City of London, London

Commercial Mortgages in City of London

Led by Matt Lenzie, ex-Lloyds Bank and Bank of Scotland, we arrange commercial mortgages, bridging finance, and development finance across City of London and the wider London area.

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£300M+
Capital Raised
48hrs
Decision Time
100+
Lender Panel

City of London Commercial Property Market

The City office market is characterised by institutional-grade assets, long leases to blue-chip tenants, and sub-4% prime yields. Secondary stock offers better returns at 5-6%. Significant demand from fintech and insurance sectors alongside traditional banking. The post-pandemic flight to quality has intensified, with Grade A space commanding substantial premiums.

Commercial Property Values in London

Property TypePrime / Grade ASecondaryMarket Range
Office£85 psf£33 psf£33 - £85 psf
Retail / Shop£110 psf£55 psf£55 - £110 psf
Industrial£23 psf£18 psf£18 - £23 psf

Market estimates based on Q1 2026 regional benchmarking data. For accurate valuations, contact us for a detailed assessment.

Market data reflects London-wide averages. City of London values may differ — contact us for area-specific guidance.

Property Types We Finance

Prime OfficeGrade A OfficeRetail UnitsMixed-UseHeritage Commercial

Development Activity

Major developments at 1 Undershaft and 55 Bishopsgate continue to reshape the skyline. The City Corporation's planning policies encourage tall buildings in the eastern cluster while preserving heritage assets in the western portion. Significant refurbishment activity converting 1990s stock to modern ESG-compliant space.

Transport Links

  • Bank/Monument station (Central, Northern, District, Circle, DLR, Waterloo & City lines)
  • Liverpool Street station (Elizabeth, Central, Metropolitan, Circle, Hammersmith & City lines)
  • Moorgate station
  • Cannon Street mainline

Notable Landmarks

  • Bank of England
  • St Paul's Cathedral
  • Lloyd's of London
  • Royal Exchange
  • Leadenhall Market

Key Commercial Streets

CheapsideThreadneedle StreetBishopsgateFenchurch Street

Commercial Finance Solutions for City of London

Commercial Mortgages

Long-term financing for commercial and mixed-use property purchases, refinancing, and investment — tailored by experienced brokers who understand complex deal structures.

From £50,000Up to 75% LTV

Commercial Bridging Finance

Fast, flexible short-term finance for commercial property transactions — decisions in 48 hours, completion in days, and creative structuring for deals that mainstream lenders will not touch.

From £50,000Up to 75% LTV

Development Finance

Specialist funding for ground-up construction, major refurbishment, and mixed-use development projects — structured with staged drawdowns aligned to your build programme.

From £150,000Up to 75% LTV
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Matt Lenzie

Founder & Principal Broker

With a career spanning Lloyds Bank, Bank of Scotland, and a partnership in a corporate finance business, Matt brings institutional-grade expertise to deals across London and Greater London. Over £300m of capital raised for property professionals across the UK.

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City of London Commercial Mortgage Calculator

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Ready to discuss your City of London project?

Speak with our specialist team today and get a decision in principle within 48 hours.