CMB arranges commercial mortgages, bridging loans and development finance for property professionals across Bicester and Oxfordshire. Led by Matt Lenzie, ex-Lloyds Bank and Bank of Scotland, institutional-grade underwriting, direct lender access and decisions in 48 hours.
CMB combines former Lloyds and Bank of Scotland underwriting experience with direct board-level relationships at the UK's leading commercial lenders.
Former Lloyds Bank and Bank of Scotland professionals who understand lender criteria inside-out
Direct relationships with lender decision-makers for faster approvals and better terms
Proven success arranging complex commercial property finance across the UK
The factors lenders weigh when assessing Bicester commercial mortgages, sector demand, transport connectivity and active regeneration programmes.
“Bicester Village major retail destination. Garden Town growth. Excellent rail links to London and Birmingham.”
, CMB Market Analysis
Bicester Garden Town (13,000 homes by 2031); Graven Hill self-build development; Kingsmere housing; East-West Rail connection; NW Bicester Eco Town; Bicester Heritage (former RAF site motor industry hub)
The Oxfordshire regional briefing covering Bicester and the wider region. Oxfordshire is a four-engine commercial property county, a globally-ranked university city, an M40 manufacturing corridor, the UK's most-visited tourism asset, and a fusion-energy and big-science research belt, all within one county boundary. Two confirmed Acuitus prints frame the secondary-industrial yield, and the structural story is supply scarcity, not demand.
Part of the Commercial Property Briefing podcast series. Subscribe via the RSS feed.
63 commercial sales in Bicester across the last 60 months, sourced from HM Land Registry Price Paid Data. 15 records in the current sample are confidently sector-classified; the wider recent sample is shown as general commercial transaction evidence.
7, Coach House Mews, Bicester
Claremont House, Deans Court, Bicester
Manor House Nursing Home, Merton, Bicester
Wisteria House, 55, Lower End, Piddington, Bicester
Tamar House, Godington, Bicester
Homebase LTD, Launton Road Retail Park, Bicester
Trinity House West, 3, Unit 2, Graven Hill Road, Ambrosden, Bicester
Kings Arms Hotel, 40, Market Square, Bicester
Trinity House West, 3, 23, Graven Hill Road, Ambrosden, Bicester
Launton Business Centre, Unit 9, Murdock Road, Bicester
3, Parking Space Associated With, Coach House Mews, Bicester
3, Parking Space P3, Associated With, Coach House Mews, Bicester
Avonbury Business Park, Unit 6, Howes Lane, Bicester
Avonbury Business Park, Howes Lane, Bicester
1 - 3, Ground Floor Shop, Kingsley Road, Bicester
46, Market Square, Bicester
2, Knaptons Croft, Lower Heyford, Bicester
10, Wedgwood Road, Bicester
32, Launton Road, Bicester
St. John Ambulance, Ashdene Road, Bicester
Souldern Water Tower, Souldern, Bicester
The Hair Lounge, Merton Road, Ambrosden, Bicester
52, Sheep Street, Bicester
54, Sheep Street, Bicester
Manor Court, North Side, Steeple Aston, Bicester
The Old Courthouse, 5, Sheep Street, Bicester
10a, Granville Way, Bicester
1, Little Marsh Road, Marsh Gibbon, Bicester
67, Offutt Drive, Upper Heyford, Bicester
The Chapel, Kings End, Bicester
Source: HM Land Registry Price Paid Data (Category B records). Sector classification is address-based and best-effort; unclassified records are shown as general commercial transactions and smaller sectors may include mixed-use or conversion deals.
Three core debt structures cover the majority of Bicester commercial property deals. Each carries a different lender panel, LTV ceiling and pricing band, match the structure to the asset and the timeline.
Founder & Principal Broker
With a career spanning Lloyds Bank, Bank of Scotland, and a partnership in a corporate finance business, Matt brings institutional-grade expertise to every deal in Bicester. Currently a board advisor to a pension administrator and trustee with £3.9bn of assets under advisory, Matt has raised over £300m of capital for property professionals across the UK.
View Full ProfileWhat makes Bicester fundable, where the development opportunity sits, which lenders are active, and the asset classes our team finances most often.
Bicester presents development opportunities linked to Bicester Garden Town (13,000 homes by 2031). Growing demand from the Luxury Retail (Bicester Village) sector is creating opportunities for purpose-built commercial space and conversion projects. Strong transport links enhance viability for mixed-use and residential-led schemes.
Strong appetite across property types.
Our team has deep experience arranging commercial mortgages, bridging loans, and development finance across Bicester and the wider Oxfordshire region, from commercial property purchases to development and refurbishment projects.
Commercial property news for Bicester will appear here once available. Check back soon for the latest market updates.
We provide commercial mortgages, bridging finance, and development finance throughout Oxfordshire.
Commercial mortgage services available across Bicester and surrounding areas. View larger map
Recent sales, planning movement and market signals for Bicester, drawn from HM Land Registry data and local authority planning registers.
HM Land Registry data shows 63 commercial property transactions in the Bicester area over the past 60 months, with a median sale price of £280k. Lender appetite tends to follow transaction evidence, so an active local market supports stronger valuations.
Source: HM Land Registry price paid data
HM Land Registry records the sale of Claremont House, Deans Court, Bicester for £535,000 in Q4 2025, one of 3 commercial transactions recorded in the Bicester area that quarter.
Source: HM Land Registry price paid data
Planning movement often signals upcoming finance demand. If you are buying, refinancing or developing in Bicester, see our guide to getting a commercial mortgage or talk to us about the local market.
The questions we answer most often on Bicester deals, covered in depth in our knowledge hub.
What lenders assess, who finds it easy, and how declined cases still get funded.
Deposit requirements by property type, acceptable sources, and ways to reduce yours.
The routes to 100% borrowing: additional security, strong trading businesses and equity.
High-street banks, challengers and specialists: who lends on what in Oxfordshire.
Leniency by lender category and product type, and what flexibility really costs.
Typical 2026 pricing by product, and what drives the rate you are offered.
Data-grounded answers about commercial property finance in Bicester, sourced from HM Land Registry transactions and our own deal flow.
HM Land Registry recorded 63 commercial property transactions in Bicester during the most recent reporting window. The median commercial sale price is £280,000, with the middle 50% of deals between £200,000 and £422,000. Source: HM Land Registry Price Paid Data (Category B records).
The median commercial sale price recorded by HM Land Registry in Bicester is £280,000. Smaller end deals (lower quartile) sit around £200,000, while larger transactions (upper quartile) reach £422,000 and above. These are the figures lenders will benchmark valuations against when assessing a commercial mortgage application in Bicester.
The most active commercial sectors in Bicester (by recorded transaction count) are: office (12 transactions), retail (2 transactions), pub (1 transaction). Sector mix matters because lender appetite, LTV ceilings and rate pricing all vary by use class. Speak to our team for an indicative quote on the sector you are targeting.
Yes. We arrange commercial mortgages, commercial bridging finance and development finance for property in Bicester. Typical loan sizes range from £150,000 to £25m+, with LTVs up to 75% on standard commercial assets and up to 70% LTGDV on development. Whole-of-market access, including the high-street banks, challenger lenders and specialist commercial funders.
Call 07595 366094 or use the contact form to request a commercial mortgage quote in Bicester. We will review the asset, sector, deal structure and lender appetite specific to Bicester and come back with an indicative rate, LTV and term within 24 to 48 hours.