Oxfordshire

Commercial Mortgages in Oxfordshire

Expert commercial mortgage brokers serving businesses and commercial property investors across Oxfordshire. Access competitive rates on commercial mortgages, development finance, and bridging loans in Oxford, Witney, Bicester, Banbury, Thame, Henley-on-Thames, Chipping Norton, Woodstock, Wallingford.

9
Cities Covered
315,336
Total Population
4.7%
Avg Yield (4.2-5.3%)
+12.8%
5yr Price Growth

Why Invest in Oxfordshire

Oxfordshire offers commercial property investors access to 9 distinct markets with a combined population of 315,336. Average commercial yields of 4.7% (ranging from 4.2% to 5.3%) and 12.8% five-year price growth demonstrate the region’s investment appeal. Key sectors driving occupier demand include Professional Services, Technology, Agriculture. Major centres including Oxford provide tier-one investment opportunities.

Key Industries in Oxfordshire

Professional ServicesTechnologyAgricultureHealthcareRetailHospitality

Property Types We Finance

Laboratory/Research SpaceOffice SpaceServiced OfficesData CentresMedical/Dental PracticesCare HomesRetail UnitsHigh Street Shops

Transport & Connectivity

Oxford Station mainline
Oxford Parkway
A34 corridor
M40 motorway
A40 to Oxford (12 miles)/M40 Junction 8
A4095 to Faringdon/Woodstock
B4047 to Burford/Cotswolds
S1/S2 bus to Oxford city centre (30 mins)
Chiltern Railways to London Marylebone (50 mins)
East-West Rail to Oxford/Milton Keynes/Cambridge (under construction)
M40 Junction 9 (3 miles)
A41 to Aylesbury
Chiltern Railways to London Marylebone (60 mins)
M40 Junction 11 (adjacent)
A422 to Brackley/Silverstone
A361 to Daventry
Haddenham & Thame Parkway station (Chiltern Railways to Marylebone, 40 mins)
A418 to Aylesbury/Oxford
M40 Junction 7/8 (6 miles)
B4012 to Princes Risborough
GWR branch line to Reading (25 mins)/Paddington via Reading
A4130 to M40 Junction 4 (7 miles)
A4155 to Marlow/Reading
Thames Path and river navigation
A44 to Oxford (20 miles)/Evesham
A361 to Banbury/Burford
A3400 to Stratford/Moreton
No direct rail (nearest: Kingham/Charlbury, GWR Cotswold Line)
A44 to Oxford (8 miles)/Chipping Norton
A4095 to Witney/Bicester
S3 bus to Oxford (30 mins)
No direct rail (nearest: Oxford Parkway)
A4130 to M40 Junction 6 (10 miles)/Henley
A329 to Reading/Wallingford bypass
No direct rail (nearest: Cholsey, GWR to Paddington)
Thames Path and river crossing

Oxfordshire Average Commercial Property Values

Property TypeRegional Average (£ psf)
Office (Grade A)£13 psf
Office (Grade B)£8 psf
Retail (Prime)£19 psf
Industrial (Prime)£6 psf

Regional averages across 9 locations. Q1 2026 estimates.

Highest Yielding Locations

Our Services Across Oxfordshire

152,456 pop.

Oxford

Oxford is a world-renowned university city with thriving life sciences and technology sectors. The city offers premium property finance opportunities in a constrained market.

City CentreOxford Science ParkHeadington
View Oxford Services
29,103 pop.

Witney

Witney is a handsome West Oxfordshire market town famous as the historic centre of the English blanket industry (Witney blankets supplied the British Empire). The town has a thriving economy diversified beyond its textile heritage, with strong demand from professional services, technology, and retail occupiers. The Windrush valley setting and Cotswold-stone architecture add significant amenity value.

Witney Town CentreCoggesThe Leys
View Witney Services
46,307 pop.

Bicester

Bicester is one of England's fastest-growing towns, driven by Bicester Village (the UK's most visited shopping destination outside London), the Eco Town development, and major MoD investment at the Defence Equipment and Support headquarters. East-West Rail will soon connect the town to Oxford, Cambridge, and Milton Keynes, further enhancing its strategic significance.

Bicester Town CentreBicester VillageKingsmere
View Bicester Services
46,853 pop.

Banbury

Banbury is a thriving North Oxfordshire market town famous for its Banbury Cross (of nursery rhyme fame), Banbury cakes, and one of Europe's largest livestock markets. The town has attracted significant food manufacturing investment (including JDE Peet's coffee and General Mills), and its M40 Junction 11 location and Chiltern Railways services make it a key commercial centre in the Oxford-Birmingham corridor.

Banbury Town CentreBanbury CrossGrimsbury
View Banbury Services
11,561 pop.

Thame

Thame is a prosperous South Oxfordshire market town with one of the widest high streets in England and a historic town hall in its centre. The town has won multiple awards for its high street, supports a thriving independent retail and hospitality scene, and hosts the famous Thame Food Festival. Its Chiltern Railways connection and M40 proximity ensure strong commuter appeal.

Thame Town CentreThame ParkMoreton
View Thame Services
11,619 pop.

Henley-on-Thames

Henley-on-Thames is one of England's most prestigious river towns, world-famous for the annual Henley Royal Regatta and home to the River and Rowing Museum. The town's Georgian high street, the Kenton Theatre (one of the oldest working theatres in England), and the idyllic Thames setting support some of the highest commercial property values outside London.

Henley Town CentreHenley BridgeFawley
View Henley-on-Thames Services
6,337 pop.

Chipping Norton

Chipping Norton is a handsome Cotswold market town on the edge of the AONB, known locally as 'Chippy' and nationally as the centre of the 'Chipping Norton Set' of politicians, media figures, and celebrities who live in the surrounding villages. The town has a thriving independent retail scene and the Chipping Norton Theatre, one of the smallest purpose-built theatres in the country.

Chipping Norton Town CentreOver NortonHook Norton
View Chipping Norton Services
3,100 pop.

Woodstock

Woodstock is a small Oxfordshire town of exceptional quality, its principal attraction being Blenheim Palace, the only non-royal and non-episcopal country house in England to hold the title of palace. The town's intimate high street of antique shops, galleries, and boutique restaurants reflects the affluent visitor demographic, and commercial property is extremely scarce and highly valued.

Woodstock Town CentreBlenheim PalaceOld Woodstock
View Woodstock Services
8,000 pop.

Wallingford

Wallingford is a picturesque Thames-side market town with a Saxon heritage (it was Alfred the Great's fortified burh) and a connection to Agatha Christie, who lived at nearby Winterbrook until her death. The town has a charming marketplace, a Waitrose-anchored high street, and serves as a quiet alternative to busier Oxfordshire towns for professional services and independent retail.

Wallingford Town CentreCastle GardensCrowmarsh Gifford
View Wallingford Services

Commercial Finance Solutions Available in Oxfordshire

We offer a complete range of commercial property finance solutions across all locations in Oxfordshire.

Need Commercial Property Finance in Oxfordshire?

Our local commercial mortgage experts understand the Oxfordshire commercial property market. Get competitive rates and fast decisions.