CMB arranges commercial mortgages, bridging loans and development finance for property professionals across Sittingbourne and Kent. Led by Matt Lenzie, ex-Lloyds Bank and Bank of Scotland, institutional-grade underwriting, direct lender access and decisions in 48 hours.
CMB combines former Lloyds and Bank of Scotland underwriting experience with direct board-level relationships at the UK's leading commercial lenders.
Former Lloyds Bank and Bank of Scotland professionals who understand lender criteria inside-out
Direct relationships with lender decision-makers for faster approvals and better terms
Proven success arranging complex commercial property finance across the UK
The factors lenders weigh when assessing Sittingbourne commercial mortgages, sector demand, transport connectivity and active regeneration programmes.
“Strategic location between Medway and Canterbury. Major distribution hub with strong logistics demand. Town centre improving.”
, CMB Market Analysis
Sittingbourne town centre regeneration (Spirit of Sittingbourne); Milton Creek country park; Borden housing growth; NW Sittingbourne development area; Kemsley Fields housing; paper mill heritage site
The Kent regional briefing covering Sittingbourne and the wider region. A Q2 2026 commercial property briefing on Kent, the South East's largest and most varied commercial market, running from the M25 belt at Dartford and Sevenoaks through the Medway towns and the Garden of England farmland to the Channel ports. We cover transaction depth across twenty-five towns, recent Acuitus auction prints clearing between roughly four and twelve percent, and where lender appetite sits today.
Part of the Commercial Property Briefing podcast series. Subscribe via the RSS feed.
113 commercial sales in Sittingbourne across the last 60 months, sourced from HM Land Registry Price Paid Data. 27 records in the current sample are confidently sector-classified; the wider recent sample is shown as general commercial transaction evidence.
Unit 7, Anchor Business Park, Sittingbourne
Unit 8, Castleacres Industrial Park, Sittingbourne
Saxon Shore Business Park, Unit 7, Castle Road, Sittingbourne
London House, 10-14, High Street, Milton Regis, Sittingbourne
69, High Street, Sittingbourne
Plot 12, Wardwell Lane, Lower Halstow, Sittingbourne
103 - 107, High Street, Sittingbourne
60, High Street, Sittingbourne
Unit 2-4, Castleacres Industrial Park, Sittingbourne
73, High Street, Milton Regis, Sittingbourne
Phoenix House, Central Avenue, Sittingbourne
Unit 6, Drywall Industrial Estate, Sittingbourne
Homebase LTD, Sittingbourne Retail Park, Sittingbourne
124, High Street, Sittingbourne
3b, Brickmakers Industrial Estate, Sittingbourne
Management Office, The Forum, Sittingbourne
Glenmore Business Park, Unit 17, Castle Road, Sittingbourne
Unit 22, Church Road Business Centre, Sittingbourne
Unit 18, Church Road Business Centre, Sittingbourne
The Granary, The Street, Doddington, Sittingbourne
Grove Park Shopping Centre, Gadby Road, Sittingbourne
St Michaels House, St Michaels Road, Sittingbourne
61, Unit 5, High Street, Milton Regis, Sittingbourne
59a, High Street, Sittingbourne
Sutton House, 5, London Road, Sittingbourne
61, High Street, Newington, Sittingbourne
Plot 11, Wardwell Lane, Lower Halstow, Sittingbourne
Oast View, Northwood Drive, Sittingbourne
19, Sheerstone, Iwade, Sittingbourne
3, The Street, Newnham, Sittingbourne
Source: HM Land Registry Price Paid Data (Category B records). Sector classification is address-based and best-effort; unclassified records are shown as general commercial transactions and smaller sectors may include mixed-use or conversion deals.
Three core debt structures cover the majority of Sittingbourne commercial property deals. Each carries a different lender panel, LTV ceiling and pricing band, match the structure to the asset and the timeline.
Founder & Principal Broker
With a career spanning Lloyds Bank, Bank of Scotland, and a partnership in a corporate finance business, Matt brings institutional-grade expertise to every deal in Sittingbourne. Currently a board advisor to a pension administrator and trustee with £3.9bn of assets under advisory, Matt has raised over £300m of capital for property professionals across the UK.
View Full ProfileWhat makes Sittingbourne fundable, where the development opportunity sits, which lenders are active, and the asset classes our team finances most often.
Sittingbourne presents development opportunities linked to Sittingbourne town centre regeneration (Spirit of Sittingbourne). Growing demand from the Paper & Packaging (DS Smith) sector is creating opportunities for purpose-built commercial space and conversion projects. Strong transport links enhance viability for mixed-use and residential-led schemes.
Good appetite for industrial and logistics. Town centre retail selective.
Our team has deep experience arranging commercial mortgages, bridging loans, and development finance across Sittingbourne and the wider Kent region, from commercial property purchases to logistics facility financing.
Commercial property news for Sittingbourne will appear here once available. Check back soon for the latest market updates.
We provide commercial mortgages, bridging finance, and development finance throughout Kent.
Commercial mortgage services available across Sittingbourne and surrounding areas. View larger map
Data-grounded answers about commercial property finance in Sittingbourne, sourced from HM Land Registry transactions and our own deal flow.
HM Land Registry recorded 113 commercial property transactions in Sittingbourne during the most recent reporting window. The median commercial sale price is £250,000, with the middle 50% of deals between £187,000 and £345,000. Source: HM Land Registry Price Paid Data (Category B records).
The median commercial sale price recorded by HM Land Registry in Sittingbourne is £250,000. Smaller end deals (lower quartile) sit around £187,000, while larger transactions (upper quartile) reach £345,000 and above. These are the figures lenders will benchmark valuations against when assessing a commercial mortgage application in Sittingbourne.
The most active commercial sectors in Sittingbourne (by recorded transaction count) are: office (10 transactions), retail (10 transactions), industrial (4 transactions). Sector mix matters because lender appetite, LTV ceilings and rate pricing all vary by use class — speak to our team for an indicative quote on the sector you are targeting.
Yes. We arrange commercial mortgages, commercial bridging finance and development finance for property in Sittingbourne. Typical loan sizes range from £150,000 to £25m+, with LTVs up to 75% on standard commercial assets and up to 70% LTGDV on development. Whole-of-market access — including the high-street banks, challenger lenders and specialist commercial funders.
Call 07595 366094 or use the contact form to request a commercial mortgage quote in Sittingbourne. We will review the asset, sector, deal structure and lender appetite specific to Sittingbourne and come back with an indicative rate, LTV and term within 24–48 hours.