CMB arranges commercial mortgages, bridging loans and development finance for property professionals across Bodmin and Cornwall. Led by Matt Lenzie, ex-Lloyds Bank and Bank of Scotland, institutional-grade underwriting, direct lender access and decisions in 48 hours.
Bodmin commercial property delivers 6.2% average yield.
Bodmin yields sit above the UK commercial average, supporting income-driven debt structures and SPV-led acquisitions.
CMB combines former Lloyds and Bank of Scotland underwriting experience with direct board-level relationships at the UK's leading commercial lenders.
Former Lloyds Bank and Bank of Scotland professionals who understand lender criteria inside-out
Direct relationships with lender decision-makers for faster approvals and better terms
Proven success arranging complex commercial property finance across the UK
The factors lenders weigh when assessing Bodmin commercial mortgages, sector demand, transport connectivity and active regeneration programmes.
“Cornwall's county town with judicial and administrative functions. Bodmin Jail tourism development. Central location on A30.”
, CMB Market Analysis
Bodmin town centre heritage action zone; former prison site redevelopment; Callywith College campus; Beacon Technology Park expansion; Bodmin Keep military museum
The Cornwall regional briefing covering Bodmin and the wider region. Cornwall is England's most south-westerly commercial property market and the most tourism-dependent. Five Acuitus prints frame the secondary yield map cleanly between 10.13% on Newquay high-street retail and 16.00% on a Truro mixed-use building.
Part of the Commercial Property Briefing podcast series. Subscribe via the RSS feed.
82 commercial sales in Bodmin across the last 60 months, sourced from HM Land Registry Price Paid Data. 8 records in the current sample are confidently sector-classified; the wider recent sample is shown as general commercial transaction evidence.
Governors House, Berrycoombe Road, Bodmin
Bodmin Retail Park, Unit 4, Launceston Road, Bodmin
Treskilling Barn, Treskilling, Bodmin
Trevail Business Park, Unit 1, Normandy Way, Bodmin
Glebe Stables, Cardinham, Bodmin
Water Lane Barn, Longstone, Bodmin
Station House, Bodmin Parkway, Bodmin
Unit 12c, Cooksland Industrial Estate, Bodmin
10, Valley View, Bodmin
Hengar Manor, 112, St Tudy, Bodmin
23a, Fore Street, Bodmin
23a, Fore Street, Bodmin
Butts Park, Luxulyan, Bodmin
14, Queens Crescent, Bodmin
Nankivell, Redmoor, Bodmin
Lower Cardeast, Cardinham, Bodmin
Woodbine Cottage, Michaelstow, Bodmin
St Kew Highway Chapel, St Kew Highway, Bodmin
Penrose, Treroosel Road, St Teath, Bodmin
Moorgreen Place, Chapel Road, St Tudy, Bodmin
Middle Cadwin Farm, Lanivet, Bodmin
The Dairy, Dunmere, Bodmin
Menkee Barns, St Mabyn, Bodmin
7, Reperry Gardens, Bodmin
27, Lamorrick Drive, Bodmin
Tregainlands, Washaway, Bodmin
Brady Construction Services, Priory Road, Bodmin
15, Lamorrick Drive, Bodmin
Lower Boscarne Farm, Nanstallon, Bodmin
Trenethans, Luxulyan, Bodmin
Source: HM Land Registry Price Paid Data (Category B records). Sector classification is address-based and best-effort; unclassified records are shown as general commercial transactions and smaller sectors may include mixed-use or conversion deals.
Three core debt structures cover the majority of Bodmin commercial property deals. Each carries a different lender panel, LTV ceiling and pricing band, match the structure to the asset and the timeline.
Founder & Principal Broker
With a career spanning Lloyds Bank, Bank of Scotland, and a partnership in a corporate finance business, Matt brings institutional-grade expertise to every deal in Bodmin. Currently a board advisor to a pension administrator and trustee with £3.9bn of assets under advisory, Matt has raised over £300m of capital for property professionals across the UK.
View Full ProfileWhat makes Bodmin fundable, where the development opportunity sits, which lenders are active, and the asset classes our team finances most often.
Bodmin presents development opportunities linked to Bodmin town centre heritage action zone. Growing demand from the Logistics & Distribution sector is creating opportunities for purpose-built commercial space and conversion projects. Strong transport links enhance viability for mixed-use and residential-led schemes.
Standard market town appetite.
Our team has deep experience arranging commercial mortgages, bridging loans, and development finance across Bodmin and the wider Cornwall region, from commercial property purchases to rural commercial conversions.
Commercial property news for Bodmin will appear here once available. Check back soon for the latest market updates.
We provide commercial mortgages, bridging finance, and development finance throughout Cornwall.
Commercial mortgage services available across Bodmin and surrounding areas. View larger map
Recent sales, planning movement and market signals for Bodmin, drawn from HM Land Registry data and local authority planning registers.
4 relevant planning applications are awaiting decision with Cornwall Council, proposing 14 units with an estimated gross development value of £3.0m.
Source: Cornwall Council planning register
HM Land Registry data shows 82 commercial property transactions in the Bodmin area over the past 60 months, with a median sale price of £270k. Lender appetite tends to follow transaction evidence, so an active local market supports stronger valuations.
Source: HM Land Registry price paid data
HM Land Registry records the sale of Middle Cadwin Farm, Lanivet, Bodmin for £1,150,000 in Q2 2025, one of 3 commercial transactions recorded in the Bodmin area that quarter.
Source: HM Land Registry price paid data
Planning movement often signals upcoming finance demand. If you are buying, refinancing or developing in Bodmin, see our guide to getting a commercial mortgage or talk to us about the local market.
The questions we answer most often on Bodmin deals, covered in depth in our knowledge hub.
What lenders assess, who finds it easy, and how declined cases still get funded.
Deposit requirements by property type, acceptable sources, and ways to reduce yours.
The routes to 100% borrowing: additional security, strong trading businesses and equity.
High-street banks, challengers and specialists: who lends on what in Cornwall.
Leniency by lender category and product type, and what flexibility really costs.
Typical 2026 pricing by product, and what drives the rate you are offered.
Data-grounded answers about commercial property finance in Bodmin, sourced from HM Land Registry transactions and our own deal flow.
HM Land Registry recorded 82 commercial property transactions in Bodmin during the most recent reporting window. The median commercial sale price is £270,000, with the middle 50% of deals between £122,500 and £550,000. Source: HM Land Registry Price Paid Data (Category B records).
The median commercial sale price recorded by HM Land Registry in Bodmin is £270,000. Smaller end deals (lower quartile) sit around £122,500, while larger transactions (upper quartile) reach £550,000 and above. These are the figures lenders will benchmark valuations against when assessing a commercial mortgage application in Bodmin.
The most active commercial sectors in Bodmin (by recorded transaction count) are: office (3 transactions), agri (3 transactions), retail (1 transaction). Sector mix matters because lender appetite, LTV ceilings and rate pricing all vary by use class. Speak to our team for an indicative quote on the sector you are targeting.
Yes. We arrange commercial mortgages, commercial bridging finance and development finance for property in Bodmin. Typical loan sizes range from £150,000 to £25m+, with LTVs up to 75% on standard commercial assets and up to 70% LTGDV on development. Whole-of-market access, including the high-street banks, challenger lenders and specialist commercial funders.
Call 07595 366094 or use the contact form to request a commercial mortgage quote in Bodmin. We will review the asset, sector, deal structure and lender appetite specific to Bodmin and come back with an indicative rate, LTV and term within 24 to 48 hours.