days, and creative structuring for deals that mainstream lenders will not touch.

From £50,000Up to 75% LTV1-18 months

Development Finance

Specialist funding for ground-up construction, major refurbishment, and mixed-use development projects — structured with staged drawdowns aligned to your build programme.

From £150,000Up to 75% LTV6-24 months
ML

Matt Lenzie

Founder & Principal Broker

With a career spanning Lloyds Bank, Bank of Scotland, and a partnership in a corporate finance business, Matt brings institutional-grade expertise to every deal in Croydon. Currently a board advisor to a pension administrator and trustee with £3.9bn of assets under advisory, Matt has raised over £300m of capital for property professionals across the UK.

View Full Profile

Why Croydon for Commercial Property Investment

Investment Highlights

  • Average commercial property yields of 6.5% across the local market
  • 8.4% property price growth over the past five years
  • 5.8% rental growth over five years supporting income returns
  • Strong occupier demand from Financial Services and Technology sectors
  • Excellent transport connectivity including Fast trains to London Bridge/Victoria (15 mins)
  • Active regeneration programmes driving future capital growth

Development Opportunities

Croydon presents development opportunities linked to Major regeneration programme including residential towers. Growing demand from the Financial Services sector is creating opportunities for purpose-built commercial space and conversion projects. Strong transport links enhance viability for mixed-use and residential-led schemes.

Lender Appetite

Selective appetite - modern offices and Build-to-Rent favoured. Caution on older office stock and secondary retail.

Property Types We Finance

Office SpaceCommercial UnitsServiced OfficesData CentresRetail UnitsHigh Street ShopsShopping CentresStudio Space

Our team has deep experience arranging commercial mortgages, bridging loans, and development finance across Croydon and the wider Greater London region, from office acquisitions to tech workspace conversions.

Why Invest in Croydon

Croydon is South London's major commercial hub with significant office stock and ongoing regeneration. The commercial property market benefits from strong demand across Financial Services, Technology, Retail sectors, creating diverse occupier interest and reducing single-sector risk. With average yields of 6.5% and 8.4% price growth over five years, Croydon offers compelling returns for commercial property investors. Excellent connectivity via Fast trains to London Bridge/Victoria (15 mins) supports tenant demand and underpins long-term property values. Ongoing regeneration activity, including Major regeneration programme including residential towers, further enhances the investment outlook and signals sustained public and private sector confidence.

Local Market Challenges

High entry costs and intense competition for prime assets remain key challenges. Planning restrictions in conservation areas and limited development land require specialist financing knowledge and strong lender relationships.

Notable Developments

Croydon's commercial property landscape has been shaped by Major regeneration programme including residential towers. Growth in the Financial Services sector has driven notable investment activity, with occupier demand supporting new development and refurbishment projects across the area.

Planning Context

Croydon falls under Greater London planning authority, where the adopted local plan supports commercial development and economic growth. Planning decisions reflect a balance between heritage conservation and enabling new investment, with CIL charges and Section 106 contributions applying to larger schemes.

Latest Commercial Property News in Croydon

Commercial property news for Croydon will appear here once available. Check back soon for the latest market updates.

Croydon Commercial Mortgage Calculator

Pre-populated with local market data

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Interest-only estimate. Actual terms subject to lender assessment.

Croydon Location

Commercial mortgage services available across Croydon and surrounding areas. View larger map

Croydon Commercial Property FAQ

What is the average office rent per square foot in Croydon?

Office rents in Croydon range from approximately £30 per square foot for secondary space up to £74 per square foot for Grade A accommodation. Grade B office space, which represents the bulk of the market, typically commands around £60 per square foot. These figures are based on Q1 2026 regional market benchmarking.

What yields can investors expect from commercial property in Croydon?

Investment yields in Croydon vary by property type and grade. Current indicative yields are: offices at 4.44%-5.02%, retail at 3.32%-5.47%, industrial at 3.81%-4.53%, residential single-let at 3.9%. Prime yields are typically lower, reflecting stronger covenant strength and location quality. Contact us for a detailed yield analysis for your target property type.

What types of commercial property are available in Croydon?

Croydon's commercial property market includes offices, retail units, industrial premises, residential investment blocks. We arrange finance across all commercial property types, from standard office and retail purchases to specialist assets requiring tailored lending solutions.

How much does a residential investment block cost in Croydon?

Residential investment blocks in Croydon typically trade at around £314,750 per unit, or approximately £560 per square foot. Blocks of 4-24 units are the most common size bracket for private investors. Yields for single-let apartments average 3.9%. We can arrange commercial mortgages for blocks of 4+ units through specialist BTL lenders.

Ready to discuss your Croydon project?

Speak with our specialist team today and get a decision in principle within 48 hours.