North Yorkshire

Commercial Mortgages in North Yorkshire

Expert commercial mortgage brokers serving businesses and commercial property investors across North Yorkshire. Access competitive rates on commercial mortgages, development finance, and bridging loans in York, Harrogate, Scarborough, Skipton, Northallerton, Ripon, Whitby, Selby, Knaresborough.

9
Cities Covered
438,090
Total Population
5.4%
Avg Yield (4.8-6.2%)
+14.5%
5yr Price Growth

Why Invest in North Yorkshire

North Yorkshire offers commercial property investors access to 9 distinct markets with a combined population of 438,090. Average commercial yields of 5.4% (ranging from 4.8% to 6.2%) and 14.5% five-year price growth demonstrate the region’s investment appeal. Key sectors driving occupier demand include Healthcare, Professional Services, Independent Retail. Major centres including York provide tier-one investment opportunities.

Key Industries in North Yorkshire

HealthcareProfessional ServicesIndependent RetailRetailTourism & HeritageAgriculture

Property Types We Finance

HotelsLeisure PropertiesHoliday LetsMedical/Dental PracticesCare HomesOffice SpaceServiced OfficesRetail Units

Transport & Connectivity

York Station (major hub)
A1(M) motorway
Northern/LNER to York (30 mins)/Leeds (35 mins)/London
A1(M) via A59 (10 miles)
A61 to Leeds/Ripon
A59 to York/Skipton
TransPennine Express to York (50 mins)/Manchester
A64 to York (40 miles)/M1
A170 to Thirsk/A19
Scarborough Harbour
Northern/Airedale line to Leeds (40 mins)/Bradford
A65 to Kendal/Lake District
A59 to Harrogate/York
Leeds-Liverpool Canal
LNER/TransPennine to York (25 mins)/Darlington (15 mins)
A1(M) Junction 49/50 (4 miles)
A167 to Darlington/Thirsk
A684 to Wensleydale
A1(M) Junction 48 (2 miles)
A61 to Harrogate (12 miles)/Leeds
B6265 to Pateley Bridge/Dales
No direct rail (nearest: Harrogate/Thirsk)
Northern Trains to Middlesbrough (90 mins) via Esk Valley
A171 to Scarborough (20 miles)/Middlesbrough
A169 to Pickering/A64
Whitby Harbour and marina
Northern/TransPennine to York (15 mins)/Leeds (25 mins)/Hull
A63 to M62/M1 (12 miles)
A19 to York/Doncaster
A1041 to Snaith
Northern Trains to York (20 mins)/Leeds (35 mins)
A59 to Harrogate (3 miles)/York
A6055 to Boroughbridge/A1(M)
River Nidd navigation

North Yorkshire Average Commercial Property Values

Property TypeRegional Average (£ psf)
Office (Grade A)£13 psf
Office (Grade B)£8 psf
Retail (Prime)£17 psf
Industrial (Prime)£5 psf

Regional averages across 9 locations. Q1 2026 estimates.

Highest Yielding Locations

Our Services Across North Yorkshire

210,618 pop.

York

York is a historic walled city with exceptional heritage, two universities, and strong visitor economy. The city offers premium property finance opportunities.

City CentreYork CentralClifton
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75,070 pop.

Harrogate

Harrogate is one of England's most elegant spa towns, consistently ranked among the happiest places to live in the UK. The town's Victorian spa heritage, the Stray (200 acres of open parkland in the town centre), the RHS Harlow Carr gardens, and the Great Yorkshire Show create a premium commercial environment. The Harrogate Convention Centre drives a significant conference economy.

Town CentreStarbeckKnaresborough
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61,749 pop.

Scarborough

Scarborough is Yorkshire's premier seaside resort, a town with two magnificent bays divided by a dramatic castle headland. The town combines traditional seaside attractions with a growing creative economy at Woodend creative workspace and the Stephen Joseph Theatre (home of Alan Ayckbourn's premieres). The South Bay and harbour, North Bay with its Peasholm Park, and the Spa create diverse visitor draws.

Scarborough Town CentreSouth BayNorth Bay
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15,049 pop.

Skipton

Skipton is the 'Gateway to the Dales' and one of the most attractive market towns in northern England, dominated by its remarkably complete medieval castle and a four-times-weekly market on the broad High Street. The town serves as the principal commercial centre for Craven district and attracts visitors year-round for its canal basin, independent shops, and access to the Yorkshire Dales National Park.

Skipton Town CentreSkipton CastleHigh Street
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15,517 pop.

Northallerton

Northallerton is the county town of North Yorkshire and the administrative base for the former North Yorkshire County Council. The town has one of the widest high streets in England, a thriving twice-weekly market, and a growing reputation for independent shopping. Its East Coast Main Line station provides good connectivity, though it is served by fewer stopping trains than larger neighbours.

Northallerton Town CentreCounty HallRomanby
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16,702 pop.

Ripon

Ripon is England's third-smallest city, famous for its cathedral (one of the oldest in England), the Hornblower ceremony performed every night since AD 886, and Studley Royal Water Garden (UNESCO World Heritage Site). The city has a charming market place and serves as a gateway to the Yorkshire Dales, with Fountains Abbey nearby drawing significant visitor numbers.

Ripon Town CentreRipon CathedralFountains Abbey
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13,213 pop.

Whitby

Whitby is one of England's most atmospheric coastal towns, its harbour, abbey ruins, and 199 steps inspiring Bram Stoker's Dracula and a thriving goth subculture alongside traditional fishing and seaside tourism. Captain Cook set sail from here, and the town's jet jewellery heritage and annual Goth Weekends create a unique cultural identity. Fish and chips from the Magpie Cafe is a national institution.

Whitby Town CentreWhitby AbbeyWest Cliff
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14,731 pop.

Selby

Selby is a historic market town on the River Ouse south of York, with a magnificent abbey that rivals many cathedrals in grandeur. The town is positioned for growth as a key centre in the York-Leeds corridor, and the Olympia Park development area is delivering significant new housing. The former Selby Coalfield area now supports a diversified economy of manufacturing and logistics.

Selby Town CentreSelby AbbeyBarlby
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15,441 pop.

Knaresborough

Knaresborough is a dramatic hilltop town overlooking the River Nidd gorge, with a ruined castle, an ancient viaduct, and the famous Mother Shipton's Cave (England's oldest tourist attraction). The town has a strong visitor economy and characterful independent retail scene, functioning as a smaller, more intimate alternative to neighbouring Harrogate.

Knaresborough Town CentreKnaresborough CastleNidd Gorge
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Commercial Finance Solutions Available in North Yorkshire

We offer a complete range of commercial property finance solutions across all locations in North Yorkshire.

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