Gravesend, Kent

Commercial Mortgages in Gravesend

Led by Matt Lenzie, ex-Lloyds Bank and Bank of Scotland, we arrange commercial mortgages, bridging finance, and development finance for property professionals across Gravesend and Kent.

£300M+
Capital Raised
48hrs
Decision Time
100+
Lender Panel
£200
Avg Price/sq ft
5.8%
Average Yield
+17.5%
5yr Price Growth
+13%
5yr Rental Growth

Why Choose CMB in Gravesend

Direct relationships with executives and board members of the UK's leading lenders

Ex-Banking Background

Former Lloyds Bank and Bank of Scotland professionals who understand lender criteria inside-out

Board-Level Access

Direct relationships with lender decision-makers for faster approvals and better terms

£300M+ Track Record

Proven success arranging complex commercial property finance across the UK

Areas we cover:Gravesend Town CentreNorthfleetShorneChalkDenton

Gravesend Local Market Intelligence

Thames Gateway location with competitive rents. Port-adjacent industrial highly sought. Regeneration improving town centre appeal.

— CMB Market Analysis

Key Industries

  • Port & River Services
  • Retail
  • Manufacturing
  • Professional Services
  • Logistics

Transport Links

  • Southeastern to London (25 mins)
  • Gravesend-Tilbury ferry
  • A2/M2 to London/Canterbury
  • Ebbsfleet International HS1 (5 miles)

Regeneration

Heritage Quarter waterfront regeneration; St George's Centre mixed-use; Canal Basin development; Gravesend town centre improvement; Ebbsfleet Garden City (nearby); Rochester Way area

Gravesend Commercial Property Market Data

Commercial Property Values in Gravesend

Property TypePrime / Grade ASecondaryMarket Range
Office£15 psf£7 psf£7 - £15 psf
Retail / Shop£31 psf£11 psf£11 - £31 psf
Industrial£7 psf£4 psf£4 - £7 psf
Warehouse / Logistics£8 psf£7 psf£7 - £8 psf

Market estimates based on Q1 2026 regional benchmarking data. For accurate valuations, contact us for a detailed assessment.

Investment Yields in Gravesend

Indicative gross yields. Actual returns depend on property condition, lease terms, and tenant covenant strength.

Gravesend Market Trends

Office Vacancy
Rising
Industrial Demand
Moderate
Retail Footfall
Growing
Residential Investment
Weak
Dominant sector:Industrial & Logistics

Gravesend benefits from growing private investor interest, particularly in industrial & logistics opportunities.

Recent Commercial Property Transactions in Gravesend

Representative transactions reflecting current market activity. Prices are guide values based on comparable evidence.

OfficeQ1 2026

Grade B office building, Northfleet

8,994 sq ft
£51,000 - £57,000
£6 psf9.5% yield
RetailQ3 2025

Corner retail unit with display frontage, Denton

739 sq ft
£7,000 - £8,000
£10 psf7.3% yield
IndustrialQ3 2025

Modern industrial unit, trade estate

20,288 sq ft
£77,000 - £85,000
£4 psf5.9% yield
Mixed-UseQ1 2026

Shop with maisonette above, town centre

3,392 sq ft
£696,000 - £769,000
£216 psf7.4% yield
Residential BlockQ4 2025

Buy-to-let residential portfolio, 23 units, Chalk

23 units
£2,035,000 - £2,250,000
7.5% yield
WarehouseQ3 2025

Cross-dock distribution facility, Chalk

67,795 sq ft
£451,000 - £498,000
£7 psf5.7% yield

Market estimates based on Q1 2026 regional benchmarking. For accurate valuations, contact us.

Our Services in Gravesend

Commercial Mortgages

Long-term financing for commercial and mixed-use property purchases, refinancing, and investment — tailored by experienced brokers who understand complex deal structures.

From £50,000Up to 75% LTV5-25 years

Commercial Bridging Finance

Fast, flexible short-term finance for commercial property transactions — decisions in 48 hours, completion in days, and creative structuring for deals that mainstream lenders will not touch.

From £50,000Up to 75% LTV1-18 months

Development Finance

Specialist funding for ground-up construction, major refurbishment, and mixed-use development projects — structured with staged drawdowns aligned to your build programme.

From £150,000Up to 75% LTV6-24 months
ML

Matt Lenzie

Founder & Principal Broker

With a career spanning Lloyds Bank, Bank of Scotland, and a partnership in a corporate finance business, Matt brings institutional-grade expertise to every deal in Gravesend. Currently a board advisor to a pension administrator and trustee with £3.9bn of assets under advisory, Matt has raised over £300m of capital for property professionals across the UK.

View Full Profile

Why Gravesend for Commercial Property Investment

Investment Highlights

  • Average commercial property yields of 5.8% across the local market
  • 17.5% property price growth over the past five years
  • 13% rental growth over five years supporting income returns
  • Strong occupier demand from Port & River Services and Retail sectors
  • Excellent transport connectivity including Southeastern to London (25 mins)
  • Active regeneration programmes driving future capital growth

Development Opportunities

Gravesend presents development opportunities linked to Heritage Quarter waterfront regeneration. Growing demand from the Port & River Services sector is creating opportunities for purpose-built commercial space and conversion projects. Strong transport links enhance viability for mixed-use and residential-led schemes.

Lender Appetite

Good appetite for industrial; town centre retail requires careful assessment.

Property Types We Finance

Retail UnitsHigh Street ShopsShopping CentresIndustrial UnitsFactory SpaceOffice SpaceServiced OfficesIndustrial/Warehouse

Our team has deep experience arranging commercial mortgages, bridging loans, and development finance across Gravesend and the wider Kent region, from commercial property purchases to retail unit purchases.

Why Invest in Gravesend

Gravesend is a Thames-side town with views across to Tilbury and a history as the first and last port of call for ships on the Thames. The commercial property market benefits from strong demand across Port & River Services, Retail, Manufacturing sectors, creating diverse occupier interest and reducing single-sector risk. With average yields of 5.8% and 17.5% price growth over five years, Gravesend offers compelling returns for commercial property investors. Excellent connectivity via Southeastern to London (25 mins) supports tenant demand and underpins long-term property values. Ongoing regeneration activity, including Heritage Quarter waterfront regeneration, further enhances the investment outlook and signals sustained public and private sector confidence.

Local Market Challenges

Competition for quality commercial stock in Gravesend has increased as investor demand spreads beyond core cities. Understanding local planning policies and Section 106 requirements is essential for development-led strategies.

Notable Developments

Gravesend's commercial property landscape has been shaped by Heritage Quarter waterfront regeneration. Growth in the Port & River Services sector has driven notable investment activity, with occupier demand supporting new development and refurbishment projects across the area.

Planning Context

The local planning authority for Gravesend operates within Kent, with policies that support sustainable commercial development and town centre vitality. The local plan identifies key development sites and employment areas, and the council has demonstrated a pragmatic approach to commercial property applications.

Latest Commercial Property News in Gravesend

Commercial property news for Gravesend will appear here once available. Check back soon for the latest market updates.

Gravesend Commercial Mortgage Calculator

Pre-populated with local market data

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Gravesend Location

Commercial mortgage services available across Gravesend and surrounding areas. View larger map

Gravesend Commercial Property FAQ

What is the average office rent per square foot in Gravesend?

Office rents in Gravesend range from approximately £7 per square foot for secondary space up to £15 per square foot for Grade A accommodation. Grade B office space, which represents the bulk of the market, typically commands around £10 per square foot. These figures are based on Q1 2026 regional market benchmarking.

What yields can investors expect from commercial property in Gravesend?

Investment yields in Gravesend vary by property type and grade. Current indicative yields are: offices at 6.56%-9.26%, retail at 6.77%-10.67%, industrial at 6.09%-8.8%, residential single-let at 7.82%. Prime yields are typically lower, reflecting stronger covenant strength and location quality. Contact us for a detailed yield analysis for your target property type.

What types of commercial property are available in Gravesend?

Gravesend's commercial property market includes offices, retail units, industrial premises, warehouses and logistics units, residential investment blocks. We arrange finance across all commercial property types, from standard office and retail purchases to specialist assets requiring tailored lending solutions.

How much does a residential investment block cost in Gravesend?

Residential investment blocks in Gravesend typically trade at around £97,000 per unit, or approximately £233 per square foot. Blocks of 4-24 units are the most common size bracket for private investors. Yields for single-let apartments average 7.82%. We can arrange commercial mortgages for blocks of 4+ units through specialist BTL lenders.

Ready to discuss your Gravesend project?

Speak with our specialist team today and get a decision in principle within 48 hours.