Expert commercial mortgage brokers serving businesses and commercial property investors across Kent. Access competitive rates on commercial mortgages, development finance, and bridging loans in Maidstone, Canterbury, Ashford, Dartford, Gravesend, Sevenoaks, Tunbridge Wells, Rochester, Chatham, Gillingham, Folkestone, Dover, Margate, Ramsgate, Tonbridge, Sittingbourne, Herne Bay, Deal, Sandwich, Faversham, Sheerness, Tenterden, Cranbrook, Edenbridge, Westerham.
Kent offers commercial property investors access to 25 distinct markets with a combined population of 1,419,029. Average commercial yields of 5.6% (ranging from 4.5% to 7.5%) and 16.1% five-year price growth demonstrate the region’s investment appeal. Key sectors driving occupier demand include Retail, Professional Services, Healthcare.
| Property Type | Regional Average (£ psf) |
|---|---|
| Office (Grade A) | £15 psf |
| Office (Grade B) | £9 psf |
| Retail (Prime) | £22 psf |
| Industrial (Prime) | £6 psf |
Regional averages across 25 locations. Q1 2026 estimates.
Maidstone is the county town of Kent with a diverse commercial property market and strong local economy. The town offers property finance opportunities across retail, office, and residential sectors.
Canterbury is a historic cathedral city and UNESCO World Heritage Site with three universities. The city offers property finance opportunities with exceptional student market demand.
Ashford is a major Kent town with international rail links and significant growth. The town offers property finance opportunities with strong transport connectivity.
Dartford in Kent offers diverse commercial property opportunities for investors and developers. Our experienced team provides tailored property finance solutions including development finance, bridging loans, commercial mortgages, and HMO finance across all sectors.
Gravesend is a Thames-side town with views across to Tilbury and a history as the first and last port of call for ships on the Thames. The town has a diverse multicultural character, the Sikh community's Guru Nanak Darbar Gurdwara being one of the largest outside India. Strong transport links via the Gravesend-Tilbury ferry and fast rail to London support its regeneration.
Sevenoaks is one of the most affluent commuter towns in England, with fast trains to London in 25 minutes and a prestigious address that attracts high-net-worth residents. The town sits at the foot of the Greensand Ridge with the 1,000-acre Knole Park (National Trust) as its centrepiece. Commercial property commands a significant premium reflecting the wealthy catchment.
Royal Tunbridge Wells is one of England's premier spa towns, with the historic Pantiles colonnade, elegant Georgian and Victorian architecture, and a cultural life centred on the Assembly Hall and Trinity Theatre. The town's affluent catchment supports a diverse retail and professional services market, and its position on the A21/rail corridor provides strong London connectivity.
Rochester is a Dickensian cathedral city with one of England's finest Norman castles and a beautifully preserved High Street that featured prominently in Charles Dickens' novels. The city hosts major Dickens festivals twice yearly and has a thriving independent retail scene, with the Rochester Riverside development extending the city towards the Medway waterfront.
Chatham is the largest of the Medway Towns with a proud naval heritage centred on the Historic Dockyard, now a major visitor attraction and creative workspace. The town has seen significant investment through the Rochester Riverside and Chatham Waters schemes, and the Universities at Medway campus has brought a student population that is reshaping the local economy.
Gillingham in Kent offers diverse commercial property opportunities for investors and developers. Our experienced team provides tailored property finance solutions including development finance, bridging loans, commercial mortgages, and HMO finance across all sectors.
Folkestone is experiencing one of the most creative-led regenerations in the UK, driven by the Folkestone Triennial art exhibition and the Creative Quarter in the old town. Roger De Haan's philanthropy has funded the harbour arm restoration, Quarterhouse arts centre, and extensive public art. The town's proximity to the Channel Tunnel terminal adds logistics significance.
Dover is Britain's gateway to Europe, home to the busiest passenger port in the world handling over 30 million journeys annually. The White Cliffs, Dover Castle, and the port dominate the town's economy and identity. Post-Brexit border infrastructure investment has been significant, and the town centre is undergoing regeneration to create a more attractive arrival point for the millions passing through.
Margate has undergone one of the UK's most remarkable cultural regenerations, anchored by the Turner Contemporary gallery which has attracted over 4 million visitors since opening in 2011. The Old Town has become a destination for vintage shops, galleries, and restaurants, while Dreamland has been restored as a heritage amusement park. Property values have surged as London creatives relocate.
Ramsgate is Thanet's most architecturally distinguished town, with England's only Royal Harbour (awarded by George IV) and one of the finest collections of Regency architecture outside Bath. The town played a crucial role in the Dunkirk evacuation and has a characterful marina district. It is benefiting from the Margate effect as creative regeneration spreads along the coast.
Tonbridge is a substantial Kent town on the River Medway, dominated by one of the finest motte and bailey castles in England and home to Tonbridge School, a leading independent school. The town has a strong high street with a mix of national and independent retailers, and serves as a key commuter base with fast services to London and excellent road links via the A21/M25.
Sittingbourne is a north Kent town on the A2/M2 corridor that is one of the fastest-growing in the county. The town has a significant paper-making heritage (Kemsley Mill) and a growing population driven by major housing developments. Its strategic position between London and Canterbury with good road and rail links supports logistics and distribution demand.
Herne Bay is a Victorian seaside town on the north Kent coast between Whitstable and Margate, with a distinctive clocktower (the world's first freestanding clocktower) and remnants of a grand Victorian pier. The town offers a more affordable seaside alternative to fashionable Whitstable next door, with a family-oriented character and improving high street.
Deal is a characterful coastal town on the English Channel that has been named the UK's best seaside destination. The town's Georgian and Regency seafront, thriving independent food scene, and proximity to the historic Cinque Ports create a distinctive commercial environment. Deal has attracted a wave of London emigres drawn by its authentic character and affordability relative to other coastal hotspots.
Sandwich is one of the best-preserved medieval towns in England and a former Cinque Port now two miles inland from the sea. The town is famous for the Royal St George's Golf Club (Open Championship host) and the Pfizer/Discovery Park pharmaceutical campus, which has transformed into a multi-occupier science and technology park. The combination of heritage charm and science employment is unique.
Faversham is Kent's oldest recorded town, with a remarkably intact medieval town centre, a working creek harbour, and Britain's oldest brewery (Shepherd Neame, brewing since 1698). The town has a growing foodie reputation and an authentic character that attracts creative businesses and independent retailers. Its HS1 connection offers fast London services.
Sheerness is a port town at the tip of the Isle of Sheppey, with a working docks operation and a heritage as a major Royal Naval dockyard. The town is the most affordable property location in Kent, offering strong yields for investors. The Port of Sheerness handles significant vehicle import volumes, and the planned London Resort theme park on the mainland would transform the area's prospects.
Tenterden is an exceptionally attractive Wealden town often called the 'Jewel of the Weald', with a broad tree-lined high street of period buildings and the Kent and East Sussex heritage railway. The town was historically one of the Cinque Ports' 'limbs' and today supports a premium independent retail and hospitality market serving a prosperous rural catchment.
Cranbrook is a beautiful Wealden town known as the 'Capital of the Weald', with a remarkable working smock windmill (Union Mill) and a wealth of white weatherboarded and half-timbered buildings. The town has a strong independent retail character with specialist shops, galleries, and an annual Apple Fair. Its position in the High Weald AONB constrains development but supports premium values.
Edenbridge is a small Kentish town in the Darent Valley on the Surrey-Kent border, with a long high street of mixed retail and service businesses. The town serves a rural catchment in the Low Weald between the North Downs and the Ashdown Forest, with a quiet residential character and property values reflecting its countryside setting.
Westerham is a small historic town on the Kent-Surrey border, famous as the home of Winston Churchill at Chartwell and General Wolfe's birthplace. The town green with its statues of both men creates a distinctive character, and the village supports a niche independent retail market and premium residential values reflecting its Green Belt setting beneath the North Downs.
We offer a complete range of commercial property finance solutions across all locations in Kent.