Led by Matt Lenzie, ex-Lloyds Bank and Bank of Scotland, we arrange commercial mortgages, bridging finance, and development finance for property professionals across Chatham and Kent.
Direct relationships with executives and board members of the UK's leading lenders
Former Lloyds Bank and Bank of Scotland professionals who understand lender criteria inside-out
Direct relationships with lender decision-makers for faster approvals and better terms
Proven success arranging complex commercial property finance across the UK
“Largest Medway town with strong retail catchment. University and colleges drive demand for purpose-built student accommodation. Maritime heritage zone attracting investment.”
— CMB Market Analysis
Chatham Waters mixed-use (£650m); Rochester Riverside; Historic Dockyard creative workspace; Pentagon Centre redevelopment; Chatham Waterfront; Command of the Heights housing
| Property Type | Prime / Grade A | Secondary | Market Range |
|---|---|---|---|
| Office | £20 psf | £8 psf | £8 - £20 psf |
| Retail / Shop | £40 psf | £14 psf | £14 - £40 psf |
| Industrial | £7 psf | £5 psf | £5 - £7 psf |
Market estimates based on Q1 2026 regional benchmarking data. For accurate valuations, contact us for a detailed assessment.
Indicative gross yields. Actual returns depend on property condition, lease terms, and tenant covenant strength.
The Chatham market shows resilient fundamentals with yields remaining competitive against regional averages.
Representative transactions reflecting current market activity. Prices are guide values based on comparable evidence.
Grade A office suite, Chatham Town Centre
Retail premises with storage, town centre
Manufacturing unit with loading, Lordswood
Mixed-use building with commercial ground floor and residential above, Luton
29-bed registered care home with gardens, Walderslade
6-unit purpose-built apartment block, Luton
Market estimates based on Q1 2026 regional benchmarking. For accurate valuations, contact us.
Founder & Principal Broker
With a career spanning Lloyds Bank, Bank of Scotland, and a partnership in a corporate finance business, Matt brings institutional-grade expertise to every deal in Chatham. Currently a board advisor to a pension administrator and trustee with £3.9bn of assets under advisory, Matt has raised over £300m of capital for property professionals across the UK.
View Full ProfileChatham presents development opportunities linked to Chatham Waters mixed-use (£650m). Growing demand from the Education (Universities at Medway) sector is creating opportunities for purpose-built commercial space and conversion projects. Strong transport links enhance viability for mixed-use and residential-led schemes.
Appetite improving with regeneration. Education and healthcare sectors particularly favoured.
Our team has deep experience arranging commercial mortgages, bridging loans, and development finance across Chatham and the wider Kent region, from commercial property purchases to development and refurbishment projects.
Chatham is the largest of the Medway Towns with a proud naval heritage centred on the Historic Dockyard, now a major visitor attraction and creative workspace. The commercial property market benefits from strong demand across Education (Universities at Medway), Creative Industries (Dockyard), Retail sectors, creating diverse occupier interest and reducing single-sector risk. With average yields of 6% and 16.5% price growth over five years, Chatham offers compelling returns for commercial property investors. Excellent connectivity via Southeastern/Thameslink to London (40 mins) supports tenant demand and underpins long-term property values. Ongoing regeneration activity, including Chatham Waters mixed-use (£650m), further enhances the investment outlook and signals sustained public and private sector confidence.
The Chatham market requires realistic expectations around liquidity and exit timelines for commercial assets. Secondary location pricing can be volatile, and investors benefit from strong local knowledge and established lender relationships.
Chatham's commercial property landscape has been shaped by Chatham Waters mixed-use (£650m). Growth in the Education (Universities at Medway) sector has driven notable investment activity, with occupier demand supporting new development and refurbishment projects across the area.
Chatham falls under Kent planning authority, where the adopted local plan supports commercial development and economic growth. Planning decisions reflect a balance between heritage conservation and enabling new investment, with CIL charges and Section 106 contributions applying to larger schemes.
Commercial property news for Chatham will appear here once available. Check back soon for the latest market updates.
We provide commercial mortgages, bridging finance, and development finance throughout Kent.
Commercial mortgage services available across Chatham and surrounding areas. View larger map
Office rents in Chatham range from approximately £8 per square foot for secondary space up to £20 per square foot for Grade A accommodation. Grade B office space, which represents the bulk of the market, typically commands around £12 per square foot. These figures are based on Q1 2026 regional market benchmarking.
Investment yields in Chatham vary by property type and grade. Current indicative yields are: offices at 6.89%-8.24%, retail at 7.93%-10.99%, industrial at 6.49%-8.35%, residential single-let at 6.1%. Prime yields are typically lower, reflecting stronger covenant strength and location quality. Contact us for a detailed yield analysis for your target property type.
Chatham's commercial property market includes offices, retail units, industrial premises, residential investment blocks, care homes. We arrange finance across all commercial property types, from standard office and retail purchases to specialist assets requiring tailored lending solutions.
Residential investment blocks in Chatham typically trade at around £133,500 per unit, or approximately £252 per square foot. Blocks of 4-24 units are the most common size bracket for private investors. Yields for single-let apartments average 6.1%. We can arrange commercial mortgages for blocks of 4+ units through specialist BTL lenders.
Care homes in Chatham typically trade at around £39,050 per registered bed. A typical 45-bed home would therefore be valued between £781k and £2.3m. Care home financing is specialist in nature and we work with lenders who understand the operational and regulatory requirements of the sector.