Bodmin, CornwallLocal lender appetite and market data

Specialist Commercial Mortgage Broker in Bodmin

CMB arranges commercial mortgages, bridging loans and development finance for property professionals across Bodmin and Cornwall. Led by Matt Lenzie, ex-Lloyds Bank and Bank of Scotland, institutional-grade underwriting, direct lender access and decisions in 48 hours.

£300M+
Capital Raised
48hrs
Decision Time
100+
Lender Panel
£155
Avg Price/sq ft
6.2%
Average Yield
+16.5%
5yr Price Growth
+12.8%
5yr Rental Growth

Bodmin commercial property delivers 6.2% average yield.

Bodmin yields sit above the UK commercial average, supporting income-driven debt structures and SPV-led acquisitions.

Bodmin commercial mortgage brokers, ex-bankers with direct lender access

CMB combines former Lloyds and Bank of Scotland underwriting experience with direct board-level relationships at the UK's leading commercial lenders.

Ex-Banking Background

Former Lloyds Bank and Bank of Scotland professionals who understand lender criteria inside-out

Board-Level Access

Direct relationships with lender decision-makers for faster approvals and better terms

£300M+ Track Record

Proven success arranging complex commercial property finance across the UK

Bodmin commercial property market signals

The factors lenders weigh when assessing Bodmin commercial mortgages, sector demand, transport connectivity and active regeneration programmes.

Cornwall's county town with judicial and administrative functions. Bodmin Jail tourism development. Central location on A30.

, CMB Market Analysis

Key Industries

  • Logistics & Distribution
  • Agriculture
  • Retail
  • Tourism
  • Food Processing

Transport Links

  • Bodmin Parkway station on Cornwall Main Line (GWR)
  • A30 trunk road (adjacent)
  • A389 to Wadebridge/Padstow
  • A38 to Liskeard/Plymouth

Regeneration

Bodmin town centre heritage action zone; former prison site redevelopment; Callywith College campus; Beacon Technology Park expansion; Bodmin Keep military museum

Listen: Cornwall Q1 2026 commercial property briefing

The Cornwall regional briefing covering Bodmin and the wider region. Cornwall is England's most south-westerly commercial property market and the most tourism-dependent. Five Acuitus prints frame the secondary yield map cleanly between 10.13% on Newquay high-street retail and 16.00% on a Truro mixed-use building.

Part of the Commercial Property Briefing podcast series. Subscribe via the RSS feed.

HMLR transaction evidence

Bodmin commercial property transaction evidence

82 commercial sales in Bodmin across the last 60 months, sourced from HM Land Registry Price Paid Data. 8 records in the current sample are confidently sector-classified; the wider recent sample is shown as general commercial transaction evidence.

Source sales
82
60-month window
Shown below
30
recent examples
Filter transaction evidence
All commercial transactions in Bodmin
82transactions
Sample: showing 30 recent sales below
OfficeQ2 2025

Governors House, Berrycoombe Road, Bodmin

Sale price
£700,000
RetailQ1 2025

Bodmin Retail Park, Unit 4, Launceston Road, Bodmin

Sale price
£365,093
AgriculturalQ4 2024

Treskilling Barn, Treskilling, Bodmin

Sale price
£780,000
OfficeQ4 2024

Trevail Business Park, Unit 1, Normandy Way, Bodmin

Sale price
£755,000
AgriculturalQ3 2024

Glebe Stables, Cardinham, Bodmin

Sale price
£585,000
AgriculturalQ3 2024

Water Lane Barn, Longstone, Bodmin

Sale price
£660,000
OfficeQ3 2024

Station House, Bodmin Parkway, Bodmin

Sale price
£400,000
IndustrialQ1 2024

Unit 12c, Cooksland Industrial Estate, Bodmin

Sale price
£260,000
CommercialQ4 2025

10, Valley View, Bodmin

Sale price
£250,000
CommercialQ4 2025

Hengar Manor, 112, St Tudy, Bodmin

Sale price
£69,000
CommercialQ4 2025

23a, Fore Street, Bodmin

Sale price
£475,000
CommercialQ4 2025

23a, Fore Street, Bodmin

Sale price
£541,750
CommercialQ4 2025

Butts Park, Luxulyan, Bodmin

Sale price
£550,000
CommercialQ4 2025

14, Queens Crescent, Bodmin

Sale price
£110,000
CommercialQ3 2025

Nankivell, Redmoor, Bodmin

Sale price
£770,000
CommercialQ3 2025

Lower Cardeast, Cardinham, Bodmin

Sale price
£648,000
CommercialQ3 2025

Woodbine Cottage, Michaelstow, Bodmin

Sale price
£435,000
CommercialQ3 2025

St Kew Highway Chapel, St Kew Highway, Bodmin

Sale price
£80,000
CommercialQ3 2025

Penrose, Treroosel Road, St Teath, Bodmin

Sale price
£355,000
CommercialQ2 2025

Moorgreen Place, Chapel Road, St Tudy, Bodmin

Sale price
£920,000
CommercialQ2 2025

Middle Cadwin Farm, Lanivet, Bodmin

Sale price
£1,150,000
CommercialQ1 2025

The Dairy, Dunmere, Bodmin

Sale price
£750,000
CommercialQ1 2025

Menkee Barns, St Mabyn, Bodmin

Sale price
£1,400,000
CommercialQ1 2025

7, Reperry Gardens, Bodmin

Sale price
£790,000
CommercialQ1 2025

27, Lamorrick Drive, Bodmin

Sale price
£346,725
CommercialQ1 2025

Tregainlands, Washaway, Bodmin

Sale price
£550,000
CommercialQ1 2025

Brady Construction Services, Priory Road, Bodmin

Sale price
£595,000
CommercialQ1 2025

15, Lamorrick Drive, Bodmin

Sale price
£1,090,000
CommercialQ1 2025

Lower Boscarne Farm, Nanstallon, Bodmin

Sale price
£795,000
CommercialQ1 2025

Trenethans, Luxulyan, Bodmin

Sale price
£725,000

Source: HM Land Registry Price Paid Data (Category B records). Sector classification is address-based and best-effort; unclassified records are shown as general commercial transactions and smaller sectors may include mixed-use or conversion deals.

Bodmin commercial mortgages, bridging loans and development finance

Three core debt structures cover the majority of Bodmin commercial property deals. Each carries a different lender panel, LTV ceiling and pricing band, match the structure to the asset and the timeline.

Commercial Mortgages

Long-term financing for commercial and mixed-use property purchases, refinancing, and investment, tailored by experienced brokers who understand complex deal structures.

From £50,000Up to 75% LTV5-25 years

Commercial Remortgage

Refinance an existing commercial mortgage to lower your rate, switch lender, release equity or restructure the loan.

From £150,000Up to 75% LTV5-25 years (typical 5-year fixed reverting to variable)

Commercial Bridging Finance

Fast, flexible short-term finance for commercial property transactions, decisions in 48 hours, completion in days, and creative structuring for deals that mainstream lenders will not touch.

From £50,000Up to 75% LTV1-18 months

Development Finance

Specialist funding for ground-up construction, major refurbishment, and mixed-use development projects, structured with staged drawdowns aligned to your build programme.

From £150,000Up to 75% LTV6-24 months
ML

Matt Lenzie

Founder & Principal Broker

With a career spanning Lloyds Bank, Bank of Scotland, and a partnership in a corporate finance business, Matt brings institutional-grade expertise to every deal in Bodmin. Currently a board advisor to a pension administrator and trustee with £3.9bn of assets under advisory, Matt has raised over £300m of capital for property professionals across the UK.

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Bodmin commercial property investment fundamentals

What makes Bodmin fundable, where the development opportunity sits, which lenders are active, and the asset classes our team finances most often.

Investment Highlights

  • Average commercial property yields of 6.2% across the local market
  • 16.5% property price growth over the past five years
  • 12.8% rental growth over five years supporting income returns
  • Strong occupier demand from Logistics & Distribution and Agriculture sectors
  • Excellent transport connectivity including Bodmin Parkway station on Cornwall Main Line (GWR)
  • Active regeneration programmes driving future capital growth

Development Opportunities

Bodmin presents development opportunities linked to Bodmin town centre heritage action zone. Growing demand from the Logistics & Distribution sector is creating opportunities for purpose-built commercial space and conversion projects. Strong transport links enhance viability for mixed-use and residential-led schemes.

Lender Appetite

Standard market town appetite.

Property Types We Finance

Agricultural BuildingsRural Commercial UnitsRetail UnitsHigh Street ShopsShopping CentresHotelsLeisure PropertiesHoliday Lets

Our team has deep experience arranging commercial mortgages, bridging loans, and development finance across Bodmin and the wider Cornwall region, from commercial property purchases to rural commercial conversions.

Need a commercial mortgage decision in Bodmin?

Our team will review your asset, sector and structure against current Bodmin lender appetite and come back with an indicative rate, LTV and term within 24–48 hours. No application until you're ready.

Latest Commercial Property News in Bodmin

Commercial property news for Bodmin will appear here once available. Check back soon for the latest market updates.

Bodmin Commercial Mortgage Calculator

Pre-populated with local market data

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Bodmin Location

Commercial mortgage services available across Bodmin and surrounding areas. View larger map

Bodmin commercial mortgage FAQ

Data-grounded answers about commercial property finance in Bodmin, sourced from HM Land Registry transactions and our own deal flow.

How active is the commercial property market in Bodmin?

HM Land Registry recorded 82 commercial property transactions in Bodmin during the most recent reporting window. The median commercial sale price is £270,000, with the middle 50% of deals between £122,500 and £550,000. Source: HM Land Registry Price Paid Data (Category B records).

What is the typical commercial property price in Bodmin?

The median commercial sale price recorded by HM Land Registry in Bodmin is £270,000. Smaller end deals (lower quartile) sit around £122,500, while larger transactions (upper quartile) reach £550,000 and above. These are the figures lenders will benchmark valuations against when assessing a commercial mortgage application in Bodmin.

Which commercial property sectors are most active in Bodmin?

The most active commercial sectors in Bodmin (by recorded transaction count) are: office (3 transactions), agri (3 transactions), retail (1 transaction). Sector mix matters because lender appetite, LTV ceilings and rate pricing all vary by use class — speak to our team for an indicative quote on the sector you are targeting.

Can I get a commercial mortgage on a property in Bodmin?

Yes. We arrange commercial mortgages, commercial bridging finance and development finance for property in Bodmin. Typical loan sizes range from £150,000 to £25m+, with LTVs up to 75% on standard commercial assets and up to 70% LTGDV on development. Whole-of-market access — including the high-street banks, challenger lenders and specialist commercial funders.

How do I get a commercial mortgage quote for a property in Bodmin?

Call 07595 366094 or use the contact form to request a commercial mortgage quote in Bodmin. We will review the asset, sector, deal structure and lender appetite specific to Bodmin and come back with an indicative rate, LTV and term within 24–48 hours.

Ready to discuss your Bodmin project?

Speak with our specialist team today and get a decision in principle within 48 hours.