Led by Matt Lenzie, ex-Lloyds Bank and Bank of Scotland, we arrange commercial mortgages, bridging finance, and development finance for property professionals across Chelmsford and Essex.
Direct relationships with executives and board members of the UK's leading lenders
Former Lloyds Bank and Bank of Scotland professionals who understand lender criteria inside-out
Direct relationships with lender decision-makers for faster approvals and better terms
Proven success arranging complex commercial property finance across the UK
“Strong commuter town with city status. Office market benefits from London exodus. Retail performing well for cathedral city.”
— CMB Market Analysis
Army & Navy junction; Bond Street regeneration; city centre enhancement
| Property Type | Prime / Grade A | Secondary | Market Range |
|---|---|---|---|
| Office | £20 psf | £8 psf | £8 - £20 psf |
| Retail / Shop | £18 psf | £14 psf | £14 - £18 psf |
| Industrial | £7 psf | £5 psf | £5 - £7 psf |
Market estimates based on Q1 2026 regional benchmarking data. For accurate valuations, contact us for a detailed assessment.
Indicative gross yields. Actual returns depend on property condition, lease terms, and tenant covenant strength.
Investor appetite for Chelmsford commercial property remains strong, with office & professional services assets attracting the most interest.
Representative transactions reflecting current market activity. Prices are guide values based on comparable evidence.
Open-plan office suite with parking, Writtle
Retail premises with storage, town centre
Self-contained industrial premises, City Centre
Retail unit with 2 flats above, Broomfield
67-bed care home, recently refurbished, Writtle
Former commercial premises with PP for conversion, City Centre
Buy-to-let residential portfolio, 15 units, Great Baddow
Market estimates based on Q1 2026 regional benchmarking. For accurate valuations, contact us.
Founder & Principal Broker
With a career spanning Lloyds Bank, Bank of Scotland, and a partnership in a corporate finance business, Matt brings institutional-grade expertise to every deal in Chelmsford. Currently a board advisor to a pension administrator and trustee with £3.9bn of assets under advisory, Matt has raised over £300m of capital for property professionals across the UK.
View Full ProfileChelmsford presents development opportunities linked to Army & Navy junction. Growing demand from the Professional Services sector is creating opportunities for purpose-built commercial space and conversion projects. Strong transport links enhance viability for mixed-use and residential-led schemes.
Strong appetite across sectors. Premium Essex location recognised.
Our team has deep experience arranging commercial mortgages, bridging loans, and development finance across Chelmsford and the wider Essex region, from professional office relocations to retail unit purchases.
Chelmsford is the county town of Essex with excellent transport links to London and a thriving commercial property market. The commercial property market benefits from strong demand across Professional Services, Retail, Technology sectors, creating diverse occupier interest and reducing single-sector risk. With average yields of 5.8% and 16.5% price growth over five years, Chelmsford offers compelling returns for commercial property investors. Excellent connectivity via Chelmsford rail (Liverpool Street 35 mins) supports tenant demand and underpins long-term property values. Ongoing regeneration activity, including Army & Navy junction, further enhances the investment outlook and signals sustained public and private sector confidence.
Competition for quality commercial stock in Chelmsford has increased as investor demand spreads beyond core cities. Understanding local planning policies and Section 106 requirements is essential for development-led strategies.
Chelmsford's commercial property landscape has been shaped by Army & Navy junction. Growth in the Professional Services sector has driven notable investment activity, with occupier demand supporting new development and refurbishment projects across the area.
The local planning authority for Chelmsford operates within Essex, with policies that support sustainable commercial development and town centre vitality. The local plan identifies key development sites and employment areas, and the council has demonstrated a pragmatic approach to commercial property applications.
Commercial property news for Chelmsford will appear here once available. Check back soon for the latest market updates.
We provide commercial mortgages, bridging finance, and development finance throughout Essex.
Commercial mortgage services available across Chelmsford and surrounding areas. View larger map
Office rents in Chelmsford range from approximately £8 per square foot for secondary space up to £20 per square foot for Grade A accommodation. Grade B office space, which represents the bulk of the market, typically commands around £13 per square foot. These figures are based on Q1 2026 regional market benchmarking.
Investment yields in Chelmsford vary by property type and grade. Current indicative yields are: offices at 6.52%-7.53%, retail at 6.75%-9.69%, industrial at 6.69%-7.28%, residential single-let at 7.44%. Prime yields are typically lower, reflecting stronger covenant strength and location quality. Contact us for a detailed yield analysis for your target property type.
Chelmsford's commercial property market includes offices, retail units, industrial premises, residential investment blocks, care homes. We arrange finance across all commercial property types, from standard office and retail purchases to specialist assets requiring tailored lending solutions.
Residential investment blocks in Chelmsford typically trade at around £119,200 per unit, or approximately £275 per square foot. Blocks of 4-24 units are the most common size bracket for private investors. Yields for single-let apartments average 7.44%. We can arrange commercial mortgages for blocks of 4+ units through specialist BTL lenders.
Care homes in Chelmsford typically trade at around £64,100 per registered bed. A typical 51-bed home would therefore be valued between £1.3m and £3.8m. Care home financing is specialist in nature and we work with lenders who understand the operational and regulatory requirements of the sector.