Skipton, North YorkshireLocal lender appetite and market data

Specialist Commercial Mortgage Broker in Skipton

CMB arranges commercial mortgages, bridging loans and development finance for property professionals across Skipton and North Yorkshire. Led by Matt Lenzie, ex-Lloyds Bank and Bank of Scotland, institutional-grade underwriting, direct lender access and decisions in 48 hours.

£300M+
Capital Raised
48hrs
Decision Time
100+
Lender Panel
£200
Avg Price/sq ft
5.3%
Average Yield
+13.5%
5yr Price Growth
+9.8%
5yr Rental Growth

Skipton commercial mortgage brokers, ex-bankers with direct lender access

CMB combines former Lloyds and Bank of Scotland underwriting experience with direct board-level relationships at the UK's leading commercial lenders.

Ex-Banking Background

Former Lloyds Bank and Bank of Scotland professionals who understand lender criteria inside-out

Board-Level Access

Direct relationships with lender decision-makers for faster approvals and better terms

£300M+ Track Record

Proven success arranging complex commercial property finance across the UK

Skipton commercial property market signals

The factors lenders weigh when assessing Skipton commercial mortgages, sector demand, transport connectivity and active regeneration programmes.

Gateway to Yorkshire Dales with strong market town economy. Premium property values. Tourist destination.

, CMB Market Analysis

Key Industries

  • Tourism & Heritage
  • Agriculture & Livestock (Skipton Auction Mart)
  • Independent Retail
  • Professional Services
  • Food & Drink

Transport Links

  • Northern/Airedale line to Leeds (40 mins)/Bradford
  • A65 to Kendal/Lake District
  • A59 to Harrogate/York
  • Leeds-Liverpool Canal

Regeneration

Skipton town centre heritage improvements; canal basin quarter enhancement; Broughton Road employment area; Engine Shed Lane development; Yorkshire Dales gateway investment; Skipton Heritage Action Zone

Listen: North Yorkshire Q1 2026 commercial property briefing

The North Yorkshire regional briefing covering Skipton and the wider region. A Q2 2026 commercial property briefing on North Yorkshire, England's largest historic county by area and the most landscape-constrained commercial property market in the north. We walk through York's Tier 1 anchor position, the Harrogate spa-town retail prints, the Scarborough coastal mixed-use clearing yield, and the Selby convenience-supermarket eleven-percent print, all framed by the Yorkshire Dales, North York Moors and Howardian Hills planning friction that defines the county.

Part of the Commercial Property Briefing podcast series. Subscribe via the RSS feed.

HMLR transaction evidence

Skipton commercial property transaction evidence

61 commercial sales in Skipton across the last 60 months, sourced from HM Land Registry Price Paid Data. 18 records in the current sample are confidently sector-classified; the wider recent sample is shown as general commercial transaction evidence.

Source sales
61
60-month window
Shown below
30
recent examples
Filter transaction evidence
All commercial transactions in Skipton
61transactions
Sample: showing 30 recent sales below
IndustrialQ4 2025

Elite Plumbing, Snaygill Industrial Estate, Skipton

Sale price
£228,150
HotelQ3 2025

Eldon Country Hotel, Church Street, Long Preston, Skipton

Sale price
£575,000
OfficeQ3 2025

Willow House, Wigglesworth, Skipton

Sale price
£115,000
OfficeQ1 2025

Home Farm Cottage, Mark House Lane, Gargrave, Skipton

Sale price
£430,000
RetailQ1 2025

20, High Street, Skipton

Sale price
£1,402,500
RetailQ1 2025

29, High Street, Gargrave, Skipton

Sale price
£105,000
OfficeQ1 2025

Unit 5, The Sidings Business Park, Skipton

Sale price
£130,000
RetailQ1 2025

46, High Street, Skipton

Sale price
£700,000
RetailQ1 2025

Craven College, High Street, Skipton

Sale price
£450,000
IndustrialQ4 2024

Craven Park, Unit 4c, Snaygill Industrial Estate, Skipton

Sale price
£150,000
OfficeQ4 2024

Unit 11, Sandylands Business Centre, Skipton

Sale price
£875,000
AgriculturalQ2 2024

Old Saw Mill, The Barn, Marton Road, Gargrave, Skipton

Sale price
£330,000
OfficeQ2 2024

Unit 5, The Sidings Business Park, Skipton

Sale price
£450,000
IndustrialQ2 2024

Dales Pharmaceuticals Manufacturing, Snaygill Industrial Estate, Skipton

Sale price
£3,975,000
OfficeQ1 2024

Wright Label Printing, The Sidings Business Park, Skipton

Sale price
£320,000
AgriculturalQ1 2024

Moor Lane Barn, Hawkswick, Skipton

Sale price
£640,000
AgriculturalQ1 2024

Land Adjoining Mandby Barn, Hawkswick, Skipton

Sale price
£640,000
AgriculturalQ1 2024

Cracked Castle Barn, Skyreholme, Skipton

Sale price
£282,283
CommercialQ1 2026

Mock Beggar Hall, Appletreewick, Skipton

Sale price
£660,000
CommercialQ4 2025

40, The Close, Skipton

Sale price
£225,000
CommercialQ4 2025

8, School Yard, Skipton

Sale price
£450,000
CommercialQ3 2025

Butterfields, Tosside, Skipton

Sale price
£655,000
CommercialQ3 2025

41, Roughaw Road, Skipton

Sale price
£167,750
CommercialQ2 2025

55, Swadford Street, Skipton

Sale price
£130,000
CommercialQ2 2025

Ribbledene, 2, Main Road, Hellifield, Skipton

Sale price
£400,000
CommercialQ2 2025

1 - 3, Main Street, Grassington, Skipton

Sale price
£260,000
CommercialQ1 2025

21, Kirk Lane, Eastby, Skipton

Sale price
£565,000
CommercialQ1 2025

1, Elliot Street, Skipton

Sale price
£300,000
CommercialQ1 2025

Brightwaters, Kettlewell, Skipton

Sale price
£135,000
CommercialQ1 2025

Buck Inn, Malham, Skipton

Sale price
£1,388,632

Source: HM Land Registry Price Paid Data (Category B records). Sector classification is address-based and best-effort; unclassified records are shown as general commercial transactions and smaller sectors may include mixed-use or conversion deals.

Skipton commercial mortgages, bridging loans and development finance

Three core debt structures cover the majority of Skipton commercial property deals. Each carries a different lender panel, LTV ceiling and pricing band, match the structure to the asset and the timeline.

Commercial Mortgages

Long-term financing for commercial and mixed-use property purchases, refinancing, and investment, tailored by experienced brokers who understand complex deal structures.

From £50,000Up to 75% LTV5-25 years

Commercial Remortgage

Refinance an existing commercial mortgage to lower your rate, switch lender, release equity or restructure the loan.

From £150,000Up to 75% LTV5-25 years (typical 5-year fixed reverting to variable)

Commercial Bridging Finance

Fast, flexible short-term finance for commercial property transactions, decisions in 48 hours, completion in days, and creative structuring for deals that mainstream lenders will not touch.

From £50,000Up to 75% LTV1-18 months

Development Finance

Specialist funding for ground-up construction, major refurbishment, and mixed-use development projects, structured with staged drawdowns aligned to your build programme.

From £150,000Up to 75% LTV6-24 months
ML

Matt Lenzie

Founder & Principal Broker

With a career spanning Lloyds Bank, Bank of Scotland, and a partnership in a corporate finance business, Matt brings institutional-grade expertise to every deal in Skipton. Currently a board advisor to a pension administrator and trustee with £3.9bn of assets under advisory, Matt has raised over £300m of capital for property professionals across the UK.

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Skipton commercial property investment fundamentals

What makes Skipton fundable, where the development opportunity sits, which lenders are active, and the asset classes our team finances most often.

Investment Highlights

  • Average commercial property yields of 5.3% across the local market
  • 13.5% property price growth over the past five years
  • 9.8% rental growth over five years supporting income returns
  • Strong occupier demand from Tourism & Heritage and Agriculture & Livestock (Skipton Auction Mart) sectors
  • Excellent transport connectivity including Northern/Airedale line to Leeds (40 mins)/Bradford
  • Active regeneration programmes driving future capital growth

Development Opportunities

Skipton presents development opportunities linked to Skipton town centre heritage improvements. Growing demand from the Tourism & Heritage sector is creating opportunities for purpose-built commercial space and conversion projects. Strong transport links enhance viability for mixed-use and residential-led schemes.

Lender Appetite

Good appetite for quality properties.

Property Types We Finance

Retail UnitsHigh Street ShopsOffice SpaceServiced OfficesRestaurant/Café UnitsFood Production Units

Our team has deep experience arranging commercial mortgages, bridging loans, and development finance across Skipton and the wider North Yorkshire region, from commercial property purchases to development and refurbishment projects.

Need a commercial mortgage decision in Skipton?

Our team will review your asset, sector and structure against current Skipton lender appetite and come back with an indicative rate, LTV and term within 24–48 hours. No application until you're ready.

Latest Commercial Property News in Skipton

Commercial property news for Skipton will appear here once available. Check back soon for the latest market updates.

Also Serving Across North Yorkshire

We provide commercial mortgages, bridging finance, and development finance throughout North Yorkshire.

Commercial Mortgage Brokers Across the UK

Skipton Commercial Mortgage Calculator

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Skipton Location

Commercial mortgage services available across Skipton and surrounding areas. View larger map

Skipton commercial mortgage FAQ

Data-grounded answers about commercial property finance in Skipton, sourced from HM Land Registry transactions and our own deal flow.

How active is the commercial property market in Skipton?

HM Land Registry recorded 61 commercial property transactions in Skipton during the most recent reporting window. The median commercial sale price is £228,150, with the middle 50% of deals between £125,000 and £400,000. Source: HM Land Registry Price Paid Data (Category B records).

What is the typical commercial property price in Skipton?

The median commercial sale price recorded by HM Land Registry in Skipton is £228,150. Smaller end deals (lower quartile) sit around £125,000, while larger transactions (upper quartile) reach £400,000 and above. These are the figures lenders will benchmark valuations against when assessing a commercial mortgage application in Skipton.

Which commercial property sectors are most active in Skipton?

The most active commercial sectors in Skipton (by recorded transaction count) are: office (6 transactions), retail (4 transactions), agri (4 transactions). Sector mix matters because lender appetite, LTV ceilings and rate pricing all vary by use class — speak to our team for an indicative quote on the sector you are targeting.

Can I get a commercial mortgage on a property in Skipton?

Yes. We arrange commercial mortgages, commercial bridging finance and development finance for property in Skipton. Typical loan sizes range from £150,000 to £25m+, with LTVs up to 75% on standard commercial assets and up to 70% LTGDV on development. Whole-of-market access — including the high-street banks, challenger lenders and specialist commercial funders.

How do I get a commercial mortgage quote for a property in Skipton?

Call 07595 366094 or use the contact form to request a commercial mortgage quote in Skipton. We will review the asset, sector, deal structure and lender appetite specific to Skipton and come back with an indicative rate, LTV and term within 24–48 hours.

Ready to discuss your Skipton project?

Speak with our specialist team today and get a decision in principle within 48 hours.