CMB arranges commercial mortgages, bridging loans and development finance for property professionals across Braintree and Essex. Led by Matt Lenzie, ex-Lloyds Bank and Bank of Scotland, institutional-grade underwriting, direct lender access and decisions in 48 hours.
Braintree commercial property delivers 6.8% average yield.
Braintree yields sit above the UK commercial average, supporting income-driven debt structures and SPV-led acquisitions.
CMB combines former Lloyds and Bank of Scotland underwriting experience with direct board-level relationships at the UK's leading commercial lenders.
Former Lloyds Bank and Bank of Scotland professionals who understand lender criteria inside-out
Direct relationships with lender decision-makers for faster approvals and better terms
Proven success arranging complex commercial property finance across the UK
The factors lenders weigh when assessing Braintree commercial mortgages, sector demand, transport connectivity and active regeneration programmes.
“Market town with Freeport outlet centre drawing visitors. Strong manufacturing heritage. Growing business park offer.”
, CMB Market Analysis
Town centre improvements; Skyline 120 business park; outlet centre expansion
The Essex regional briefing covering Braintree and the wider region. A Q2 2026 commercial property briefing on Essex, the largest commercial market in the East of England, anchored by Stansted Airport and the Harlow life-sciences spine, the DP World London Gateway logistics belt in the south, the A12 commuter corridor through Brentwood, Chelmsford and Colchester, and the Southend-on-Sea coastal economy. We walk through transaction volumes across the eleven principal towns, the five Acuitus auction lots that have surfaced over the rolling window, and where lender appetite sits today.
Part of the Commercial Property Briefing podcast series. Subscribe via the RSS feed.
136 commercial sales in Braintree across the last 60 months, sourced from HM Land Registry Price Paid Data. 25 records in the current sample are confidently sector-classified; the wider recent sample is shown as general commercial transaction evidence.
Bures Delivery Office, 28, Colchester Road, Bures
82, High Street, Halstead
The Manor House, Little Square, Braintree
Cust Hall Barn, Gainsford End Road, Toppesfield, Halstead
63, High Street, Halstead
Plot B52, Brooks Farm, Tumblers Green, Braintree
Saunders House, 20, Manor Street, Braintree
The Coach House, School Green, Blackmore End, Braintree
The Manor House, 3, Elsham Drive, Great Notley, Braintree
Sixth Avenue Business Park, Unit 4, Sixth Avenue, Bluebridge Industrial Estate, Halstead
Sixth Avenue Business Park, Unit 2, Sixth Avenue, Bluebridge Industrial Estate, Halstead
Braintree Mews Care Home, Church Lane, Braintree
Plot B35, Brooks Farm, Tumblers Green, Braintree
Plot B30, Brooks Farm, Tumblers Green, Braintree
Sixth Avenue Business Park, Unit 13, Sixth Avenue, Bluebridge Industrial Estate, Halstead
45b, High Street, Braintree
55, High Street, Braintree
Howe House, Hickbush, Great Henny, Sudbury
Magnolia House, Pebmarsh, Halstead
The Post Office Stores, High Street, Great Yeldham, Halstead
Plot C34, Brooks Farm, Tumblers Green, Braintree
74, High Street, Halstead
The Hatchery House, School Road, Rayne, Braintree
Plot B69, Brooks Farm, Tumblers Green, Braintree
Plot A11, Brooks Farm, Tumblers Green, Braintree
40, Rayne Road, Braintree
12, Springwood Drive, Braintree
13, Springwood Drive, Braintree
John Pease Motor Group, Manor Street, Braintree
Plots 5 To 8, Horizon Boulevard, Great Notley, Braintree
Source: HM Land Registry Price Paid Data (Category B records). Sector classification is address-based and best-effort; unclassified records are shown as general commercial transactions and smaller sectors may include mixed-use or conversion deals.
Three core debt structures cover the majority of Braintree commercial property deals. Each carries a different lender panel, LTV ceiling and pricing band, match the structure to the asset and the timeline.
Founder & Principal Broker
With a career spanning Lloyds Bank, Bank of Scotland, and a partnership in a corporate finance business, Matt brings institutional-grade expertise to every deal in Braintree. Currently a board advisor to a pension administrator and trustee with £3.9bn of assets under advisory, Matt has raised over £300m of capital for property professionals across the UK.
View Full ProfileWhat makes Braintree fundable, where the development opportunity sits, which lenders are active, and the asset classes our team finances most often.
Braintree presents development opportunities linked to Town centre improvements. Growing demand from the Manufacturing sector is creating opportunities for purpose-built commercial space and conversion projects. Strong transport links enhance viability for mixed-use and residential-led schemes.
Standard appetite for established property types.
Our team has deep experience arranging commercial mortgages, bridging loans, and development finance across Braintree and the wider Essex region, from industrial unit purchases to retail unit purchases.
Commercial property news for Braintree will appear here once available. Check back soon for the latest market updates.
We provide commercial mortgages, bridging finance, and development finance throughout Essex.
Commercial mortgage services available across Braintree and surrounding areas. View larger map
Data-grounded answers about commercial property finance in Braintree, sourced from HM Land Registry transactions and our own deal flow.
HM Land Registry recorded 136 commercial property transactions in Braintree during the most recent reporting window. The median commercial sale price is £282,500, with the middle 50% of deals between £180,310 and £420,000. Source: HM Land Registry Price Paid Data (Category B records).
The median commercial sale price recorded by HM Land Registry in Braintree is £282,500. Smaller end deals (lower quartile) sit around £180,310, while larger transactions (upper quartile) reach £420,000 and above. These are the figures lenders will benchmark valuations against when assessing a commercial mortgage application in Braintree.
The most active commercial sectors in Braintree (by recorded transaction count) are: office (12 transactions), land (6 transactions), retail (5 transactions). Sector mix matters because lender appetite, LTV ceilings and rate pricing all vary by use class — speak to our team for an indicative quote on the sector you are targeting.
Yes. We arrange commercial mortgages, commercial bridging finance and development finance for property in Braintree. Typical loan sizes range from £150,000 to £25m+, with LTVs up to 75% on standard commercial assets and up to 70% LTGDV on development. Whole-of-market access — including the high-street banks, challenger lenders and specialist commercial funders.
Call 07595 366094 or use the contact form to request a commercial mortgage quote in Braintree. We will review the asset, sector, deal structure and lender appetite specific to Braintree and come back with an indicative rate, LTV and term within 24–48 hours.