Dartford, KentLocal lender appetite and market data

Specialist Commercial Mortgage Broker in Dartford

CMB arranges commercial mortgages, bridging loans and development finance for property professionals across Dartford and Kent. Led by Matt Lenzie, ex-Lloyds Bank and Bank of Scotland, institutional-grade underwriting, direct lender access and decisions in 48 hours.

£300M+
Capital Raised
48hrs
Decision Time
100+
Lender Panel
£227
Avg Price/sq ft
6%
Average Yield
+19.8%
5yr Price Growth
+6.1%
5yr Rental Growth

Dartford commercial mortgage brokers, ex-bankers with direct lender access

CMB combines former Lloyds and Bank of Scotland underwriting experience with direct board-level relationships at the UK's leading commercial lenders.

Ex-Banking Background

Former Lloyds Bank and Bank of Scotland professionals who understand lender criteria inside-out

Board-Level Access

Direct relationships with lender decision-makers for faster approvals and better terms

£300M+ Track Record

Proven success arranging complex commercial property finance across the UK

Dartford commercial property market signals

The factors lenders weigh when assessing Dartford commercial mortgages, sector demand, transport connectivity and active regeneration programmes.

Strategic location at Dartford Crossing driving logistics demand. Bluewater retail park anchors significant footfall. Ebbsfleet development creating new commercial opportunities.

, CMB Market Analysis

Key Industries

  • Retail
  • Logistics
  • Manufacturing
  • Professional Services
  • Construction

Transport Links

  • Southeastern rail
  • High Speed 1
  • M25/A2 junction
  • Dartford Crossing

Regeneration

Ebbsfleet Garden City major development; town centre regeneration

Listen: Kent Q1 2026 commercial property briefing

The Kent regional briefing covering Dartford and the wider region. A Q2 2026 commercial property briefing on Kent, the South East's largest and most varied commercial market, running from the M25 belt at Dartford and Sevenoaks through the Medway towns and the Garden of England farmland to the Channel ports. We cover transaction depth across twenty-five towns, recent Acuitus auction prints clearing between roughly four and twelve percent, and where lender appetite sits today.

Part of the Commercial Property Briefing podcast series. Subscribe via the RSS feed.

HMLR transaction evidence

Dartford commercial property transaction evidence

100 commercial sales in Dartford across the last 60 months, sourced from HM Land Registry Price Paid Data. 7 records in the current sample are confidently sector-classified; the wider recent sample is shown as general commercial transaction evidence.

Source sales
100
60-month window
Shown below
30
recent examples
Filter transaction evidence
All commercial transactions in Dartford
100transactions
Sample: showing 30 recent sales below
OfficeQ4 2025

Mussenden Farm House, Mussenden Lane, Horton Kirby, Dartford

Sale price
£1,000,000
OfficeQ4 2025

Unit 1, Swan Business Park, Dartford

Sale price
£1,344,000
RetailQ3 2025

9, High Street, Dartford

Sale price
£270,000
RetailQ3 2025

14, High Street, Greenhithe

Sale price
£230,000
OfficeQ1 2025

Chalk Pit House, 27, 10, Havelock Drive, Greenhithe

Sale price
£285,000
OfficeQ1 2025

Highwater House, Commercial Unit, Central Road, Dartford

Sale price
£545,000
OfficeQ1 2025

Raven House, 291, Watling Street, Dartford

Sale price
£1,200,000
CommercialQ1 2026

98, Hilltop Gardens, Dartford

Sale price
£170,000
CommercialQ1 2026

651 - 661, Princes Road, Dartford

Sale price
£1,565,000
CommercialQ4 2025

Tilehurst, Woodward Terrace, Greenhithe

Sale price
£500,000
CommercialQ4 2025

Swanscombe Service Station, 149, Church Road, Swanscombe

Sale price
£531,000
CommercialQ4 2025

149, Church Road, Swanscombe

Sale price
£531,000
CommercialQ4 2025

34, Church Road, Swanscombe

Sale price
£276,000
CommercialQ3 2025

30, St Albans Road, Dartford

Sale price
£250,000
CommercialQ3 2025

35, Hythe Street, Dartford

Sale price
£230,000
CommercialQ3 2025

58 - 62, New Road, South Darenth, Dartford

Sale price
£520,000
CommercialQ3 2025

Unit 1, Maplehurst Close, Dartford

Sale price
£550,000
CommercialQ3 2025

615 - 623, Princes Road, Dartford

Sale price
£1,525,000
CommercialQ3 2025

Holmesdale Works, Holmesdale Road, South Darenth, Dartford

Sale price
£1,365,000
CommercialQ3 2025

185, Dartford Road, Dartford

Sale price
£255,000
CommercialQ3 2025

52, Burnham Crescent, Dartford

Sale price
£175,000
CommercialQ2 2025

Abington, Oakfield Lane, Dartford

Sale price
£585,000
CommercialQ2 2025

44, Spital Street, Dartford

Sale price
£300,000
CommercialQ2 2025

The Priory Centre, Units 19 21 22 24 25 And 26, Lowfield Street, Dartford

Sale price
£100,000
CommercialQ2 2025

50, Manor Road, Swanscombe

Sale price
£303,000
CommercialQ1 2025

37, Wordsworth Way, Dartford

Sale price
£380,000
CommercialQ1 2025

29, Essex Road, Dartford

Sale price
£250,000
CommercialQ1 2025

The Beams, Puddledock Lane, Dartford

Sale price
£1,700,000
CommercialQ1 2025

74, Watchgate, Dartford

Sale price
£398,000
CommercialQ1 2025

Magistrates Court Buildings, 1a, Highfield Road, Dartford

Sale price
£950,000

Source: HM Land Registry Price Paid Data (Category B records). Sector classification is address-based and best-effort; unclassified records are shown as general commercial transactions and smaller sectors may include mixed-use or conversion deals.

Dartford commercial mortgages, bridging loans and development finance

Three core debt structures cover the majority of Dartford commercial property deals. Each carries a different lender panel, LTV ceiling and pricing band, match the structure to the asset and the timeline.

Commercial Mortgages

Long-term financing for commercial and mixed-use property purchases, refinancing, and investment, tailored by experienced brokers who understand complex deal structures.

From £50,000Up to 75% LTV5-25 years

Commercial Remortgage

Refinance an existing commercial mortgage to lower your rate, switch lender, release equity or restructure the loan.

From £150,000Up to 75% LTV5-25 years (typical 5-year fixed reverting to variable)

Commercial Bridging Finance

Fast, flexible short-term finance for commercial property transactions, decisions in 48 hours, completion in days, and creative structuring for deals that mainstream lenders will not touch.

From £50,000Up to 75% LTV1-18 months

Development Finance

Specialist funding for ground-up construction, major refurbishment, and mixed-use development projects, structured with staged drawdowns aligned to your build programme.

From £150,000Up to 75% LTV6-24 months
ML

Matt Lenzie

Founder & Principal Broker

With a career spanning Lloyds Bank, Bank of Scotland, and a partnership in a corporate finance business, Matt brings institutional-grade expertise to every deal in Dartford. Currently a board advisor to a pension administrator and trustee with £3.9bn of assets under advisory, Matt has raised over £300m of capital for property professionals across the UK.

View Full Profile

Dartford commercial property investment fundamentals

What makes Dartford fundable, where the development opportunity sits, which lenders are active, and the asset classes our team finances most often.

Investment Highlights

  • Average commercial property yields of 6% across the local market
  • 19.8% property price growth over the past five years
  • 6.1% rental growth over five years supporting income returns
  • Strong occupier demand from Retail and Logistics sectors
  • Excellent transport connectivity including Southeastern rail
  • Active regeneration programmes driving future capital growth

Development Opportunities

Dartford presents development opportunities linked to Ebbsfleet Garden City major development. Growing demand from the Retail sector is creating opportunities for purpose-built commercial space and conversion projects. Strong transport links enhance viability for mixed-use and residential-led schemes.

Lender Appetite

Strong appetite for logistics and trade counter. Retail selective but Bluewater vicinity favoured.

Property Types We Finance

Retail UnitsHigh Street ShopsShopping CentresIndustrial/WarehouseDistribution CentresIndustrial UnitsFactory SpaceOffice Space

Our team has deep experience arranging commercial mortgages, bridging loans, and development finance across Dartford and the wider Kent region, from retail unit purchases to logistics facility financing.

Need a commercial mortgage decision in Dartford?

Our team will review your asset, sector and structure against current Dartford lender appetite and come back with an indicative rate, LTV and term within 24–48 hours. No application until you're ready.

Latest Commercial Property News in Dartford

Commercial property news for Dartford will appear here once available. Check back soon for the latest market updates.

Dartford Commercial Mortgage Calculator

Pre-populated with local market data

£
£
%
£
Monthly Payment
£0
LTV
0.0%
DSCR
0.00
Gross Yield
0.0%

Interest-only estimate. Actual terms subject to lender assessment.

Dartford Location

Commercial mortgage services available across Dartford and surrounding areas. View larger map

Dartford commercial mortgage FAQ

Data-grounded answers about commercial property finance in Dartford, sourced from HM Land Registry transactions and our own deal flow.

How active is the commercial property market in Dartford?

HM Land Registry recorded 100 commercial property transactions in Dartford during the most recent reporting window. The median commercial sale price is £303,000, with the middle 50% of deals between £238,433 and £397,500. Source: HM Land Registry Price Paid Data (Category B records).

What is the typical commercial property price in Dartford?

The median commercial sale price recorded by HM Land Registry in Dartford is £303,000. Smaller end deals (lower quartile) sit around £238,433, while larger transactions (upper quartile) reach £397,500 and above. These are the figures lenders will benchmark valuations against when assessing a commercial mortgage application in Dartford.

Which commercial property sectors are most active in Dartford?

The most active commercial sectors in Dartford (by recorded transaction count) are: office (5 transactions), retail (2 transactions). Sector mix matters because lender appetite, LTV ceilings and rate pricing all vary by use class — speak to our team for an indicative quote on the sector you are targeting.

Can I get a commercial mortgage on a property in Dartford?

Yes. We arrange commercial mortgages, commercial bridging finance and development finance for property in Dartford. Typical loan sizes range from £150,000 to £25m+, with LTVs up to 75% on standard commercial assets and up to 70% LTGDV on development. Whole-of-market access — including the high-street banks, challenger lenders and specialist commercial funders.

How do I get a commercial mortgage quote for a property in Dartford?

Call 07595 366094 or use the contact form to request a commercial mortgage quote in Dartford. We will review the asset, sector, deal structure and lender appetite specific to Dartford and come back with an indicative rate, LTV and term within 24–48 hours.

Ready to discuss your Dartford project?

Speak with our specialist team today and get a decision in principle within 48 hours.