Led by Matt Lenzie, ex-Lloyds Bank and Bank of Scotland, we arrange commercial mortgages, bridging finance, and development finance for property professionals across Harlow and Essex.
Direct relationships with executives and board members of the UK's leading lenders
Former Lloyds Bank and Bank of Scotland professionals who understand lender criteria inside-out
Direct relationships with lender decision-makers for faster approvals and better terms
Proven success arranging complex commercial property finance across the UK
“Major life sciences and tech hub with GSK presence. Enterprise Zone attracting investment. Gilston development creating growth corridor.”
— CMB Market Analysis
Harlow Enterprise Zone; Gilston Garden Town; town centre improvements
| Property Type | Prime / Grade A | Secondary | Market Range |
|---|---|---|---|
| Office | £21 psf | £10 psf | £10 - £21 psf |
| Retail / Shop | £20 psf | £15 psf | £15 - £20 psf |
| Industrial | £7 psf | £6 psf | £6 - £7 psf |
Market estimates based on Q1 2026 regional benchmarking data. For accurate valuations, contact us for a detailed assessment.
Indicative gross yields. Actual returns depend on property condition, lease terms, and tenant covenant strength.
Investor appetite for Harlow commercial property remains strong, with industrial & logistics assets attracting the most interest.
Representative transactions reflecting current market activity. Prices are guide values based on comparable evidence.
Serviced office premises, town centre
High street retail unit, Pinnacles
Modern industrial unit, trade estate
Former commercial premises with PP for conversion, Harlow Town Centre
Retail unit with 2 flats above, Harlow Town Centre
20-unit converted residential building, Potter Street
77-bed residential care facility, Pinnacles
Market estimates based on Q1 2026 regional benchmarking. For accurate valuations, contact us.
Founder & Principal Broker
With a career spanning Lloyds Bank, Bank of Scotland, and a partnership in a corporate finance business, Matt brings institutional-grade expertise to every deal in Harlow. Currently a board advisor to a pension administrator and trustee with £3.9bn of assets under advisory, Matt has raised over £300m of capital for property professionals across the UK.
View Full ProfileHarlow presents development opportunities linked to Harlow Enterprise Zone. Growing demand from the Technology sector is creating opportunities for purpose-built commercial space and conversion projects. Strong transport links enhance viability for mixed-use and residential-led schemes.
Good appetite for tech and pharma-linked properties. Development finance active.
Our team has deep experience arranging commercial mortgages, bridging loans, and development finance across Harlow and the wider Essex region, from tech workspace conversions to laboratory and research space.
Harlow in Essex offers diverse commercial property opportunities for investors and developers. The commercial property market benefits from strong demand across Technology, Pharmaceuticals, Manufacturing sectors, creating diverse occupier interest and reducing single-sector risk. With average yields of 4.8% and 8.9% price growth over five years, Harlow offers compelling returns for commercial property investors. Excellent connectivity via Greater Anglia rail supports tenant demand and underpins long-term property values. Ongoing regeneration activity, including Harlow Enterprise Zone, further enhances the investment outlook and signals sustained public and private sector confidence.
Limited stock of institutional-grade commercial property in Harlow means investors often need to consider value-add strategies. Planning timelines and local authority capacity can extend development schedules beyond initial expectations.
Harlow's commercial property landscape has been shaped by Harlow Enterprise Zone. Growth in the Technology sector has driven notable investment activity, with occupier demand supporting new development and refurbishment projects across the area.
Planning applications in Harlow are managed by Essex council, which has adopted a pro-growth stance supporting commercial and mixed-use development. Local plan policies favour brownfield regeneration and town centre investment, with a streamlined approach to permitted development rights for office-to-residential conversions.
Commercial property news for Harlow will appear here once available. Check back soon for the latest market updates.
We provide commercial mortgages, bridging finance, and development finance throughout Essex.
Commercial mortgage services available across Harlow and surrounding areas. View larger map
Office rents in Harlow range from approximately £10 per square foot for secondary space up to £21 per square foot for Grade A accommodation. Grade B office space, which represents the bulk of the market, typically commands around £15 per square foot. These figures are based on Q1 2026 regional market benchmarking.
Investment yields in Harlow vary by property type and grade. Current indicative yields are: offices at 6.15%-8.67%, retail at 6.53%-10.84%, industrial at 6.5%-8.98%, residential single-let at 6.75%. Prime yields are typically lower, reflecting stronger covenant strength and location quality. Contact us for a detailed yield analysis for your target property type.
Harlow's commercial property market includes offices, retail units, industrial premises, residential investment blocks, care homes. We arrange finance across all commercial property types, from standard office and retail purchases to specialist assets requiring tailored lending solutions.
Residential investment blocks in Harlow typically trade at around £143,400 per unit, or approximately £147 per square foot. Blocks of 4-24 units are the most common size bracket for private investors. Yields for single-let apartments average 6.75%. We can arrange commercial mortgages for blocks of 4+ units through specialist BTL lenders.
Care homes in Harlow typically trade at around £56,840 per registered bed. A typical 59-bed home would therefore be valued between £1.1m and £3.4m. Care home financing is specialist in nature and we work with lenders who understand the operational and regulatory requirements of the sector.