CMB arranges commercial mortgages, bridging loans and development finance for property professionals across Gravesend and Kent. Led by Matt Lenzie, ex-Lloyds Bank and Bank of Scotland, institutional-grade underwriting, direct lender access and decisions in 48 hours.
CMB combines former Lloyds and Bank of Scotland underwriting experience with direct board-level relationships at the UK's leading commercial lenders.
Former Lloyds Bank and Bank of Scotland professionals who understand lender criteria inside-out
Direct relationships with lender decision-makers for faster approvals and better terms
Proven success arranging complex commercial property finance across the UK
The factors lenders weigh when assessing Gravesend commercial mortgages, sector demand, transport connectivity and active regeneration programmes.
“Thames Gateway location with competitive rents. Port-adjacent industrial highly sought. Regeneration improving town centre appeal.”
, CMB Market Analysis
Heritage Quarter waterfront regeneration; St George's Centre mixed-use; Canal Basin development; Gravesend town centre improvement; Ebbsfleet Garden City (nearby); Rochester Way area
The Kent regional briefing covering Gravesend and the wider region. A Q2 2026 commercial property briefing on Kent, the South East's largest and most varied commercial market, running from the M25 belt at Dartford and Sevenoaks through the Medway towns and the Garden of England farmland to the Channel ports. We cover transaction depth across twenty-five towns, recent Acuitus auction prints clearing between roughly four and twelve percent, and where lender appetite sits today.
Part of the Commercial Property Briefing podcast series. Subscribe via the RSS feed.
112 commercial sales in Gravesend across the last 60 months, sourced from HM Land Registry Price Paid Data. 9 records in the current sample are confidently sector-classified; the wider recent sample is shown as general commercial transaction evidence.
Milton Road Business Park, Unit 5, Milton Road, Gravesend
Kesson House Care Home, Council Avenue, Northfleet, Gravesend
Apex Business Park, Unit 2a, Queens Farm Road, Shorne, Gravesend
Unit 3, Northfleet Industrial Estate, Northfleet, Gravesend
Dene Holm House, Dene Holm Road, Northfleet, Gravesend
Dene Holm House, Dene Holm Road, Northfleet, Gravesend
St. James House, 6 - 8, Overcliffe, Gravesend
Bentley Street Industrial Estate, Unit 4, Bentley Street, Gravesend
Darnley Arms, Trafalgar Road, Gravesend
3 - 5, Perry Street, Northfleet, Gravesend
15, The Avenue, Gravesend
Dashwood Court, Wrotham Road, Meopham, Gravesend
21, New Road, Gravesend
40, Calderwood, Gravesend
Nurstead Lodge, Nurstead, Meopham, Gravesend
43, Windmill Street, Gravesend
The Beeches, Ridge Lane, Meopham, Gravesend
83, Chalk Road, Gravesend
1a, Wellington Street, Gravesend
19, Edwin Street, Gravesend
High Beeches, Rhododendron Avenue, Meopham, Gravesend
Basque Cottage, Wrotham Road, Meopham, Gravesend
18, Dover Road East, Gravesend
63, Parrock Street, Gravesend
172, Windmill Street, Gravesend
Garage 8, Whitehill Road, Gravesend
117, Rochester Road, Gravesend
20, Stone Street, Gravesend
11, Bonham Way, Northfleet, Gravesend
Dover Mews, 147a, Dover Road, Northfleet, Gravesend
Source: HM Land Registry Price Paid Data (Category B records). Sector classification is address-based and best-effort; unclassified records are shown as general commercial transactions and smaller sectors may include mixed-use or conversion deals.
Three core debt structures cover the majority of Gravesend commercial property deals. Each carries a different lender panel, LTV ceiling and pricing band, match the structure to the asset and the timeline.
Founder & Principal Broker
With a career spanning Lloyds Bank, Bank of Scotland, and a partnership in a corporate finance business, Matt brings institutional-grade expertise to every deal in Gravesend. Currently a board advisor to a pension administrator and trustee with £3.9bn of assets under advisory, Matt has raised over £300m of capital for property professionals across the UK.
View Full ProfileWhat makes Gravesend fundable, where the development opportunity sits, which lenders are active, and the asset classes our team finances most often.
Gravesend presents development opportunities linked to Heritage Quarter waterfront regeneration. Growing demand from the Port & River Services sector is creating opportunities for purpose-built commercial space and conversion projects. Strong transport links enhance viability for mixed-use and residential-led schemes.
Good appetite for industrial; town centre retail requires careful assessment.
Our team has deep experience arranging commercial mortgages, bridging loans, and development finance across Gravesend and the wider Kent region, from commercial property purchases to retail unit purchases.
Commercial property news for Gravesend will appear here once available. Check back soon for the latest market updates.
We provide commercial mortgages, bridging finance, and development finance throughout Kent.
Commercial mortgage services available across Gravesend and surrounding areas. View larger map
Data-grounded answers about commercial property finance in Gravesend, sourced from HM Land Registry transactions and our own deal flow.
HM Land Registry recorded 112 commercial property transactions in Gravesend during the most recent reporting window. The median commercial sale price is £270,000, with the middle 50% of deals between £180,702 and £370,000. Source: HM Land Registry Price Paid Data (Category B records).
The median commercial sale price recorded by HM Land Registry in Gravesend is £270,000. Smaller end deals (lower quartile) sit around £180,702, while larger transactions (upper quartile) reach £370,000 and above. These are the figures lenders will benchmark valuations against when assessing a commercial mortgage application in Gravesend.
The most active commercial sectors in Gravesend (by recorded transaction count) are: office (6 transactions), industrial (2 transactions), pub (1 transaction). Sector mix matters because lender appetite, LTV ceilings and rate pricing all vary by use class — speak to our team for an indicative quote on the sector you are targeting.
Yes. We arrange commercial mortgages, commercial bridging finance and development finance for property in Gravesend. Typical loan sizes range from £150,000 to £25m+, with LTVs up to 75% on standard commercial assets and up to 70% LTGDV on development. Whole-of-market access — including the high-street banks, challenger lenders and specialist commercial funders.
Call 07595 366094 or use the contact form to request a commercial mortgage quote in Gravesend. We will review the asset, sector, deal structure and lender appetite specific to Gravesend and come back with an indicative rate, LTV and term within 24–48 hours.