CMB arranges commercial mortgages, bridging loans and development finance for property professionals across Dartford and Kent. Led by Matt Lenzie, ex-Lloyds Bank and Bank of Scotland, institutional-grade underwriting, direct lender access and decisions in 48 hours.
CMB combines former Lloyds and Bank of Scotland underwriting experience with direct board-level relationships at the UK's leading commercial lenders.
Former Lloyds Bank and Bank of Scotland professionals who understand lender criteria inside-out
Direct relationships with lender decision-makers for faster approvals and better terms
Proven success arranging complex commercial property finance across the UK
The factors lenders weigh when assessing Dartford commercial mortgages, sector demand, transport connectivity and active regeneration programmes.
“Strategic location at Dartford Crossing driving logistics demand. Bluewater retail park anchors significant footfall. Ebbsfleet development creating new commercial opportunities.”
, CMB Market Analysis
Ebbsfleet Garden City major development; town centre regeneration
The Kent regional briefing covering Dartford and the wider region. A Q2 2026 commercial property briefing on Kent, the South East's largest and most varied commercial market, running from the M25 belt at Dartford and Sevenoaks through the Medway towns and the Garden of England farmland to the Channel ports. We cover transaction depth across twenty-five towns, recent Acuitus auction prints clearing between roughly four and twelve percent, and where lender appetite sits today.
Part of the Commercial Property Briefing podcast series. Subscribe via the RSS feed.
100 commercial sales in Dartford across the last 60 months, sourced from HM Land Registry Price Paid Data. 7 records in the current sample are confidently sector-classified; the wider recent sample is shown as general commercial transaction evidence.
Mussenden Farm House, Mussenden Lane, Horton Kirby, Dartford
Unit 1, Swan Business Park, Dartford
9, High Street, Dartford
14, High Street, Greenhithe
Chalk Pit House, 27, 10, Havelock Drive, Greenhithe
Highwater House, Commercial Unit, Central Road, Dartford
Raven House, 291, Watling Street, Dartford
98, Hilltop Gardens, Dartford
651 - 661, Princes Road, Dartford
Tilehurst, Woodward Terrace, Greenhithe
Swanscombe Service Station, 149, Church Road, Swanscombe
149, Church Road, Swanscombe
34, Church Road, Swanscombe
30, St Albans Road, Dartford
35, Hythe Street, Dartford
58 - 62, New Road, South Darenth, Dartford
Unit 1, Maplehurst Close, Dartford
615 - 623, Princes Road, Dartford
Holmesdale Works, Holmesdale Road, South Darenth, Dartford
185, Dartford Road, Dartford
52, Burnham Crescent, Dartford
Abington, Oakfield Lane, Dartford
44, Spital Street, Dartford
The Priory Centre, Units 19 21 22 24 25 And 26, Lowfield Street, Dartford
50, Manor Road, Swanscombe
37, Wordsworth Way, Dartford
29, Essex Road, Dartford
The Beams, Puddledock Lane, Dartford
74, Watchgate, Dartford
Magistrates Court Buildings, 1a, Highfield Road, Dartford
Source: HM Land Registry Price Paid Data (Category B records). Sector classification is address-based and best-effort; unclassified records are shown as general commercial transactions and smaller sectors may include mixed-use or conversion deals.
Three core debt structures cover the majority of Dartford commercial property deals. Each carries a different lender panel, LTV ceiling and pricing band, match the structure to the asset and the timeline.
Founder & Principal Broker
With a career spanning Lloyds Bank, Bank of Scotland, and a partnership in a corporate finance business, Matt brings institutional-grade expertise to every deal in Dartford. Currently a board advisor to a pension administrator and trustee with £3.9bn of assets under advisory, Matt has raised over £300m of capital for property professionals across the UK.
View Full ProfileWhat makes Dartford fundable, where the development opportunity sits, which lenders are active, and the asset classes our team finances most often.
Dartford presents development opportunities linked to Ebbsfleet Garden City major development. Growing demand from the Retail sector is creating opportunities for purpose-built commercial space and conversion projects. Strong transport links enhance viability for mixed-use and residential-led schemes.
Strong appetite for logistics and trade counter. Retail selective but Bluewater vicinity favoured.
Our team has deep experience arranging commercial mortgages, bridging loans, and development finance across Dartford and the wider Kent region, from retail unit purchases to logistics facility financing.
Commercial property news for Dartford will appear here once available. Check back soon for the latest market updates.
We provide commercial mortgages, bridging finance, and development finance throughout Kent.
Commercial mortgage services available across Dartford and surrounding areas. View larger map
Recent sales, planning movement and market signals for Dartford, drawn from HM Land Registry data and local authority planning registers.
22 relevant planning applications are awaiting decision with Dartford Borough Council, proposing 222 units with an estimated gross development value of £57m.
Source: Dartford Borough Council planning register
HM Land Registry data shows 100 commercial property transactions in the Dartford area over the past 60 months, with a median sale price of £303k. Lender appetite tends to follow transaction evidence, so an active local market supports stronger valuations.
Source: HM Land Registry price paid data
HM Land Registry records the sale of Unit 1, Swan Business Park, Dartford for £1,344,000 in Q4 2025, one of 6 commercial transactions recorded in the Dartford area that quarter.
Source: HM Land Registry price paid data
Planning movement often signals upcoming finance demand. If you are buying, refinancing or developing in Dartford, see our guide to getting a commercial mortgage or talk to us about the local market.
The questions we answer most often on Dartford deals, covered in depth in our knowledge hub.
What lenders assess, who finds it easy, and how declined cases still get funded.
Deposit requirements by property type, acceptable sources, and ways to reduce yours.
The routes to 100% borrowing: additional security, strong trading businesses and equity.
High-street banks, challengers and specialists: who lends on what in Kent.
Leniency by lender category and product type, and what flexibility really costs.
Typical 2026 pricing by product, and what drives the rate you are offered.
Data-grounded answers about commercial property finance in Dartford, sourced from HM Land Registry transactions and our own deal flow.
HM Land Registry recorded 100 commercial property transactions in Dartford during the most recent reporting window. The median commercial sale price is £303,000, with the middle 50% of deals between £238,433 and £397,500. Source: HM Land Registry Price Paid Data (Category B records).
The median commercial sale price recorded by HM Land Registry in Dartford is £303,000. Smaller end deals (lower quartile) sit around £238,433, while larger transactions (upper quartile) reach £397,500 and above. These are the figures lenders will benchmark valuations against when assessing a commercial mortgage application in Dartford.
The most active commercial sectors in Dartford (by recorded transaction count) are: office (5 transactions), retail (2 transactions). Sector mix matters because lender appetite, LTV ceilings and rate pricing all vary by use class. Speak to our team for an indicative quote on the sector you are targeting.
Yes. We arrange commercial mortgages, commercial bridging finance and development finance for property in Dartford. Typical loan sizes range from £150,000 to £25m+, with LTVs up to 75% on standard commercial assets and up to 70% LTGDV on development. Whole-of-market access, including the high-street banks, challenger lenders and specialist commercial funders.
Call 07595 366094 or use the contact form to request a commercial mortgage quote in Dartford. We will review the asset, sector, deal structure and lender appetite specific to Dartford and come back with an indicative rate, LTV and term within 24 to 48 hours.