Grays, Essex

Commercial Mortgages in Grays

Led by Matt Lenzie, ex-Lloyds Bank and Bank of Scotland, we arrange commercial mortgages, bridging finance, and development finance for property professionals across Grays and Essex.

£300M+
Capital Raised
48hrs
Decision Time
100+
Lender Panel
£195
Avg Price/sq ft
6.2%
Average Yield
+16.5%
5yr Price Growth
+12.8%
5yr Rental Growth

Investment Hotspot

6.2% average yield

Grays stands out with above-average yields of 6.2%, making it one of the UK's most attractive commercial property markets for investors.

Why Choose CMB in Grays

Direct relationships with executives and board members of the UK's leading lenders

Ex-Banking Background

Former Lloyds Bank and Bank of Scotland professionals who understand lender criteria inside-out

Board-Level Access

Direct relationships with lender decision-makers for faster approvals and better terms

£300M+ Track Record

Proven success arranging complex commercial property finance across the UK

Areas we cover:Grays Town CentreChafford HundredSouth StiffordTilburyWest Thurrock

Grays Local Market Intelligence

Strategic Thames Gateway location. Port of Tilbury and major logistics operators. Lakeside retail park nearby.

— CMB Market Analysis

Key Industries

  • Logistics & Distribution (Tilbury)
  • Retail (Lakeside)
  • Port Operations
  • Manufacturing
  • Professional Services

Transport Links

  • c2c to Fenchurch Street (28 mins)
  • M25 Junction 30/31 (adjacent)
  • A13 to London/Basildon
  • Tilbury Port and ferry terminal

Regeneration

Grays town centre regeneration; South Grays housing; Thurrock Thameside regeneration; London Gateway Port (adjacent); Lakeside/West Thurrock mixed-use intensification; Purfleet-on-Thames

Grays Commercial Property Market Data

Commercial Property Values in Grays

Property TypePrime / Grade ASecondaryMarket Range
Office£15 psf£7 psf£7 - £15 psf
Retail / Shop£30 psf£18 psf£18 - £30 psf
Industrial£7 psf£6 psf£6 - £7 psf
Warehouse / Logistics£6 psf£8 psf£6 - £8 psf

Market estimates based on Q1 2026 regional benchmarking data. For accurate valuations, contact us for a detailed assessment.

Investment Yields in Grays

Indicative gross yields. Actual returns depend on property condition, lease terms, and tenant covenant strength.

Grays Market Trends

Office Vacancy
Rising
Industrial Demand
Strong
Retail Footfall
Stable
Residential Investment
Weak
Dominant sector:Industrial & Logistics

Investor appetite for Grays commercial property remains steady, with industrial & logistics assets attracting the most interest.

Recent Commercial Property Transactions in Grays

Representative transactions reflecting current market activity. Prices are guide values based on comparable evidence.

OfficeQ4 2025

Grade A office suite, Grays Town Centre

13,880 sq ft
£158,000 - £175,000
£12 psf7.4% yield
RetailQ1 2026

Corner retail unit with display frontage, Chafford Hundred

3,056 sq ft
£78,000 - £87,000
£27 psf6.6% yield
IndustrialQ4 2025

Industrial workshop with office, West Thurrock

13,520 sq ft
£90,000 - £99,000
£7 psf6.4% yield
WarehouseQ3 2025

Cold storage warehouse unit

76,440 sq ft
£508,000 - £562,000
£7 psf6.2% yield
Residential BlockQ4 2025

19-unit purpose-built apartment block, Tilbury

19 units
£2,330,000 - £2,575,000
8.2% yield
Mixed-UseQ1 2026

Mixed-use building with commercial ground floor and residential above, South Stifford

1,968 sq ft
£320,000 - £353,000
£171 psf7.8% yield

Market estimates based on Q1 2026 regional benchmarking. For accurate valuations, contact us.

Our Services in Grays

Commercial Mortgages

Long-term financing for commercial and mixed-use property purchases, refinancing, and investment — tailored by experienced brokers who understand complex deal structures.

From £50,000Up to 75% LTV5-25 years

Commercial Bridging Finance

Fast, flexible short-term finance for commercial property transactions — decisions in 48 hours, completion in days, and creative structuring for deals that mainstream lenders will not touch.

From £50,000Up to 75% LTV1-18 months

Development Finance

Specialist funding for ground-up construction, major refurbishment, and mixed-use development projects — structured with staged drawdowns aligned to your build programme.

From £150,000Up to 75% LTV6-24 months
ML

Matt Lenzie

Founder & Principal Broker

With a career spanning Lloyds Bank, Bank of Scotland, and a partnership in a corporate finance business, Matt brings institutional-grade expertise to every deal in Grays. Currently a board advisor to a pension administrator and trustee with £3.9bn of assets under advisory, Matt has raised over £300m of capital for property professionals across the UK.

View Full Profile

Why Grays for Commercial Property Investment

Investment Highlights

  • Average commercial property yields of 6.2% across the local market
  • 16.5% property price growth over the past five years
  • 12.8% rental growth over five years supporting income returns
  • Strong occupier demand from Logistics & Distribution (Tilbury) and Retail (Lakeside) sectors
  • Excellent transport connectivity including c2c to Fenchurch Street (28 mins)
  • Active regeneration programmes driving future capital growth

Development Opportunities

Grays presents development opportunities linked to Grays town centre regeneration. Growing demand from the Logistics & Distribution (Tilbury) sector is creating opportunities for purpose-built commercial space and conversion projects. Strong transport links enhance viability for mixed-use and residential-led schemes.

Lender Appetite

Strong appetite for logistics. Town centre requires regeneration track record.

Property Types We Finance

Industrial UnitsFactory SpaceOffice SpaceServiced Offices

Our team has deep experience arranging commercial mortgages, bridging loans, and development finance across Grays and the wider Essex region, from commercial property purchases to development and refurbishment projects.

Why Invest in Grays

Grays is the administrative centre of Thurrock on the north bank of the Thames, adjacent to the Lakeside retail and leisure complex and the Tilbury container port. The commercial property market benefits from strong demand across Logistics & Distribution (Tilbury), Retail (Lakeside), Port Operations sectors, creating diverse occupier interest and reducing single-sector risk. With average yields of 6.2% and 16.5% price growth over five years, Grays offers compelling returns for commercial property investors. Excellent connectivity via c2c to Fenchurch Street (28 mins) supports tenant demand and underpins long-term property values. Ongoing regeneration activity, including Grays town centre regeneration, further enhances the investment outlook and signals sustained public and private sector confidence.

Local Market Challenges

The Grays market requires realistic expectations around liquidity and exit timelines for commercial assets. Secondary location pricing can be volatile, and investors benefit from strong local knowledge and established lender relationships.

Notable Developments

Grays's commercial property landscape has been shaped by Grays town centre regeneration. Growth in the Logistics & Distribution (Tilbury) sector has driven notable investment activity, with occupier demand supporting new development and refurbishment projects across the area.

Planning Context

Grays falls under Essex planning authority, where the adopted local plan supports commercial development and economic growth. Planning decisions reflect a balance between heritage conservation and enabling new investment, with CIL charges and Section 106 contributions applying to larger schemes.

Latest Commercial Property News in Grays

Commercial property news for Grays will appear here once available. Check back soon for the latest market updates.

Grays Commercial Mortgage Calculator

Pre-populated with local market data

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Interest-only estimate. Actual terms subject to lender assessment.

Grays Location

Commercial mortgage services available across Grays and surrounding areas. View larger map

Grays Commercial Property FAQ

What is the average office rent per square foot in Grays?

Office rents in Grays range from approximately £7 per square foot for secondary space up to £15 per square foot for Grade A accommodation. Grade B office space, which represents the bulk of the market, typically commands around £11 per square foot. These figures are based on Q1 2026 regional market benchmarking.

What yields can investors expect from commercial property in Grays?

Investment yields in Grays vary by property type and grade. Current indicative yields are: offices at 7.41%-7.68%, retail at 6.48%-9.18%, industrial at 6.32%-8.39%, residential single-let at 7.99%. Prime yields are typically lower, reflecting stronger covenant strength and location quality. Contact us for a detailed yield analysis for your target property type.

What types of commercial property are available in Grays?

Grays's commercial property market includes offices, retail units, industrial premises, warehouses and logistics units, residential investment blocks. We arrange finance across all commercial property types, from standard office and retail purchases to specialist assets requiring tailored lending solutions.

How much does a residential investment block cost in Grays?

Residential investment blocks in Grays typically trade at around £138,100 per unit, or approximately £242 per square foot. Blocks of 4-24 units are the most common size bracket for private investors. Yields for single-let apartments average 7.99%. We can arrange commercial mortgages for blocks of 4+ units through specialist BTL lenders.

Ready to discuss your Grays project?

Speak with our specialist team today and get a decision in principle within 48 hours.