CMB arranges commercial mortgages, bridging loans and development finance for property professionals across Grantham and Lincolnshire. Led by Matt Lenzie, ex-Lloyds Bank and Bank of Scotland, institutional-grade underwriting, direct lender access and decisions in 48 hours.
Grantham commercial property delivers 6.2% average yield.
Grantham yields sit above the UK commercial average, supporting income-driven debt structures and SPV-led acquisitions.
CMB combines former Lloyds and Bank of Scotland underwriting experience with direct board-level relationships at the UK's leading commercial lenders.
Former Lloyds Bank and Bank of Scotland professionals who understand lender criteria inside-out
Direct relationships with lender decision-makers for faster approvals and better terms
Proven success arranging complex commercial property finance across the UK
The factors lenders weigh when assessing Grantham commercial mortgages, sector demand, transport connectivity and active regeneration programmes.
“Historic market town on East Coast Main Line. Margaret Thatcher birthplace. Strong food sector.”
, CMB Market Analysis
Grantham Southern Quadrant (3,700 homes + employment); town centre St Peter's Hill improvement; Wharf Road mixed-use; Spitalgate Heath employment area; heritage lottery fund conservation
The Lincolnshire regional briefing covering Grantham and the wider region. Lincolnshire is England's second-largest county by area but its lowest-density commercial property market. The Stamford St Michael's Church 8.91% net initial yield print frames secondary retail clearing levels; Lincoln, Boston, Spalding and Grantham anchor a more evenly distributed market than any peer.
Part of the Commercial Property Briefing podcast series. Subscribe via the RSS feed.
105 commercial sales in Grantham across the last 60 months, sourced from HM Land Registry Price Paid Data. 10 records in the current sample are confidently sector-classified; the wider recent sample is shown as general commercial transaction evidence.
Kingscourt Nursing Home, Church Street, Grantham
Swallowfield House, 38, Hough Road, Frieston, Grantham
Tollemache Road South, Unity House, Spittlegate Level, Grantham
Beck Farm, The Barn, Low Fields, Fulbeck, Grantham
Elmer House, Finkin Street, Grantham
Gregory House, Harlaxton Road, Grantham
Orchard Barn, Sleaford Road, Wilsford, Grantham
Manor Farm Barn, Little Humby, Grantham
96, North Parade, Grantham
Unit 10, Withambrook Park Industrial Estate, Grantham
12, Launder Terrace, Grantham
12, Garage Belonging To, Launder Terrace, Grantham
34, St Peters Hill, Grantham
16, Chapel Hill, Ropsley, Grantham
Plots 75-95,213-227,228-239, Manthorpe Chase, Grantham
Jewson LTD, Wharf Road, Grantham
Beck Farm, Low Fields, Fulbeck, Grantham
31, Cornflower Road, Grantham
9, Timber Hill, Sewstern, Grantham
33, London Road, Grantham
Cherry Trees, South Heath Lane, Fulbeck, Grantham
81 - 83, London Road, Grantham
P A S (Grantham) LTD, Easton, Grantham
Rinteln, Main Street, Barrowby, Grantham
82, Kedleston Road, Grantham
18, Hawthorn Court, Grantham
14, Brook Street, Grantham
Fox Cottages, Aisby, Grantham
Skillington Quarry, Colsterworth, Grantham
Unit 4a, Isaac Newton Way, Grantham
Source: HM Land Registry Price Paid Data (Category B records). Sector classification is address-based and best-effort; unclassified records are shown as general commercial transactions and smaller sectors may include mixed-use or conversion deals.
Three core debt structures cover the majority of Grantham commercial property deals. Each carries a different lender panel, LTV ceiling and pricing band, match the structure to the asset and the timeline.
Founder & Principal Broker
With a career spanning Lloyds Bank, Bank of Scotland, and a partnership in a corporate finance business, Matt brings institutional-grade expertise to every deal in Grantham. Currently a board advisor to a pension administrator and trustee with £3.9bn of assets under advisory, Matt has raised over £300m of capital for property professionals across the UK.
View Full ProfileWhat makes Grantham fundable, where the development opportunity sits, which lenders are active, and the asset classes our team finances most often.
Grantham presents development opportunities linked to Grantham Southern Quadrant (3,700 homes + employment). Growing demand from the Manufacturing & Engineering sector is creating opportunities for purpose-built commercial space and conversion projects. Strong transport links enhance viability for mixed-use and residential-led schemes.
Good appetite for commercial.
Our team has deep experience arranging commercial mortgages, bridging loans, and development finance across Grantham and the wider Lincolnshire region, from commercial property purchases to development and refurbishment projects.
Commercial property news for Grantham will appear here once available. Check back soon for the latest market updates.
We provide commercial mortgages, bridging finance, and development finance throughout Lincolnshire.
Commercial mortgage services available across Grantham and surrounding areas. View larger map
Recent sales, planning movement and market signals for Grantham, drawn from HM Land Registry data and local authority planning registers.
HM Land Registry data shows 105 commercial property transactions in the Grantham area over the past 60 months, with a median sale price of £179k. Lender appetite tends to follow transaction evidence, so an active local market supports stronger valuations.
Source: HM Land Registry price paid data
HM Land Registry records the sale of Kingscourt Nursing Home, Church Street, Grantham for £775,000 in Q1 2026, one of 1 commercial transaction recorded in the Grantham area that quarter.
Source: HM Land Registry price paid data
Planning movement often signals upcoming finance demand. If you are buying, refinancing or developing in Grantham, see our guide to getting a commercial mortgage or talk to us about the local market.
The questions we answer most often on Grantham deals, covered in depth in our knowledge hub.
What lenders assess, who finds it easy, and how declined cases still get funded.
Deposit requirements by property type, acceptable sources, and ways to reduce yours.
The routes to 100% borrowing: additional security, strong trading businesses and equity.
High-street banks, challengers and specialists: who lends on what in Lincolnshire.
Leniency by lender category and product type, and what flexibility really costs.
Typical 2026 pricing by product, and what drives the rate you are offered.
Data-grounded answers about commercial property finance in Grantham, sourced from HM Land Registry transactions and our own deal flow.
HM Land Registry recorded 105 commercial property transactions in Grantham during the most recent reporting window. The median commercial sale price is £179,000, with the middle 50% of deals between £130,000 and £260,000. Source: HM Land Registry Price Paid Data (Category B records).
The median commercial sale price recorded by HM Land Registry in Grantham is £179,000. Smaller end deals (lower quartile) sit around £130,000, while larger transactions (upper quartile) reach £260,000 and above. These are the figures lenders will benchmark valuations against when assessing a commercial mortgage application in Grantham.
The most active commercial sectors in Grantham (by recorded transaction count) are: office (4 transactions), agri (3 transactions), carehome (1 transaction). Sector mix matters because lender appetite, LTV ceilings and rate pricing all vary by use class. Speak to our team for an indicative quote on the sector you are targeting.
Yes. We arrange commercial mortgages, commercial bridging finance and development finance for property in Grantham. Typical loan sizes range from £150,000 to £25m+, with LTVs up to 75% on standard commercial assets and up to 70% LTGDV on development. Whole-of-market access, including the high-street banks, challenger lenders and specialist commercial funders.
Call 07595 366094 or use the contact form to request a commercial mortgage quote in Grantham. We will review the asset, sector, deal structure and lender appetite specific to Grantham and come back with an indicative rate, LTV and term within 24 to 48 hours.