Northallerton, North YorkshireLocal lender appetite and market data

Specialist Commercial Mortgage Broker in Northallerton

CMB arranges commercial mortgages, bridging loans and development finance for property professionals across Northallerton and North Yorkshire. Led by Matt Lenzie, ex-Lloyds Bank and Bank of Scotland, institutional-grade underwriting, direct lender access and decisions in 48 hours.

£300M+
Capital Raised
48hrs
Decision Time
100+
Lender Panel
£175
Avg Price/sq ft
5.4%
Average Yield
+12.8%
5yr Price Growth
+9.2%
5yr Rental Growth

Northallerton commercial mortgage brokers, ex-bankers with direct lender access

CMB combines former Lloyds and Bank of Scotland underwriting experience with direct board-level relationships at the UK's leading commercial lenders.

Ex-Banking Background

Former Lloyds Bank and Bank of Scotland professionals who understand lender criteria inside-out

Board-Level Access

Direct relationships with lender decision-makers for faster approvals and better terms

£300M+ Track Record

Proven success arranging complex commercial property finance across the UK

Northallerton commercial property market signals

The factors lenders weigh when assessing Northallerton commercial mortgages, sector demand, transport connectivity and active regeneration programmes.

North Yorkshire county town. Strong agricultural services. Affordable commuter alternative.

, CMB Market Analysis

Key Industries

  • Public Administration
  • Agriculture & Livestock
  • Professional Services
  • Retail
  • Healthcare

Transport Links

  • LNER/TransPennine to York (25 mins)/Darlington (15 mins)
  • A1(M) Junction 49/50 (4 miles)
  • A167 to Darlington/Thirsk
  • A684 to Wensleydale

Regeneration

Northallerton town centre improvement scheme; Treadmills mixed-use (former prison site); Romanby housing expansion; Northallerton Sports Village; county council estate review; A684 Bedale bypass

Listen: North Yorkshire Q1 2026 commercial property briefing

The North Yorkshire regional briefing covering Northallerton and the wider region. A Q2 2026 commercial property briefing on North Yorkshire, England's largest historic county by area and the most landscape-constrained commercial property market in the north. We walk through York's Tier 1 anchor position, the Harrogate spa-town retail prints, the Scarborough coastal mixed-use clearing yield, and the Selby convenience-supermarket eleven-percent print, all framed by the Yorkshire Dales, North York Moors and Howardian Hills planning friction that defines the county.

Part of the Commercial Property Briefing podcast series. Subscribe via the RSS feed.

HMLR transaction evidence

Northallerton commercial property transaction evidence

57 commercial sales in Northallerton across the last 60 months, sourced from HM Land Registry Price Paid Data. 20 records in the current sample are confidently sector-classified; the wider recent sample is shown as general commercial transaction evidence.

Source sales
57
60-month window
Shown below
30
recent examples
Filter transaction evidence
All commercial transactions in Northallerton
57transactions
Sample: showing 30 recent sales below
RetailQ4 2025

91, High Street, Northallerton

Sale price
£225,000
OfficeQ4 2025

The Old Post Office, 106a, High Street, Swainby, Northallerton

Sale price
£300,000
RetailQ3 2025

132, High Street, Northallerton

Sale price
£610,000
RetailQ1 2025

47a, South Parade, Northallerton

Sale price
£180,000
OfficeQ1 2025

Unit 4-5, Thornfield Business Park, Standard Way Business Park, Northallerton

Sale price
£205,000
OfficeQ1 2025

Unit 4-5, Thornfield Business Park, Standard Way Business Park, Northallerton

Sale price
£165,000
AgriculturalQ1 2025

East Field Barn, Deighton, Northallerton

Sale price
£32,500
OfficeQ4 2024

Bembridge House, Long Lane, Hornby, Northallerton

Sale price
£250,000
OfficeQ4 2024

Thackwray House Farm, Gatenby, Northallerton

Sale price
£500,123
OfficeQ3 2024

Bembridge House, Long Lane, Hornby, Northallerton

Sale price
£130,000
OfficeQ2 2024

Register House, Zetland Street, Northallerton

Sale price
£500,000
OfficeQ2 2024

Thurston House, Thornfield Business Park, Standard Way Business Park, Northallerton

Sale price
£240,000
OfficeQ2 2024

Garden House, Welbury, Northallerton

Sale price
£550,000
OfficeQ2 2024

Moxon Court, Unit 4, Northallerton Business Park, Northallerton

Sale price
£327,500
OfficeQ2 2024

Moxon Court, Unit 5, Northallerton Business Park, Northallerton

Sale price
£327,500
OfficeQ1 2024

Moxon Court, Unit 1, Northallerton Business Park, Northallerton

Sale price
£727,500
RetailQ1 2024

Sainsburys Supermarkets LTD, High Street, Northallerton

Sale price
£6,075,000
OfficeQ1 2024

End House, South Otterington, Northallerton

Sale price
£1,925,000
RetailQ1 2024

108, High Street, Northallerton

Sale price
£160,000
OfficeQ1 2024

Manor House, Thrintoft, Northallerton

Sale price
£761,000
CommercialQ4 2025

Londonderry Garage, Londonderry, Northallerton

Sale price
£500,000
CommercialQ3 2025

Carthagena Farm, Hornby, Northallerton

Sale price
£1,100,000
CommercialQ3 2025

Gorselands, Swainby, Northallerton

Sale price
£905,000
CommercialQ2 2025

Leeming Lodge, Londonderry, Northallerton

Sale price
£660,000
CommercialQ2 2025

33a, Romanby Road, Northallerton

Sale price
£110,000
CommercialQ2 2025

Solberge Lodge, North Otterington, Northallerton

Sale price
£465,500
CommercialQ2 2025

Top Field, Deighton, Northallerton

Sale price
£420,000
CommercialQ1 2025

Bluebell Cottage, Long Lane, Hornby, Northallerton

Sale price
£130,000
CommercialQ1 2025

Bluebell Cottage, Long Lane, Hornby, Northallerton

Sale price
£250,000
CommercialQ1 2025

Woodlands Farm, Thimbleby, Northallerton

Sale price
£980,000

Source: HM Land Registry Price Paid Data (Category B records). Sector classification is address-based and best-effort; unclassified records are shown as general commercial transactions and smaller sectors may include mixed-use or conversion deals.

Northallerton commercial mortgages, bridging loans and development finance

Three core debt structures cover the majority of Northallerton commercial property deals. Each carries a different lender panel, LTV ceiling and pricing band, match the structure to the asset and the timeline.

Commercial Mortgages

Long-term financing for commercial and mixed-use property purchases, refinancing, and investment, tailored by experienced brokers who understand complex deal structures.

From £50,000Up to 75% LTV5-25 years

Commercial Remortgage

Refinance an existing commercial mortgage to lower your rate, switch lender, release equity or restructure the loan.

From £150,000Up to 75% LTV5-25 years (typical 5-year fixed reverting to variable)

Commercial Bridging Finance

Fast, flexible short-term finance for commercial property transactions, decisions in 48 hours, completion in days, and creative structuring for deals that mainstream lenders will not touch.

From £50,000Up to 75% LTV1-18 months

Development Finance

Specialist funding for ground-up construction, major refurbishment, and mixed-use development projects, structured with staged drawdowns aligned to your build programme.

From £150,000Up to 75% LTV6-24 months
ML

Matt Lenzie

Founder & Principal Broker

With a career spanning Lloyds Bank, Bank of Scotland, and a partnership in a corporate finance business, Matt brings institutional-grade expertise to every deal in Northallerton. Currently a board advisor to a pension administrator and trustee with £3.9bn of assets under advisory, Matt has raised over £300m of capital for property professionals across the UK.

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Northallerton commercial property investment fundamentals

What makes Northallerton fundable, where the development opportunity sits, which lenders are active, and the asset classes our team finances most often.

Investment Highlights

  • Average commercial property yields of 5.4% across the local market
  • 12.8% property price growth over the past five years
  • 9.2% rental growth over five years supporting income returns
  • Strong occupier demand from Public Administration and Agriculture & Livestock sectors
  • Excellent transport connectivity including LNER/TransPennine to York (25 mins)/Darlington (15 mins)
  • Active regeneration programmes driving future capital growth

Development Opportunities

Northallerton presents development opportunities linked to Northallerton town centre improvement scheme. Growing demand from the Public Administration sector is creating opportunities for purpose-built commercial space and conversion projects. Strong transport links enhance viability for mixed-use and residential-led schemes.

Lender Appetite

Standard market town appetite.

Property Types We Finance

Office SpaceServiced OfficesRetail UnitsHigh Street ShopsShopping CentresMedical/Dental PracticesCare Homes

Our team has deep experience arranging commercial mortgages, bridging loans, and development finance across Northallerton and the wider North Yorkshire region, from commercial property purchases to development and refurbishment projects.

Need a commercial mortgage decision in Northallerton?

Our team will review your asset, sector and structure against current Northallerton lender appetite and come back with an indicative rate, LTV and term within 24–48 hours. No application until you're ready.

Latest Commercial Property News in Northallerton

Commercial property news for Northallerton will appear here once available. Check back soon for the latest market updates.

Also Serving Across North Yorkshire

We provide commercial mortgages, bridging finance, and development finance throughout North Yorkshire.

Commercial Mortgage Brokers Across the UK

Northallerton Commercial Mortgage Calculator

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Northallerton Location

Commercial mortgage services available across Northallerton and surrounding areas. View larger map

Northallerton commercial mortgage FAQ

Data-grounded answers about commercial property finance in Northallerton, sourced from HM Land Registry transactions and our own deal flow.

How active is the commercial property market in Northallerton?

HM Land Registry recorded 57 commercial property transactions in Northallerton during the most recent reporting window. The median commercial sale price is £230,050, with the middle 50% of deals between £175,000 and £340,000. Source: HM Land Registry Price Paid Data (Category B records).

What is the typical commercial property price in Northallerton?

The median commercial sale price recorded by HM Land Registry in Northallerton is £230,050. Smaller end deals (lower quartile) sit around £175,000, while larger transactions (upper quartile) reach £340,000 and above. These are the figures lenders will benchmark valuations against when assessing a commercial mortgage application in Northallerton.

Which commercial property sectors are most active in Northallerton?

The most active commercial sectors in Northallerton (by recorded transaction count) are: office (14 transactions), retail (5 transactions), agri (1 transaction). Sector mix matters because lender appetite, LTV ceilings and rate pricing all vary by use class — speak to our team for an indicative quote on the sector you are targeting.

Can I get a commercial mortgage on a property in Northallerton?

Yes. We arrange commercial mortgages, commercial bridging finance and development finance for property in Northallerton. Typical loan sizes range from £150,000 to £25m+, with LTVs up to 75% on standard commercial assets and up to 70% LTGDV on development. Whole-of-market access — including the high-street banks, challenger lenders and specialist commercial funders.

How do I get a commercial mortgage quote for a property in Northallerton?

Call 07595 366094 or use the contact form to request a commercial mortgage quote in Northallerton. We will review the asset, sector, deal structure and lender appetite specific to Northallerton and come back with an indicative rate, LTV and term within 24–48 hours.

Ready to discuss your Northallerton project?

Speak with our specialist team today and get a decision in principle within 48 hours.