Sheerness, KentLocal lender appetite and market data

Specialist Commercial Mortgage Broker in Sheerness

CMB arranges commercial mortgages, bridging loans and development finance for property professionals across Sheerness and Kent. Led by Matt Lenzie, ex-Lloyds Bank and Bank of Scotland, institutional-grade underwriting, direct lender access and decisions in 48 hours.

£300M+
Capital Raised
48hrs
Decision Time
100+
Lender Panel
£115
Avg Price/sq ft
7.5%
Average Yield
+18.5%
5yr Price Growth
+14%
5yr Rental Growth

Sheerness commercial property delivers 7.5% average yield.

Sheerness yields sit above the UK commercial average, supporting income-driven debt structures and SPV-led acquisitions.

Sheerness commercial mortgage brokers, ex-bankers with direct lender access

CMB combines former Lloyds and Bank of Scotland underwriting experience with direct board-level relationships at the UK's leading commercial lenders.

Ex-Banking Background

Former Lloyds Bank and Bank of Scotland professionals who understand lender criteria inside-out

Board-Level Access

Direct relationships with lender decision-makers for faster approvals and better terms

£300M+ Track Record

Proven success arranging complex commercial property finance across the UK

Sheerness commercial property market signals

The factors lenders weigh when assessing Sheerness commercial mortgages, sector demand, transport connectivity and active regeneration programmes.

Historic dockyard with port operations. Affordable entry point in Kent. Regeneration potential.

, CMB Market Analysis

Key Industries

  • Port & Shipping (vehicle imports)
  • Manufacturing
  • Retail
  • Healthcare
  • Logistics

Transport Links

  • Southeastern to London Victoria (90 mins)
  • A249 to M2/Sittingbourne (dual carriageway)
  • Port of Sheerness
  • Sheppey Crossing bridge

Regeneration

Sheerness port expansion; Dockyard regeneration; Sheerness town centre improvement; former steelworks site; Sheppey Gateway housing; Blue Town heritage quarter

Listen: Kent Q1 2026 commercial property briefing

The Kent regional briefing covering Sheerness and the wider region. A Q2 2026 commercial property briefing on Kent, the South East's largest and most varied commercial market, running from the M25 belt at Dartford and Sevenoaks through the Medway towns and the Garden of England farmland to the Channel ports. We cover transaction depth across twenty-five towns, recent Acuitus auction prints clearing between roughly four and twelve percent, and where lender appetite sits today.

Part of the Commercial Property Briefing podcast series. Subscribe via the RSS feed.

HMLR transaction evidence

Sheerness commercial property transaction evidence

83 commercial sales in Sheerness across the last 60 months, sourced from HM Land Registry Price Paid Data. 14 records in the current sample are confidently sector-classified; the wider recent sample is shown as general commercial transaction evidence.

Source sales
83
60-month window
Shown below
30
recent examples
Filter transaction evidence
All commercial transactions in Sheerness
83transactions
Sample: showing 30 recent sales below
OfficeQ4 2025

Rides House, Plot 2, Warden Road, Eastchurch, Sheerness

Sale price
£40,000
IndustrialQ3 2025

Unit 1, Mile Town Industrial Park, Sheerness

Sale price
£1,344,000
RetailQ3 2025

13, High Street, Minster On Sea, Sheerness

Sale price
£240,000
RetailQ2 2025

Catamaran Yacht Club Bartons Point, Chalet 52, Marine Parade, Sheerness

Sale price
£30,000
RetailQ2 2025

Catamaran Yacht Club Bartons Point, Chalet 90, Marine Parade, Sheerness

Sale price
£60,000
RetailQ2 2025

Catamaran Yacht Club Bartons Point, Chalet 8, Marine Parade, Sheerness

Sale price
£15,768
RetailQ1 2025

25 - 29, High Street, Sheerness

Sale price
£350,000
OfficeQ1 2025

Rides House, Plot 2, Warden Road, Eastchurch, Sheerness

Sale price
£40,000
IndustrialQ1 2025

Britannia Industrial Estate, Bay 4, New Road, Sheerness

Sale price
£340,000
RetailQ1 2025

72, High Street, Eastchurch, Sheerness

Sale price
£230,000
OfficeQ1 2025

Devine House, Eastchurch Road, Eastchurch, Sheerness

Sale price
£200,000
OfficeQ1 2025

Bank House, Broadway, Sheerness

Sale price
£700,000
IndustrialQ1 2025

Britannia Industrial Estate, Unit 3, Dorset Road, Sheerness

Sale price
£630,000
RetailQ4 2024

Catamaran Yacht Club Bartons Point, Chalet 51, Marine Parade, Sheerness

Sale price
£33,000
CommercialQ4 2025

Lazy Days Caravan Park, Unit 3, Bell Farm Lane, Minster On Sea, Sheerness

Sale price
£200,000
CommercialQ4 2025

Vanity Farm Holiday Camp, Chalet 108, Leysdown Road, Leysdown On Sea, Sheerness

Sale price
£50,000
CommercialQ4 2025

The Old Pumping Station, Brielle Way, Sheerness

Sale price
£1,450,000
CommercialQ4 2025

113, Wards Hill Road, Minster On Sea, Sheerness

Sale price
£870,000
CommercialQ3 2025

Plots 2566 And 2567, Queenborough Drive, Minster On Sea, Sheerness

Sale price
£160,000
CommercialQ3 2025

Caprice, 10, Princes Avenue, Minster On Sea, Sheerness

Sale price
£325,000
CommercialQ3 2025

55, Park Avenue Holiday Village, Leysdown On Sea, Sheerness

Sale price
£69,000
CommercialQ3 2025

20, Hazel Avenue, Minster On Sea, Sheerness

Sale price
£210,000
CommercialQ2 2025

24, Hazel Grove, Minster Park, Sheerness

Sale price
£167,000
CommercialQ2 2025

71, Park Avenue Holiday Village, Leysdown On Sea, Sheerness

Sale price
£66,000
CommercialQ2 2025

Beverley Holiday Camp, Warden Road, Eastchurch, Sheerness

Sale price
£313,332
CommercialQ2 2025

19, Leysdown Road, Leysdown On Sea, Sheerness

Sale price
£115,000
CommercialQ2 2025

Lady Hamilton, Queenborough Road, Minster On Sea, Sheerness

Sale price
£790,600
CommercialQ1 2025

Kirk-Dene, Bell Farm Lane, Minster On Sea, Sheerness

Sale price
£430,000
CommercialQ1 2025

64, Park Avenue Holiday Village, Leysdown On Sea, Sheerness

Sale price
£73,000
CommercialQ1 2025

Land On The South Side Of, Chequers Road, Minster On Sea, Sheerness

Sale price
£100,000

Source: HM Land Registry Price Paid Data (Category B records). Sector classification is address-based and best-effort; unclassified records are shown as general commercial transactions and smaller sectors may include mixed-use or conversion deals.

Sheerness commercial mortgages, bridging loans and development finance

Three core debt structures cover the majority of Sheerness commercial property deals. Each carries a different lender panel, LTV ceiling and pricing band, match the structure to the asset and the timeline.

Commercial Mortgages

Long-term financing for commercial and mixed-use property purchases, refinancing, and investment, tailored by experienced brokers who understand complex deal structures.

From £50,000Up to 75% LTV5-25 years

Commercial Remortgage

Refinance an existing commercial mortgage to lower your rate, switch lender, release equity or restructure the loan.

From £150,000Up to 75% LTV5-25 years (typical 5-year fixed reverting to variable)

Commercial Bridging Finance

Fast, flexible short-term finance for commercial property transactions, decisions in 48 hours, completion in days, and creative structuring for deals that mainstream lenders will not touch.

From £50,000Up to 75% LTV1-18 months

Development Finance

Specialist funding for ground-up construction, major refurbishment, and mixed-use development projects, structured with staged drawdowns aligned to your build programme.

From £150,000Up to 75% LTV6-24 months
ML

Matt Lenzie

Founder & Principal Broker

With a career spanning Lloyds Bank, Bank of Scotland, and a partnership in a corporate finance business, Matt brings institutional-grade expertise to every deal in Sheerness. Currently a board advisor to a pension administrator and trustee with £3.9bn of assets under advisory, Matt has raised over £300m of capital for property professionals across the UK.

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Sheerness commercial property investment fundamentals

What makes Sheerness fundable, where the development opportunity sits, which lenders are active, and the asset classes our team finances most often.

Investment Highlights

  • Average commercial property yields of 7.5% across the local market
  • 18.5% property price growth over the past five years
  • 14% rental growth over five years supporting income returns
  • Strong occupier demand from Port & Shipping (vehicle imports) and Manufacturing sectors
  • Excellent transport connectivity including Southeastern to London Victoria (90 mins)
  • Active regeneration programmes driving future capital growth

Development Opportunities

Sheerness presents development opportunities linked to Sheerness port expansion. Growing demand from the Port & Shipping (vehicle imports) sector is creating opportunities for purpose-built commercial space and conversion projects. Strong transport links enhance viability for mixed-use and residential-led schemes.

Lender Appetite

Selective appetite for port-related uses.

Property Types We Finance

Industrial UnitsFactory SpaceRetail UnitsHigh Street ShopsShopping CentresMedical/Dental PracticesCare HomesIndustrial/Warehouse

Our team has deep experience arranging commercial mortgages, bridging loans, and development finance across Sheerness and the wider Kent region, from commercial property purchases to industrial unit purchases.

Need a commercial mortgage decision in Sheerness?

Our team will review your asset, sector and structure against current Sheerness lender appetite and come back with an indicative rate, LTV and term within 24–48 hours. No application until you're ready.

Latest Commercial Property News in Sheerness

Commercial property news for Sheerness will appear here once available. Check back soon for the latest market updates.

Sheerness Commercial Mortgage Calculator

Pre-populated with local market data

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Sheerness Location

Commercial mortgage services available across Sheerness and surrounding areas. View larger map

Sheerness commercial mortgage FAQ

Data-grounded answers about commercial property finance in Sheerness, sourced from HM Land Registry transactions and our own deal flow.

How active is the commercial property market in Sheerness?

HM Land Registry recorded 83 commercial property transactions in Sheerness during the most recent reporting window. The median commercial sale price is £200,000, with the middle 50% of deals between £148,000 and £270,000. Source: HM Land Registry Price Paid Data (Category B records).

What is the typical commercial property price in Sheerness?

The median commercial sale price recorded by HM Land Registry in Sheerness is £200,000. Smaller end deals (lower quartile) sit around £148,000, while larger transactions (upper quartile) reach £270,000 and above. These are the figures lenders will benchmark valuations against when assessing a commercial mortgage application in Sheerness.

Which commercial property sectors are most active in Sheerness?

The most active commercial sectors in Sheerness (by recorded transaction count) are: retail (7 transactions), office (4 transactions), industrial (3 transactions). Sector mix matters because lender appetite, LTV ceilings and rate pricing all vary by use class — speak to our team for an indicative quote on the sector you are targeting.

Can I get a commercial mortgage on a property in Sheerness?

Yes. We arrange commercial mortgages, commercial bridging finance and development finance for property in Sheerness. Typical loan sizes range from £150,000 to £25m+, with LTVs up to 75% on standard commercial assets and up to 70% LTGDV on development. Whole-of-market access — including the high-street banks, challenger lenders and specialist commercial funders.

How do I get a commercial mortgage quote for a property in Sheerness?

Call 07595 366094 or use the contact form to request a commercial mortgage quote in Sheerness. We will review the asset, sector, deal structure and lender appetite specific to Sheerness and come back with an indicative rate, LTV and term within 24–48 hours.

Ready to discuss your Sheerness project?

Speak with our specialist team today and get a decision in principle within 48 hours.