Grantham, LincolnshireLocal lender appetite and market data

Specialist Commercial Mortgage Broker in Grantham

CMB arranges commercial mortgages, bridging loans and development finance for property professionals across Grantham and Lincolnshire. Led by Matt Lenzie, ex-Lloyds Bank and Bank of Scotland, institutional-grade underwriting, direct lender access and decisions in 48 hours.

£300M+
Capital Raised
48hrs
Decision Time
100+
Lender Panel
£135
Avg Price/sq ft
6.2%
Average Yield
+14%
5yr Price Growth
+10.5%
5yr Rental Growth

Grantham commercial property delivers 6.2% average yield.

Grantham yields sit above the UK commercial average, supporting income-driven debt structures and SPV-led acquisitions.

Grantham commercial mortgage brokers, ex-bankers with direct lender access

CMB combines former Lloyds and Bank of Scotland underwriting experience with direct board-level relationships at the UK's leading commercial lenders.

Ex-Banking Background

Former Lloyds Bank and Bank of Scotland professionals who understand lender criteria inside-out

Board-Level Access

Direct relationships with lender decision-makers for faster approvals and better terms

£300M+ Track Record

Proven success arranging complex commercial property finance across the UK

Grantham commercial property market signals

The factors lenders weigh when assessing Grantham commercial mortgages, sector demand, transport connectivity and active regeneration programmes.

Historic market town on East Coast Main Line. Margaret Thatcher birthplace. Strong food sector.

, CMB Market Analysis

Key Industries

  • Manufacturing & Engineering
  • Agriculture & Food
  • Logistics
  • Professional Services
  • Retail

Transport Links

  • LNER to London King's Cross (65 mins)/Edinburgh
  • A1 trunk road (adjacent)
  • A52 to Nottingham (25 miles)
  • A607 to Melton Mowbray/Leicester

Regeneration

Grantham Southern Quadrant (3,700 homes + employment); town centre St Peter's Hill improvement; Wharf Road mixed-use; Spitalgate Heath employment area; heritage lottery fund conservation

Listen: Lincolnshire Q1 2026 commercial property briefing

The Lincolnshire regional briefing covering Grantham and the wider region. Lincolnshire is England's second-largest county by area but its lowest-density commercial property market. The Stamford St Michael's Church 8.91% net initial yield print frames secondary retail clearing levels; Lincoln, Boston, Spalding and Grantham anchor a more evenly distributed market than any peer.

Part of the Commercial Property Briefing podcast series. Subscribe via the RSS feed.

HMLR transaction evidence

Grantham commercial property transaction evidence

105 commercial sales in Grantham across the last 60 months, sourced from HM Land Registry Price Paid Data. 10 records in the current sample are confidently sector-classified; the wider recent sample is shown as general commercial transaction evidence.

Source sales
105
60-month window
Shown below
30
recent examples
Filter transaction evidence
All commercial transactions in Grantham
105transactions
Sample: showing 30 recent sales below
Care HomeQ1 2026

Kingscourt Nursing Home, Church Street, Grantham

Sale price
£775,000
OfficeQ4 2025

Swallowfield House, 38, Hough Road, Frieston, Grantham

Sale price
£750,000
OfficeQ4 2025

Tollemache Road South, Unity House, Spittlegate Level, Grantham

Sale price
£725,000
AgriculturalQ3 2025

Beck Farm, The Barn, Low Fields, Fulbeck, Grantham

Sale price
£875,000
OfficeQ3 2025

Elmer House, Finkin Street, Grantham

Sale price
£365,000
OfficeQ2 2025

Gregory House, Harlaxton Road, Grantham

Sale price
£453,000
AgriculturalQ1 2025

Orchard Barn, Sleaford Road, Wilsford, Grantham

Sale price
£550,000
AgriculturalQ1 2025

Manor Farm Barn, Little Humby, Grantham

Sale price
£515,000
RetailQ4 2024

96, North Parade, Grantham

Sale price
£170,000
IndustrialQ4 2024

Unit 10, Withambrook Park Industrial Estate, Grantham

Sale price
£395,000
CommercialQ4 2025

12, Launder Terrace, Grantham

Sale price
£195,000
CommercialQ4 2025

12, Garage Belonging To, Launder Terrace, Grantham

Sale price
£195,000
CommercialQ4 2025

34, St Peters Hill, Grantham

Sale price
£522,500
CommercialQ4 2025

16, Chapel Hill, Ropsley, Grantham

Sale price
£215,000
CommercialQ4 2025

Plots 75-95,213-227,228-239, Manthorpe Chase, Grantham

Sale price
£1,200,000
CommercialQ4 2025

Jewson LTD, Wharf Road, Grantham

Sale price
£1,100,001
CommercialQ3 2025

Beck Farm, Low Fields, Fulbeck, Grantham

Sale price
£400,000
CommercialQ3 2025

31, Cornflower Road, Grantham

Sale price
£67,300
CommercialQ3 2025

9, Timber Hill, Sewstern, Grantham

Sale price
£350,000
CommercialQ2 2025

33, London Road, Grantham

Sale price
£150,000
CommercialQ2 2025

Cherry Trees, South Heath Lane, Fulbeck, Grantham

Sale price
£625,000
CommercialQ2 2025

81 - 83, London Road, Grantham

Sale price
£130,000
CommercialQ2 2025

P A S (Grantham) LTD, Easton, Grantham

Sale price
£165,000
CommercialQ2 2025

Rinteln, Main Street, Barrowby, Grantham

Sale price
£400,000
CommercialQ1 2025

82, Kedleston Road, Grantham

Sale price
£195,000
CommercialQ1 2025

18, Hawthorn Court, Grantham

Sale price
£177,500
CommercialQ1 2025

14, Brook Street, Grantham

Sale price
£311,250
CommercialQ1 2025

Fox Cottages, Aisby, Grantham

Sale price
£470,000
CommercialQ1 2025

Skillington Quarry, Colsterworth, Grantham

Sale price
£2,240,000
CommercialQ1 2025

Unit 4a, Isaac Newton Way, Grantham

Sale price
£310,000

Source: HM Land Registry Price Paid Data (Category B records). Sector classification is address-based and best-effort; unclassified records are shown as general commercial transactions and smaller sectors may include mixed-use or conversion deals.

Grantham commercial mortgages, bridging loans and development finance

Three core debt structures cover the majority of Grantham commercial property deals. Each carries a different lender panel, LTV ceiling and pricing band, match the structure to the asset and the timeline.

Commercial Mortgages

Long-term financing for commercial and mixed-use property purchases, refinancing, and investment, tailored by experienced brokers who understand complex deal structures.

From £50,000Up to 75% LTV5-25 years

Commercial Remortgage

Refinance an existing commercial mortgage to lower your rate, switch lender, release equity or restructure the loan.

From £150,000Up to 75% LTV5-25 years (typical 5-year fixed reverting to variable)

Commercial Bridging Finance

Fast, flexible short-term finance for commercial property transactions, decisions in 48 hours, completion in days, and creative structuring for deals that mainstream lenders will not touch.

From £50,000Up to 75% LTV1-18 months

Development Finance

Specialist funding for ground-up construction, major refurbishment, and mixed-use development projects, structured with staged drawdowns aligned to your build programme.

From £150,000Up to 75% LTV6-24 months
ML

Matt Lenzie

Founder & Principal Broker

With a career spanning Lloyds Bank, Bank of Scotland, and a partnership in a corporate finance business, Matt brings institutional-grade expertise to every deal in Grantham. Currently a board advisor to a pension administrator and trustee with £3.9bn of assets under advisory, Matt has raised over £300m of capital for property professionals across the UK.

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Grantham commercial property investment fundamentals

What makes Grantham fundable, where the development opportunity sits, which lenders are active, and the asset classes our team finances most often.

Investment Highlights

  • Average commercial property yields of 6.2% across the local market
  • 14% property price growth over the past five years
  • 10.5% rental growth over five years supporting income returns
  • Strong occupier demand from Manufacturing & Engineering and Agriculture & Food sectors
  • Excellent transport connectivity including LNER to London King's Cross (65 mins)/Edinburgh
  • Active regeneration programmes driving future capital growth

Development Opportunities

Grantham presents development opportunities linked to Grantham Southern Quadrant (3,700 homes + employment). Growing demand from the Manufacturing & Engineering sector is creating opportunities for purpose-built commercial space and conversion projects. Strong transport links enhance viability for mixed-use and residential-led schemes.

Lender Appetite

Good appetite for commercial.

Property Types We Finance

Industrial/WarehouseDistribution CentresOffice SpaceServiced OfficesRetail UnitsHigh Street ShopsShopping Centres

Our team has deep experience arranging commercial mortgages, bridging loans, and development finance across Grantham and the wider Lincolnshire region, from commercial property purchases to development and refurbishment projects.

Need a commercial mortgage decision in Grantham?

Our team will review your asset, sector and structure against current Grantham lender appetite and come back with an indicative rate, LTV and term within 24–48 hours. No application until you're ready.

Latest Commercial Property News in Grantham

Commercial property news for Grantham will appear here once available. Check back soon for the latest market updates.

Also Serving Across Lincolnshire

We provide commercial mortgages, bridging finance, and development finance throughout Lincolnshire.

Commercial Mortgage Brokers Across the UK

Grantham Commercial Mortgage Calculator

Pre-populated with local market data

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Grantham Location

Commercial mortgage services available across Grantham and surrounding areas. View larger map

Grantham commercial mortgage FAQ

Data-grounded answers about commercial property finance in Grantham, sourced from HM Land Registry transactions and our own deal flow.

How active is the commercial property market in Grantham?

HM Land Registry recorded 105 commercial property transactions in Grantham during the most recent reporting window. The median commercial sale price is £179,000, with the middle 50% of deals between £130,000 and £260,000. Source: HM Land Registry Price Paid Data (Category B records).

What is the typical commercial property price in Grantham?

The median commercial sale price recorded by HM Land Registry in Grantham is £179,000. Smaller end deals (lower quartile) sit around £130,000, while larger transactions (upper quartile) reach £260,000 and above. These are the figures lenders will benchmark valuations against when assessing a commercial mortgage application in Grantham.

Which commercial property sectors are most active in Grantham?

The most active commercial sectors in Grantham (by recorded transaction count) are: office (4 transactions), agri (3 transactions), carehome (1 transaction). Sector mix matters because lender appetite, LTV ceilings and rate pricing all vary by use class — speak to our team for an indicative quote on the sector you are targeting.

Can I get a commercial mortgage on a property in Grantham?

Yes. We arrange commercial mortgages, commercial bridging finance and development finance for property in Grantham. Typical loan sizes range from £150,000 to £25m+, with LTVs up to 75% on standard commercial assets and up to 70% LTGDV on development. Whole-of-market access — including the high-street banks, challenger lenders and specialist commercial funders.

How do I get a commercial mortgage quote for a property in Grantham?

Call 07595 366094 or use the contact form to request a commercial mortgage quote in Grantham. We will review the asset, sector, deal structure and lender appetite specific to Grantham and come back with an indicative rate, LTV and term within 24–48 hours.

Ready to discuss your Grantham project?

Speak with our specialist team today and get a decision in principle within 48 hours.