Essex

Commercial Mortgages in Essex

Expert commercial mortgage brokers serving businesses and commercial property investors across Essex. Access competitive rates on commercial mortgages, development finance, and bridging loans in Chelmsford, Colchester, Southend-on-Sea, Basildon, Harlow, Brentwood, Clacton-on-Sea, Braintree, Grays, Witham, Maldon.

11
Cities Covered
1,233,995
Total Population
5.9%
Avg Yield (4.7-7.0%)
+15.2%
5yr Price Growth

Why Invest in Essex

Essex offers commercial property investors access to 11 distinct markets with a combined population of 1,233,995. Average commercial yields of 5.9% (ranging from 4.7% to 7.0%) and 15.2% five-year price growth demonstrate the region’s investment appeal. Key sectors driving occupier demand include Retail, Healthcare, Professional Services.

Key Industries in Essex

RetailHealthcareProfessional ServicesTechnologyManufacturingLogistics

Property Types We Finance

Office SpaceServiced OfficesRetail UnitsHigh Street ShopsShopping CentresData CentresMedical/Dental PracticesCare Homes

Transport & Connectivity

Chelmsford rail (Liverpool Street 35 mins)
A12 corridor
M25 access
Colchester rail stations
A120 to Stansted
C2C to Fenchurch Street
Southend Airport
A127 corridor
C2C rail
A127 and A13 corridors
Greater Anglia rail
M11 motorway
A414 corridor
Elizabeth Line to Liverpool Street (30 mins)
M25 Junction 28 (adjacent)
A12 to Chelmsford/Colchester
A128 to Basildon
Greater Anglia to London Liverpool Street (80 mins)
A133 to Colchester (15 miles)/A12
B1027 coast road to Frinton/Walton
Clacton Pier and seafront
A120/A131 roads
c2c to Fenchurch Street (28 mins)
M25 Junction 30/31 (adjacent)
A13 to London/Basildon
Tilbury Port and ferry terminal
Greater Anglia to Liverpool Street (45 mins)
A12 to Chelmsford (10 miles)/Colchester
B1389 to Maldon
A120 to Braintree (7 miles)
A414 to Chelmsford (9 miles)/A12
B1019 to Hatfield Peverel/A12
Maldon Hythe waterfront
No direct rail (nearest: Hatfield Peverel/Witham)

Essex Average Commercial Property Values

Property TypeRegional Average (£ psf)
Office (Grade A)£17 psf
Office (Grade B)£12 psf
Retail (Prime)£24 psf
Industrial (Prime)£6 psf

Regional averages across 11 locations. Q1 2026 estimates.

Highest Yielding Locations

Our Services Across Essex

178,800 pop.

Chelmsford

Chelmsford is the county town of Essex with excellent transport links to London and a thriving commercial property market. The city offers property finance opportunities across retail, office, and residential development sectors.

City CentreSpringfieldBroomfield
View Chelmsford Services
194,706 pop.

Colchester

Colchester is Britain's oldest recorded town with a growing university and diverse commercial property market. The town offers property finance opportunities with strong student demand and improving infrastructure.

Town CentreColchester NorthUniversity Quarter
View Colchester Services
183,100 pop.

Southend-on-Sea

Southend-on-Sea is a major Essex coastal city with university presence and diverse commercial property. The city offers property finance opportunities in hospitality, retail, and residential sectors.

Southend CentralWestcliffLeigh-on-Sea
View Southend-on-Sea Services
187,600 pop.

Basildon

Basildon is a major Essex new town with significant commercial and industrial property. The town offers property finance opportunities particularly in logistics and residential sectors.

Basildon Town CentreLaindonPitsea
View Basildon Services
86,594 pop.

Harlow

Harlow in Essex offers diverse commercial property opportunities for investors and developers. Our experienced team provides tailored property finance solutions including development finance, bridging loans, commercial mortgages, and HMO finance across all sectors.

Harlow Town CentreTemple FieldsPinnacles
View Harlow Services
79,443 pop.

Brentwood

Brentwood is an affluent Essex commuter town made famous by TOWIE but with a much deeper heritage as a medieval pilgrimage stop on the road from London to Canterbury. The town sits on the A12/M25 junction with fast Elizabeth Line connections to Liverpool Street, supporting premium residential values and a strong local retail and professional services market.

Brentwood Town CentreShenfieldIngatestone
View Brentwood Services
55,200 pop.

Clacton-on-Sea

Clacton-on-Sea is Essex's principal seaside resort with one of the longest pleasure piers in England and extensive sandy beaches. The town has faced typical seaside town challenges of seasonal dependency and deprivation, but offers some of the most affordable commercial property in the South East with strong yields for investors willing to look beyond the coastal tourism narrative.

Clacton Town CentreHolland-on-SeaJaywick
View Clacton-on-Sea Services
152,000 pop.

Braintree

Braintree in Essex offers diverse commercial property opportunities for investors and developers. Our experienced team provides tailored property finance solutions including development finance, bridging loans, commercial mortgages, and HMO finance across all sectors.

Braintree Town CentreFreeportSkyline 120
View Braintree Services
74,962 pop.

Grays

Grays is the administrative centre of Thurrock on the north bank of the Thames, adjacent to the Lakeside retail and leisure complex and the Tilbury container port. The town benefits from some of the most significant logistics and distribution infrastructure in the South East, and c2c rail services reach London Fenchurch Street in under 30 minutes.

Grays Town CentreChafford HundredSouth Stifford
View Grays Services
26,605 pop.

Witham

Witham is a growing North Essex town on the A12 corridor between Chelmsford and Colchester, with direct trains to Liverpool Street in 45 minutes. The town has expanded significantly with new housing and benefits from the Maltings Lane development area. Its position on the main road and rail arteries makes it attractive for commuter-led businesses and services.

Witham Town CentreMaltings LanePowers Hall End
View Witham Services
14,985 pop.

Maldon

Maldon is a historic Essex saltmarsh town at the head of the Blackwater Estuary, famous for Maldon Sea Salt (produced here since 1882) and the 991 Battle of Maldon against Viking raiders. The charming Hythe quay with its Thames sailing barges and the Promenade Park give the town a distinctive coastal character, supporting tourism and a premium independent retail market.

Maldon Town CentreMaldon QuayPromenade Park
View Maldon Services

Commercial Finance Solutions Available in Essex

We offer a complete range of commercial property finance solutions across all locations in Essex.

Need Commercial Property Finance in Essex?

Our local commercial mortgage experts understand the Essex commercial property market. Get competitive rates and fast decisions.